This document provides information about financial aid options at Chattahoochee Technical College, including the application process, types of aid available, tuition/fees, and maintaining eligibility. It outlines the steps to apply for aid such as completing the FAFSA, potential award letters, and deadlines. It describes federal, state, and institutional aid programs including Pell grants, HOPE scholarship, and payment plans. Requirements for satisfactory academic progress and implications of withdrawing from classes are also summarized.
ollege Financial Aid 101. What kinds of grants can you get? What are the Different Loan Types? The Downside to Scholarships? A quick and dirty rundown of the basics to help you make the most of your college aid application, updated for 2019-2020.
Nontraditional students include adult learners pursuing secondary education for the first time, single parents, and those with a full-time job seeking to take classes part-time. This guide offers tips, resources, and a directory of scholarships and grants designed for nontraditional students.
ollege Financial Aid 101. What kinds of grants can you get? What are the Different Loan Types? The Downside to Scholarships? A quick and dirty rundown of the basics to help you make the most of your college aid application, updated for 2019-2020.
Nontraditional students include adult learners pursuing secondary education for the first time, single parents, and those with a full-time job seeking to take classes part-time. This guide offers tips, resources, and a directory of scholarships and grants designed for nontraditional students.
Nov. 10, 2011 Wissahickon HS Financial Aid NightChristopher
Fran McKeown, a representative from PHEAA (Pennsylvania Higher Education Assistance Agency), presented to parents and students of Wissahickon HS about financial aid.
The decision to go to college can by complicated by the financial commitment that’s involved. It can be stressful (as a family) to think of the expense, the debt piling up, and the unknown of when it comes time to repay.
With some knowledge and preparation, you can make college happen. Don’t let the cost deter you if you’re confident in the value of a college education!
How to lower the cost of college tuition 123taxcredit
This presentation is intended to inform college and university administrators of alternative federal financial aid that is available to students. This aid can be used for a variety of uses, including helping to reduce the costs of tuition for students, reduce student default rates and generate new sources of revenue for institutions.
For more information contact Anthony Wong @ 877.987.7237 x 503 or email info@123taxcredit.com
College Financial Aid 101. What kinds of grants can you get? What are the Different Loan Types? The Downside to Scholarships? A quick and dirty rundown of the basics to help you make the most of your college aid application
Overseas education loan : Ways to fund for overseas education Rahul Singh
Avanse provides education loan for students planning for their higher studies abroad. And The first thing that comes to your mind is an Overseas education loan. But even before you opt for an educational loan, make sure you tap the university/college funding option. To know more visit : http://www.avanse.com/studying-abroad/
Nov. 10, 2011 Wissahickon HS Financial Aid NightChristopher
Fran McKeown, a representative from PHEAA (Pennsylvania Higher Education Assistance Agency), presented to parents and students of Wissahickon HS about financial aid.
The decision to go to college can by complicated by the financial commitment that’s involved. It can be stressful (as a family) to think of the expense, the debt piling up, and the unknown of when it comes time to repay.
With some knowledge and preparation, you can make college happen. Don’t let the cost deter you if you’re confident in the value of a college education!
How to lower the cost of college tuition 123taxcredit
This presentation is intended to inform college and university administrators of alternative federal financial aid that is available to students. This aid can be used for a variety of uses, including helping to reduce the costs of tuition for students, reduce student default rates and generate new sources of revenue for institutions.
For more information contact Anthony Wong @ 877.987.7237 x 503 or email info@123taxcredit.com
College Financial Aid 101. What kinds of grants can you get? What are the Different Loan Types? The Downside to Scholarships? A quick and dirty rundown of the basics to help you make the most of your college aid application
Overseas education loan : Ways to fund for overseas education Rahul Singh
Avanse provides education loan for students planning for their higher studies abroad. And The first thing that comes to your mind is an Overseas education loan. But even before you opt for an educational loan, make sure you tap the university/college funding option. To know more visit : http://www.avanse.com/studying-abroad/
This self-paced course is designed to provide you with a basic understanding of personal financial management to help you meet life's challenges and opportunities in college and in life. Major topics covered include: financial planning; budgeting; information on the various sources of financial aid; credit use; standards of progress for financial aid eligibility; affording the loan debt that you have borrowed; using your maximum credit wisely; and retirement planning. Students will be provided with information that will enhance their knowledge and skills to assist them with making more informed decisions that are related to various practices as they pursue their education at Madison College.
