Compvue a California-based company providing IT and BPO services to major businesses in areas of compliance, finance & accounting, recruitment, IT, HR, billing, customer help-desk and other non-core back office operations. Over the years we have helped start-ups and big businesses increase revenues and cut down on operational expenses. You too can benefit on similar lines - at a fraction of the cost.
Compvue a California-based company providing IT and BPO services to major businesses in areas of compliance, finance & accounting, recruitment, IT, HR, billing, customer help-desk and other non-core back office operations. Over the years we have helped start-ups and big businesses increase revenues and cut down on operational expenses. You too can benefit on similar lines - at a fraction of the cost.
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what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
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Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
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how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
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how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
1. up UNITED STATES:
turn it
urn
INSTITUTIONAL KAY
Institutional recorded a strong Kay achieved outstanding growth
performance in 2002, propelled across all of its segments in 2002,
by gains with independent restau- gaining new corporate accounts
rants and corporate accounts, and and market share through product
by market share expansion as the introductions, enhanced field ser-
lodging industry began a gradual vice and strong account retention.
recovery.
Highlights
2002 Review of Operations Highlights Gained several significant new chain
s
Made major account gains in the accounts in both the food retail ser-
s
independent restaurant market, vice (FRS) and quickservice restaurant
leveraging focused sales efforts (QSR) segments, continuing its leader-
To turn it up on a day-to-day basis, we count and partnering with food distributors ship in these key markets.
to seek new customers in this large s Launched DermaFoam, a new foam-
on our operating divisions and business units and fertile market. ing handcare program, and PureMark,
s Also made significant new corporate a water filtration program for ice and
to make it happen. Like the pistons in a high- account customer gains, increasing beverage machines, aimed at both
performance engine, they work together to gen- its market share. QSR and FRS customers.
s Created dedicated sales-and-service s Enhanced customer service and
erate the power that propels Ecolab’s success. personnel for the hospitality and improved synergies by training field
TURN IT UP
healthcare markets, focusing on service associates to work with
laundry, housekeeping, and pool customers across all segments.
From our sales-and-service associates, which
and spa; also added dedicated sales s Leveraged its strong customer rela-
provide service excellence worldwide 24 hours specialists in major regions to drive tionships to increase cross-divisional
new account growth. initiatives with other Ecolab divisions,
a day, 365 days a year, to our managers, charged s Introduced a range of new products, circling customers with additional
including Oasis Pro, a lodging and product and service solutions.
with leading their businesses to ever-greater
healthcare housekeeping system with
ECOLAB
levels of performance, our associates are all Outlook
concentrated products and greater
In 2003, Kay will continue to
dispensing efficiency, and X-Pert, a
united in the aggressive pursuit of growth. In aggressively pursue new corporate
liquid laundry system for customers
accounts in all its businesses as it
using home-style and small commer-
2002, our businesses worked harder than ever
drives for increased market share,
cial washing machines.
to deliver innovation and results, leveraging the as well as develop new opportu-
Outlook nities to complement its mix of
amazing vitality of Circle the Customer - Circle The Institutional Division expects offerings. Kay foresees ongoing
to continue its earnings and mar- gains in its core markets, with
the Globe to further strengthen Ecolab’s reputation
ket share growth in 2003 thanks particularly strong opportunities
in the global marketplace. to further gains with independent in the international QSR segment.
restaurants and corporate account
customers. The division will
Here is a business-by-business look at 2002’s
accelerate new product and service
highlights. introductions, and remain focused
on highly integrated marketing
programs and effective cost man-
agement, in order to outpace the
economy and industry.
Oasis Pro is a complete Sani-Wipes offer an
housekeeping program easier way to sanitize
for hospitality and food contact surfaces,
healthcare. with no rinsing.
2. PROFESSIONAL
GCS SERVICE PEST ELIMINATION PRODUCTS TEXTILE CARE
GCS Service further solidified its Customized programs and cross- Professional Products increased 2002 was a year of improvement
position as the only nationwide selling initiatives helped drive solid its core healthcare business in 2002 for Textile Care, as its new man-
provider of commercial kitchen 2002 growth in Pest Elimination’s and repositioned its janitorial agement team created innovative
repair and parts service, as it food and beverage, food retail and business for growth, although the operational efficiencies, focused
integrated recent acquisitions by government markets. planned phase-out of less profitable on its core commercial and shirt
leveraging the consistently high specialty businesses and product laundry business, and marked a
Highlights
operational standards for which lines offset that improvement. return to growth.
