Digital technologies have the potential to boost productivity but gains have been modest, with productivity growth slowing in major economies. The document examines why through three main points: 1) Low rates of digital adoption among firms, especially less productive ones. 2) Strong complementarities between digital investments, skills, and product market regulations that incentivize innovation. 3) Skill gaps negatively impact the productivity benefits of digital adoption, especially for less productive firms. To realize digital's potential, policies should promote broadband access, skills development, and encourage reallocation between firms.
2021 Trends in Agricultural and Soft Commodities TradingCTRM Center
Arguably, all commodity and commodity-exposed businesses are facing unprecedented change and disruption. These numerous challenges range from climate and carbon to COVID lockdowns and work from home, to managing geopolitical and operational risks through supply chains while seeking to digitalise, automate and increase efficiencies across the business.
While talk of a new commodities supercycle may be premature, global population growth and the resulting increased demand suggest rising prices and volatilities, especially in agricultural commodities. Companies need enhanced agility in such markets. It starts with a modern software platform that provides adequate visibility and control over the business, from managing physical movements to limiting risks and exposure.
2020 CTRM Vendor Perception Survey and AnalysisCTRM Center
The 2020 Commodity Technology Advisory’s Vendor Perception Study is a biennial survey and analysis conducted to establish end-user and market influencer perceptions of the CTRM vendors, and to determine market leadership perceptions as well as buying criteria and brand awareness of the different vendors. As in previous years, the research survey was comprised of a comprehensive set of questions that CTRM end-users and industry consultants were invited to answer.
BCG has launched its Telco Sustainability Index, designed to capture the four dimensions most relevant to a telco’s environmental strategy. The index tracks the company’s commitment to sustainability, its emissions intensity and that of its upstream and downstream partners, its elimination of waste, and its customer enablement.
2021 Trends in Agricultural and Soft Commodities TradingCTRM Center
Arguably, all commodity and commodity-exposed businesses are facing unprecedented change and disruption. These numerous challenges range from climate and carbon to COVID lockdowns and work from home, to managing geopolitical and operational risks through supply chains while seeking to digitalise, automate and increase efficiencies across the business.
While talk of a new commodities supercycle may be premature, global population growth and the resulting increased demand suggest rising prices and volatilities, especially in agricultural commodities. Companies need enhanced agility in such markets. It starts with a modern software platform that provides adequate visibility and control over the business, from managing physical movements to limiting risks and exposure.
2020 CTRM Vendor Perception Survey and AnalysisCTRM Center
The 2020 Commodity Technology Advisory’s Vendor Perception Study is a biennial survey and analysis conducted to establish end-user and market influencer perceptions of the CTRM vendors, and to determine market leadership perceptions as well as buying criteria and brand awareness of the different vendors. As in previous years, the research survey was comprised of a comprehensive set of questions that CTRM end-users and industry consultants were invited to answer.
BCG has launched its Telco Sustainability Index, designed to capture the four dimensions most relevant to a telco’s environmental strategy. The index tracks the company’s commitment to sustainability, its emissions intensity and that of its upstream and downstream partners, its elimination of waste, and its customer enablement.
Session by Andrew Wyckoff, Director, Science, Technology and Innovation, OECD
Digitalisation has been underway for 50 years but crossed a critical threshold in last few years when over 80% of citizens in OECD countries had broadband subscriptions with the majority accessing the Internet via a smartphone. This era of ubiquitous computing is transformational, and the widespread deployment of this infrastructure means that products, activities and interactions are increasingly "digital" and can be easily shared, stored or exchanged globally via the Internet. As a consequence, data flows have grown and are a new raw material for innovation in industry and society, unleashing new business models and modes of social interaction. This transformation is just beginning and is poised to grow significantly as networked sensors and things become common-place. These changes are disruptive and also at odds with public policies – many of which are legacies of a pre-digital, analogue era. Reducing this gap and equipping policy-makers with ways to proactively seize the potential benefits and address the challenges related to digitalisation is at the core of a new cross-sectoral, multi-year project within the OECD.