Eric Cuevas & Jessica Williams panther retention grant, panther acceleratio...Georgia State University
The Student Financial Success Conference aims to advance the national dialogue about the use of data and technology to support undergraduate students by minimizing their financial risk that may adversely impact their academic success.
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
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Home Loans, Home Loan Rates and Current Mortgage Rates
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Auto Title Loans as well as Boat and RV Loans
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Come visit us at one of our four locations:
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It’s no secret that postsecondary education is an investment, but do you find yourself asking how much it will really cost and wondering how you will pay for it?
We’ll help you determine the true cost of education after high school and go over all your options for payment – from scholarships and grants to financial aid and student loans. We’ll also cover the topic of timing – when you should begin looking into your options and what to expect from the application process.
Financing Your Studies In Abroad, Scholarships/ Education LoanMeetUniversity
Are you facing problem while applying for Admission in Abroad due to finance? If yes, then this presentation may help you to know the answer of question, "How to Finance your Studies in Abroad?"
Get here detailed information about Study Abroad Finance Quick Facts, Cost Calculation, Financing Options, Scholarships, Education Loan, etc.
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Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
4. CTC Financial Aid Process
Students
and Parents
Create
FSA ID
Receive &
Review
FA Award
Letter
Renew
FAFSA Each
Year
Apply For
Financial Aid
FAFSA CODE
005620
Contact FAO
Additional
Information may
be needed
Pay $$$ due
by Payment
Deadline
Calculate
your cost to
attend
5. Applying for Financial Aid
Students and Parents must create
a FSA ID (using separate emails)
in order to submit the FAFSA to
the Office of Financial Aid
6. Applying for Financial Aid
CTC School
CODE
005620
Current FAFSA for 17/18 aid year
Requires 2015 income tax data
October 1st 2017 for the 18/19 aid year
Requires 2016 income tax data
FAFSA www.fafsa.ed.gov
ONE APPLICATION FOR ALL FINANCIAL AID (Pell, HOPE, Zell, HOPE Career Grant)
Estimated time to
complete the FAFSA
is 22 minutes
7. GSFAPPS www.GAFutures.org
STATE FUNDING ONLY (HOPE, Zell, HOPE Career Grant)
Applying for Financial Aid
• Application valid for 7 years
• Not income based
• Does not require Parental
Financial Information
8. HOPE Scholarship Evaluation Form
• Must be completed in addition to the GSFAPPs
or FAFSA for students seeking the Zell Miller
Scholarship or HOPE Scholarship
• Not necessary for HOPE/Zell Grant
www.chattahoocheetech.edu
under Financial Aid Forms
Applying for Financial Aid
9. FAFSA done--What ‘s next?
• Once FAFSA is completed online by
student, CTC will receive electronic data
in 3-5 business days
• You will be notified (via email) with an:
• Award letter; or
• Missing requirement letter
Award Letter: If student has been admitted,
not selected for verification and they are
eligible for financial aid, an award is
posted.
Missing requirement letter: You have been
selected for verification and more
documents are needed before your financial
aid can be processed.
Check your financial aid status
in BannerWeb
Applying for Financial Aid
10. Financial Aid Award Letter
This 2-page document contains very important information.
Please read very carefully
Applying for Financial Aid
13. Financial Aid Options by Application
FAFSA GSFAPPS HOPE EVAL.
(FAFSA or GSFAPPS-
Required)
fafsa.ed.gov gafutures.org chattahoocheetech.edu
(under financial aid forms)
HOPE/Zell
Scholarships
HOPE/ZELL
Scholarships
Zell Miller Scholarship
HOPE/Zell &
GED Grants
HOPE/Zell &
GED Grants
HOPE Scholarship
HOPE Career
Grant
HOPE Career
Grant
Pell Grant
SEOG Grant
Federal Work
Study
Private Loans
Students applying for must
also complete the FAFSA
14. Financial Aid Options-Federal
Federal
Grants
Pell Grant SEOG Grant Federal Work
Study
Amounts Up to $5920 per
year
Up to $750 per
year
19 hours @
$8.50
Eligibility Pell Eligibility is determined by completion of the
FAFSA and any verification related documents if
needed
Pay out Paid based on
enrollment
$250 per
semester
Student receives
a monthly
paycheck
15. Financial Aid Options-Federal
Not all Programs of Study are Pell Grant eligible, (ie. HealthCare Science
Certificate, Technical Specialist, Early Childhood Basics, CNA etc.) Students
should meet with a Financial Aid Specialist to determine program by Financial
Aid eligibility.
