InvoiceFair provides alternative financing solutions for SMEs through an online auction platform. It allows companies to access cash quickly by selling approved invoices, purchase orders, and recurring revenues to institutional investors through the platform. InvoiceFair has funded over €300 million for customers across various sectors. It aims to give SMEs control over their funding and more flexible options compared to traditional banks.
11 Benefits of Accounts Receivable Management SoftwareE2B Teknologies
Take a look at this slide deck to learn the benefits of accounts receivable management software and how automating accounts receivable can help you increase cash flow, reduce bad debt, and much more.
How Paperless Payables Can Streamline Ops and Improve Cash FlowSilicon Valley Bank
Digitizing your accounts payable can make your whole company more agile by simplifying accounting and monitoring costs. Use Silicon Valley Bank’s checklist to help with your company’s transition to paperless payables.
Introducing Pay4. The flexible and cost-effective way to finance payments to your suppliers. For growing UK businesses to make unsecured financed payments to suppliers in the UK and globally. Up to 120 days credit on every transaction and a credit facility between £50k and £1milion. Pay4 (UK) Limited
11 Benefits of Accounts Receivable Management SoftwareE2B Teknologies
Take a look at this slide deck to learn the benefits of accounts receivable management software and how automating accounts receivable can help you increase cash flow, reduce bad debt, and much more.
How Paperless Payables Can Streamline Ops and Improve Cash FlowSilicon Valley Bank
Digitizing your accounts payable can make your whole company more agile by simplifying accounting and monitoring costs. Use Silicon Valley Bank’s checklist to help with your company’s transition to paperless payables.
Introducing Pay4. The flexible and cost-effective way to finance payments to your suppliers. For growing UK businesses to make unsecured financed payments to suppliers in the UK and globally. Up to 120 days credit on every transaction and a credit facility between £50k and £1milion. Pay4 (UK) Limited
For more information: http://bit.ly/1jzbPWS
Anytime Collect puts your accounts receivable and credit collections on auto-pilot with built-in workflow to help you identify who to call, when, and why with all the information you need at your fingertips to resolve disputes and to flat-out get paid faster. Integrated document management and automation makes it easy to communicate effectively with customers documenting what you’ve done with insights to measure the results.
Cash Management Structures: Why in-House Banking and Netting are a Must for T...Elena Oliveira
In-house banking (IHB) programs are growing in popularity as a means to more easily move funds and reduce exposures. During our webinar we will discuss how your organization can gain visibility into the company’s net exposures by combining cash pool activity, intercompany invoices and structured lending agreements. We will also go over the internal and natural hedges that are more easily identified through the use of an IHB, leading to more effective management of the net exposures at an enterprise level as opposed to managing regionally.
When you need tighter controls and maximum spending visibility, the way your company pays is key. Try these five tactics for sharpening your use of company credit cards.
Planning for 2017: What Gets Measured Gets ManagedTomás Karagianes
According to several AFP surveys, almost 50% of Treasures have no metrics; yet, 2017 may prove to be one of the most challenging times when it comes to understanding how much liquidity is “enough” or how much risk is “too much”. If your organization is using “too many” spreadsheets, inundated by frequent reconciliations and consumption of scarce staff resources - this webinar will offer you timely ideas.
What Is Invoice Financing?
tab backing is an account system that lets businesses adopt against their accounts delinquent to induce cash snappily. With tab backing, a company uses an tab or checks as collateral to get a loan from a backing company.
Invoice financingvs. invoice factoring tab backing and tab factoring are two ways a business can induce cash from overdue checks. tab backing is analogous to a traditional secured loan in that it has set payment terms and interest charges accumulate on outstanding balances, but it uses one or further checks as collateral for the loan. In tab factoring, the cash the business receives is n’t in the form of a loan. Rather, a factoring company, AKA a factor, actually “ buys ” the tab and assumes responsibility for its collection.
crucial differences While the benefits of tab backing and tab factoring are original — videlicet, the damage of cash on receivables that are still outstanding — the two styles are structured veritably else. The differences include how the backing company charges for its service and which party pursues the client for payment.
crucial Takeaways
tab backing allows businesses to adopt plutocrat against their pending accounts delinquent.