These technological trends are not limited to one policy area, but their effects are particularly evident in the labour market, where they are profoundly affecting the nature of work, the structure and nature of the work environment, and the very nature of being an employee. We can’t predict exactly what the world of work will look like in the future or the specific types of jobs that will exist. What is clear, however, is that most sectors are already being affected. The platform (e.g. ‘sharing’, ‘gig’) economy offers workers great opportunities, including the flexibility of freelancing and holding multiple jobs (or gigs) to top up their income. At the same time, these new forms of work are challenging traditional institutions based on a unique employer-employee relationship. For instance, as new ways of organising work shift risk towards individual workers, who are increasingly in charge of their own training and of securing old-age and health insurance, existing models of social protection will need to be overhauled. How policy-makers, companies, employees and educators will adapt to these changes will mark the difference between being successful and being left behind.
BCG’s 2018 global challengers—100 rapidly globalizing companies from emerging markets—are getting ahead of the competition by using digital technologies.
Big data is getting bigger, creating more challenges and opening more opportunities for businesses. This McKinsey presentation argues that CMOs and sales leaders need to take 5 actions: harness their data, put data at the heart of the organization,
Digital Europe: Pushing the frontier, capturing the benefitsMcKinsey & Company
What is the speed at which digital is and will change our world?
How is Europe performing in digital compared to the United States? Where is the progress? And where is the paralysis?
What some of the challenges and risks of digital – its potential to divide business and society – between the highly digitized: the “have-mores,” and the “haves:” those who are not able or willing to adapt fast enough.
And what is our share our vision with you for how Europe needs to capture the huge digital prize. What can start-ups, companies, public authorities – everyone in this room – do, to make it happen?
The growing role of the digital economy in daily life has heightened demand for new data and measurement tools. “Measuring the Digital Economy: A New Perspective” provides an internationally comparable and timely snap-shot of the state of the Digital Economy covering key parameters including the build-out of the infrastructure, uptake and usage across different segments of the population, the importance of information and communication technologies as drivers of innovation and as a transformational force on jobs and skills. It is clear from this stocktaking that a number or critical thresholds have been crossed and the Digital Economy is now the economy. The pace of change described by the report underscores that the ICT revolution is far from being over, and policy makers need to be attentive to its impact on the economy and society. Given the complexity of the changes, the report identifies a number of gaps in the measurement framework and proposes actions to advance the measurement agenda.
A high-level overview of the state and local government technology (GovTech) market. If you're interested in including your company in future research and editorial, please submit it at http://labs.erepublic.com/startups.
Digitization is evolving at a rapid pace for the U.S. economy. The implications for companies, governments, and individuals are enormous. Those who are already successfully riding the wave are achieving faster growth in revenue, productivity, and profit margins. Those who opt out risk being swept away.
The Impact of Data in the Oil and Gas IndustryNetApp
Worldwide demand for oil and gas is growing; it’s expected to reach over 94 million barrels per day by the end of 2015.1 In response, most companies in the oil and gas industry plan to invest the same amount or more in digital technologies now and in the future.2 Digital technologies can help companies reach remote sources of oil and gas at efficient costs, while continuing to enhance environmental safeguards, operational safety, reliability, and security.
Find out how NetApp can help energy, oil and gas industries manage big data to optimize production and maximize profits with energy data management: http://www.netapp.com/us/solutions/industry/energy/
The enterprise software industry is being transformed by substantial investor capital, Cloud 2.0, artificial intelligence, data protection, preferred platforms, and a talent shortage, leading stakeholders of all kinds to make big changes, and big choices.
The technology is in place to build more efficient, convenient and safer transport solutions. But there will be challenges to overcome, in terms of industry cooperation and trust on a sharing ecosystem.
Connectivity is causing a shift in business models from products to services, with data being the key asset affecting this change. As such, the transport industry is experiencing a seismic shift in technology, regulation and user behavior, which will force all key actors to reassess their business models.
Connectivity has already started to make an impact in the world of transport. The first phase focused on transactional connectivity, where data would be sent in the case of a traffic incident. Now, the focus of the second phase is on being connected, including sending and receiving data, and the ability to share it between companies and industries.
The technology is in place to build more efficient, convenient and safer transport solutions based on passenger vehicle-centric ecosystems. But there will be challenges to overcome, in terms of cooperating with new partners from different industries, gaining user trust, ensuring quality, reliability and security of data and controlling its flow in a highly shared environment. This paper takes a closer look at these challenges, and what will be required to move past them.