Ecolab has long been renowned. s Achieved yet another year of record
Highlights Highlights
sales and income thanks to highly
Highlights customized service offerings, tremen- Continued building its janitorial busi- Posted modest sales growth and dra-
s s
Developed a new management team dous success with add-on sales, and ness through distributor partnerships matically improved operating results
s
and operating processes necessary strong productivity gains resulting and the pursuit of large, regional by focusing on its core customer
to provide Ecolab’s hallmark standard from its estat program. building service contractors (BSCs). base, carefully controlling expenses
of service – a key differential in this s Launched EcoSure Food Safety s Expanded its healthcare business by and reorganizing its corporate
attractive market. Management, a business that continuing to drive market share gains accounts team.
s Successfully integrated Commercial evaluates food safety procedures in in acute care, expanding its reach s Completed a significant product
Parts & Service, which was purchased food service and hospitality facilities. to include alternate care customers rationalization designed to streamline
in 2001, expanding geographic cover- It offers customized food safety such as surgery centers and doctors’ its offerings and reduce costs while
age in GCS’s markets and increasing programs, on-site training and certi- offices, and exiting lower profitability providing improved performance for
its market share. fication, and reporting services. product lines in this segment. the customer base.
TURN IT UP
s Secured a significant number of new s Introduced its innovative Rodent s Launched a number of new products, s Created a division council with its
corporate account customers in the Interceptor, a patent-pending product including PhaZer, a solid floor finish European Textile Care counterpart,
quickservice and full-service restau- solution for supermarkets and with a unique backpack applicator that facilitating the cross-Atlantic exchange
rant segments. other food-industry customers. provides significant labor savings for of best practices relating to products,
healthcare and janitorial customers, marketing, R&D and corporate
Outlook Outlook and NaturMild, a line of dye- and accounts. 17
GCS Service’s new management Pest Elimination expects improved fragrance-free skin care products s Enjoyed ongoing success with
team is focused on strategically growth in 2003 as it achieves gains for healthcare personnel. Turbo-FlexTra Visco Conditioner,
ECOLAB
building its business in 2003 by across its food and beverage, food a key product that offers improved
Outlook
increasing account penetration retail, government and restaurant results and a more economical
with existing customers. It will markets. It will continue partner- In 2003, Professional Products use cost.
also continue to pursue new ing with other Ecolab divisions will continue to pursue the
Outlook
corporate account prospects. to create customized programs tremendous opportunities in the
Additionally, new protocols will for specific markets, such as quick- janitorial market and the BSC Textile Care expects to continue
help standardize business func- service restaurants, and remain a segment. In the healthcare mar- its growth in 2003, and foresees
tions among the division’s nation- leader in promoting cross-divisional ket, products for acute care, additional profit improvement as
wide service network, leading to sales by introducing additional infection prevention, janitorial well. It will continue to focus on
improved service quality, increased Ecolab services to further circle its and housekeeping are expected chain and individual customers
efficiency and cost savings. existing customers. to do well. The division also plans in its key segments, differentiating
to launch a line of solids for through standardization of
instrument care, extending its enhanced service and product
well-received Asepti-Solid hospital solutions. Additionally, the divi-
cart wash offering. sion will leverage its unmatched
ability to provide customers with
total cost management, offering
concrete technical improvements
that help save energy, water
and labor.
GCS Service provides The Rodent Interceptor PhaZer is a labor-saving Aquamiser, a water
foodservice equipment helps eliminate floor care system for reuse system for indus-
repair and maintenance rodents in food healthcare and janitorial trial laundries, helps
nationwide. retail environments. customers. save water and energy.
3. INTERNATIONAL:
FOOD & BEVERAGE WATER CARE SERVICES VEHICLE CARE EUROPE
Food & Beverage increased its Water Care Services sales eased Vehicle Care’s major corporate Ecolab’s focused European man-
share in corporate accounts and slightly in 2002 as it streamlined account gains and strong distrib- agement team implemented a
expanded several key programs in its operations in a challenging utor relationships helped offset pan-European business strategy
2002. It used aggressive sales efforts year. Growth in several key mar- various market challenges in 2002, and made significant investments
to offset continuing industry con- kets offset economic challenges resulting in modest overall sales to build solid growth across its
solidation, resulting in modest elsewhere and the exit from growth. markets and to offset a weak
sales growth. certain non-core markets. economic climate.