Businesses generally conclude for tab backing when they're facing a cash deficit or temporary cash- inflow problem.
tab backing is more precious than traditional bank backing, but it requires significantly lower paperwork and can generally be secured much hastily.
tab backing makes utmost sense for businesses that have well- known guests who pay their bills on time.
It isn't an option for B2C businesses; it’s only applicable in B2B sectors.
Falcon is one of the leading P2P Invoice Discounting platforms in India where we connect blue chip companies with investors. We aim to revolutionize the investment market in India by creating a one-stop shop for all borrowers & investors with varied profiles and needs who can have access without any risk. Unlike banks and financial institutions Falcon increases investor's yields by eliminating mediators like commercial banks, depository institutions etc
Invoice Financing Explained
Every company needs cash to fund its operations to pay for accoutrements , distribution, rent and payroll, to name just a many musts. Companies with bank loans or lines of credit can take advantage of them during ages of slow cash inflow. But companies that need cash snappily or ca n’t secure a traditional bank loan occasionally turn to receivables financing. In receivables backing, a fiscal company extends a loan to a business grounded on earnings earned but not yet collected. For some companies, the cash they admit — frequently within a day or two of entering into a backing arrangement with a fiscal company — can give essential liquidity until they've a more comfortable cash bumper.
tab backing works best for B2B merchandisers that have well- known guests with a de pendable payment history.
InvoiceInterchange – Introduction to InvoiceTradingnalinee_c1
An overview of Invoice Trading - The process in which businesses sell their invoices at a discount to a network of investors to obtain immediate cash rather than waiting for invoices to be paid.
About InvoiceInterchange
- South East Asia’s first P2P invoice trading marketplace allowing businesses to selectively sell their outstanding invoices to raise flexible working capital
- We are here to help you with your cash flow needs
- SMEs sell invoices individually or in bundles
- Investors compete for your invoice
- advance SMEs cash at the most competitive price
Benefits of InvoiceTrading
Flexible - SMEs select the invoice you want to sell; single, some or all your invoices, when you want.
Contract - Sign up with no obligation; Pay-as-you-go
Transparent - Transparent: no on-going monthly service fees, no arrangement fees, no non-use fees
Control - SMEs set your maximum cost of finance. It can never be more, only less. Investors compete to fund your invoices, driving down the cost to you
Set up time - 48 hours set up time, cash within 24 hours
Confidentiality - Vendor will not be notified of the sales
Kiguru and Associates is an auditing firm licensed to practice as accountants and financial/tax consultants. We place a lot of emphasis in the constant communication with client’s management throughout the course of our engagement. This has a great influence on the effectiveness of our performance and in meeting clients’ expectations.
For more information: http://bit.ly/1jzbPWS
Anytime Collect puts your accounts receivable and credit collections on auto-pilot with built-in workflow to help you identify who to call, when, and why with all the information you need at your fingertips to resolve disputes and to flat-out get paid faster. Integrated document management and automation makes it easy to communicate effectively with customers documenting what you’ve done with insights to measure the results.
Cash Management Structures: Why in-House Banking and Netting are a Must for T...Elena Oliveira
In-house banking (IHB) programs are growing in popularity as a means to more easily move funds and reduce exposures. During our webinar we will discuss how your organization can gain visibility into the company’s net exposures by combining cash pool activity, intercompany invoices and structured lending agreements. We will also go over the internal and natural hedges that are more easily identified through the use of an IHB, leading to more effective management of the net exposures at an enterprise level as opposed to managing regionally.
When you need tighter controls and maximum spending visibility, the way your company pays is key. Try these five tactics for sharpening your use of company credit cards.
Planning for 2017: What Gets Measured Gets ManagedTomás Karagianes
According to several AFP surveys, almost 50% of Treasures have no metrics; yet, 2017 may prove to be one of the most challenging times when it comes to understanding how much liquidity is “enough” or how much risk is “too much”. If your organization is using “too many” spreadsheets, inundated by frequent reconciliations and consumption of scarce staff resources - this webinar will offer you timely ideas.
