Rural Inclusivity of Digital ID @Seamless Asia 2019Abhishek Ranjan
my talk at Seamless Asia 2019, Singapore
demonstrating how India has transformed into a Digitally Inclusive nation and positive impacts in the lives of people living in Rural India.
- Colendi is developing a decentralized credit scoring protocol on blockchain to provide credit access to the billions of people who currently lack access. It aims to assess creditworthiness more accurately than existing systems by using alternative data sources like mobile and social media data.
- The current financial system excludes over 2.5 billion "unbanked" adults who have no credit scores and therefore limited access to loans and financing. Colendi seeks to address this through its decentralized scoring model.
- Colendi has launched pilot programs with several large companies in Turkey and signed contracts with payment/fintech firms in other countries. It is currently expanding partnerships and developing its technology with the goal of global accessibility to financial services.
This project aims to provide a unique identification system for all Indian citizens. It will issue ID cards at registration after age 18 and allow online access to services. The system will maintain a centralized database for ID information. Citizens can use their ID to pay bills, book travel, and vote online. Government officials can access details to issue licenses and verify identities. The system will address issues with the existing process like lack of structure and slow reporting. It will use technologies like Java, MySQL, and Apache Tomcat for a user-friendly interface and secure, centralized ID management system.
Proposed country identity strategy july 24, 2015Guy Huntington
Based on all my experience, i want to assist governments in creating a national citizen identity that will enable citizens to use the technology they have, the cell phone, to improve their lives. This high level overview outlines how by using their voice to authenticate, citizens can receive young children vaccination management, health and education management and pay for government services using their SMS Banking and telco e-wallet services. As well the slides also show how governments can use this to make and save money.
Australia postdigital id integrationissofamousnow,but howAnupJoshi35
Recently Australia Post digital iD integration has been gaining lots of hype. And making tons of news for being the first industry provider to be accredited by the Trusted Digital Identity Framework (TDIF). Even though they had been seeking accreditation from the government since 2017, last week on July 24, 2019, they finally got it.
The document discusses India's Unique Identification (UID) project and the Unique Identification Authority of India (UIDAI). It describes the purpose of UIDAI as providing a unique identification number to all Indian residents. It outlines the enrollment and authentication processes and discusses the various agencies, technologies, and challenges involved in implementing the UID system on a large scale. Key risks discussed include issues relating to adoption, privacy/security of biometric data, and ensuring the system's long-term sustainability.
India is one of the largest countries in the world to have the most sophisticated online pure identity verification platform. This biometric based online identity verification platform, will open novel opportunities and industries in the years to come. This presentation gives a broad overview of the project and some of futuristic opportunities which can become possible.
Rural Inclusivity of Digital ID @Seamless Asia 2019Abhishek Ranjan
my talk at Seamless Asia 2019, Singapore
demonstrating how India has transformed into a Digitally Inclusive nation and positive impacts in the lives of people living in Rural India.
- Colendi is developing a decentralized credit scoring protocol on blockchain to provide credit access to the billions of people who currently lack access. It aims to assess creditworthiness more accurately than existing systems by using alternative data sources like mobile and social media data.
- The current financial system excludes over 2.5 billion "unbanked" adults who have no credit scores and therefore limited access to loans and financing. Colendi seeks to address this through its decentralized scoring model.
- Colendi has launched pilot programs with several large companies in Turkey and signed contracts with payment/fintech firms in other countries. It is currently expanding partnerships and developing its technology with the goal of global accessibility to financial services.
This project aims to provide a unique identification system for all Indian citizens. It will issue ID cards at registration after age 18 and allow online access to services. The system will maintain a centralized database for ID information. Citizens can use their ID to pay bills, book travel, and vote online. Government officials can access details to issue licenses and verify identities. The system will address issues with the existing process like lack of structure and slow reporting. It will use technologies like Java, MySQL, and Apache Tomcat for a user-friendly interface and secure, centralized ID management system.
Proposed country identity strategy july 24, 2015Guy Huntington
Based on all my experience, i want to assist governments in creating a national citizen identity that will enable citizens to use the technology they have, the cell phone, to improve their lives. This high level overview outlines how by using their voice to authenticate, citizens can receive young children vaccination management, health and education management and pay for government services using their SMS Banking and telco e-wallet services. As well the slides also show how governments can use this to make and save money.
Australia postdigital id integrationissofamousnow,but howAnupJoshi35
Recently Australia Post digital iD integration has been gaining lots of hype. And making tons of news for being the first industry provider to be accredited by the Trusted Digital Identity Framework (TDIF). Even though they had been seeking accreditation from the government since 2017, last week on July 24, 2019, they finally got it.