Highlights
Highlights Highlights Highlights
Generated significant corporate
s
Grew at double-digit rates in the s Achieved good growth in its commer- account and distributor sales growth Generated strong organic Food &
s s
beverage industry thanks to brewery cial laundry market by working closely in the in-bay (automatic wash) Beverage growth, which jumped to
and beverage corporate account with Ecolab’s Textile Care Division to market, gaining exclusive, multi-year double-digit rates due to the acquisi-
agreements. circle customers with complete wash- agreements with major oil companies. tion of Kleencare operations in the
s Achieved major corporate account water and wastewater solutions. s Further established its technological United Kingdom, France, Switzerland
gains in its meat, poultry, dairy, bever- s Streamlined its operations and lowered leadership with Harmony, a new, and the Netherlands.
age and food segments, leading to costs by closing its Kansas City, Mo., complete product line for the full- s Gained market share in its Institutional,
growth that outpaced the market in facility; moving its Technical Services service conveyor wash market that Textile Care and Professional Products
many industries. group to Ecolab’s St. Paul headquar- saves significant time and labor while divisions thanks to strong “street”
s Enjoyed ongoing success with ters; and relocating production. improving results. business, popular product offerings,
Quadexx, an Internet-enabled formu- s Gained preferred supplier status with s Enjoyed strong, ongoing sales of and an emphasis on water and
TURN IT UP
lation and allocation system for food three major group-purchasing organi- Solid Ovation, a popular pre-soak energy savings.
processing plants that provides hands- zations in the healthcare market, that improves performance, safety s Acquired Terminix Ltd., the No. 2
off dispensing, reduced costs and resulting in solid growth and excellent and cost effectiveness. commercial pest elimination company
exceptional information-management potential in the acute care segment. in the United Kingdom and Republic
Outlook
capability. of Ireland, extending Ecolab’s proven
Outlook Going forward, Vehicle Care
s Introduced Inspexx 100 for poultry expertise and success in this segment
18
Water Care Services expects expects continued growth in its
chill water systems, where it is highly to its European customers.
2003 growth in the healthcare in-bay market and a return to
effective at reducing salmonella on s Bolstered its healthcare business in
ECOLAB
and hospitality markets, driven growth in its conveyor market.
poultry. the United Kingdom through the acqui-
by preferred supplier agreements In 2003, the division will
s Expanded its Livestock Disease sition of Adams Healthcare, broaden-
with several buying groups. Its establish a strong base for long-
Interventions program to calf-growing ing the business mix and further
business within the food and term growth by leveraging new
operations. adding to Europe’s growth potential.
beverage market is expected to innovations introduced in the
Outlook Outlook
improve once again thanks to last two years. Tightly controlled
In 2003, Food & Beverage expects a rebound in customer capital costs and increased sales associate Europe anticipates steady growth
continued corporate account gains expenditures and new leasing headcount are also expected to and increased market share in
and recent product offerings such options for its wastewater treat- drive profitability. 2003, driven by new technologies,
as Quadexx and Inspexx to more ment equipment. The division premium service offerings and
than offset slow markets and yield will also continue to pursue strate- aggressive marketing strategies.
sales growth. The division will gic partnerships across its markets. Acquisitions are expected to play
continue its market specialization an important and ongoing role in
strategy and its commitment to geographic and market expansion,
account retention. It will continue as Ecolab pursues growth opportu-
to address the challenge of industry nities and enhances its European
consolidation with proven solutions business portfolio.
that increase food safety, brand pro-
tection and operational efficiency.
Harmony is an
Inspexx 200 helps Crystal Mate reduces Ready-to-use Incidin
innovative cleaning
meat processors scaling and corrosion Foam disinfects sensi-
system designed
reduce potentially in cooling towers and tive medical surfaces
for conveyor car
dangerous pathogens. boilers. and objects.
washes.