What Is Invoice Financing?
tab backing is an account system that lets businesses adopt against their accounts delinquent to induce cash snappily. With tab backing, a company uses an tab or checks as collateral to get a loan from a backing company.
Invoice financingvs. invoice factoring tab backing and tab factoring are two ways a business can induce cash from overdue checks. tab backing is analogous to a traditional secured loan in that it has set payment terms and interest charges accumulate on outstanding balances, but it uses one or further checks as collateral for the loan. In tab factoring, the cash the business receives is n’t in the form of a loan. Rather, a factoring company, AKA a factor, actually “ buys ” the tab and assumes responsibility for its collection.
crucial differences While the benefits of tab backing and tab factoring are original — videlicet, the damage of cash on receivables that are still outstanding — the two styles are structured veritably else. The differences include how the backing company charges for its service and which party pursues the client for payment.
crucial Takeaways
tab backing allows businesses to adopt plutocrat against their pending accounts delinquent.
Businesses generally conclude for tab backing when they're facing a cash deficit or temporary cash- inflow problem.
tab backing is more precious than traditional bank backing, but it requires significantly lower paperwork and can generally be secured much hastily.
tab backing makes utmost sense for businesses that have well- known guests who pay their bills on time.
It isn't an option for B2C businesses; it’s only applicable in B2B sectors.
Falcon is one of the leading P2P Invoice Discounting platforms in India where we connect blue chip companies with investors. We aim to revolutionize the investment market in India by creating a one-stop shop for all borrowers & investors with varied profiles and needs who can have access without any risk. Unlike banks and financial institutions Falcon increases investor's yields by eliminating mediators like commercial banks, depository institutions etc
Invoice Financing Explained
Every company needs cash to fund its operations to pay for accoutrements , distribution, rent and payroll, to name just a many musts. Companies with bank loans or lines of credit can take advantage of them during ages of slow cash inflow. But companies that need cash snappily or ca n’t secure a traditional bank loan occasionally turn to receivables financing. In receivables backing, a fiscal company extends a loan to a business grounded on earnings earned but not yet collected. For some companies, the cash they admit — frequently within a day or two of entering into a backing arrangement with a fiscal company — can give essential liquidity until they've a more comfortable cash bumper.
tab backing works best for B2B merchandisers that have well- known guests with a de pendable payment history.
InvoiceInterchange – Introduction to InvoiceTradingnalinee_c1
An overview of Invoice Trading - The process in which businesses sell their invoices at a discount to a network of investors to obtain immediate cash rather than waiting for invoices to be paid.
About InvoiceInterchange
- South East Asia’s first P2P invoice trading marketplace allowing businesses to selectively sell their outstanding invoices to raise flexible working capital
- We are here to help you with your cash flow needs
- SMEs sell invoices individually or in bundles
- Investors compete for your invoice
- advance SMEs cash at the most competitive price
Benefits of InvoiceTrading
Flexible - SMEs select the invoice you want to sell; single, some or all your invoices, when you want.
Contract - Sign up with no obligation; Pay-as-you-go
Transparent - Transparent: no on-going monthly service fees, no arrangement fees, no non-use fees
Control - SMEs set your maximum cost of finance. It can never be more, only less. Investors compete to fund your invoices, driving down the cost to you
Set up time - 48 hours set up time, cash within 24 hours
Confidentiality - Vendor will not be notified of the sales
Kiguru and Associates is an auditing firm licensed to practice as accountants and financial/tax consultants. We place a lot of emphasis in the constant communication with client’s management throughout the course of our engagement. This has a great influence on the effectiveness of our performance and in meeting clients’ expectations.
PKF Francis Clark is hosting a seminar which brings together providers of business funding, including both debt and equity; business support agencies including grant specialists; our own corporate finance experts and business owners themselves to provide short, sharp presentations in order to assist business owners and managers in assessing which funding stream is right for them.
The problem with factoring: ABFA CEO, Kate Sharp, on how the industry is chan...Funding Options
Do you have strong opinions about invoice finance products?