The document discusses India's Unique Identification (UID) project and the Unique Identification Authority of India (UIDAI). It describes the purpose of UIDAI as providing a unique identification number to all Indian residents. It outlines the enrollment and authentication processes and discusses the various agencies, technologies, and challenges involved in implementing the UID system on a large scale. Key risks discussed include issues relating to adoption, privacy/security of biometric data, and ensuring the system's long-term sustainability.
India is one of the largest countries in the world to have the most sophisticated online pure identity verification platform. This biometric based online identity verification platform, will open novel opportunities and industries in the years to come. This presentation gives a broad overview of the project and some of futuristic opportunities which can become possible.
Innovation in the Digital Identity space is crucial for progress. Here’s a fact: a new identity is generated with every birth. Now consider this: by the time you finish your day today, a staggering 360,000 children will be eligible for an identity document.
The document discusses using verified identities from trusted organizations like governments and banks to authenticate users to applications and services. It notes that banks, telecommunications companies, and other Know Your Customer regulated organizations already perform strong identity verification. The Ubisecure Identity Platform connects these verified identities to applications and services, providing benefits to customers, identity providers, and service providers by simplifying registration and login while reducing fraud risk. It allows service providers to use strong authentication without building their own identity verification infrastructure.
The document provides information about Aadhaar cards in India. It discusses how Aadhaar was launched to provide universal identity to residents, and now serves as identification for various government initiatives. It outlines some key uses of Aadhaar cards like receiving LPG subsidies directly in bank accounts, opening Jan Dhan bank accounts, and linking to voter IDs. It also describes Aadhaar enabled payment systems that allow transactions through microATMs using fingerprint authentication. This enables financial inclusion for marginalized communities.
Unique identification authority of india uidAjit Dadresa
The Unique Identification Authority of India (UIDAI) was established in 2009 to issue unique identification numbers (UID/Aadhaar) to all Indian residents. The purpose of UIDAI is to create an identification infrastructure that is robust, cost-effective, and can eliminate duplicate and fake identities. UIDAI collects residents' demographic and biometric data like fingerprints and iris scans to issue 12-digit unique IDs. It also implements online authentication services where user identity can be verified. The UIDAI system architecture involves the Central Identities Data Repository to store user data and various partner agencies for enrollment and verification functions.
The document discusses the Philippine Health Insurance Corporation (PhilHealth) ID card. It explains that there are two types of PhilHealth IDs - the regular paper card and the digitized PVC card. The digitized card functions as a valid ID for banking and offers additional discounts at select healthcare providers. The document also outlines the application process and requirements for acquiring a regular or digitized PhilHealth ID card.
Right to Privacy and the Aadhaar Act, 2016Shantanu Basu
The document provides a critical analysis of India's Aadhaar Act of 2016 and its implications for privacy rights. It summarizes several key sections of the Act related to the collection and use of biometric data, and establishment of the Central Identities Data Repository. It argues that the Act does not sufficiently protect privacy and allows both government and non-government entities to mandate linking of services like banking to Aadhaar without consent. It questions whether Aadhaar can legally be required for services that are not direct government subsidies. In the end, the author believes the Act was passed without properly considering its implications for privacy and citizenship rights of Indians.
The Unique Identification Authority of India (UIDAI) was established in 2009 as a statutory body under separate legislation to issue unique identification numbers (UID) to all Indian residents. The UID will be a 12-digit number that uniquely identifies residents and can be verified cost-effectively. It will help improve delivery of social services and financial inclusion. The UIDAI aims to issue IDs to 1.2 billion residents of India and ensure privacy by only providing yes/no responses during authentication and not revealing any personal details. Nandan Nilekani is the chairman of UIDAI which has faced challenges in issuing IDs at an unprecedented scale and computational power needed for duplicate checks against over 1.2 billion records.
Indian Banking Moving towards a new landscape - Impact of UIDAI (Aadhaar) in...Resurgent India
The document summarizes the impact of Aadhaar (UIDAI) in promoting financial inclusion in India. It discusses how Aadhaar addresses the lack of documentation many Indians face by providing a unique identification number. This allows people to open bank accounts and access government services. The document also outlines recent RBI initiatives like granting licenses for payments banks and small finance banks, which are aimed at expanding access to financial services in rural areas and underserved sectors.
