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WE PUT THE I CAN IN AMERICAN
New American Funding is a Fannie Mae, Freddie Mac and Ginnie Mae Direct
Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender.
We are licensed in multiple states with over 90 branches across the nation. We fund
over $900 million per month and have a total servicing portfolio of $9 billion!
ABOUT US
MOBILE APP FOR LOAN OFFICERS
GoGo LO is responsive and intuitive, perfect for
the LO on the go! An app designed specifically
for our Loan Officers who need quick access to all
their office resources.
With the GoGo LO app, you can manage your
pipeline with ease. Easily communicate with your
prospects, and current clients via text or email
with access to our Bankerview email templates.
Build your cobranding with your real estate
partners. Write notes for each loan and set email
action plans.
GoGoLOSAY HELLO TO
PREAPPROVAL DRIP EMAIL CAMPAIGNS
WHAT IS A TRIGGER ALERT?
WHY DO WE CARE IF A PAST CLIENT HAS
ANOTHER LENDER PULL THEIR CREDIT?
TRIGGER ALERT PROGRAM
New American Funding monitors all past
clients for 12 months. If their credit is pulled
by a mortgage company, we are notified.
This typically means your past client is
looking at a Real Estate Loan – A great
opportunity for you to call!
You, as the agent, are notified that your past client
is shopping for a loan or has made an inquiry with a
mortgage company. This gives you the opportunity to
reach out to your past client and earn the business
back. Also, if a loan pays off early, New American
Funding can be subject up to 12 months an Early Pay off
Fee (EPO). This means any income to the company when
we sold off the loan has to be repaid to the lender that
bought the loan.
John Smith, nmls# 555555
cell: 555.555.5555
John Smith, nmls# 555555
cell: 555.555.5555
RATE PLUG
MILESTONES
Turn time Underwriting approvals can
take up to 30 days or more
Non-localized Processing, Underwriting,
and Doc Drawing
Non-localized Customer Service Center
24-48 HR TURN TIME
Free up-front credit approval
within 24-48 hours
IN-HOUSE TEAM
Fast and efficient in-house Processing,
Underwriting, and Funding
PERSONALIZED CUSTOMER SERVICE
A personalized team of customer service
members throughout the entire process
NEW AMERICAN FUNDING A MAJOR BANK
US VS. THE COMPETITION
Give me a call today! New American Funding is an all-inclusive
mortgage banker. From origination to funding,
our underwriters, doc drawers and funders all
work under one roof, creating a cohesive team
that enables us to close your loans fast.
Do you have a low FICO score?
NO PROBLEM! We may be able to
qualify you for an FHA* Loan!
BUY THE HOME OF YOUR DREAMS
LOWER YOUR MORTGAGE PAYMENT
CONSOLIDATE DEBT
PHOTO
HERE
*This is an FHA program
. Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hud
portal/HUD?src=/progra
m_office
s/housin
g. NMLS ID#6606
. All products are not available in all
states. All options are not available on all program
s. All program
s are subject to borrower and property
qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding.
New American and New American Funding
are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserve
d. Corporate Office is located at 14511 Myford Road, Suite 100,
Tustin CA 92780. Phone (800) 450-2010. 5/2016
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]][[OfficePhoneNumber]]
[[website]]
IMPORTA
NT (BEFORE
USING THIS FLYER): Select the appropriate state licensing
information from drop down menu
NICHE PRODUCTS
FHA 580 min FICO
FHA 620 min FICO on High Balance
Flips in the first 90 Days 	 	
– One Appraisal
Conventional 3% Down No Mortgage
Insurance on SFR/PUD/Condo
W2 Borrowers – No Tax Returns
5% Conventional can be a gift
80/10/10
No Overlays
TAKE ADVANTAGE OF
YOUR HOME EQUITY!
• Pay off high-interest credit card debt
• Eliminate medical bills
• Buy a car or a vacation home
• Make home improvements
• Pay college tuition
• Pay off student loans
• Pay off taxes
PULL CASH OUT
FOR ANY REASON:
Lower Interest Rates
Interest rates are typically lower on Cash Out refinance mortgages
than on a home equity second mortgage.
Eliminate High Interest Debt
Mortgage interest rates are often lower than high interest credit cards
and revolving debt. Consolidate your debt into one, new low monthly
payment.
Tax Savings
Your mortgage interest may be tax deductible, so there can be
significant tax benefits when you roll your high interest debt into one
new low montly payment.*
Save Hundreds Every Month!
PROGRAM BENEFITS:
Give me a call today!
