This document summarizes the services offered by USABG, an insurance marketing organization celebrating its 21st year. USABG has produced over $300 million in sales and $24 million in annualized volume (AV) in 2008, with a goal of $34 million AV for 2009. The document outlines USABG's training programs, proprietary lead generation systems, and strategies for agents to generate multiple streams of income and earn over $100,000 annually by selling insurance online through USABG.