The document summarizes the Unique Identification Authority of India's (UIDAI) Aadhaar initiative. It discusses:
1) The principles of Aadhaar, which issues a 12-digit unique ID number to residents based on biometric authentication of fingerprints and iris scans.
2) The benefits of Aadhaar include eliminating duplicates, enabling service access, and reducing leakage in welfare programs.
3) Progress implementing Aadhaar in Andhra Pradesh, including signing an MOU, constituting committees, and plans to enroll 35 million residents in the state.
OpenID is a decentralized authentication protocol that allows users to log into third-party websites using their existing account credentials from major identity providers like Google, Yahoo, and Facebook. While many large identity providers support OpenID, adoption among relying parties has been limited due to complexity of integration and a poor user experience. The newer OpenID Connect standard aims to address these issues through enhancements like support for user attribute sharing and compatibility with OAuth 2.0 and JSON Web Tokens. The document recommends implementing OpenID Connect and consulting Gigya to help with integration.
The document describes the 13 step process for making electronic payments of taxes to the Maharashtra Sales Tax Department via their website www.simpletaxindia.org. The steps include logging in with a TIN number, selecting the tax period and type, entering payment amounts and details, reviewing and submitting payment, and completing the transaction through the user's bank website. Installation of the Maharashtra VAT e-Payment application is required to perform transactions on this website.
The document discusses the Aadhaar system in India, which issues a 12-digit unique identity number to all residents based on their demographic and biometric data. It describes how Aadhaar aims to provide universal identification and enable efficient delivery of services by eliminating duplicate verification. The process of obtaining an Aadhaar card and the required documents are outlined. The numbering system, privacy measures, technology architecture and various services that use Aadhaar authentication like banking, pensions and welfare schemes are also summarized.
A request from the Government of Pakistan to create an e-services portal which provides one window operation for all Pakistani citizens to know their legal obligations and duties.
Unique Identification Number: Implications and ChallengesNikesh Narayanan
The document discusses India's Unique Identification Authority of India (UIDAI) which aims to provide unique identification numbers to all Indian residents. It will help residents prove their identity and access services and benefits. The UIDAI will collect residents' photographs and biometrics to issue 12-digit identification numbers and verify identities online. While it could help reduce fraud and improve service delivery, concerns remain around privacy, security of personal data, and potential misuse.
Cartesian assesses the current state of identity management, and outlines the opportunity for trusted service providers such as MNOs, financial institutions and governments to act as “digital identity authorities”.
Aadhaar and Personal Sensitive Information in the centralised database maintained by UIDAI is "Janamkundali" of an individual. It must be protected by Central Government like valuable Jewellery, diamond and white Gold.
The queue of people waiting to lay their hands on the Aadhaar Card is getting longer. No one wants to get stuck due to not having appropriate documents or some unforeseen errors. To simplify, here’s a ready reckoner on how to get the card.
Aadhaar is a 12-digit unique number issued to all Indian residents by the Unique Identification Authority of India (UIDAI). It is stored in a centralized database and is linked to basic demographics and biometric information for identification purposes. Aadhaar aims to provide a universal identity system that eliminates duplicate and fake identities. To obtain an Aadhaar, an individual needs to submit required documents and undergo biometric scanning at an enrollment camp. The enrollment process involves filling a form with details like name, address, and photo followed by fingerprint and iris scans.
This document discusses how blockchain could transform the insurance industry by allowing for more efficient data sharing and automated processes. It describes the key activities of an insurance company and how each could be improved with blockchain. For example, blockchain could create a shared data registry so that customer and asset data only needs to be entered once rather than re-entered for each party. This would reduce errors and fraud. Smart contracts could also automate claims processing and payments. The document considers how new blockchain-based insurance models like peer-to-peer or parametric insurance could disrupt traditional insurers if they do not adapt.
The document discusses the importance of the Pan-Canadian Trust Framework (PCTF) for enabling digital identity and transforming digital service delivery in Canada. The PCTF is a framework that establishes standards and guidelines for digital identity verification across Canadian jurisdictions. It aims to facilitate identification and authentication in a way that respects privacy and allows citizens to access services digitally. The COVID-19 pandemic has increased the need for digital transformation and solutions that rely on digital identity, demonstrating the importance of continuing to develop the PCTF in a way that maintains public trust.
The document discusses scenarios for improving online identity verification and authentication in Canada to enable more government services to move online. It proposes that governments issue "digital credentials" similar to how they currently issue identity documents. This could allow individuals to securely provide identity information and proof of authentication to access online government services. The document also suggests that the financial sector and government need to work together to update systems using new credential technologies in a way that improves privacy while enabling online self-service options for citizens.
