The document provides an overview of the Development Bank of the Philippines (DBP), including its history, mission, vision, environmental commitments and programs. Key points: - DBP is the Philippines' pre-eminent development bank and aims to accelerate sustainable economic growth through financing. - It has a long history dating back to institutions established in the 1930s-1940s and was reorganized into DBP in 1958. - DBP is committed to environmental protection and has several financing programs and initiatives to support environmental projects. - It was the first Philippine bank to obtain ISO 14001 certification for its environmental management system.

1. ENVIRONMENTAL
MANAGEMENT SYSTEM
PRESENTED BY
Alyssa Joyce B. Andres
Regine A. Clet

2. DBP
Development Bank of
the Philippines

3. INTRODUCTION
• In the Philippines, development
financing institutions play a pivotal role
in the quest for sustainable growth and
development. And at the helm of the
country’s march toward progress is the
Development Bank of the Philippines.
As the country’s pre-eminent
development financial institution, DBP
has taken upon itself the strategic task
of influencing and accelerating
sustainable economic growth, through
the provision of resources, for the
continued well-being of the Filipino
people.

4. • The DBP, under its new charter, is
classified as a development bank and
may perform all other functions of a
thrift bank. Its primary objective is to
provide banking services principally to
cater to the medium and long-term
needs of agricultural and industrial
enterprises with emphasis on small
and medium-scale industries.

5. • The affairs and business of the
Bank are directed, and its
properties managed and preserved,
and its corporate powers exercised
by a Board of Directors consisting
of nine (9) members appointed by
the President of the Republic of the
Philippines. The Chief Executive
Officer of the Bank is also the
President who is elected by the
Board of Directors. The President is
also the Vice Chairman of the
Board.

6. History
• DBP's history can be
traced back during the
Commonwealth when
the early infrastructure
for development
financing was laid by the
government.

7. • 1935 - The National Loan and
Investment Board (NLIB) was created
to coordinate and manage
government trust funds such as the
Postal Savings Fund and the
Teacher's Retirement Fund.
1939 - The Agricultural and Industrial
Bank (AIB), which absorbed the
functions of the NLIB, was created
and started to harness government
resources until the outbreak of war.

8. • 1947 - The government created the
Rehabilitation Finance Corporation
(RFC) under R.A. No. 85 which
absorbed the assets and took over
the functions of the AIB. The RFC
provided credit facilities for the
development of agriculture,
commerce and industry and the
reconstruction of properties
damaged by the war.

9. • 1958 - The RFC was
reorganized into the
Development Bank
of the Philippines.
The change in
corporate name
marked the shift
from rehabilitation to
broader activities.

10. • With an initial capital of P500 million
subscribed by the government,
• the DBP expanded its facilities and
operations to accelerate national
development efforts. This forward thrust saw
the establishment of a network of branches
throughout the country. The DBP tapped both
foreign and local fund sources to complement
its capital resources. Credits were obtained
directly from international financial
institutions.

11. • The DBP delivered to
the economy substantial
benefits in capital
formation, employment
generation and
increased revenues,
particularly in the
countryside. In the late
seventies and early
eighties, however, its
viability was undermined
by an increasing number
of non-performing
accounts following a
period of economic
difficulty.

12. • 1986 - Former President Corazon Aquino
issued E.O. No. 81 which provided for the
1986 Revised Charter that called for a clean
up of DBP's books, staff reorganization and
infusion of initial operating budget. The
rehabilitation program restored its financial
viability and DBP resumed lending
operations.

13. • With the transfer of
non-performing
assets together with
liabilities in June 30,
1986 to the National
Government,

14. • the DBP implemented an
institutional strengthening
program covering a thorough
revision of the credit process
and a training program for the
intensive implementation of new
lending thrusts.
• The Bank likewise reopened its
lending windows for housing,
agriculture, and small and
medium scale industries.

15. • 1995 - The DBP was granted an
expanded banking license and
attained universal banking status.
• 1998 - Former President Fidel V.
Ramos signed R.A. 8523
amending DBP's 1986 Charter.

16. • Among the major provisions
incorporated in the new DBP
Charter were the increase of
authorized capital stock from P5
billion to P35 billion, and the
creation of the position of President
and CEO.
• These developments paved the
way for the pursuit of other
activities that allowed the Bank to
fulfil its development mandate more
meaningfully.

17. Mission Statement
• The Development Bank of the
Philippines commits itself, in
partnership with others, as a
viable development financial
institution, to influence and
accelerate sustainable economic
growth through the provision of
medium and long term resources
for the continued well-being of
the Filipino people.