Many accountants we speak to at Funding Options are wary of invoice finance options. Some have heard horror stories, some have had poor experiences in the past, and some confess that they just don’t know enough about these products to recommend them with confidence.
In this hour-long webinar Kate Sharp of the Asset Based Finance Association (ABFA) joined us to talk through the myths and facts surrounding invoice finance options, and to answer your questions.
Offering payment options improves your sales.
Point of sale finance is one of the fastest growing forms of alternative finance.
30% of all assets are acquired using asset finance and leasing.
Verifi Protect Your Payments, Boost Your Profits...across the entire payments...Kimmy Luu
WHY CHOOSE VERIFI?
Verifi is the leading provider of electronic payment and risk management solutions for merchants.
Partner with Verifi to reduce your payments risks, streamline business processes and lower operational costs. Whether its stopping fraud, maximizing your billings on our flexible and robust global gateway or our award winning chargeback prevention and dispute management services, our team of experts and custom solutions will protect your payments and boost your profits across the entire transaction lifecycle.
Learn more http://bit.ly/1PQS3bO
Hillary Stiff - HostingCon July 2006, "Mergers & Acquisitions in the Web Host...Cheval Capital, Inc
Hillary Stiff of Cheval Capital (slides 1-16) & Joe Bardenheier of the Endurance International Group (slides 17-19) speak at HostingCon 2006 on M&A in the Web Hosting Industry.
Francis Clark is delighted to present our 9th annual Finance in Cornwall event, which has become an integral part of ‘Cornwall Business Week’.
The event looks to bring together people representing the funding and support streams potentially available to SMEs. Therefore, the event is of great relevance to Business Owners and Managers looking to find the best finance options available for their business and the support on offer to help them achieve their aims.
This year's event includes presentations from the big banks as well as the "alternative" finance providers. There will also be a number of organisations contracted to provide business support; including the providers of the Growth Hub and an update on 'European Funding'.
Similar to InvoiceFair - Supply Chain Funding, Beyond The Banks (20)
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
2. Varieties of Supply Chain Finance (SCF)
Supply Chain Finance
Accounts payable-centric Accounts receivable-centric
Approved payables finance (also
known as reverse factoring or
confirming)
Dynamic discounting
Receivables Finance
Receivables purchase
Invoice discounting
Factoring
Forfaiting
Accounts payable-centric
Pre-shipment or purchase order-
based finance
Inventory finance (including
warehouse finance)
‘Related’
Documentary trade finance
Bank payment obligation
Asset-based lending
Payments and foreign exchange
3. InvoiceFair at a glance
Enables you to take
control of your
working capital
requirements
Free up cash from
receivables and future
receivables, allowing
you to scale faster
Easy to use auction
platform that unlocks
cash in 24 hours
An experienced
team of
professionals that
have successfully
funded over €300m
to date
4. Invoices raised to quality debtors are assets.
Trade approved invoices, purchase orders, statements of
work, recurring revenues – subscription based businesses
Release cash in as little as 24 hours, so you can take
immediate advantage of growth opportunities
2014: InvoiceFair was founded by an experienced team of
industry professionals to answer the urgent need for an
alternative to traditional funding.
2018: Successfully funded €300m+ multicurrency
receivables. A Team of 15, and growing
To combine our experience and expertise with the power
of technology to create a platform that provides SMEs
with an alternative way to fund their businesses
A significant variety of customers across a mix of
sectors and company sizes including: Manufacturing,
Engineering, Pharma, Medtech, Contingent Labour, ICT,
Construction, etc.Our Happy
Customers
Our Solution
About Us
Our Vision
An innovative
growth
accelerator that
enables you to
access working
capital now,
without onerous
restrictions
InvoiceFair
5. Ivan Fox | Chairman
Ivan has over 25 years’ experience in
investment management and financial
services. He is currently an active private
investor, Chairman of Merrion Investment
Managers and a director of a number of
other companies. Prior to this, Ivan was
Head of Irish Equities and Global
Financials Research at Bank of Ireland
Asset Management.