4. ASIA PACIFIC CANADA LATIN AMERICA AFRICA/EXPORT
Facing a lingering tourism down- Ecolab’s Canadian business con- The Latin America business Despite intense economic and
turn and weakened economies, tinued to show sustained growth achieved strong growth across political challenges in 2002,
Ecolab’s Asia Pacific region posted as it outpaced the market in 2002. many market segments in 2002 Ecolab’s Africa and Export busi-
modest overall sales growth in Success with corporate accounts despite sluggish tourism and nesses aggressively pursued new
2002 by gaining market share and “street” business propelled widespread economic problems customers to help offset a sharp
and driving rapid growth in its solid gains across its core markets. in the region. drop in tourism.
expanding markets.
Highlights Highlights Highlights
Highlights s Achieved record sales and double- Posted very strong organic growth in Grew Food & Beverage business sub-
s s
s Achieved strong sales and profit digit beverage and brewery growth its Pest Elimination segment through stantially in Nigeria, Saudi Arabia and
growth in China, New Zealand and through a major corporate account the successful integration of acquisi- South Africa, which posted a double-
Southeast Asia. gain and new product offerings. tions made in previous years, increased digit sales increase.
s Grew its business in Japan through s Posted double-digit growth in its cross selling, aggressive sales train- s Created a newly unified organizational
focused sales efforts and competitive Ecotemp leasing program, thanks ing and expansion of key programs. structure to facilitate the dissemina-
gains, despite the country’s declining to new Omega dishmachines and s Achieved double-digit food and bever- tion of global technical assistance,
and deflationary economy. popular solid products. age growth in local currencies despite R&D support and product expertise.
s Established a direct organization in s Launched Oasis Select 4, a central devaluations in several countries. s Expanded the Export business into
Vietnam by purchasing its distributor dispensing system that saves space s Launched the Market Guard food Armenia and Georgia, establishing
and developing Ecolab sales personnel. and increases ease of use for restau- retail program in Mexico, Argentina, relationships with distributors and
s Expanded key programs in its rant and hospitality customers, and Brazil and Puerto Rico, providing conducting training.
TURN IT UP
Institutional, Professional Products and added several odor counteractants customers with a complete line of s Worked aggressively to combat the
Pest Elimination divisions, increasing to its successful Oasis product line. cleaners, sanitizers, equipment and effects of decreased tourism in Israel
sales within existing accounts. s Expanded its pool and spa business, training materials. by gaining new customers, entering
s Grew its Pest Elimination business training additional sales associates s Debuted Vortexx ES, a new surface new market segments and achieving
through an acquisition in New Zealand. as Certified Pool Operators. sanitizer that offers food and bever- excellent account retention.
s Increased Kay’s Food Retail market age customers quick, effective results 19
Outlook Outlook
share through expansion into and increased brand protection.
Asia Pacific expects continued In 2003, the Africa and Export
Canada’s largest grocery chain.
ECOLAB
Outlook
strong 2003 sales in China, businesses will aggressively pursue
Outlook
New Zealand and East Asia, as The Latin America business both corporate and individual
well as improved sales elsewhere. In 2003, Canada foresees contin- expects ongoing growth in its food accounts as they introduce the
Its Pest Elimination business has ued Institutional growth in its and beverage, pest elimination and newest generation of Ecolab
significant opportunities through- Ecotemp and pool and spa busi- food retail segments, which will products. Turkey will become
out the region, and is also expected nesses through increased “street” continue to help offset the slower part of Ecolab’s Africa/Middle
to benefit from additional acquisi- sales, activity with distributor hospitality market. Cross-selling East region and is expected to
tions. Asia-Pacific will emphasize partners and associate-training initiatives, corporate account gains significantly contribute to the
recruiting, hiring and training initiatives. Ongoing Food & and geographic expansion within region’s profitability. Additional
efforts in its high-growth markets. Beverage growth is also expected, key countries will also drive growth expansion is planned into
particularly among corporate in 2003. Latin America will also former Soviet republics such
accounts in the food, brewery increase its presence in industries as Turkmenistan, Tajikistan,
and beverage segments. such as poultry, agriculture, meat Kyrgystan and Uzbekistan.
and fish production.
The S 3000 is an
Oxonia Active is a The Ecotemp Omega HT Vortexx ES provides
advanced cleaning
broad spectrum sani- dishmachine delivers advanced hard surface
and sanitation system
tizer used in the food superior results in just sanitation to food and
for food processing
and beverage industry. one pass. beverage plants.
facilities.