Innovation in the Digital Identity space is crucial for progress. Here’s a fact: a new identity is generated with every birth. Now consider this: by the time you finish your day today, a staggering 360,000 children will be eligible for an identity document.
The document discusses using verified identities from trusted organizations like governments and banks to authenticate users to applications and services. It notes that banks, telecommunications companies, and other Know Your Customer regulated organizations already perform strong identity verification. The Ubisecure Identity Platform connects these verified identities to applications and services, providing benefits to customers, identity providers, and service providers by simplifying registration and login while reducing fraud risk. It allows service providers to use strong authentication without building their own identity verification infrastructure.
The document provides information about Aadhaar cards in India. It discusses how Aadhaar was launched to provide universal identity to residents, and now serves as identification for various government initiatives. It outlines some key uses of Aadhaar cards like receiving LPG subsidies directly in bank accounts, opening Jan Dhan bank accounts, and linking to voter IDs. It also describes Aadhaar enabled payment systems that allow transactions through microATMs using fingerprint authentication. This enables financial inclusion for marginalized communities.
Unique identification authority of india uidAjit Dadresa
The Unique Identification Authority of India (UIDAI) was established in 2009 to issue unique identification numbers (UID/Aadhaar) to all Indian residents. The purpose of UIDAI is to create an identification infrastructure that is robust, cost-effective, and can eliminate duplicate and fake identities. UIDAI collects residents' demographic and biometric data like fingerprints and iris scans to issue 12-digit unique IDs. It also implements online authentication services where user identity can be verified. The UIDAI system architecture involves the Central Identities Data Repository to store user data and various partner agencies for enrollment and verification functions.
The document discusses the Philippine Health Insurance Corporation (PhilHealth) ID card. It explains that there are two types of PhilHealth IDs - the regular paper card and the digitized PVC card. The digitized card functions as a valid ID for banking and offers additional discounts at select healthcare providers. The document also outlines the application process and requirements for acquiring a regular or digitized PhilHealth ID card.
Right to Privacy and the Aadhaar Act, 2016Shantanu Basu
The document provides a critical analysis of India's Aadhaar Act of 2016 and its implications for privacy rights. It summarizes several key sections of the Act related to the collection and use of biometric data, and establishment of the Central Identities Data Repository. It argues that the Act does not sufficiently protect privacy and allows both government and non-government entities to mandate linking of services like banking to Aadhaar without consent. It questions whether Aadhaar can legally be required for services that are not direct government subsidies. In the end, the author believes the Act was passed without properly considering its implications for privacy and citizenship rights of Indians.
The Unique Identification Authority of India (UIDAI) was established in 2009 as a statutory body under separate legislation to issue unique identification numbers (UID) to all Indian residents. The UID will be a 12-digit number that uniquely identifies residents and can be verified cost-effectively. It will help improve delivery of social services and financial inclusion. The UIDAI aims to issue IDs to 1.2 billion residents of India and ensure privacy by only providing yes/no responses during authentication and not revealing any personal details. Nandan Nilekani is the chairman of UIDAI which has faced challenges in issuing IDs at an unprecedented scale and computational power needed for duplicate checks against over 1.2 billion records.
Indian Banking Moving towards a new landscape - Impact of UIDAI (Aadhaar) in...Resurgent India
The document summarizes the impact of Aadhaar (UIDAI) in promoting financial inclusion in India. It discusses how Aadhaar addresses the lack of documentation many Indians face by providing a unique identification number. This allows people to open bank accounts and access government services. The document also outlines recent RBI initiatives like granting licenses for payments banks and small finance banks, which are aimed at expanding access to financial services in rural areas and underserved sectors.
The document summarizes the Unique Identification Authority of India's (UIDAI) Aadhaar initiative. It discusses:
1) The principles of Aadhaar, which issues a 12-digit unique ID number to residents based on biometric authentication of fingerprints and iris scans.
2) The benefits of Aadhaar include eliminating duplicates, enabling service access, and reducing leakage in welfare programs.
3) Progress implementing Aadhaar in Andhra Pradesh, including signing an MOU, constituting committees, and plans to enroll 35 million residents in the state.
OpenID is a decentralized authentication protocol that allows users to log into third-party websites using their existing account credentials from major identity providers like Google, Yahoo, and Facebook. While many large identity providers support OpenID, adoption among relying parties has been limited due to complexity of integration and a poor user experience. The newer OpenID Connect standard aims to address these issues through enhancements like support for user attribute sharing and compatibility with OAuth 2.0 and JSON Web Tokens. The document recommends implementing OpenID Connect and consulting Gigya to help with integration.
