David Okari Mokua is a Kenyan national seeking a career opportunity that allows him to utilize his skills and experience. He has over 12 years of experience working in finance and credit roles for Wakenya Pamoja Sacco Society Ltd. He holds a BBA with IT in Finance from Jaramogi Oginga Odinga University of Science and Technology and a Diploma in Business Management from Kenya Institute of Management. His career objective is to join an organization where he can contribute to its objectives and community through his knowledge, skills, and experience.

1. CURRICULUM VITAE
DAVID OKARI MOKUA
P.O. Box 3767,
Kisii - Kenya.
Mobile: +254 722993780/0722407798.
Email: mokuadav82@gmail.com.
BIO DATA
Date of birth: 8th
May, 1982
Nationality: Kenyan
Marital status: Married
Language: English, Swahili, Ekegusii
PERSONAL PROFILE
I am a creative and innovative individual who is self-driven and with administrative talent. I am
committed to excellence and have embraced the virtue of team playing given my strong
interpersonal skills. Works well under pressure that makes me ready to work in a busy work
environment with minimum supervision. I am keen to meeting targets within strict deadlines while
paying attention to details.
CAREER OBJECTIVE
To join and work in an organization that allows me to put into use the knowledge, skills and
experience which I have gained through my professional course and elsewhere to contribute to the
organizations objectives and to the community at large.
To find a challenging position that will offer me an opportunity and experience to realize my career
ambitions while upholding high professional and ethical values.
EDUCATION
2012-2013 : Jaramogi Oginga Odinga University of Science and Technology;
BBA with IT (Finance Option) - Second Class Honors Upper Division
2008-2010 : Kenya Institute of Management
Diploma in Business Management
2002 : Institute of Entrepreneurship Development
Computer Packages
1999 : St. Josephs Lietego Secondary School
Kenya Certificate of Secondary
Mean Grade B-(Minus)
1993-1994 : Mumias Complex Primary School
Kenya Certificate of Primary Education
Mean Grade B+ (Plus)
PROFESSIONALQUALIFICATION
Feb 2002 to July 2002 Institute of Entrepreneurship Development
Computer packages – MS Doss
- MS Word
- MS Excel
- MS Windows
July 2008 to June 2010: Kenya Institute of Management (KIM)
Diploma in Business Management

2. OTHERS; February 2007 - Co-operative Bank Certificate of Participation on Loan Processing
; December 2008 – Moa Support System Limited Certificate of Achievement on
Customer Care & Using Telephone as a Sales Tool
; June 2011 - Kusco Certificate of Participation on Credit Analysis & Debt
Management
; September 2011 – HitMac Consultants Training on Team Buildimg
; 29th Mar – Apr 1st
2013 – MicroOnline(k) Solutions certificate of participation in
Financial Operations & customer Service Seminar
; April 2014- Co-op Bank Certificate of participation in effective Credit Management
course
- information security
- security perfection procedure
- credit policy & effective credit appraisal
- impeccable customer service & work ethics
- credit monitoring & delinquency management
- default management & debt collection methods
- member recruitment & deposit mobilization techniques
SKILLS /STRENGTHPROFILE
 Effective Communication and Interpersonal Skills
 Good organizational skills
 Result oriented.
 Team worker
 Work well with or without supervision
EMPLOYEMENT
May 2002-to date : Wakenya Pamoja Sacco Society Ltd
May 2002 – 2006 : Accounts clerk / Teller – maintaining books of accounts
2007 -2009 : Branch Loans Controller
-monitor disbursements, recoveries as per set targets
2009 – 2010 : Assistant Credit Officer monitoring operations of two loan products
Feb 2010 – 2011 : Assistant Credit Manager
2012 - 2013 : Credit Manager
: Duties and Responsibilities
1. Custodian ‘Guardian’ of the credit policy and procedures
- He ensures that any deviation from the standard policies and procedures is early
detected and corrected
- Based on his experience, he recommends any changes in policies and procedures
- Compiles, disseminates, and monitors implementation of lending policies,
procedures. (especially regarding classification and recovery of outstanding
portfolio)
2. Risk Management
- Monitor risk concentration as per the policy guidelines and benchmarks
- Recommend measures to prevent or mitigate portfolio related risks

3. 3. Planning and Development
- Plans, initiates and follows-up strategies for portfolio development and recovery
of loans
- Conduct market surveys and identifies new and viable markets for lending
business.
- Initiates plans for recruitment, training and development of credit officers in
accordance with the loans portfolio development and makes recommendations
to the Branch Managers and the Human Resource Manager
- Reviews lending policies and procedures on a regular basis and submits
appropriate improvement plans and strategies
- Coordinates all recovery activities and ensures prompt recovery
4. Operations
- Monitors and controls the performance of all loans including staff loans
- Follows-up evolution of arrears rate on a weekly basis and analyses arrears rate
on a monthly basis
- Monitors any exceptions to credit policies and provides monthly reporting to MC
on the performance of such loans
- Coordinates all recovery activities and ensures prompt recovery
- Devises and keeps to, roster for regular visitations of branches in order to assess
lending performance
- Monitors the application of loan accounting system in all branches and ensures
that loan account balance, commissions and interest are properly calculated
- Submits monthly and quarterly credit statistics and reports on overall loan
portfolio performance to the CEO after having crosschecked the accuracy of the
data.
2013 May-Feb 2014: Branch Operations Officer
Duties
 Ensures staff adhere to relevant operation policies with specific emphasis on savings,
credit, ICT and human resource manual
 In charge of general security of the office
 Build and nature customer relation and handle customer relations
 In charge of treasury and handling safe keys and maintain enough cash for branch
operations
 Ensure the set targets are achieved in terms of loans and savings mobilization
 In charge of branch expenditure against the budget
 Answerable to Branch manager and be in charge when branch manager is not in
2014 Feb – to date; Regional Agribusiness Officer (In charge of three Branches)
Duties
 Conduct Sacco’s products promotion and group identification for training and
disbursement
 Man and monitor loan portfolio within the region
 Ensure growth and cerstainability of the portfolio
 Monitor and control loan performance as per the set targets
 Initiate recovery of defaulted loans
 Maintain customer care and work ethics

4. OTHER INTERESTS
 Socializing
 Traveling, watching football and listening to music.
REFERIES
Jared Omurwa
Chief Accountant
Wakenya Pamoja Sacco Society
P.O. Box 829-40200
Kisii.
Mobile no: +254 734894564
Richard Maranga
Sacco Society Regulatory Authority (SaSRA)
Nairobi
Mobile no: +254 0722173068
Benjamin Osoro Ogata
PO Box 408-40200
Senior Internal Audit Assitant
Kisii University
Mobile no: +254 0720548017