Horizon Scan: ICT and the future of financial servicesEricsson
A new research report from Ericsson and Imperial College London provides a broad horizon scan of the impacts of ICT on services for money, banking, insurance and risk.
Session by Andrew Wyckoff, Director, Science, Technology and Innovation, OECD
Digitalisation has been underway for 50 years but crossed a critical threshold in last few years when over 80% of citizens in OECD countries had broadband subscriptions with the majority accessing the Internet via a smartphone. This era of ubiquitous computing is transformational, and the widespread deployment of this infrastructure means that products, activities and interactions are increasingly "digital" and can be easily shared, stored or exchanged globally via the Internet. As a consequence, data flows have grown and are a new raw material for innovation in industry and society, unleashing new business models and modes of social interaction. This transformation is just beginning and is poised to grow significantly as networked sensors and things become common-place. These changes are disruptive and also at odds with public policies – many of which are legacies of a pre-digital, analogue era. Reducing this gap and equipping policy-makers with ways to proactively seize the potential benefits and address the challenges related to digitalisation is at the core of a new cross-sectoral, multi-year project within the OECD.
These technological trends are not limited to one policy area, but their effects are particularly evident in the labour market, where they are profoundly affecting the nature of work, the structure and nature of the work environment, and the very nature of being an employee. We can’t predict exactly what the world of work will look like in the future or the specific types of jobs that will exist. What is clear, however, is that most sectors are already being affected. The platform (e.g. ‘sharing’, ‘gig’) economy offers workers great opportunities, including the flexibility of freelancing and holding multiple jobs (or gigs) to top up their income. At the same time, these new forms of work are challenging traditional institutions based on a unique employer-employee relationship. For instance, as new ways of organising work shift risk towards individual workers, who are increasingly in charge of their own training and of securing old-age and health insurance, existing models of social protection will need to be overhauled. How policy-makers, companies, employees and educators will adapt to these changes will mark the difference between being successful and being left behind.
BCG’s 2018 global challengers—100 rapidly globalizing companies from emerging markets—are getting ahead of the competition by using digital technologies.
Big data is getting bigger, creating more challenges and opening more opportunities for businesses. This McKinsey presentation argues that CMOs and sales leaders need to take 5 actions: harness their data, put data at the heart of the organization,
Digital Europe: Pushing the frontier, capturing the benefitsMcKinsey & Company
What is the speed at which digital is and will change our world?
How is Europe performing in digital compared to the United States? Where is the progress? And where is the paralysis?
What some of the challenges and risks of digital – its potential to divide business and society – between the highly digitized: the “have-mores,” and the “haves:” those who are not able or willing to adapt fast enough.
And what is our share our vision with you for how Europe needs to capture the huge digital prize. What can start-ups, companies, public authorities – everyone in this room – do, to make it happen?
The growing role of the digital economy in daily life has heightened demand for new data and measurement tools. “Measuring the Digital Economy: A New Perspective” provides an internationally comparable and timely snap-shot of the state of the Digital Economy covering key parameters including the build-out of the infrastructure, uptake and usage across different segments of the population, the importance of information and communication technologies as drivers of innovation and as a transformational force on jobs and skills. It is clear from this stocktaking that a number or critical thresholds have been crossed and the Digital Economy is now the economy. The pace of change described by the report underscores that the ICT revolution is far from being over, and policy makers need to be attentive to its impact on the economy and society. Given the complexity of the changes, the report identifies a number of gaps in the measurement framework and proposes actions to advance the measurement agenda.
A high-level overview of the state and local government technology (GovTech) market. If you're interested in including your company in future research and editorial, please submit it at http://labs.erepublic.com/startups.
Digitization is evolving at a rapid pace for the U.S. economy. The implications for companies, governments, and individuals are enormous. Those who are already successfully riding the wave are achieving faster growth in revenue, productivity, and profit margins. Those who opt out risk being swept away.
The Impact of Data in the Oil and Gas IndustryNetApp
Worldwide demand for oil and gas is growing; it’s expected to reach over 94 million barrels per day by the end of 2015.1 In response, most companies in the oil and gas industry plan to invest the same amount or more in digital technologies now and in the future.2 Digital technologies can help companies reach remote sources of oil and gas at efficient costs, while continuing to enhance environmental safeguards, operational safety, reliability, and security.