The document describes the 13 step process for making electronic payments of taxes to the Maharashtra Sales Tax Department via their website www.simpletaxindia.org. The steps include logging in with a TIN number, selecting the tax period and type, entering payment amounts and details, reviewing and submitting payment, and completing the transaction through the user's bank website. Installation of the Maharashtra VAT e-Payment application is required to perform transactions on this website.
The document discusses the Aadhaar system in India, which issues a 12-digit unique identity number to all residents based on their demographic and biometric data. It describes how Aadhaar aims to provide universal identification and enable efficient delivery of services by eliminating duplicate verification. The process of obtaining an Aadhaar card and the required documents are outlined. The numbering system, privacy measures, technology architecture and various services that use Aadhaar authentication like banking, pensions and welfare schemes are also summarized.
A request from the Government of Pakistan to create an e-services portal which provides one window operation for all Pakistani citizens to know their legal obligations and duties.
Unique Identification Number: Implications and ChallengesNikesh Narayanan
The document discusses India's Unique Identification Authority of India (UIDAI) which aims to provide unique identification numbers to all Indian residents. It will help residents prove their identity and access services and benefits. The UIDAI will collect residents' photographs and biometrics to issue 12-digit identification numbers and verify identities online. While it could help reduce fraud and improve service delivery, concerns remain around privacy, security of personal data, and potential misuse.
Cartesian assesses the current state of identity management, and outlines the opportunity for trusted service providers such as MNOs, financial institutions and governments to act as “digital identity authorities”.
Aadhaar and Personal Sensitive Information in the centralised database maintained by UIDAI is "Janamkundali" of an individual. It must be protected by Central Government like valuable Jewellery, diamond and white Gold.
The queue of people waiting to lay their hands on the Aadhaar Card is getting longer. No one wants to get stuck due to not having appropriate documents or some unforeseen errors. To simplify, here’s a ready reckoner on how to get the card.
Aadhaar is a 12-digit unique number issued to all Indian residents by the Unique Identification Authority of India (UIDAI). It is stored in a centralized database and is linked to basic demographics and biometric information for identification purposes. Aadhaar aims to provide a universal identity system that eliminates duplicate and fake identities. To obtain an Aadhaar, an individual needs to submit required documents and undergo biometric scanning at an enrollment camp. The enrollment process involves filling a form with details like name, address, and photo followed by fingerprint and iris scans.
This document discusses how blockchain could transform the insurance industry by allowing for more efficient data sharing and automated processes. It describes the key activities of an insurance company and how each could be improved with blockchain. For example, blockchain could create a shared data registry so that customer and asset data only needs to be entered once rather than re-entered for each party. This would reduce errors and fraud. Smart contracts could also automate claims processing and payments. The document considers how new blockchain-based insurance models like peer-to-peer or parametric insurance could disrupt traditional insurers if they do not adapt.
The document discusses the importance of the Pan-Canadian Trust Framework (PCTF) for enabling digital identity and transforming digital service delivery in Canada. The PCTF is a framework that establishes standards and guidelines for digital identity verification across Canadian jurisdictions. It aims to facilitate identification and authentication in a way that respects privacy and allows citizens to access services digitally. The COVID-19 pandemic has increased the need for digital transformation and solutions that rely on digital identity, demonstrating the importance of continuing to develop the PCTF in a way that maintains public trust.
The document discusses scenarios for improving online identity verification and authentication in Canada to enable more government services to move online. It proposes that governments issue "digital credentials" similar to how they currently issue identity documents. This could allow individuals to securely provide identity information and proof of authentication to access online government services. The document also suggests that the financial sector and government need to work together to update systems using new credential technologies in a way that improves privacy while enabling online self-service options for citizens.
Identity Summit 2015: 2Keys Canadian Digital Identity ForgeRock
2Keys provides IAM services to Canadian governments and financial institutions. This talk will cover recent progress in the use of identity attributes to provide secure access for external users to entitlements and on line services using ForgeRock technologies, as well as recent developments at the Digital ID and Authentication of Council of Canada (DIACC).
Apply For PMAY At CSC Centres Via The CSC Login Or The Digital Seva Portal.pdfyamunaNMH
The Ministry of Electronics & Information Technology in India created the Digital Seva government programme to provide digital facilities to residents in rural and remote areas. It is a component of the larger Digital India programme, which the Indian government unveiled in 2015.