*Summer Pell Grants-possibly additional Pell Grant for Summer can be
awarded for students who attended Full time fall and spring semesters and plan
to enroll at least half-time for summer.
Summer eligibility will be calculated during
spring semester
Sample Annual Pell Award: $4000
Enrollment Award Pays
12 hours (full-time) $2000.00
9 hours (3/4 time) $1500.00
6 credit hours (half-time) $1000.00
3 credit hours (less than half
time)
$ 500.00
1 class is normally = to 3 credit hours
Award letter will show $2000/Fall and $2000/Spring
16. Financial Aid Options-State
HOPE Grant Zell Grant HOPE
Scholarship
Zell
Scholarship
Amounts Pays $70 per credit
hour
Pays $89 per credit
hour
Pays $70 per credit
hour
Pays $89 per credit
hour
Eligibility
and
Criteria
Certificate &
Diploma Programs
*no HS GPA
requirement
*Maintain 2.0
HOPE GPA
*63 paid hours
MAX
Certificate &
Diploma Programs
*no HS GPA
requirement
*3.5 CTC/HOPE
GPA
*63 paid hours
MAX
Associate Degree
Program
*3.0 H.S./HOPE
GPA
*127 combined paid
hours MAX
**Within 7 years of
GA Grad. Date
Associate Degree
Program
*3.7 H.S./HOPE
GPA
*Maintain 3.3 GPA
*127 combined
paid hours MAX
*Determined by HS
**Within 7 years of
GA Grad. Date
**HOPE/ZELL Scholarship
Eligibility expires 7 years after high school graduation date
or successful GED test date.
17. Financial Aid Options
HOPE Career Grant
Credit Hours Enrolled
HOPE Career Grant Award
Amount Only
9+ hours
3 – 8 hours
1 – 2 hours
$500.00
$250.00
$125.00
Current eligible programs at CTC:
Commercial Truck Driving (Certificate) –one-time $1000 grant
Computer Numerical Controls (CNC) Technology (Diploma)
Computer Programming (Diploma)
Cybersecurity (Diploma)
Design and Media Production Technology (Diploma)
Diesel Equipment Technology (Diploma)
Early Childhood Care & Education (Diploma)
Early Childhood Care & Education Basics (Certificate)
Industrial Maintenance and Electrical Technology (Diploma ONLY)
Internet Specialist-Web Application Development (Diploma)
Networking Specialist (Diploma)
Nursing Assistant (CNA) (Certificate)
Practical Nursing (Diploma)
Welding and Joining Technology (Diploma)
Students must be eligible for HOPE or Zell Grant to receive
a HOPE Career Grant
18. Financial Aid Options
Private Loans
Student Access
Loan (SAL)
Other Private
Student Loans
Federal Student
Loans
• $3000 Max Annual
Award
• Randomly selected
• 1% interest rate
• Very limited
funding
Apply at:
GaFutures.org
• FAFSA is required
• Requires a credit
check and possibly
a co-signer
• Wells Fargo, Sallie
Mae, PNC Bank
Private Loan Options
are available on the
financial aid website
CTC
does not offer
Federal
Direct/Stafford
Loans.
19. Financial Aid Options
Scholarships
Chattahoochee Tech Foundation Scholarships
All Chattahoochee Tech Foundation Scholarships for 2017 have been
awarded. Please visit the website in January 2018 to apply for Fall
2018 scholarships criteria listed on website.
Student Tuition Emergency Grants (for Tuition and Fees only)
• Must be a currently enrolled CTC student with 18+ CTC credit
hours
• Must be able to obtain a letter of recommendation from a CTC
faculty or staff member prior to the emergency grant acceptance
deadline
• Must not be on financial aid suspension for less than 67%
completion rate
Private Scholarships (from outside CTC)
• Students who have received private scholarships can view their
information scholarship information in BannerWeb under the
Resources/Additional Information tab.