Find out how NetApp can help energy, oil and gas industries manage big data to optimize production and maximize profits with energy data management: http://www.netapp.com/us/solutions/industry/energy/
The enterprise software industry is being transformed by substantial investor capital, Cloud 2.0, artificial intelligence, data protection, preferred platforms, and a talent shortage, leading stakeholders of all kinds to make big changes, and big choices.
The technology is in place to build more efficient, convenient and safer transport solutions. But there will be challenges to overcome, in terms of industry cooperation and trust on a sharing ecosystem.
Connectivity is causing a shift in business models from products to services, with data being the key asset affecting this change. As such, the transport industry is experiencing a seismic shift in technology, regulation and user behavior, which will force all key actors to reassess their business models.
Connectivity has already started to make an impact in the world of transport. The first phase focused on transactional connectivity, where data would be sent in the case of a traffic incident. Now, the focus of the second phase is on being connected, including sending and receiving data, and the ability to share it between companies and industries.
The technology is in place to build more efficient, convenient and safer transport solutions based on passenger vehicle-centric ecosystems. But there will be challenges to overcome, in terms of cooperating with new partners from different industries, gaining user trust, ensuring quality, reliability and security of data and controlling its flow in a highly shared environment. This paper takes a closer look at these challenges, and what will be required to move past them.
Horizon Scan: ICT and the future of financial servicesEricsson
A new research report from Ericsson and Imperial College London provides a broad horizon scan of the impacts of ICT on services for money, banking, insurance and risk.
F. Nucci, C. Puccioni, O. Ricchi, 30 Novembre - 1 Dicembre 2021 -
Webinar: I cambiamenti strutturali: imprese, digitalizzazione, produttività, cultura e turismo
Titolo: Digital technologies and productivity: a firm-level investigation for Italy
The link between business dynamism and productivity - Sara CalligarisOECD CFE
Presentation by Sara Calligaris, Economist, Productivity, Innovation and Entrepreneurship Division, OECD at the 17th OECD Spatial Productivity Lab webinar held on 14 September 2022.
More info https://oe.cd/spl
Adel Ben Youssef: Determinants of the adoption of cloud computing by tunisian...CBOD ANR project U-PSUD
Determinants of the adoption of cloud computing by tunisian firms, an exploratory study
Adel Ben Youssef, Walid Hadhri, Téja Maherzi, Université de Sopia Antipolis, ISG Tunis,
-session 6-
International conference on
“DATA, DIGITAL BUSINESS MODELS, CLOUD COMPUTING AND ORGANIZATIONAL DESIGN”
24-25 November 2014 ,
Université Paris–Sud
G20 “Digital Economy” Task Force Meeting - Andrew Wyckoffinnovationoecd
The OECD Background Report: “Key Issues for the Digital Transformation in the G20”. G20 “Digital Economy”
Task Force Meeting, 13 January 2017, Berlin, Germany
On-switch: Applied Lessons on Moving up the Digital Maturity CurveCognizant
What separates digital beginners from leaders? No matter what your starting point is, our recent research sheds light on where and how much to invest, and the ROI and performance gains to expect.
Advanced Manufacturing – Solutions That Are Transforming the IndustryMRPeasy
Advanced manufacturing is on its way to transform the industry. And there are solutions in place already that could help even small manufacturers keep up in the rapidly changing business environments.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Digitalisation and Productivity - in Search of the Holy Grail
1. Digitalisation and Productivity -
in Search of the Holy Grail
Alain de Serres – Deputy Director Economics Department
Giuseppe Nicoletti – Head of Division Structural Policy Analysis
Christina Timiliotis – Economist, Structural Policy Analysis
2. Productivity growth has slowed down in major economies
Source: Productivity Statistics, OECD Stat.
0
0.5
1
1.5
2
2.5
3
3.5
4
4.5
France Germany Italy Japan United Kingdom United States
1971-1980 1981-1990 1991-2000 2001-2007 2010-2017
GDP per hour worked, annual change
3. “You can see the computer
age everywhere but in the
productivity statistics.”
Robert Solow, 1987
4. The holy grail, half full, or half empty?
Techno-optimists
The world is in the
middle of a technology-
driven renaissance.
Techno-pessimists
Few firms may be doing
great, but the IT
revolution has run out of
steam and low hanging
fruits have been picked.