The document discusses the rise of fintech in Asia, particularly in lending and digital identity. It notes that Asia became the largest fintech market in the world in 2016, with lending being the most popular destination for investors. However, traditional credit scoring does not work well for many in Asia who are unbanked. New approaches using alternative data from smartphones and payments are being developed to enable scoring and lending to more people. Digital identity is also emerging as important beyond credit scoring, with some countries like China developing national social scoring systems. Blockchain may provide opportunities to give individuals more control over their digital identities and data.
Express Entry System - A Sure Shot Way of Permanent Residency in CanadaVisaExperts
Express Entry is one of the most sought-after platforms for people seeking to immigrate to Canada. Do you wish to move to Canada? Find out if you are eligible for express entry.
https://medium.com/@visaexperts1/express-entry-system-a-sure-shot-way-of-permanent-residency-in-canada-c688045ac94b
You can have information on digital services like online banking, online insurance services, and online tax payment.
You can also get information on paying utility bills online.
CIS14: Kantara - Enabling Trusted and Secure Online Access to Government of C...CloudIDSummit
The document summarizes the Government of Canada's strategy to enable trusted and secure online access to government services through identity federation. It discusses establishing a federated identity system that allows validation of citizen identities across government departments and jurisdictions. This will provide a seamless experience for citizens to access multiple online services using a single authenticated identity. The strategy involves initial credential federation followed by longer term identity federation, in collaboration with private sector identity providers and other levels of government. The goal is to improve convenience for citizens while reducing costs for governments.
The document summarizes the Government of Canada's strategy to enable trusted and secure online access to government services through identity federation. It discusses establishing a federated identity system that allows validation of citizen identities across government departments and jurisdictions. This will provide a seamless experience for citizens to access multiple online services using a single authenticated identity. The strategy involves initial credential federation followed by longer term identity federation, in collaboration with private sector identity providers and other levels of government. The goal is to improve convenience for citizens while reducing costs for governments.
Did you know that firms using online payment solutions saw up to 6% year-over-year revenue growth in 2020 and collected nearly 40% more revenue per lawyer, according to the 2021 Legal Trends Report?
Offering the option to pay online makes it easy for your clients to pay—and that enables your firm to collect more revenue each month with less effort.
The best part is, securely automating billing and collections at your law firm is much simpler than you think—it’s all about choosing the right tools and having a proper system in place.
Join Joshua Lenon, Lawyer in Residence at Clio, to find out how you can leverage legal technology to maintain cash flow and improve revenue at your firm.
In this free webinar, you’ll learn:
- The benefits of offering online payment options and more ways to pay at your law firm
- How to comply with your ethical obligations and IOLTA trust accounting requirements
- Steps for creating an automated billing and payment process at your firm
Shocking Stats On Identity Theft In Canada And You Could Be OneSue Carveth
Identity theft has become an epidemic and it's not a matter of who its just a matter of when.There are only 38 million in Canada and over 15 million breached just with Life Labs so if you have had any blood work you could be that 1 in 15 million and never know. Protect and empower you and your children for less than a dollar a day. We offer full restoration so all you need is to tap your App and a private investigator is assigned to you at no additional cost. More Info http://bit.ly/2HlnBXW
The document discusses iSignthis and its digital identity verification solutions. It includes sections on:
- Digital KYC and how iSignthis offers a digital solution compared to traditional face-to-face or paper methods.
- Their payment authentication solution which helps payment services providers satisfy strong customer authentication regulations like PSD2 through a single integration.
- Contact information for iSignthis and details on their stock exchange listing and social media profiles.
The document promotes iSignthis's identity verification products and services for online fraud prevention, payment authentication, and anti-money laundering compliance.
December is Identity Theft Prevention and Awareness Month - Identity theft is a serious crime. This is the month to educate yourself on how to prevent identity theft. Join us for an important webinar with staff members from the SC Department of Consumer Affairs on how to prevent ID theft and know what to do if it happens to you. Open to library staff, state government employees, general public.
ID Theft: What You Need to Know - Juliana HarrisIT-oLogy
The South Carolina Department of Consumer Affairs (SCDCA) has 6 divisions that work to resolve consumer complaints, regulate industries, educate the public, and combat identity theft. The SCDCA receives hundreds of consumer complaints each month and resolves about 85% satisfactorily. It also oversees regulatory programs, represents consumers in legal cases, conducts investigations, and disseminates consumer information through various channels including social media. Identity theft remains a major problem, but the SCDCA provides resources to help citizens monitor their credit, place freezes and fraud alerts on reports, and take other protective measures.