New American Funding is all-inclusive
mortgage banker. From origination to
funding, our underwriters, doc drawers
and funders all work under one roof,
creating a cohesive team that enables
us to close your loans fast.
PHOTO
HERE
*Consult your tax advisor. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower
and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are
registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA
92780. Phone (800) 450-2010. 5/2016
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]]
[[OfficePhoneNumber]]
[[website]]
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
NMLS ID#6606. Veterans Affairs approved Lender. VA Lender ID # 900572-00-00. All products are not available in all states. All options are not available on all programs. All
programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and
New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road,
Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016
PROGRAM ELIGIBILITY
You must be a current holder of a VA mortgage and have
already used your VA eligibility on the property you intend to
refinance. Our mortgage specialists can help you determine
your eligibility and explain the loan process.
The VA Interest Rate Reduction Refinance Loan (IRRRL), often
referred to as the VA Streamline, is part of a federally insured
loan program to help veterans refinance their existing VA
home loan into a lower interest rate loan.
The underwriting process is fast and simplified. You can get
a lower monthly mortgage payment without going through
the pain of submitting bank statements, W2s, paychecks, etc.
VA INTEREST RATE REDUCTION
REFINANCE LOAN BENEFITS OF THE IRRRL:
• No appraisal required
• Up to 100% financing
• Lower your interest rate
• Lower your monthly mortgage payment
• Simplified underwriting process
• No income documentation required
ATTENTION
VETERAN
HOMEOWNERS!
Give me a call today!
PHOTO
HERE
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]][[OfficePhoneNumber]]
[[website]]
IMPORTA
NT (BEFORE
USING THIS FLYER): Select the appropriate state licensing
information from drop down menu
REFINANCE WITH
NO EQUITY
REQUIRED
With the recent changes to the government’s
Home Affordable Refinance Program, termed
HARP 2.0, New American Funding is helping
responsible homeowners take advantage of
today’s low interest rates!
New American Funding is approved by Fannie
Mae and Freddie Mac to originate HARP 2.0
refinance applications. This program is designed
to assist borrowers who have demonstrated an
acceptable payment history on their existing
Fannie Mae or Freddie Mac mortgage loan, but
may not have been able to refinance to obtain a
lower payment or move to a more stable product
due to not having equity in their home.
NMLS #6606. Full appraisal is required for manufactured homes. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and
conditions are subject to change without notice. Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is
owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine whether your mortgage is owned by either Freddie
Mac or Fannie Mae by checking the following websites: http://fanniemae.com/loanlookup/ or https://ww3. freddiemac.com/corporate/ © New American Funding. New American and New American Funding are registered trademarks of
Broker Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015
Give me a call today!
PROGRAM ELIGIBILITY
• Mortgage must have been acquired by Fannie
Mae or Freddie Mac on or before May 31, 2009
• Must be current on your mortgage
• No late mortgage payments in the past 12
months
PHOTO
HERE
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]]
[[OfficePhoneNumber]]
[[website]]
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
With the Home is Possible program there has
never been a better time to move into the home
of your dreams!
Call today for more information about Home
is Possible™
.
GIVE ME A CALL TODAY FOR MORE INFORMATION
ABOUT THE HOME IS POSSIBLE PROGRAM!
Home is Possible™
Nevada Housing Division
• Provides a grant up to 4% of the home
loan amount that can be used for down
payment assistance or closing costs• Fixed interest rate 30-year loan• No first-time homebuyer requirement• Grant is non-repayable• Homebuyer must live in home as
primary residence
• No asset limits for homebuyers
KEY BENEFITS
• Minimum credit score of 640 forgovernment insured loans, 660 for
manufactured homes and 680 for
most conventional loans• Qualifying income on mortgage
application must be below $95,500• Home price below $400,000• Must meet normal government or
conventional loan underwriting
requirements
REQUIREMENTS
• Home is Possible™
• FHA
• Conventional• USDA-RD
• VA
OUR PROGRAMS
PHOTO
HERE
For more information please visit http://housing.nv.gov/programs/FTH/Hom
e_is_Possible/. NMLS ID#6606
. All products
are not available in all states. All options are not available on all program
s. All program
s are
subject to borrower and property
qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding
are registere
d trademarks of
Broker Solutions Inc. dba New American Funding. All Rights Reserve
d. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 3/2016
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]]
[[OfficePhoneNumber]]
[[website]]
Give me a call today!
*This is an FHA program
. Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hud
portal/HUD?src=/progra
m_office
s/housin
g. NMLS ID#6606
. All products are not available in all
states. All options are not available on all program
s. All program
s are subject to borrower and property
qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding.