Helen Cahill | Co Founder & CEO
Helen has over 25 years of financial
services experience in leading banks
and a proven track record in building
diverse businesses. She has a deep
understanding of the corporate sector
having provided treasury risk
management solutions to companies in
Ireland, the UK and the US.
Peter Brady| Co Founder & CFO
Peter is a Chartered Accountant with
over 25 years’ experience managing
both multinational companies and SME’s
in Ireland and overseas. Peter has an in-
depth understanding of working capital
and invoice financing both through
having run his own businesses and
through clients in his accountancy and
consultancy practice.
Our Team
Between us, we have a combined 100+ years’
experience in business ownership, entrepreneurship,
trade finance, lending, treasury and investments
7. How can InvoiceFair
accelerate your Growth?
Control
You decide the percentage of the
receivables you sell and control
the cost by setting the reserve
(minimum acceptable price)
Auction Platform
Onboard onto our cloud
based platform and start
trading your receivables
Multiple Investors
Our pool of investors bid on your
receivables in an online
marketplace auction
Cost
Between 1-3% of the Invoice
value, depending on the credit
quality of the seller & debtor,
duration and trading history
Fast
Cash for your receivables
can be released in as little
as 24 hours
No Limits
There are no personal guarantees,
no limits, no audit fees, no long-
term contracts, no bureaucracy
8. How It Works
Approval
Consult with our
team on how best
to structure your
funding
Easy to use auction platform unlocks cash in 24 hours
Upload
Upload the
invoice, proforma
invoice, contract,
statement of work
or purchase order.
Set the % of the
receivable you
wish to sell and
the minimum price
you will accept
Auction
Verification checks
completed
Institutional
Funds, &
Professional
Investors bid for
these invoices
Your receivable is
sold to the highest
bidders
Transfer
Funds are paid to
you within 24
hours of uploading
your invoice
Settlement
Debtors settle the
full invoice
amount into the
segregated Bank
Account
Unsold percentage
sent to the Seller
and the balance to
the Buyer
9. Platform underpinned by
Robust Legal Framework
LEGAL
FRAMEWORK
Platform membership Rules for
Buyers & Sellers
Comprehensive due diligence
process for all Sellers
Debtor approval procedures
Vigorous transaction verification
process
Funds flow through
segregated trust accounts
Unconditional sale of the
receivable and its related rights
by way of equitable assignment
10. Seller approval procedures
1 2 3 4
SELLER
IDENTIFICATION
CREDIT
INFORMATION
TRADING
HISTORY
TRANSACTION
FLOW
• Tax Clearance
• Bank Statements
• Bank Facilities
• Obligations &
Securities
Comprehensive CDD
procedures to:
• Identify
• Verify identity
• Monitor
• Management
Accounts
• Budgets
• Debtors List
• Creditors List
• Audited
Accounts
• Sales Invoices |
Credit Notes
Experian score
& report
Detailed
documentation
flow, from PO
to invoice
through to
settlement
Statutory
filings
11. Debtor approval procedures
Correct name
address and
registration number
of legal entity
Debtors must be
unencumbered or
carved out
Review of contracts
PO Payment History
for last 6 months
1 2 3 4
EXISTENCE
CREDIT
INFORMATION
TRADING &
PAYMENT HISTORY
GRN OR
PAYMENT CERT
• Ownership
Structure
• Experian Credit
Score
• Experian Credit
Limit
• Trading Terms
• Debtors ledger
for last 12 months
analysed
• Payment History -
timing & amounts
Debtor must
confirm change
of bank details to
settle into
Segregated bank
account
Invoice
acceptance
documentation
Proof of payment
12. 1 2 3 4
PO OR CONTRACT
FOR PURCHASE
CREDIT
TERMS
SHIPPING & BILL
OF LADING
GRN OR
PAYMENT CERT
Verify Invoice with
Quantity, Description,
Price, Delivery Terms,
Credit Terms
Check documentation
consistency with DD
and previous settled
amounts
Matched with
settlement terms
entered on the
Platform
Consistent with
trading history
identified at Debtor
Approval stage
Matched with the
invoice to verify
delivery of the goods
or services
Matched with
invoices and shipping
documents and verify
that the Debtor has
confirmed receipt
and has Approved
Payment
Transaction Verification procedures
13. Confidential & Secure
All information is securely stored on our platform. It is continuously
tested using the most up to date, industry leading, independent
cybersecurity tools. Our web applications use RSA_AES 256 ciphers,
TLSv1.2 (only) with HSTS also configured. Our environment is
protected with robust firewall rules along with IDS/IPS systems
enabled and regularly updated. We follow OWASP coding principles
during our development processes.
