Fiduciary Contract product & process presentation

1. Presentation
Objectives
Scope
Bertrand Granacher
IT Business Consultant
Welcome

2. Program
How is it processed ?
Portfolio management ordering
optimization
Questions & Remarks
Bertrand Granacher
IT Business Consultant
What is a fiduciary deposit contract ?

3. Short Term money market investment
1 – 12 months
Performed at an overseas bank
For the account and at the risk of the
customers
Customer must have signed the fiduciary
agreement
Bertrand Granacher
IT Business Consultant
What is a Fiduciary Deposit ?

4. Fixed
Term
• Fixed maturity
date, amount , and interest
rate.
Call
• called with 48 hours
notice, variable
amount, floating rate
Bertrand Granacher
IT Business Consultant
2 Types of Fiduciary Deposits

5. Bertrand Granacher
IT Business Consultant
Example of a fiduciary fixed
placement

6. Bertrand Granacher
IT Business Consultant
Example of a fiduciary fixed
liquidation

7. Order type
Capital increase
Capital decrease
Modification rates
Interest payment
Liquidation
Bertrand Granacher
IT Business Consultant
Placement

8. What is a Fiduciary Deposit ?
The different order types
Let’s see : Workflow & Process
Bertrand Granacher
IT Business Consultant
We should understand :

9. Bertrand Granacher
IT Business Consultant
Fiduciary Workflow & Process

10. Improvement Process
Outcomes
• New fiduciary proposal orders
Benefits
• Portfolio Managers will receive
automatically proposed trades
following portfolio investment
strategy
Context
• Family Offices : 300 employees
• Luxembourg Wealth Management
Bertrand Granacher
IT Business Consultant
Objectives
• Improve :
• Fiduciary Ordering

11. Fiduciary ordering process
Cash Position
Portfolio Strategy
Client
CashFlow
aligned with
Portfolio
Strategy
?
Proposal orders
Bertrand Granacher
IT Business Consultant
Client Cashflow

12. Example portfolio strategy : 20% cash investment on short term
tterinvestinvestement
Cash Flow
Proposal
Guttemberg
250’000 USD Cash
50’000 USD Fiduciary
Standing Orders
Decrease
10’000 USD
Fiduciary
Albrecht
100’000 USD Cash
No Fiduciary placement
Debit 50’000 USD
Maturity Deposit
Fiduc.
Placement
300’000 USD
60’000 USD
Thoms & Co
500’000 USD Cash
100’000 USD Fiduciary
IBM Coupon
50’000 USD
Increase
10’000 USD
Fiduciary
Bertrand Granacher
IT Business Consultant
Portfolio

13. Specified new process with business &
technical team
Configured the new process
Specified the test case
Organized training session
Supported the deployment on production
Bertrand Granacher
IT Business Consultant
How have I implemented this project ?

14. Thanks for your attention
Bertrand Granacher
IT Business Consultant
Questions & Remarks