New American and New American Funding
are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserve
d. Corporate Office is located at 14511 Myford Road, Suite 100,
Tustin CA 92780. Phone (800) 450-2010. 5/2016
BUY THEFIXER UPPER &MAKE IT YOURDREAM HOME!
New American Funding is an all-inclusive
mortgage banker. From origination to funding,
our underwriters, doc drawers and funders all
work under one roof, creating a cohesive team
that enables us to close your loans fast.
PHOTO
HERE
The FHA* 203K Home Improvement loan from
New American Funding allows homeowners to buy
a home, and finance the repairs to fix it up! Once
escrow closes, a contractor can get to work, complete
the repairs, and you can move into your new home,
customized exactly how you want it.
ELIGIBLE IMPROVEMENTS:• Modernization - roofs, gutters, downspouts,
HVAC, plumbing, appliances, painting and
remodels
• Septic and well repair or replacement• Finish/weatherproof your basement
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]]
[[OfficePhoneNumber]]
[[website]]
IMPORTA
NT (BEFORE
USING THIS FLYER): Select the appropriate state licensing
information from drop down menu
MARKETING MATERIALS
COMPANY WEB INTRANET
MARKETING MATERIALS
NEW AMERICAN FUNDING WEBSITES
NewAmericanPartner.com
Dazzle Real Estate Agents with NewAmericanPartner. This
site is your tool to show your Real Estate partners all that New
American Funding has to offer.
NewAmericanAgent.com
All of our OLA's are equipped with personalized customizable
websites at NewAmericanAgent, featuring a direct link to a
1003 form. Loan Officers have the ability to customize and add
Testimonials, Blogs, Listings and more!
NEW AMERICAN FUNDING WEBSITES
SmartStartHomebuyer.com
SmartStartHomebuyer is an educational tool you can share
with first-time homebuyers in both English and Spanish. It fea-
tures flyers, videos, mortgage calculators and more!
TeamNewAmerican.com
TeamNewAmerican is your one stop recruiting tool that dem-
onstrates everything New American Funding’s Retail Lending
Division has to offer.
OUR ACCOLADES
CA
NV
OR
UT
AZ
CO
KS
IA
MN
WI
IL IN
KY
TN
GA
FL
NC
VA
WV
CT
MD
MA
VT
NM
TX
PA
OH
MI
NJ
WA
SC
ID
MO
NE
OK
MT ND
SD
MS
LA
AK
RI
DE
ME
AL
AR
WY
Unlicensed States
Approved States
Branch Offices
LICENSED STATES
BRANCH LOCATIONS
ALASKA
Anchorage
ARIZONA
Bullhead
Fountain Hills
Goodyear
Mesa
Phoenix
Tucson
Scottsdale
CALIFORNIA
Anaheim
Bakersfield
Bonita
Beverly Hills
Big Bear Lake
Campbell
Cerritos
City of Industry
Davis
Downey
Encinitas
Glendora
Huntington Beach
Ladera Heights
Long Beach
Los Gatos
Manhattan Beach
Mission Viejo
Montecito
Morgan Hill
Newport Beach
Ontario
Oxnard
Pasadena
Placentia
Pleasanton
Porter Ranch
Redding
Redlands
Riverside
San Clemente
San Diego
San Francisco
San Mateo
Santa Ana
Sherman Oaks
Temecula
Torrance
Tustin (Corp HQ)
Turlock
Vacaville
Victorville
Walnut Creek
Westlake Village
COLORADO
Boulder
Colorado Springs
Denver
Ft. Collins
Greenwood Village
Highlands Ranch
FLORIDA
Kissimmee
ILLINOIS
Columbia
Edwardsville
Godfrey
Oak Brook
Swansea
IOWA
Bettendorf
KANSAS
Overland Park
MARYLAND
Glen Burnie
Severna Park
MASSACHUSETTS
Dedham
MICHIGAN
Southfield
MISSOURI
Nixa
Lee's Summit
St. Louis
St. Robert
NEVADA
Henderson
Las Vegas
Minden
Reno
NORTH CAROLINA
Charlotte
Greensboro
OREGON
Lake Oswego
SOUTH CAROLINA
Myrtle Beach
TEXAS
Austin
Carrollton
El Paso
McAllen
Midland
Odessa
Olmito
San Antonio
Sugar Land
UTAH
Salt Lake City
St. George
WASHINGTON
Burlington
Chelan
Everett
Gig Harbor
Kirkland
Port Townsend
Poulsbo
Silverdale
Stanwood
Tacoma
Wenatchee
National Radio Ads
Close-Up TV NewsTV Commercials
Our involvement in national advertising ranges from
television commercials to radio spots across the nation.