Data security is ensured through compliance with the
Data Protection Acts and the EU e-Privacy Directive 2011
InvoiceFair complies with all Customer Due Diligence requirements
under the Criminal Justice Act Money Laundering & Terrorist
Financing Act 2010
InvoiceFair holds all client funds in client safeguarding
accounts and administers the funds as a Trustee for investors
14. New solutions to universal problems
Our solutions are substantially more flexible than traditional funders
Flexible invoice
finance
Could your business grow faster if you
could access funds tied up in your
sales invoices tomorrow?
Suitable for:
SMEs who need to access funds
tied up in invoices to accelerate
growth.
• You’re in control of the costs by
setting the reserve
• You can sell up to 90% of your
Invoice value
• You can access cash in 24 hours
• There is a pool of investors who
want to buy your invoices.
Benefits of the solution:
Purchase order
finance
If you could access funds by selling signed
purchase orders or approved contracts
would this open up new opportunities?
Suitable for
SMEs who need to fund
purchase orders in advance.
• You are in control of the cost by
agreeing a price in advance
• Sell up to 70% of your purchase order
value at and release
cash today
• There is a pool of investors who are
willing to undertake the risk
Benefits of the solution:
Recurring Revenue
finance
By releasing cash from your monthly
recurring revenue today would that drive
your business growth?
Suitable for
SMEs who wish to release cash now from
future recurring revenues to grow their
business
• Creates a revolving funding stream
that aligns with your own business
growth.
• You control the cost by agreeing a
fixed discount in advance.
• You can sell up to 70% of your future
monthly recurring revenue and get
cash within 24 hours.
Benefits of the solution:
15. The transaction fee
ranging from 0.5% - 2% of
the invoice value driven by
volume and duration.
The cost of the discount
the difference between the value of
your Receivable being sold and the
price the Buyer pays - the winning bid.
As a Seller you control the
cost of credit by setting the
Reserve - the lowest price
you are willing to accept
for your receivable
As you build up a trading track record
of on the Platform Buyers seek out
your assets, bidding competition
increase, resulting in a lower cost of
credit
Total cost will
range from 1% to 3%
of the invoice value
you traded.
The Costs SMEs control the pricing, unlike the
products offered by traditional funders
16. How we are different?
Our solutions are substantially more flexible than traditional finance
Funding
Amount
Speed of
Decision
& Payout
Fees
RESTRICTED
• On average 70% of debtor book is financed
• Up to a maximum aggregate limit
• Limit can be further reduced by concentration
risk and geographic limits
• Approved subject to overall borrowings
SLOW
• Slow and bureaucratic process application process
• Decisions and payout typically take a number of
weeks
• Remote decision making – often outside of Ireland
COSTLY
• Ranges from 2.5% - 4.5%
• Fixed processing fees – monthly, audit, transactional
• Credit insurance requirement
• Processing Fee
• Uncompetitive FX rates – high margins taken
• Penal exit costs
FLEXIBLE
• 90% of the invoice value is financed
• No limits
• No concentration risk or geographic limits
• Independent of existing borrowings
FAST
• Simple online application process
• Decisions are made within 24 hours
• Upload today – funds tomorrow
• You engage directly with decision makers
VALUE
• Ranges from 1% – 3%
• No fixed monthly fees – Pay as You Trade model
• No credit insurance required
• Competitive FX – no margins taken by InvoiceFair
TRADITIONAL FINANCE
17. Company:
Engineering company
in the Midlands
Bridgeway Engineering Ltd is an Irish
engineering company specialising in
the manufacture of steel products. The
Company’s business has grown rapidly
over the last two years. To fund this
growth, they required a finance
partner that could understand their
business and structure a working
capital solution to meet their needs at
every stage of their supply chain.
