Fee-Only Investment Advisors
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Wayne DeMeester has over 25 years of experience in financial services. He earned an MBA from Brigham Young University and a CIMA designation from Wharton. He currently serves as managing director for Definitive Advisors, a fee-only investment advisor in Washington. Fee-only advisors charge flat rates for their services unlike brokers who earn commissions, removing conflicts of interest when recommending financial products.
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The document introduces Wealth Guidance Group and Raymond James, outlining their commitment to clients, team, process, and capabilities. It discusses planning for retirement and wealth protection, and highlights Raymond James' resources and advantages, including their focus on individual investors, size and stability, and account protection. The presentation aims to determine if a relationship would be mutually beneficial.
Core Seminar
The document introduces Wealth Guidance Group and Raymond James, outlining their commitment to clients, team, process, and capabilities. They aim to determine if a relationship would be mutually beneficial by understanding the client's needs and designing customized solutions using Raymond James' extensive resources and independent platform. Raymond James focuses on individual investors, has full resources as a large firm, and maintains a culture of independence to serve clients' best interests.
IFG Overview
The Independent Financial Group is a registered investment advisor owned by James Lorenzen, who has over 20 years of experience in financial consulting. The firm provides fee-only financial planning and investment advisory services and does not accept commissions. Lorenzen holds the CFP® and AIF® designations and ensures all client interactions are governed by a fiduciary standard to avoid conflicts of interest.
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The financial institution deals with finance-related services. These are gaining popularity day by day nowadays. The attractive rate of returns on the customer’s investment is very demanding. It also provides specialized services like hire purchase and leasing, etc. The simple and organized procedure of the institutions is becoming very complementary.
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SITE URL: https://loansolutionprovider.com/what-is-a-dscr/
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FMP Answers provides concise answers to common questions asked when selecting a family office. They have a typical fee of 0.5% of assets under management for clients with $5-20M in assets. They are a fee-only firm and do not sell any products or receive commissions. They manage assets both directly and through external managers, with approximately 60% of assets managed externally. They provide a full range of financial planning and advisory services, outsourcing specialized tasks as needed. They have been in business since 1990 and serve around 70 client families.
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An individual or an organization needs to manage its wealth well. Although, there are varied economic counsellors, for an organization, a financial analyst provides in-depth and logical inputs and reports to decision makers for a favourable economic outcome. Essentially, he researches macro and micro economic situations, with multiple economic inputs, such as company fundamentals, governmental policies, industry trends, business cycles and competitive environment to make business related industry recommendations. Usually, the financial analysts analyses multiple economic parameters and recommends a view on the likely performance of a company's stock. These stock reports could be based on technical or fundamental analysis.
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Financial Assets: Debit vs Equity Securities.pptx
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
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招聘代理：本公司诚聘英国加拿大澳洲新西兰美国法国德国新加坡各地代理人员如果你有业余时间有兴趣就请联系我们咨询顾问：+微信:95270640田里逡巡一番抱起一只硕大的西瓜用石刀劈开抑或用拳头砸开每人抱起一大块就啃啃得满嘴满脸猴屁股般的红艳大家一个劲地指着对方吃吃地笑瓜裂得古怪奇形怪状却丝毫不影响瓜味甜丝丝的满嘴生津遍地都是瓜横七竖八的活像掷满了一地的大石块摘走二三只爷爷是断然发现不了的即便发现爷爷也不恼反而教山娃辨认孰熟孰嫩孰甜孰淡名义上是护瓜往往在瓜棚里坐上一刻饱吃一顿后山娃就领着阿黑漫山遍野地跑阿黑是一条黑色的大猎狗挺机灵的是山室
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Fee-Only Investment Advisors
- 2. Wayne DeMeester earned his MBA from Brigham Young University as well as the professional designation Certified Investment Management Analyst (CIMA) from the University of Pennsylvania’s Wharton School. He has worked for more than 25 years in the financial services industry, serving such industry leaders as Wachovia, KBR Capital Partners, and the Arizona-based RRS & Company, a real estate finance and investment company. Wayne DeMeester currently serves as managing director for Definitive Advisors LLC, a fee-only investment advisor headquartered in the state of Washington.
- 3. Relative newcomers to the investment services industry, fee-only investment firms charge a flat rate for their services. This is unlike the traditional compensation arrangement in that industry, where brokers and other agents earn commissions based on the size of transactions they recommend for their clients. Fee-only planners calculate their fees in different ways. If the planner actively manages the client’s portfolio, it is common to charge a percentage of the portfolio’s value. Some fee-only planners charge an hourly rate for their services, while others charge an annual retainer.
- 4. The advantage of this approach to compensating financial service professionals is profound: The advisor may accept compensation only from the client, which means that, aside from the value of the investment itself, there is no incentive to try to sell a particular investment. By contrast, commissioned professionals have a clear conflict of interest when they earn commissions on the financial products they sell. These conflicts are particularly problematic when some products generate a greater commission than others.