NATIONAL ADVERTISING
Spanish Ads
Everything from print ads to billboards, our
in-house designers help you stay connected
with your community of clients.
LOCAL ADVERTISING
Complimentary up-front
credit approval!
Realtor
Logo
Variety of
Home Loan Options
*14 business day guarantee only applies to purchase transactions.This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td.The guarantee does not
apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins
when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. Licensed by the California Department
of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American
Funding. All Rights Reserved. 11/2014
(949) 400-9131(714) 401-0183
NMLS - 232157
BRIGITTE ATAYA
SVP Regional Manager
Orange County & San DiegoNMLS - 230147
SAM ELLSWORTH
Divisional Manager
CA & Pacific Northwest
Offer more options.
Our loan programs allow us to close loans other
lenders can’t. Help more clients get the financing
they need for the home of their dreams.
GUCCI SINGH
ANAHEIM
DAN PEREZ
NMLS - 255550
STEVE HANKLA
NMLS - 298062 NMLS - 667334
RON BROWN
NMLS - 256933
PHIL CHENIER
NMLS - 359384
ROB BRIGGS
NMLS - 171371
TOM BRIGGS
NMLS - 303474
LONG BEACH LONG BEACH LONG BEACH HUNTINGTON BEACH HUNTINGTON BEACH ANAHEIM
Meet Our Orange County Leadership
ALEX PIRRO JEFF MOOREBEAU SHARKEY ALAN MACK MATT MOORE
TUSTIN MISSIONVIEJO MISSIONVIEJO SAN CLEMENTE SAN CLEMENTE NEWPORT BEACH
APRILE MCKNIGHT
NMLS - 1188246NMLS - 324114NMLS - 371046NMLS - 288329 NMLS - 324123NMLS - 491660
Licensed by Colorado Department of Regulated Agencies. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property
qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American
Funding. All Rights Reserved. 11/2014
With you
every step
of the way.
PRE-APPROVAL CHECKLIST
W-2 Forms—or business tax return forms if you’re self-
employed for the last two or three years for every person
signing the loan.
Copies of the two most recent pay stubs for each person
applying for the loan.
Copies of two to four months of bank or credit union
statements for both checking and savings accounts.
Addresses where you’ve lived for the last two years.
Copies of brokerage account statements for two to four
months, as well as a list of any other major assets of value,
such as a boat, RV, or stocks or bonds not held in a brokerage
account.
Copies of your most recent 401(k) or other retirement account
statements.
Documentation to verify additional income, such as child
support or a person.
Copies of personal tax returns for the last two to three years.
KAMIE RANDALL
Loan Consultant
NMLS #501309, LMB #100041830
Cell: 303.483.3565
Direct: 303.351.0528
Fax: 949.791.3600
Email: kamie.randall@nafinc.com
www.newamericanagent.com/kamierandall
LARRY LAVERNE
Senior Loan Consultant
NMLS #692833, LMB #100043289
Cell: 303.818.6198
Direct: 877.887.3452 x4616
Fax: 949.791.3676
Email: larry.laverne@nafinc.com
www.newamericanagent.com/larrylaverne
GET PRE-APPROVED TODAY!
The first step to making the dream of homeownership a
reality is to find out how much you can afford. Request
a pre-approval letter from us, and we will give you
the golden number!
Consumer Loan Company License #CL-6606 © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate
Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2015
Get Credit
Approved Today,
Buy your Dream
HomeTomorrow!
In today’s competitive buyer market, it is important
to have your credit approved before submitting an
offer. With a Credit Approval from New American
Funding, you will become a Preferred Buyer.
We all know that finding a
new home takes time, but
your FREE Credit Approval
is fast and easy!
Rob Hallum
Branch Manager, NMLS# 71813
2707 Colby Ave., Suite #1002
Everett, WA 98201
425.312.7613 Direct
206.972.6797 Cell
Rob.Hallum@nafinc.com
Jason Gray
Branch Manager, NMLS# 118354
12220 113th Ave. NE, Suite #120
Kirkland, WA 98034
425.242.7306 Direct
425.260.3482 Cell
Jason.Gray@nafinc.com
Tony Blodgett
Regional Vice President, WA
NMLS# 72161
425.628.2149 Direct
425.418.8400 Cell
Tony.Blodgett@nafinc.com
www.TeamNewAmerican.com
EVERETT BRANCH
branch.newamericanfunding.com/everett
KIRKLAND BRANCH
branch.newamericanfunding.com/kirkland
Equal Opportunity Employer, EOE M/V/F/D. Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. © New American Funding.