• Pre Purchase Order Call Off
• Post Purchase Order
• Upon shipment - Invoice raised
Bridgeway Engineering Co
Fast and flexible supply chain funding
Challenge
Won a large contract and
required funding to fulfil
contract requirements.
Solution:
Purchase Order Trading
Without the speed and
flexibility of funding
released through the
InvoiceFair marketplace
platform, we would not have
been able to deliver our
orders on time for our
customers.
Liam Fallon,
MD Bridgeway Engineering
18. Company:
Design and Build
Engineering Company
Headquartered in Dublin, Helicon
Process Development Solutions Ltd is a
design and build engineering company
delivering projects from concept
design to technical completion. Their
area of expertise is in controlled
environments found inside
laboratories, clean rooms,
temperature controlled warehouses,
reaction vessels, tanks and isolation
units. The Company won a contract
with an environmental business to
develop and build a facility. With the
help of InvoiceFair, the Company was
able to fund this project
Helicon PDS
Project funding for a new biotechnology company
Challenge
Won a contract with a
growing biotechnology
company
Solution:
Purchase Order Trading
Peter Holly,
MD Helicon PDS
I’d like to commend you on the
Invoice Fair platform. Its simplicity is
brilliant. As time moves on, I am
finding that the information provided
to me via the platform serves all
manner of requirements from
accounting to procurement. I have
used competitors platforms and can
say from experience that there is
nothing that I am aware of that comes
close to the InvoiceFair platform. I
recommend InvoiceFair to anyone who
speaks with me on the subject.
19. Company:
Delivers projects in
the electronics sector
Gentian Consultancy Services Ltd
Funding global projects
Challenge
Finance was required to
kick start the
manufacturing process for
a large order
Solution:
Purchase Order Trading
The funding we could access
through the InvoiceFair Platform
empowered our team to deliver
on significant international
projects. The speed at which we
could release funds required to
fulfil purchase orders was game
changing and will be a catalyst for
future growth
Aidan McMahon,
MD Gentian Consultancy Services
Founded in 2007, Shannon based
Gentian Consultancy Services Ltd
delivers complex projects for large
global customers in the electronics
sector spanning Ireland, UK, Australia,
Canada and the USA.
The Company has demonstrated a
track record in product design and
development, delivering innovative
new products along with efficient and
cost-effective supply chain solutions
within a quality accredited
environment.
Receiving a significant order in Q1
2018, finance was required to kick
start the manufacturing process.
20. Company:
High grade plastic
refinement
Based in County Limerick, Greentech
Plastics Ltd are experts in high grade
plastics refinement. The company
recycles and refines post-industrial
plastics into high grade plastic streams
for resale into the plastics industry.
The Company required an innovative
finance solution to fund purchase
orders.
Greentech Plastics Case Study
Supply Chain Finance
Challenge
Required additional
working capital to ensure
production demands could
be met
Solution:
Purchase Order and Recurring
Revenue Trading
Without the speed and flexibility
of funding released through
InvoiceFair, we would not have
been able to deliver this project.
This project with this NGO has
transformed our business and
helped us to grow and diversify
providing much needed jobs and
economic growth in our
community
Sharon O’Dwyer
General Manager, Greentech
Plastics
21. TESTIMONIALS
“The speed at which we could release
funds required was game changing and
will be a catalyst for future growth”
A small sample of our happy
clients across multiple sectors
and industries
Aidan McMahon | Gentian Consultancy Services
“There is nothing that I am aware of
that comes close to the InvoiceFair
platform. The simplicity is brilliant!”
Peter Holly | Helicon PDS
“It was a refreshing experience from the
outset as we worked closely together to tailor
a solution that met our specific needs”
Sharon O’Dwyer | Greentech Plastics
“A very knowledgeable team with
clear requirements and real
transparency around the cost”
Patrick Joy, Suretank