18. VISION
PEOPLE AND ORGANIZATION
• We are proud to belong to the DBP
Family, an organization that puts
love of God and country above self.
• We subscribe to values that instill
integrity and excellence, teamwork
and service to others.
• There is order in the way we do
things. We work in an atmosphere of
trust and openness.

19. • We take the lead in promoting the
sense of common good, sharing
our talents and resources for the
well-being of the Filipino people.
• The DBP is an institution that
recognizes, rewards, and
celebrates the contributions and
accomplishments of its people.
• It provides a work environment that
is conducive to generating the best
from its people even as it optimizes
its organizational resources to the
fullest.

20. • We draw guidance from the bank's
visionary leadership that seizes
opportunities created by change.
• We ascribe our success to our team
of competent and loyal human
resource, a people who are happy
and well motivated, knowledgeable
in many fields of operations, and
continuously seeking new and better
ways of serving our customers.

21. BUSINESS OPERATIONS
• The DBP promotes the process of
development by widening linkages
and performing multifaceted roles.
• As a catalyst in this process, the
Bank maintains an active presence in
the countryside and initiates
programs in support of the
government's thrust towards
sustainable development.

22. • We assist in developing a pool of
experts in industrial restructuring.
• And we are establishing a network
of subsidiaries that is recognized
globally.
• In response to changes brought
about by economic growth, DBP
embarks on new activities which
makes it competitive in the local,
regional, and international markets.

23. RESULTS
• We are a strong and viable
institution, with offices located in
strategic areas.
• We are at the forefront of our
country's transformation to a newly
industrialized country, in gearing
up the engines of economic
growth.
• We participate in national policy
formulation towards the well-being
of the citizenry.

24. • We are contributing to the protection
of the environment, to the re-
awakening of the spirit of
entrepreneurship, and to the
promotion of ethical practices and
values essential to sustained
development.
• As a development institution, we have
ventured beyond financial dimensions
such as the promotion of culture,
sports, and the arts, thus contributing
to the forging of unity and national
pride among Filipinos.

25. IMAGE
• We are the pre-eminent
development bank in the
Philippines, the bank that
makes life better for every
Filipino: the Development Bank
of the Philippines--the bank for
all Filipinos.

26. DBP is the
1 st
Philippine
bank
to be ISO
14001
certified

27. Environmental Management Program
• Management of direct aspects
– Use of electricity and refrigerants
– Consumption of paper, water,
fuel, chemicals and lubricants
– Solid waste generation
– Disposal of unused transformers,
car batteries, tires, fluorescent
lamps
– Enhancement of air quality inside
the building

28. Environmental Management Programs
• Management of indirect aspects
– Lending to borrowers
(retail/wholesale)
– Provision of Technical Assistance

29. Environmental Financing Windows of DBP
 Environmental Infrastructure Support Credit
Program (EISCP) Phase II
 Industrial Pollution Control Loan Project
(IPCLP) Phase II
 Environment Development Program (EDP)
 New and Renewable Energy Project (NREP)
 DBP Forest Program
 Clean Alternative Transport Fuel Program
 Clean Development Mechanism
 Efficient Lighting Initiative

30. GLOBAL WARMING
PREVENTION INITIATIVES
• DBP vigorously pursues its
commitment to environmental
protection and sustainable
development. DBP is one of the first
Philippine banks to integrate
environmental considerations in all
aspects of its operations. DBP
provides financing as well as
technical assistance to projects that
are environmentally sound.

31. • The Bank also plays an active role
in encouraging clients, and its
participating financial institutions
under its wholesale lending
program, to include environmental
considerations in their businesses
and thrusts.

32. Environmental Management
System
• The DBP, in its developmental
mission and initiatives, is committed
to environmental protection and
sustainable development and shall
integrate and implement
environmental considerations into
all aspects of its operations and
services, asset management, and
business decisions.

33. In pursuit of this policy, DBP
commits to:
• Develop, implement and continually
improve an Environmental
Management System;
• Encourage other institutions to pursue
environmental protection and pollution
prevention through the Bank's lending
and technical assistance programs,
and pursue environmental
management practices, including
environmental due diligence inquiry in
risk assessment and management;

34. • Comply with relevant environmental
laws, regulations and agreements
to which DBP subscribes;
• Set and review environmental
objectives and targets along
identified significant environmental
aspects; and
• Ensure that all employees at all
levels are made aware of and are
actively involved in the Bank's
Environmental Policy and programs
through appropriate training and
information

35. DBP’s ENVIRONMENTAL
COMMITMENT
• US $175 million World Bank
structural adjustment program, 1992
• Facility to improve efficiency and
international competitiveness of
Filipino industries; loans with
component for environmental
concerns