New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 1/2015
NICHELOANPROGRAMS INNOVATIVE MARKETING TECHNOLOGY
FORWARD-THINKING LEADERSHIPIN-HOUSE SUPPORT TEAM
GROW WITH USWe get it. It’s all about originating loans and building business
partner relationships. We’ve got you covered.
www.TeamNewAmerican.com
JOIN TEAM NEW AMERICAN
Rick Arvielo
CEO
Patty Arvielo
President
I’VE
MOVED!
TEAMNEWAMERICAN.com
WHEN IT
COMES TO
NEIGHBORHOODHOME LOANS,WE REALLY KNOW OURWAY AROUND THE BLOCK!
NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs
are subject to borrower and property qualifications.
Rates, terms and conditions are subject to change without
notice. © New American Funding. New American and New American Funding are registered trademarks of Broker
Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2016
WE PUT THE I CAN IN AMERICAN
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu

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Realtor Partner Presentation - NAF

  • 1. WE PUT THE I CAN IN AMERICAN
  • 2. New American Funding is a Fannie Mae, Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender. We are licensed in multiple states with over 90 branches across the nation. We fund over $900 million per month and have a total servicing portfolio of $9 billion! ABOUT US
  • 3. MOBILE APP FOR LOAN OFFICERS GoGo LO is responsive and intuitive, perfect for the LO on the go! An app designed specifically for our Loan Officers who need quick access to all their office resources. With the GoGo LO app, you can manage your pipeline with ease. Easily communicate with your prospects, and current clients via text or email with access to our Bankerview email templates. Build your cobranding with your real estate partners. Write notes for each loan and set email action plans. GoGoLOSAY HELLO TO
  • 5. WHAT IS A TRIGGER ALERT? WHY DO WE CARE IF A PAST CLIENT HAS ANOTHER LENDER PULL THEIR CREDIT? TRIGGER ALERT PROGRAM New American Funding monitors all past clients for 12 months. If their credit is pulled by a mortgage company, we are notified. This typically means your past client is looking at a Real Estate Loan – A great opportunity for you to call! You, as the agent, are notified that your past client is shopping for a loan or has made an inquiry with a mortgage company. This gives you the opportunity to reach out to your past client and earn the business back. Also, if a loan pays off early, New American Funding can be subject up to 12 months an Early Pay off Fee (EPO). This means any income to the company when we sold off the loan has to be repaid to the lender that bought the loan.
  • 6. John Smith, nmls# 555555 cell: 555.555.5555 John Smith, nmls# 555555 cell: 555.555.5555 RATE PLUG
  • 8. Turn time Underwriting approvals can take up to 30 days or more Non-localized Processing, Underwriting, and Doc Drawing Non-localized Customer Service Center 24-48 HR TURN TIME Free up-front credit approval within 24-48 hours IN-HOUSE TEAM Fast and efficient in-house Processing, Underwriting, and Funding PERSONALIZED CUSTOMER SERVICE A personalized team of customer service members throughout the entire process NEW AMERICAN FUNDING A MAJOR BANK US VS. THE COMPETITION
  • 9. Give me a call today! New American Funding is an all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close your loans fast. Do you have a low FICO score? NO PROBLEM! We may be able to qualify you for an FHA* Loan! BUY THE HOME OF YOUR DREAMS LOWER YOUR MORTGAGE PAYMENT CONSOLIDATE DEBT PHOTO HERE *This is an FHA program . Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hud portal/HUD?src=/progra m_office s/housin g. NMLS ID#6606 . All products are not available in all states. All options are not available on all program s. All program s are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserve d. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016 [[AgentFullName]] [[AgentFaxNumber]] [[AgentPhoneNumber]] [[AgentNMLSNumber]] [[AgentEMail]] [[AgentTitle]] [[CellPhoneNumber]][[OfficePhoneNumber]] [[website]] IMPORTA NT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu NICHE PRODUCTS FHA 580 min FICO FHA 620 min FICO on High Balance Flips in the first 90 Days – One Appraisal Conventional 3% Down No Mortgage Insurance on SFR/PUD/Condo W2 Borrowers – No Tax Returns 5% Conventional can be a gift 80/10/10 No Overlays TAKE ADVANTAGE OF YOUR HOME EQUITY! • Pay off high-interest credit card debt • Eliminate medical bills • Buy a car or a vacation home • Make home improvements • Pay college tuition • Pay off student loans • Pay off taxes PULL CASH OUT FOR ANY REASON: Lower Interest Rates Interest rates are typically lower on Cash Out refinance mortgages than on a home equity second mortgage. Eliminate High Interest Debt Mortgage interest rates are often lower than high interest credit cards and revolving debt. Consolidate your debt into one, new low monthly payment. Tax Savings Your mortgage interest may be tax deductible, so there can be significant tax benefits when you roll your high interest debt into one new low montly payment.