21. Tuition and Fees
Tuition is assessed at one of three levels per
semester:
1. Standard tuition cost is $89 per credit hour for in-state,
Georgia residents. Maximum per term: $1,335.00.
2. Out-of-state students pay tuition twice the amount
charged for Georgia residents.
3. International students pay tuition four times the
amount charged for Georgia residents.
Required Mandatory Fees per semester are $323
23. Spring Payment Deadlines
1st Fee Payment Deadline Thursday, December 7th 2017: 1:00 p.m.
2nd Fee Payment Deadline Wednesday, January 3rd 2018: 1:00 p.m.
Final Fee Payment Deadline Thursday, January 11th 2018: 1:00 p.m.
• Students with unpaid balances at any of the deadlines will have their schedules for
the semester purged/deleted.
• Students purged on the 2nd Payment Deadline, will be placed on a 48 hour
registration hold.
• Students should have their financial aid completed well in advance of any payment
deadline to prevent losing their schedules(at least 3 weeks)
*Your payment deadline is based on your registration date. Ex. If you register for classes on December 1st, your
tuition & fees must be paid by the December 7th payment deadline. You cannot wait to January 11th to pay.
24. Financial Aid
Payment Plans by Nelnet
Nelnet Payment Plans are designed for students who wish to
spread their tuition and fees payments over a specified period of
time. Students who enroll in the plan will pay a minimal
enrollment fee to Nelnet. Depending on when a student registers
for classes and enrolls in the plan, Nelnet may require that he or
she pays a down payment before enrollment in the plan is
confirmed.
Simple Steps to Enroll
Login to BannerWeb
Select Student Services & Financial Aid
Select Payment Plans to access the site
25. Financial Aid-Bookstore Credits
• Students can use financial aid (including
scholarships and private loans) to purchase
books at the Chattahoochee Tech bookstores.
• Pell: Up to $600.00 Pell book credit
(depending on Pell Grant Award)
• Funds used in the Bookstore is part of your
refund, not “extra” money
26. Financial Aid Refunds
When a student’s Financial Aid exceeds the total cost
of their tuition and fees, and any books that were
purchased with the book allowance they receive a
financial aid refund. Refunds are processed according
to your BankMobile choice approximately four weeks
from the first day of class.
Bank Mobile Refund Options
1. ACH Transfer
2. Bank Mobile Debit Card
deposit
3. Paper Check
28. Withdrawing from Classes
Dropping and Withdrawing are not the same thing!
How Does this affect students financial aid?
• Withdrawals affect Satisfactory Academic
Progress which may result in the loss of all
financial aid.
• Complete withdrawal from the term/semester
usually results in having to pay back a portion
of Pell Grant and SEOG Grant funds received.
• Hardship Withdrawals-Regardless of the reason
for the complete withdrawal-federal funds are
returned.
Keeping Financial Aid
29. Satisfactory Academic Progress
• Reviewed at the end of each semester
• 2.0 GPA required (different requirements for Hope/Zell)
• 67% completion of all classes
• 150% maximum time frame program completion;
SAP Affects overall eligibility for all aid programs –
federal and state.
• Good Standing eligible for FA
• Warning eligible for FA
• Suspension not eligible
Keeping Financial Aid
Any student on SAP suspension may
appeal to the SAP Appeals Committee.
An appeal for reinstatement must be
based on specific extenuating
circumstances. Please refer to our
website for SAP Policy and Appeal
information.
30. Keeping Financial Aid
• Learn to navigate BannerWeb
• Receipt of FAFSA
• Missing Requirements
• FA Awards
• SAP Status
• Tuition and Fee Balance Due
31. Keeping Financial Aid
Meet with a Financial Aid Specialist
before you:
• Withdraw from a class
• Make a program change
• Mid semester for any questions you
have regarding your financial aid.
32. • Keep in contact with FA Advisors
• Staying in Compliance with the SAP Policy
• Complete the FAFSA each year
• Monitor your CTC email
Keeping Financial Aid