5. Productivity gaps have widened
especially in digital-intensive sectors
100
105
110
115
120
2009 2010 2011 2012 2013 2014 2015
Firms below the frontier
Frontier
(top 5%)
100
105
110
115
120
2009 2010 2011 2012 2013 2014 2015
Firms below the
frontier
Frontier
(top 5%)
Industries with high digital intensity Industries with low digital intensity
Source: Gal et al. (2019)
Total factor productivity (2009=100)
6. Laggards share of output is small…
…but lifting their productivity to median level would
increase aggregate productivity growth significantly
Source: Criscuolo et al. (2019, forthcoming)
0
2
4
6
8
10
Bottom 10% firms Bottom 10%-40% firms
Share of VA Productivity gainsPercentage
7. Digital technologies are ubiquitous - or are they?
Percentage of firms having adopted a specific technology, 2017*
EU15
Germany
Nordics
Source: Eurostat
* Or latest available
0
10
20
30
40
50
60
70
80
90
100
High-speed broadband
(>30 Mbit/s)
Cloud Computing Enterprise Resource
Planning
Customer Relationship
Management
DEU Nordics EU-15
8. To find the holy grail, what matters is
SkillsHighspeed Broadband Regulatory environment
9. Channels influencing the digital-productivity nexus
Productivity
Digital adoption in firms
Enable complementary
investment
Incentivise technological
experimentation
Capabilities Incentives
II
I
Spillovers from other firmsWithin firm
Structural policies
10. Digital technology diffusion:
A matter of capabilities, incentives or
both?
Where are the key complementarities?
What role for structural policies ?
What are the key structural policies to promote
the diffusion of digital technologies and which
complementarities could be exploited?Q
11. Capabilities
Organisational
Capital
Share of jobs with high
performance work
practices
Talent Pool Percentage of adults
with no ICT skills
Share of high-and low
skilled in training
Share of workers in
lifelong training
Allocation Skill mismatch
Incentives
Competition Product Market Regulation
Digital Trade Barriers
Reallocation Employment Protection
Legislation
Share of venture capital in
GDP
12. Technology A
Complementarities
High-speed broadband and
cloud computing
(DeStefano et al., 2018)
Supply-chain management and
customer-relationship software
(Wieder et al., 2006; Aral et al., 2006; Engelstätter,
2009; Bartelsman et al., 2017).
1. Between technologies
Technology B
Digital
technologies
R&D and other intangible
investments
(Corrado et al., 2017; Mohnen et al., 2018)
Human capital and ICT-
related skills
(Bugamelli and Pagano, 2004)
Reallocation-enhancing
regulations
(Gust and Marquez, 2004; Bartelsman,
2013; Conway, P. et al., 2006)
Organisational capital
and management skills
(Brynjolfsson and Hitt, 2000; Basu et
al., 2003; Bloom et al., 2012; Aral et
al., 2012)
Three types of
Complementarities 2. Between technologies & structural/market factors
3. Between
different
structural/
market
factors
13. • Data on firm digitalisation is scarce, especially across countries!
• Firm-level data on adoption at the country-sector level; 25 EU
countries (and Turkey), 25 industries, 2010-16; Only >10 employees
• Individual technologies instead of aggregate ICT investment (simple
and complex cloud computing, ERP, CRM) and high-speed internet
access.
Main data sources
European Union data on digitalisation
14. 0
2
4
6
8
10
Higher use of high-
speed broadband
Upgrading skills
(technical and
managerial)
Reducing regulatory
barriers to
competition and
reallocation
Easier financing for
young innovative
firms
Reducing barriers
to digital trade
Higher use of e-
government
Enterprise Resource Planning (ERP) Customer Relationship Management (CRM)
Cloud Computing Cloud Computing (complex)
percentage points
Digital adoption can be boosted through
Effect on the adoption rate of selected digital technologies of closing half
of the gap with best performing countries in a range of areas. Average OECD country
Source: Sorbe et al. (2019)
15. Digital technologies enable firms to innovate, for example by
• improving business processes (e.g. supply chains, HR,
automatisation)
• allowing for scale without mass
Why has it not lead to greater productivity gains?
What’s the evidence?