* Save Hundreds Every Month! PROGRAM BENEFITS: Give me a call today! New American Funding is all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close your loans fast. PHOTO HERE *Consult your tax advisor. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016 [[AgentFullName]] [[AgentFaxNumber]] [[AgentPhoneNumber]] [[AgentNMLSNumber]] [[AgentEMail]] [[AgentTitle]] [[CellPhoneNumber]] [[OfficePhoneNumber]] [[website]] IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu NMLS ID#6606. Veterans Affairs approved Lender. VA Lender ID # 900572-00-00. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016 PROGRAM ELIGIBILITY You must be a current holder of a VA mortgage and have already used your VA eligibility on the property you intend to refinance. Our mortgage specialists can help you determine your eligibility and explain the loan process. The VA Interest Rate Reduction Refinance Loan (IRRRL), often referred to as the VA Streamline, is part of a federally insured loan program to help veterans refinance their existing VA home loan into a lower interest rate loan. The underwriting process is fast and simplified. You can get a lower monthly mortgage payment without going through the pain of submitting bank statements, W2s, paychecks, etc. VA INTEREST RATE REDUCTION REFINANCE LOAN BENEFITS OF THE IRRRL: • No appraisal required • Up to 100% financing • Lower your interest rate • Lower your monthly mortgage payment • Simplified underwriting process • No income documentation required ATTENTION VETERAN HOMEOWNERS! Give me a call today! PHOTO HERE [[AgentFullName]] [[AgentFaxNumber]] [[AgentPhoneNumber]] [[AgentNMLSNumber]] [[AgentEMail]] [[AgentTitle]] [[CellPhoneNumber]][[OfficePhoneNumber]] [[website]] IMPORTA NT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu REFINANCE WITH NO EQUITY REQUIRED With the recent changes to the government’s Home Affordable Refinance Program, termed HARP 2.0, New American Funding is helping responsible homeowners take advantage of today’s low interest rates! New American Funding is approved by Fannie Mae and Freddie Mac to originate HARP 2.0 refinance applications. This program is designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae or Freddie Mac mortgage loan, but may not have been able to refinance to obtain a lower payment or move to a more stable product due to not having equity in their home. NMLS #6606. Full appraisal is required for manufactured homes. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites: http://fanniemae.com/loanlookup/ or https://ww3. freddiemac.com/corporate/ © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015 Give me a call today! PROGRAM ELIGIBILITY • Mortgage must have been acquired by Fannie Mae or Freddie Mac on or before May 31, 2009 • Must be current on your mortgage • No late mortgage payments in the past 12 months PHOTO HERE [[AgentFullName]] [[AgentFaxNumber]] [[AgentPhoneNumber]] [[AgentNMLSNumber]] [[AgentEMail]] [[AgentTitle]] [[CellPhoneNumber]] [[OfficePhoneNumber]] [[website]] IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu With the Home is Possible program there has never been a better time to move into the home of your dreams! Call today for more information about Home is Possible™ . GIVE ME A CALL TODAY FOR MORE INFORMATION ABOUT THE HOME IS POSSIBLE PROGRAM! Home is Possible™ Nevada Housing Division • Provides a grant up to 4% of the home loan amount that can be used for down payment assistance or closing costs• Fixed interest rate 30-year loan• No first-time homebuyer requirement• Grant is non-repayable• Homebuyer must live in home as primary residence • No asset limits for homebuyers KEY BENEFITS • Minimum credit score of 640 forgovernment insured loans, 660 for manufactured homes and 680 for most conventional loans• Qualifying income on mortgage application must be below $95,500• Home price below $400,000• Must meet normal government or conventional loan underwriting requirements REQUIREMENTS • Home is Possible™ • FHA • Conventional• USDA-RD • VA OUR PROGRAMS PHOTO HERE For more information please visit http://housing.nv.gov/programs/FTH/Hom e_is_Possible/. NMLS ID#6606 . All products are not available in all states. All options are not available on all program s. All program s are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registere d trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserve d. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 3/2016 [[AgentFullName]] [[AgentFaxNumber]] [[AgentPhoneNumber]] [[AgentNMLSNumber]] [[AgentEMail]] [[AgentTitle]] [[CellPhoneNumber]] [[OfficePhoneNumber]] [[website]] Give me a call today! *This is an FHA program . Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hud portal/HUD?src=/progra m_office s/housin g. NMLS ID#6606 . All products are not available in all states. All options are not available on all program s. All program s are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserve d. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016 BUY THEFIXER UPPER &MAKE IT YOURDREAM HOME! New American Funding is an all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close your loans fast. PHOTO HERE The FHA* 203K Home Improvement loan from New American Funding allows homeowners to buy a home, and finance the repairs to fix it up! Once escrow closes, a contractor can get to work, complete the repairs, and you can move into your new home, customized exactly how you want it. ELIGIBLE IMPROVEMENTS:• Modernization - roofs, gutters, downspouts, HVAC, plumbing, appliances, painting and remodels • Septic and well repair or replacement• Finish/weatherproof your basement [[AgentFullName]] [[AgentFaxNumber]] [[AgentPhoneNumber]] [[AgentNMLSNumber]] [[AgentEMail]] [[AgentTitle]] [[CellPhoneNumber]] [[OfficePhoneNumber]] [[website]] IMPORTA NT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
  • 10. MARKETING MATERIALS COMPANY WEB INTRANET MARKETING MATERIALS
  • 11. NEW AMERICAN FUNDING WEBSITES NewAmericanPartner.com Dazzle Real Estate Agents with NewAmericanPartner. This site is your tool to show your Real Estate partners all that New American Funding has to offer. NewAmericanAgent.com All of our OLA's are equipped with personalized customizable websites at NewAmericanAgent, featuring a direct link to a 1003 form. Loan Officers have the ability to customize and add Testimonials, Blogs, Listings and more!
  • 12. NEW AMERICAN FUNDING WEBSITES SmartStartHomebuyer.com SmartStartHomebuyer is an educational tool you can share with first-time homebuyers in both English and Spanish. It fea- tures flyers, videos, mortgage calculators and more! TeamNewAmerican.com TeamNewAmerican is your one stop recruiting tool that dem- onstrates everything New American Funding’s Retail Lending Division has to offer.
  • 14. CA NV OR UT AZ CO KS IA MN WI IL IN KY TN GA FL NC VA WV CT MD MA VT NM TX PA OH MI NJ WA SC ID MO NE OK MT ND SD MS LA AK RI DE ME AL AR WY Unlicensed States Approved States Branch Offices LICENSED STATES BRANCH LOCATIONS ALASKA Anchorage ARIZONA Bullhead Fountain Hills Goodyear Mesa Phoenix Tucson Scottsdale CALIFORNIA Anaheim Bakersfield Bonita Beverly Hills Big Bear Lake Campbell Cerritos City of Industry Davis Downey Encinitas Glendora Huntington Beach Ladera Heights Long Beach Los Gatos Manhattan Beach Mission Viejo Montecito Morgan Hill Newport Beach Ontario Oxnard Pasadena Placentia Pleasanton Porter Ranch Redding Redlands Riverside San Clemente San Diego San Francisco San Mateo Santa Ana Sherman Oaks Temecula Torrance Tustin (Corp HQ) Turlock Vacaville Victorville Walnut Creek Westlake Village COLORADO Boulder Colorado Springs Denver Ft. Collins Greenwood Village Highlands Ranch FLORIDA Kissimmee ILLINOIS Columbia Edwardsville Godfrey Oak Brook Swansea IOWA Bettendorf KANSAS Overland Park MARYLAND Glen Burnie Severna Park MASSACHUSETTS Dedham MICHIGAN Southfield MISSOURI Nixa Lee's Summit St. Louis St. Robert NEVADA Henderson Las Vegas Minden Reno NORTH CAROLINA Charlotte Greensboro OREGON Lake Oswego SOUTH CAROLINA Myrtle Beach TEXAS Austin Carrollton El Paso McAllen Midland Odessa Olmito San Antonio Sugar Land UTAH Salt Lake City St. George WASHINGTON Burlington Chelan Everett Gig Harbor Kirkland Port Townsend Poulsbo Silverdale Stanwood Tacoma Wenatchee
  • 15. National Radio Ads Close-Up TV NewsTV Commercials Our involvement in national advertising ranges from television commercials to radio spots across the nation. NATIONAL ADVERTISING Spanish Ads