1) The document provides information about opening an online banking account with Banco de Oro (BDO) which allows overseas Filipino workers (OFWs) to easily transfer funds within their BDO accounts and to other accounts.
2) It describes how to enroll in BDO online banking services including internet banking, phone banking and mobile banking by completing an online form and activating the account at a BDO ATM.
3) The document provides instructions on using features like bill payments, funds transfers between own and other accounts, and transferring funds from BDO to accounts at Citisec Online to fund a brokerage account.
This document discusses credit scores and using a credit disputing system to improve your credit score. It notes that a person's credit score can impact important financial factors like mortgage and loan interest rates. The document then describes a disputing system it has used successfully for over 155,000 clients to dispute negative items and have them removed from credit reports, improving credit scores by 60-100 points on average. It notes the system generally takes 3-12 months to complete and costs $699, with payment plan options. The company provides a credit education book and customized credit restoration plan along with the "free" disputing service.
Financial inclusion is the main means for financial inclusion. I am working for that exostively. It is important for readers. Please make it online. It is useful for the university teacher and students and other practitioners. For bank professionals also highly useful.
Digital Lending Journy and Main Concerns .pptxetebarkhmichale
CRM 101: What is CRM?
This is a simple definition of CRM.
Customer relationship management (CRM) is a technology for managing all your company’s relationships and interactions with customers and potential customers. The goal is simple: Improve business relationships to grow your business. A CRM system helps companies stay connected to customers, streamline processes, and improve profitability.
When people talk about CRM, they are usually referring to a CRM system, a tool that helps with contact management, sales management, agent productivity, and more. CRM tools can now be used to manage customer relationships across the entire customer lifecycle, spanning marketing, sales, digital commerce, and customer service interactions.
A CRM solution helps you focus on your organization’s relationships with individual people — including customers, service users, colleagues, or suppliers — throughout your lifecycle with them, including finding new customers, winning their business, and providing support and additional services throughout the relationship.
Who is CRM for?
A CRM system gives everyone — from sales, customer service, business development, recruiting, marketing, or any other line of business — a better way to manage the external interactions and relationships that drive success. A CRM tool lets you store customer and prospect contact information, identify sales opportunities, record service issues, and manage marketing campaigns, all in one central location — and make information about every customer interaction available to anyone at your company who might need it.
With visibility and easy access to data, it's easier to collaborate and increase productivity. Everyone in your company can see how customers have been communicated with, what they’ve bought, when they last purchased, what they paid, and so much more. CRM can help companies of all sizes drive business growth, and it can be especially beneficial to a small business, where teams often need to find ways to do more with less.
Here’s why CRM matters to your business.
CRM is the largest and fastest-growing enterprise application software category, and worldwide spending on CRM is expected to reach USD $114.4 billion by the year 2027. If your business is going to last, you need a strategy for the future that’s centered around your customers, and enabled by the right technology. You have targets for sales, business objectives, and profitability. But getting up-to-date, reliable information on your progress can be tricky. How do you translate the many streams of data coming in from sales, customer service, marketing, and social media monitoring into useful business information?
A CRM system can give you a clear overview of your customers. You can see everything in one place — a simple, customizable dashboard that can tell you a customer’s previous history with you, the status of their orders, any outstanding customer service issues, and more. You can even choose to include information
Discover timeless style with the 2022 Vintage Roman Numerals Men's Ring. Crafted from premium stainless steel, this 6mm wide ring embodies elegance and durability. Perfect as a gift, it seamlessly blends classic Roman numeral detailing with modern sophistication, making it an ideal accessory for any occasion.
https://rb.gy/usj1a2
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IMPACT Silver is a pure silver zinc producer with over $260 million in revenue since 2008 and a large 100% owned 210km Mexico land package - 2024 catalysts includes new 14% grade zinc Plomosas mine and 20,000m of fully funded exploration drilling.
The APCO Geopolitical Radar - Q3 2024 The Global Operating Environment for Bu...APCO
The Radar reflects input from APCO’s teams located around the world. It distils a host of interconnected events and trends into insights to inform operational and strategic decisions. Issues covered in this edition include:
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
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5. Current Canadian Challenges
… but the impacts are felt by everyone
Today, identity is managed separately by each sector…
Who are you?
How will you pay?
•Financial fraud
•Money laundering
•Higher transaction
fees
!
Identity risks
translate into:
Financial Sector
Who are you?
Are you eligible for a
government benefit?