Digitalisation and productivity – in search of the holy
grail
Q
16. More productive firms benefit more from a
digitalized environment
0
0.5
1
1.5
2
2.5
High-speed broadband Enterprise Resource
Planning
Customer Relationship
Management
Cloud Computing
%
Firm-level increase in productivity from a 10 percentage point increase in digital adoption
Laggards FrontierMedian
17. Increasing access to high-speed broadband
entails a double dividend
0%
1%
2%
3%
4%
5%
6%
7%
GRC
ITA
FRA
SVK
CZE
AUT
POL
TUR
HUN
SVN
DEU
GBR
ESP
LVA
EST
NOR
IRL
PRT
LTU
NLD
SWE
Direct effect on productivity Indirect effect (through adoption of specific digital technologies)
Effect on TFP after 3 years
Source: Sorbe et al. (2019)
1st complementarity: among technologies
18. Skill shortages reduce gains from a mix of all
technologies in low productive firms
0
20
40
60
80
100
industries without skill shortages industries with skill shortages
Productivity gain in most productive firms without shortages = 100
2nd complementarity: between digital technologies and skills
19. Good management and technical skills are key
0 0.2 0.4 0.6 0.8 1 1.2 1.4 1.6 1.8 2
Technical Skills
Computer and Electronics
Management of Personnel Resources
Resource Management Skills
High skill shortage Medium skill shortage Low skill shortage
Source: Gal et al. (2019)
Increase in productivity growth associated with a ten percentage point increase in
the diffusion of high-speed broadband, for specific skill shortages
2nd complementarity: between digital technologies and skills
20. Higher bang-for-the-buck from packaging
reforms
0.0%
1.0%
2.0%
3.0%
4.0%
5.0%
6.0%
Improving work practices
Enhancing reallocation and digital trade
Additional effect from joint action
Effect on productivity from joint policy action after three years
Source: Sorbe et al. (2019)
3rd complementarity: between policy areas
21. Policy-makers have a range of tools to increase
productivity through digital adoption
0.0%
0.5%
1.0%
1.5%
2.0%
2.5%
3.0%
3.5%
4.0%
Higher use of
high-speed
broadband
Upgrading skills
(technical and
managerial)
Reducing
regulatory
barriers to
competition and
reallocation
Easier financing
for young
innovative firms
Reducing barriers
to digital trade
Higher use of e-
government
Effect on firm productivity (through digital adoption) of closing half of the gap with best performing countries in a
range of areas. Average OECD country, effect after 3 years
Source: Sorbe et al. (2019)
Source: Sorbe et al. (2019)
22. Elements that could help solve the
productivity puzzle and find the “holy grail”
1. Low digital diffusion
2. Stronger productivity benefits from digitalisation for the best performers
3. Strong complementarity of both adoption and its productivity benefits
with intangible investments that are especially hard to implement for
laggards
4. Sobering productivity effects from skill gaps that are especially difficult to
fill for laggards
23. The following policy priorities emerge …
• Regulatory frameworks that support investment in broadband and pro-
competition reforms in telecommunication sectors to enable broader and
cheaper access to high-speed internet;
• Participation in training – especially of low-skilled workers – and its quality,
as well as promoting good cognitive, organisational and managerial skills;
• The efficient reallocation of labour and capital across firms and industries
by reducing administrative burdens on start-ups, facilitating job transitions
and improving the efficiency of insolvency regimes
Some of these policies can also support inclusiveness (e.g. skills)
24. What’s in it for Germany?
0.0%
0.5%
1.0%
1.5%
2.0%
2.5%
3.0%
3.5%
4.0%
4.5%
Higher use of
high-speed
broadband
Upgrading skills
(technical and
managerial)
Reducing
regulatory
barriers to
competition and
reallocation
Easier financing
for young
innovative firms
Reducing barriers
to digital trade
Higher use of e-
government
Effect on firm productivity (through digital adoption) in Germany of closing half of
the gap with best performing country in a range of areas; effect after 3 years
OECD average
25. All papers can be found on our dedicated website
http://www.oecd.org/economy/growth/digitalisation-productivity-and-
inclusiveness
Alain.DeSerres@oecd.org
Giuseppe.Nicoletti@oecd.org
Christina.Timiliotis@oecd.org
Stephane.Sorbe@oecd.org
Peter.Gal@oecd.org