Medication non-adherence in the U.S. significantly impacts health, with 20% of patients never filling prescriptions and 125,000 deaths each year attributed to it, costing the healthcare system $290 billion annually. FICO has developed a medication adherence score that predicts an individual's likelihood of adhering to prescriptions based on various factors such as demographics and personal resources without using protected information. This score allows pharmaceutical marketers to optimize resource allocation and improve intervention strategies.