•Benefits fraud
•Longer processing times
•Redundant processes
!
Identity risks
translate into:
Public Sector
Who are you?
What is your
medical history?
•Prescription fraud
•Patient Privacy
•Record integrity
Identity risks
translate into:!
Healthcare Sector
5
6. Complete an online
application form1
CRA
ESDC
VAC
Current Government of Canada Challenges
6
For each
Government of
Canada service:
Wait 5-10 days for an
access code to arrive
in the mail2
CRA
ESDC
VAC
Once received, use the
code to create an
account to access
services3
CRA
ESDC
VAC
7. Drivers for Digital Identity
There are a number of key drivers for adopting a pan-Canadian approach to
digital identity:
7
Citizen expectations
Security
Privacy
Service Delivery
Technology
9. Trusted Digital Identity Ecosystem*
(*governed by the Pan-Canadian Trust Framework)
Other
Banks Telcos
Approach to trusted digital identity
9
10. What is the Pan-Canadian Trust Framework?
10
Is it the same person? Is it a real existing person?
Is it you providing your
personal identity information?
Trusted Digital Identity
Is it a real organization?
… now broadening PCTF focus to
organizations.
Initial PCTF focus has been
individuals…
VO PilotsPT Pilots
Confirmation, Binding,
Notice and Consent
Verified PersonVerified Login Verified Organization
This is
me!
This is a genuine
organization!
Pan-Canadian Trusted Infrastructure Component
Security, Privacy, User Experience, Communications
11. Destination user experience for Canadians
11
A trusted digital identity…
From Any ID Partner On Any Device
Benefit payment
sent!
For Any Service
Taxes
Social Benefits
Immigration/
Citizenship
Through Any Platform
13. Digital identity use case: submitting a claim
for veteran treatment benefits
13
Benefit payment
sent!
Access Request
Please type in the four-digit PIN code sent to the phone
number provided.
2
Sign In/Register using
Trusted Digital ID
1
Thank you for submitting your
claim with Moonlight Insurance!
Did you know you may be eligible to receive treatment
benefits?
If you already have a My VAC Account, please sign in using your trusted digital ID.
Application submitted!
Click ‘Finish’ to close this session.
FINISH
4
Share your Information
The following will be shared with Veterans Canada:
Your Health Records
Submit
3
14. Digital identity use case: applying for a line
of credit
14
1 2
Register/Sign In to
MyCRA using
Trusted Digital ID
Access Request
Please type in the four-digit PIN code sent to the
phone number provided.
SECUREBANK
If you are applying for a line of credit, we need to know your
income, which can be found on Line236 of your Noticeof
Assessment(NoA).
To review your Notice of Assessment, please sign
into to MyCRA.
3 4
Share your Information
The following will be shared with
SECUREBANK:
Your Proof of Income
SHARE
Thank you for sharing!
You will be notified when your line of credit
application has been approved.
Click ‘Finish’ to close this session.
FINISH
SECUREBANK
Application
approved!
17. Sign In Canada enables the “Tell Us Once” principle. It provides
the common access point through which verified individuals
can quickly and securely access services using their trusted
digital identity.
Timeline: Contract award in Spring/Summer 2019;
implementation in Fall/Winter 2019
Sign In Canada
17
Welcome to Sign In Canada!
How would you like to access your services?
Using my banking
credentials
Using
GCKey
Using CRA
Login
Using my Trusted
Digital ID
You have selected to sign in with
Mon Dossier Citoyen.
Please click below to complete the sign-in
process.
Sign In Canada Sign In Canada
SIGN IN
18. Collaboration with Banks
18
Opening a new account:
From 40 minute
in-person paper-based
process…
Welcome!
Please submit your proofs to open a
new bank account
Digital ID from your province
Income from your employer
…to a 40 second higher
assurance digital process
leveraging provincial Digital
ID
20. 20
Challenges
• While the credential service in place today allows for a common
sign-in to federal government services, programs must still
conduct manual identity-proofing processes before a citizen can
gain access
• Consuming trusted digital identities will reduce this burden, but
there is a marked under-capacity within the collective
governments to evolve the current solution into a digital identity
ecosystem
• At their current bench strengths and levels of coordination, our
governments can conduct pilots between individual jurisdictions
and departments (e.g. using a provincial digital ID to use a
federal department’s services), but still need to develop the
capability-maturity to scale and sustain at enterprise levels
21. Want to know more?
Ken.McMillan@tbs-sct.gc.ca
Director, Digital Identity
Cybersecurity
21