The document outlines the benefits of a joint venture insurance agency program between an "Affiliated Agency" and Premier Insurance Services. The Affiliated Agency would receive commissions on new and renewal business, E&O insurance, and equity through the book value of clients. Premier Insurance Services would provide customer service, claims support, and cross-selling of other insurance lines. The program promises residual income of $250,000 over 7 years from 250 transactions per year. Requirements for starting an agency in California are also listed.