36. ENVIRONMENTAL ADVOCACY
June 2011, Joint Statement on the
Environment and Sustainable
Development
• Signatories were the Bankers
Association of the Philippines, the
Chamber of Thrift Banks, and the
Rural Bankers Association of the
Philippines
• The first of its kind for banks within
Asia

37. June 2002, Advocacy for Environmental
Responsibility
• A follow up forum with the Department
of Finance, Department of
Environment and Natural Resources,
Philippine Chamber of Commerce and
Industry, Department of Trade and
Industry, Bankers Association of the
Philippines, and other agencies and
organizations.
• Joint Statement in Environmental
Responsibility signed between DENR
and PCCI

38. DBP DIRECTIONS IN
ENVIRONMENT MANAGEMENT
• Build on the gains of environmental
activities and programs, and exert best
efforts to cope with environmental
advances and best practices
• Formulation of new and innovative
programs on natural resources
development and environmental
protection
• Ultimate goal: exert influence to make
environmental investments part of the
continuing business development and
improvement objectives of all industries

39. AWARDS AND CITATION
Through the years, DBP has been a
recipient of numerous awards and
recognitions from respected local and
international institutions, among them:
• Association of Development Financing
• Institutions in Asia and the Pacific
(ADFIAP)
• The Asset Magazine
• PFI Magazine
• Institute of Corporate Directors

40. • The Asian Banking Awards
• The Asian Banker 300
• Hewitt Associates
• World Bank
• The Banker Magazine
• The Asian Institute of Management
• The Personnel Management
Association of the Philippines

41. Association of Development Financing
Institutions in Asia and the Pacific
(ADFIAP)
• 2011 Most Outstanding Local
Economic Development Project
• 2010 Most Outstanding Environmental
Development Project
• 2009 Most Outstanding Corporate
Social Responsibility Project
• 2008 Most Outstanding Human
Resource Development Award
• 2007 Outstanding Corporate
Governance Award

42. • 2006 Environmental Development
Project Award
• 2004 Plaque of Merit award for SLDP
under the infrastructure development
category
• 2003 Technology Development
Award
• 2003 Human Resource Development
Award
• 2002 Environmental Development
Award

43. 20th Century Achievement Award
for Founding Members
The Asset Magazine
• 2007 The Asset-Triple A House and Deal
Awards Best Project Finance/Best
Privatization for the Magat hydropower
privatization project financing
PFI Magazine
• 2007 Power Deal of the Year Award for
Asia Pacific for the Magat hydropower
privatization project financing
Institute of Corporate Directors
• No. 1 in the Corporate Government
Scorecard among government-owned and
controlled corporations (2006)

44. The Asian Banking Awards
• 2004 Best Development Project for the
SLDP
• 2001 Most Outstanding Environmental
Program for the New and
Renewable Energy Financing Program
• 1999 Most Outstanding Environmental
Program for the Environmental
Management Program
• 1998 Most Outstanding Development
Finance Program
• 1998 Most Outstanding Fund Sourcing
Program

45. The Asian Banker 300
• 2003 Strongest Bank in the
Philippines (Based on financial and
operational measures, asset
quality, and year-on-year
improvements in profits and assets)
Hewitt Associates
• 6th Best Employer in the
Philippines for 2003

46. World Bank Citation
• 2000 Recognition of Excellence for the
efficient administration of the US$23
million first tranche of the LGU Urban
Water Sanitation Program
International Ratings
• Standard and Poor’s (S&P) “BBBpi”
rating for three consecutive rating
periods which makes it the highest
rated Philippine bank in 1998 and
1999.
• 1997 Moody’s Investors Service’s “D+”
Bank Financial Strength Rating for
intrinsic safety and soundness.

47. • 1997 Moody’s Investors Service’s
“Ba1” Rating on senior long-term
debt and “Ba2” Rating on long-term
deposits for strong capital protection,
good asset quality, profitability and a
vigilant regulatory environment.
• 1997 Japan Credit Rating Agency’s
BBB Rating for the 20 Billion Asian
Yen Bond Flotation
• 1997 Finance Asia Magazine’s Best
Samurai Bond Flotation issued with
Daiwa Securities
• 1996 Thomson BankWatch’s LC-1
Rating for short-term, local currency

48. The Banker Magazine Awards
• 1995 Top Development Bank in
the ASEAN Region in terms of
income
• 1995 No. 1 Development Bank in
the Philippines
• 1995 No. 23 Development Bank in
the World
• 1991 Second Soundest Bank in
the World
• 1991 Third Best Performing Bank
in the World

49. The Asian Institute of Management
(AIM) Award
• 1993 Asian Management Award for
People Development and
Managament.
The Personnel Management
Association of the Philippines
( PMAP ) Awards
• 1991 Employer of the Year
• 1991 Best Personnel Program