  • 16. Everything from print ads to billboards, our in-house designers help you stay connected with your community of clients. LOCAL ADVERTISING Complimentary up-front credit approval! Realtor Logo Variety of Home Loan Options *14 business day guarantee only applies to purchase transactions.This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td.The guarantee does not apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 11/2014 (949) 400-9131(714) 401-0183 NMLS - 232157 BRIGITTE ATAYA SVP Regional Manager Orange County & San DiegoNMLS - 230147 SAM ELLSWORTH Divisional Manager CA & Pacific Northwest Offer more options. Our loan programs allow us to close loans other lenders can’t. Help more clients get the financing they need for the home of their dreams. GUCCI SINGH ANAHEIM DAN PEREZ NMLS - 255550 STEVE HANKLA NMLS - 298062 NMLS - 667334 RON BROWN NMLS - 256933 PHIL CHENIER NMLS - 359384 ROB BRIGGS NMLS - 171371 TOM BRIGGS NMLS - 303474 LONG BEACH LONG BEACH LONG BEACH HUNTINGTON BEACH HUNTINGTON BEACH ANAHEIM Meet Our Orange County Leadership ALEX PIRRO JEFF MOOREBEAU SHARKEY ALAN MACK MATT MOORE TUSTIN MISSIONVIEJO MISSIONVIEJO SAN CLEMENTE SAN CLEMENTE NEWPORT BEACH APRILE MCKNIGHT NMLS - 1188246NMLS - 324114NMLS - 371046NMLS - 288329 NMLS - 324123NMLS - 491660 Licensed by Colorado Department of Regulated Agencies. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 11/2014 With you every step of the way. PRE-APPROVAL CHECKLIST W-2 Forms—or business tax return forms if you’re self- employed for the last two or three years for every person signing the loan. Copies of the two most recent pay stubs for each person applying for the loan. Copies of two to four months of bank or credit union statements for both checking and savings accounts. Addresses where you’ve lived for the last two years. Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account. Copies of your most recent 401(k) or other retirement account statements. Documentation to verify additional income, such as child support or a person. Copies of personal tax returns for the last two to three years. KAMIE RANDALL Loan Consultant NMLS #501309, LMB #100041830 Cell: 303.483.3565 Direct: 303.351.0528 Fax: 949.791.3600 Email: kamie.randall@nafinc.com www.newamericanagent.com/kamierandall LARRY LAVERNE Senior Loan Consultant NMLS #692833, LMB #100043289 Cell: 303.818.6198 Direct: 877.887.3452 x4616 Fax: 949.791.3676 Email: larry.laverne@nafinc.com www.newamericanagent.com/larrylaverne GET PRE-APPROVED TODAY! The first step to making the dream of homeownership a reality is to find out how much you can afford. Request a pre-approval letter from us, and we will give you the golden number! Consumer Loan Company License #CL-6606 © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2015 Get Credit Approved Today, Buy your Dream HomeTomorrow! In today’s competitive buyer market, it is important to have your credit approved before submitting an offer. With a Credit Approval from New American Funding, you will become a Preferred Buyer. We all know that finding a new home takes time, but your FREE Credit Approval is fast and easy! Rob Hallum Branch Manager, NMLS# 71813 2707 Colby Ave., Suite #1002 Everett, WA 98201 425.312.7613 Direct 206.972.6797 Cell Rob.Hallum@nafinc.com Jason Gray Branch Manager, NMLS# 118354 12220 113th Ave. NE, Suite #120 Kirkland, WA 98034 425.242.7306 Direct 425.260.3482 Cell Jason.Gray@nafinc.com Tony Blodgett Regional Vice President, WA NMLS# 72161 425.628.2149 Direct 425.418.8400 Cell Tony.Blodgett@nafinc.com www.TeamNewAmerican.com EVERETT BRANCH branch.newamericanfunding.com/everett KIRKLAND BRANCH branch.newamericanfunding.com/kirkland Equal Opportunity Employer, EOE M/V/F/D. Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 1/2015 NICHELOANPROGRAMS INNOVATIVE MARKETING TECHNOLOGY FORWARD-THINKING LEADERSHIPIN-HOUSE SUPPORT TEAM GROW WITH USWe get it. It’s all about originating loans and building business partner relationships. We’ve got you covered. www.TeamNewAmerican.com JOIN TEAM NEW AMERICAN Rick Arvielo CEO Patty Arvielo President I’VE MOVED! TEAMNEWAMERICAN.com WHEN IT COMES TO NEIGHBORHOODHOME LOANS,WE REALLY KNOW OURWAY AROUND THE BLOCK! NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015 IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
  • 17. NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2016 WE PUT THE I CAN IN AMERICAN IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu