The document provides tips on creating a flower garden at home including starting small, planning the landscape, choosing a sunny site with good soil, digging up the garden bed, leveling it, and adding compost or manure to improve the soil. It recommends popular types of flower gardens such as balcony, container, edible, herb, minimalist, raised, rooftop, shade, wildflower, and woodland gardens. Properly tending to a flower garden can enhance your outdoors, create beauty and tranquility, and attract bees, birds and butterflies.

1. 1 www.goplacesliving.com
March 2016
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Domestic Storage
Are you moving out of the country? Do you have a shortage of storage
space in your house? Are you soon moving into a new house with
completely new furniture and you require a place to store your old
ers storage for such requirements at a reasonable price.
You can access your goods at your own convenience. Our warehouses are
secure with 24hour security.
Then Cube Movers has a storage solution to meet your needs.
Commercial Warehousing
Do you require warehouse space for storage but do not wish to rent, own
or run your own warehouse? Do you require commercial storage for a
few months at a time? Are your warehouses congested and you need
additional space but do not wish to get another warehouse?
price.
+ 254 702 934 984
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Tel: +254 719 764000 / 786 974634
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Cell: 0718 472622

5. Go Places Living: GLH 260428
Ref Code: GLH 260386

6. Located on Ngong Road, a spectacular office park offering office
space from 1,900 sq ft - 14,000 sq ft, over 2.5 acres. Includes gym,
conference hall & storage facilities. Completion: Mid 2016.
Zamani Business Park - Karen
Shops and Offices Price: Kshs 13,500 psf
Spacious 3 bed apartments spanning 2,820 sq ft. The
development includes a swimming pool, gym, rooftop garden and
shall be serviced by 2 elevators. Anticipated completion: End 2017.
Hideaway - Off Riara Road
3 Bed Apartments Price: Kshs 27.5m
This development offers well designed 2 & 3 bed apartments. The
building shall be serviced by 4 elevators and offers a swimming
pool, gym and rooftop garden. Completion: Early 2017.
1414 Rose Avenue - Kilimani
2 & 3 Bed Apartments Price: From Kshs 14.45m
Luxury apartments boasting modern living. Sky club with world
class facilities, gourmet restaurant, heated swimming pool.
Completion: Quarter 3, 2016.
Le Mac - Westlands
Apartments and Commercial From Kshs 13.99m
Luxury four-bed villas (with DSQ) on 1/8th acre each with terraced
gardens, located approximately 14km from the Village Market.
Completion: Quarter 1, 2016.
Riversedge - Redhill – Limuru Road
4 Bed Villas Price: From Kshs 26.7m
Luxury apartments in a prime location in Kileleshwa, just off the
bypass from Lavington. Facilities include a swimming pool, gym
and jogging track. Completion: Early 2017.
Vernonia - Kileleshwa
3 Bed Apartments Price: From Kshs 23.5m
Modern apartments conveniently located in Madaraka, opposite
Strathmore University with a swimming pool, gym, back-up
generator and borehole water supply. Completion: End 2017.
Westpointe - Madaraka
2 & 3 Bed Apartments Price: From Kshs 7.75m
Modern 2 bed apartments located in a serene part of Kilimani, off
Dennis Pritt Road with a heated swimming pool, gym, conference
centre, grand reception and back-up power. Completion: Mid 2017
The Enclave - Off Dennis Pritt Road
2 Bed Apartments Price: From Kshs 15.75m
Set in the heart of Westlands along Muthangari Drive, this
contemporary development comprises 2 bed apartments with
s/pool, gym, business center, café. Completion: End 2018.
Nova - Muthangari Drive
2 Bed Apartments Price: From Kshs 13.5m
Developments for Sale
SH
O
W
H
O
USE
READ
Y
Conveniently located off State House Avenue, an exclusive
development of only 36 executive apartments, strategically
designed to maximize views of the serene State House
neighborhood.
The lavish 2,600 sq.ft apartments offer spacious living areas
opening up into a large wrap-around balcony & modern open
plan kitchen with extra service kitchen and SQ. Amenities
include entertainment area, elevators, back-up generator for
common areas and CCTV surveillance amongst others. Show
House ready.
Anticipated completion: Mid 2016 | From Kshs 30m
FOR SALE
Tel: 020 4446914 0722 204764/5 0733 629786 Email: info@hassconsult.co.ke
The Crescent
Ref Code: GLH 260462
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Ref Code: GLO 54

7. In a compound of 9, the generously proportioned residence
features a sunken lounge w/fireplace, dining opening to a garden,
kitchen with pantry, laundry area, cloakroom and guest room.
Karen - Windy Ridge
4 Bed Villa Kshs 375,000/- pm
A well thought out 4 bed (2 ensuite) standalone house on 0.5 acres
with exquisite finishes, rustic modern country fittings, well-lit living
areas and beautiful gardens.
Runda - Off Glory Drive
7 Bed Standalone Villa Kshs 225,000/- pm
Located in a serene setting, hidden immediately off Loresho Ridge
is this one of a kind villa with spacious living rooms, ample parking,
24hr security and electric fencing, private pool and gazebo.
Loresho - Kibagare Way
5 Bed Villa Kshs 350,000/- pm
Set within a peaceful and secure development, minutes from "The
Junction Shopping Mall" is this three bedroom apartment offering
well-proportioned living space. Facilities include pool, gym and sq.
Riara Road - Lavington
3 Bed Furnished Apartment Kshs 170,000/- pm
www.hassconsult.co.kewww.hassconsult.co.ke
18 luxurious Villas on approximately ¼ acre each, spanning
4,088 sq.ft each, on Garden Estate Road, offering multiple
access from Thika Road as Kiambu Road.
Sarabi offers charming personal spaces fitted with intricate
luxuries that enhance daily living. Each home is designed with a
remarkable balance between luxury and symmetry that justifies
its serene location.
Located only minutes away from Braeburn School, Garden City
Mall and Windsor Golf and Country Club.
Anticipated completion: End 2017 | Price: Kshs 47m
FOR SALE
Ridgeways - Sarabi
‘Particulars not Warranted’
Unfurnished 4 bed apartment (2 ensuite) with intercom, electric
fence, generator, parking for 2, SQ, gym, Pool, Lifts, Zuku internet
and DSTV connection available with 24 hour security.
Kilimani - Dennis Pritt
4 Bed Apartment Kshs 200,000/- pm
In a serene gated community, a 5 bed townhouse in an ideal
location. Comprises of a dining room, step down lounge, an
American Style kitchen with granite tops and ensuite guest room.
Riverside Drive
5 Bed Townhouse Kshs 240,000/- pm
Hillview - Lower Kabete
4 Bed Standalone Villa USD 4,000 pm
A luxuriously furnished duplex basking within a treed natural
environ in a serene secluded part of Westlands. Includes s/pool,
entertainment area, landscaped gardens and adequate car parking.
Littlewoods
2 Bed Duplex Kshs 150,000/- pm
This 1 bedroom furnished apartment is ideally located and offers
exquisite finishing, modern kitchen, vibrant rooftop terrace, 24hr
security.
Urban Breeze - Valley Arcade
Studio Furnished Apartment Kshs 100,000/- pm
Properties to Let
Located in Hillview, hidden immediately Off Lower Kabete road is
this villa which has impeccable charm, surprising artistry and
thoughtful design with unmatchable views rarely found in Nairobi.
Ref Code: GLH 260497
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8. Ref Code: GLH 260533

9. Ref Code: GLH 260525 Ref Code: GLH 260523 Ref Code: GLH 260527
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10. Copyrights: All articles, advertisements, photographs, artworks and/or designs of any nature or description appearing in this magazine or any other publication of GO PLACES
LIVING are the sole and exclusive rights of the Management, Owners and Publishers of the said Magazine. Any reproduction thereof, in any form, in whole or in part is
strictly prohibited without written consent from Global Image Group Ltd. Editorial opinions expressed in Go Places Living are not necessarily those of the magazine and the
publication does not accept responsibility for the advertising content.
P.O. Box 38086 - 00623 Nairobi, Kenya • Tel: 020 233 8685/ (+254) 786 974 634 / 719 764 000
E-mail: hassan@goplacesonline.com • Website: www.goplacesliving.com
CONTENTS
Published By: Global Image Group Ltd
RESIDENTIAL
GENERAL PROPERTY
FUN PAGE
COMMERCIAL
20. The Perfect Office
24. Property Tips
27. Recommended Suppliers Directory
28. Cleaning Services - Steps Ahead
28. Outdoor Living - Stone Arts
29. Home Improvement - Classic Mouldings
30. Movers - Cube Movers
22. Word Search
23. Play and Win! with Planet Media Cinema
8
GLH 260507
GLH 260515
GLH 260512
GLH 260518
GLH 260511
GLH 260508
28
Domestic Storage
Are you moving out of the country? Do you have a shortage of storage
space in your house? Are you soon moving into a new house with
completely new furniture and you require a place to store your old
furniture until you figure out how to dispose it off?
Cube Movers offers storage for such requirements at a reasonable price.
You can access your goods at your own convenience. Our warehouses are
secure with 24hour security.
Office Storage
Are you facing a shortage of space for the files that the law requires you
to keep for 7 years? Have you run out of storage space in your office?
Then Cube Movers has a storage solution to meet your needs.
Commercial Warehousing
Do you require warehouse space for storage but do not wish to rent, own
or run your own warehouse? Do you require commercial storage for a
few months at a time? Are your warehouses congested and you need
+ 254 702 934 984
+ 256 702 662 468
or visit our offices in
Nairobi, Mombasa
and now in Kampala
+254 727 773 663
call us on
30
14
28
18
4
16
18
11
4. Featured Properties - Hass Consult
8. Featured Properties - Dunhill Consulting
11. Mimosa Court Apartments
12. Homes and Gardens
14. Property Listings - VAM Realtors
16. Property Listings - Eastwood Consulting
18. Residential Supplier - Classic Mouldings

11. 11 www.goplacesliving.com
AMENITIES
Satellite TV and High Speed Wi-Fi
Electronic safe
Study areas in 3 BR and Pent-houses
Well-appointed furniture
Fully-equipped kitchen
Room service
Daily housekeeping
Gym and Health Spa
Lift service
Conference facilities
Back-up power generator
Grocery shopping on request *
Taxi & Shuttle services on request *
Babysitting services on request *
Offering a distinctly tranquil environment amidst all the luxuries of
Nairobi's Premier Fully Furnished & Serviced Long & Short Stay Apartments,
close to an 18 hole golf course, shopping malls, restaurants, major hospitals, international schools
and the fastest growing office suites located in Nairobi.
The Best of Kenyan Hospitality
CONTACTS
Tel: +254 722 391 927, +254 733 600 913, (020) 200 1409, 212 2200, 212 2201
Email: info@mimosacourt.com
Website: www.mimosacourt.com
Ref Code: GLH 260492

12. www.goplacesliving.com12
Written by: Getrude ALUNGA
HOMES & GARDEN
With a properly-tended flower garden, you can enhance your outdoors, create a place of beauty and
tranquility, and derive great joy from admiring your beautiful flowers and the bees, birds and butterflies
they will attract. In Kenya, especially, a flower garden will take advantage of the amazing weather, sunshine
and climate to sprout flowers.
Popular types of flower gardens that you might want to grow at home include:
Balcony gardens, Container gardens, Edible gardens (with spices, vegetables, fruits etc), Herb gardens,
Minimalist gardens, Raised gardens, Rooftop gardens, Shade gardens, Wildflower gardens, Woodland
gardens To determine the best type of garden for your home, hire an experienced gardener. They will
advise you on the right flowers to plant, and the equipment you need, among others.
Anyway, here’s how to build your own flower garden at home:
1. Start Small
Although you will feel enthusiastic about gardening, the
motivation might quickly dry up once the work mounts.
Therefore, you should start small, with a tiny flower garden
for about 20 to 30 plants. Get one or two perennials and
three annuals. You will get an opportunity to increase your
plantings as your experience develops.
2. Plan the Landscape
Make a detailed plan and dig up a flower bed that will
fit into the landscape you design. If you aren’t good at
planning and you have a rough idea about how big you
would like your garden to be, simply lay it out.
3. Choose the Site
The most important consideration while learning how to
build a flower garden is the sun. Most plants do well with 6
hours of the beautiful Kenyan sunlight. Therefore, choose
a site that isn’t in the shade. Additionally, stay away from
buildings, fences and utility lines.
The soil in the site should also be good. Although you can
improve the soil later with manure and fertiliser, it always
helps to stay away from areas with steep slopes, stagnant
water and rocky, shallow soil. Get a soil test to determine
the additional nutrients the soil requires, the fertilizers to get
and the pH levels.
BEAUTIFY YOUR HOME WITH
A STUNNING FLOWER GARDEN

13. 4. Kick Start the Garden
Once you mark out the boundaries of your future flower garden,
you can start digging. Remove all weeds, grass and so that may
re-sprout and use a garden fork or spade to completely dig up to
50 centimeters deep.
5. Level the Bed
Break up all clods and level the bed using a gardening rake. Add
an inch or more of compost manure. If your soil is sandy, add
grass cuttings and peat moss to improve its capacity to hold
water. Similarly, add lime if your soil is too acidic since most flower
plants thrive in neutral to slightly acidic soil.
6. Get the Plants/Seeds
Go out and buy the seeds and/or plants. In Kenya, you can buy
plants along the side of the road, at a florist’s, at a flower-and-
tree-nursery, or at a gardening shop. Then, plant them according
to the directions given by your gardening vendor of choice. While
planting, remember that smaller flower plants need to go in the
front sections of the garden. After that, firm the soil around your
plants.
There are many flower types in Kenya – the most popular ones
including orchids, sunflowers, African violets, and carnations,
among a variety of other summer flowers. Get a wide variety that
will bloom at different times – this way, your garden will always be
in bloom.
7. Tend the Garden
Always water your gardens thoroughly. However, find out which
among your flowers need watering and how often you should do
it. Remember, the amount of water will depend on the needs of
the plant, their exposure to the sun, how much rain you get and
the climate of the area.
8. Guide Sporadically
On occasion, always sheer off all spent blooms. Most flower
plants and varieties in Kenya tend to re-bloom, but only after old
blooms have been cut. Remember, you can always use the spent
blooms to make your own potpourri. Also, prune and support
your plants as required.
Extra Tips
a) Variety Matters
As far as possible, plant a wide variety of perennials. These plants
will flower at different times during the year. Planting one variety
of flowers means you only get fresh flowers for a couple of weeks
each year.
Fill the spaces in between the perennials with annuals. Annuals
tend to be more colourful and will add a splash of vivaciousness
to your garden. Since different annuals bloom at different times of
the year, plant a good variety.
b) Prevent Disease
If your plant is diseased, consider burning it rather than trying to
nurse it back to health. Diseased plants will infect similar varieties
in your garden. Alternatively, uproot it, tie it up in a plastic bag and
throw it away.
In conclusion, try to learn and remember the names of all your
flower plants. Remember, the earlier you kick-start the gardening
process, the faster you will learn how to build a flower garden and
transform your home into an actual wonderland. Start today and
never look back.
HOMES & GARDEN
13www.goplacesliving.com
Always water your gardens
thoroughly. However, find out which
among your flowers need watering
and how often you should do it.

14. ONE WEST MPAKA FOR SALE/TO LET
11TH FLOOR APARTMENTS - 4 Bedrooms 2 ensuite, Semi
fitted kitchen, Modern bathroom fittings, Large utility area,
Highly secured with 24hrs CCTV Cameras, High Speed Lifts,
Children Playing Area, Swimming PoolInc. Service charge
SALE: KSHS 34M
RENT: KSHS 185,000 P/M GLH 260488
MUGUGA GREEN WESTLANDS TO LET
3 bedrooms house 1 ensuite, 1DSQ, Large utility area
Iclusive of Service Charge
PRICE: KSHS 95,000 P/M GLH 260532
BROOKSIDE DRIVE WESTLANDS TO LET
3bedrooms flat 1 bedroom ensuite ,ample parking, spacious
kitchen ,large utility area and terrace on top.
PRICE: KSHS 83,000 P/M GLH 260485
4bedrooms flat, 2ensuite, utility area, underground tanks
Total area 3000sq ft. Apartment on the 2nd floor
PRICE: KSHS 28M ONO
3RD AVENUE APARTMENTS KUSI LANE FOR SALE
GLH 260486
5 bedrooms, Large Living Room, 2bed DSQ, Ample parking,
Well maintained lawns with gazebo. Total area is 1.1acres
PRICE: KSHS 150M
NYARI HOUSE FOR SALE
GLH 260487
Ngao Road, Parklands
4bedroom two storey mansion,2 bedrooms are ensuite.
Mixed community estate.
PRICE: KSHS 18.5M
SUSWA ESTATE FOR SALE
GLH 260491
Suswa Road Off Kusi Lane 3Rd Parklands
3 bedrooms house 2 ensuite, backup generator, ample
secure parking.
Price inclusive of service charge
PRICE: KSHS 115,000 P/M
SAFFRON HEIGHTS TO LET
GLH 260489
3 bedrooms 2 ensuite apartment along School Lane.
Price inclusive of service charge
PRICE: KSHS 90,000 P/M
SCHOOL LANE WESTLANDS
GLH 260504
2 bedrooms ensuite with borehole, generator, lift available
PRICE: KSHS 100,000
SPOON BILL NEST APARTMENT WESTLANDS
GLH 260505
T: +254 707 712 777, 716 393 376
E: hello@vamrealtors.co.ke
www.vamrealtors.co.ke
P.O. Box 38564 - 00623 Nairobi, Kenya
4th Parklands Avenue, Apricot Suites,
3rd floor - Room 302

15. 0.28 acres available, ideal for redevelopment.
PRICE: KSHS 90M
0.455 acres touching the main road and ideal for redevel-
opment.
PRICE: KSHS 165M
3bedroom all ensuite, Borehole, Backup generator, Swim-
ming pool, Gym, Ample parking
Price inclusive of service charge
PRICE: KSHS 130,000 P/M
RAPHTA ROAD STONE BRIDGE TO LET
GLH 260490
A six storey modern commercial complex situated at Ruaka
along Limuru road half a kilometre from Two Rivers Develop-
ment.
Amenities offered include :security barrier at the entrance,2
high speed lifts, standby generators and over 200 available
parking space
Current tenants include :Tuskys, Family bank, Chase bank, Aga
Khan hospital, Ashleys ,ATM lobbys for Barclays and KCB
Other Tenants include a gym, dental clinic , cybercafé, bou-
tiques, hair salons and gaming lounge
There’s also a roof top restaurant and lounge with magnificent
views
Available space from as little as 500sq ft
PRICE ON APPLICATION
RUAKA SQUARE COMMERCIAL COMPLEX TO LET
GLO 78
1/2acre plot ideal for redevelopment touching the main
road.
PRICE: KSHS 240M
0.25 acres available, ideal for redevelopment.
.
PRICE: KSHS 90M
0.455acres touching the main road and ideal for redevel-
opment.
PRICE: KSHS 165M
0.5 ACRES - 5TH PARKLANDS
47 Plots measuring 40*80 plots fully serviced near Jacaran-
da Gardens suitable for both residential and commercial.
PRICE: KSHS 6.5M PER PLOT
40 BY 80 PLOTS - KAMITI ROAD
GLP 79
GLP 78
0.25 ACRES - BATU BATU ROAD PARKLANDS
1/8 of an acre with panoramic views of the serene Kefri
Forest located 2km from the Naiobi - Nakuru highwaywithin
Kiambu in ‘Kwa Mindo’ area.
The Property has access to a 9 metre wide service road,
electricity and water. 14 plots available.
PRICE: FROM KSHS 1.65M
50 BY 100 PLOTS - MUGUGA KIAMBU
GLP 80
GLP 76
2 acres prime development land touching tarmac adjacent
to NPBC. Suitable for both residential and commercial
development.
PRICE: KSHS 50M
2 ACRES - ISIOLO
GLP 75
GLP 77
0.455 ACRES - 1ST PARKLANDS
T: +254 707 712 777, 716 393 376
E: hello@vamrealtors.co.ke
www.vamrealtors.co.ke
P.O. Box 38564 - 00623 Nairobi, Kenya
4th Parklands Avenue, Apricot Suites,
3rd floor - Room 302

16. GLH 260507
GLH 260515
GLH 260512
GLH 260518
GLH 260511
GLH 260508
GLH 260514
GLH 260513
GLH 260510

17. GLH 260519 GLH 260517 GLH 260520
GLH 260522 GLH 260521 GLH 260516
GLO 79 GLO 80 GLO 81

18. www.classic-mouldings.com
Nbi. 020 3519526,+254 721 123 123 Msa.+254 707 123 123 Classic Mouldings Ltd
@Cmouldings info@classic-mouldings.com
C R E A T I V E I N T E R I O R S

19. Fashion in bathrooms change as fast as
haute couture hemlines: one minute the
trend is all about stark, clinical, squared off
and whiter than white: the next it’s soft,
rustic and tactile. The Hollywood glam look
camera and goes- all ‘lights, camera ad
action’ and edgy urgency.
And then it’s replaced by a much softer
almost Edwardian look with black and
white chequer –board tiles, floral dado
rails, mahogany doors, fluffy white towels
and frosted light brackets. Right now, the
world of contemporary bathroom has gone
into the Stone Age and that is not a
contradiction in terms.
STONE AGE
2016 Bathroom trends
Classic Mouldings, Kellico Complex, Mombasa Road, Nairobi – secure parking, great ideas, informed staff, professional backup.
For further information: info@classic-mouldings.com Tel; + 254 (0) 02 2585596 / 3519526 or 0721 123 123,
...............................................................................................................
Forget minimalist white, wall to wall mirrors and gleaming
chrome- and think softly textured stone and the age-old
nurturing embrace of the cave. Revise Edwardian and
conceptualize Prehistoric. Reassess the use of stone on
floors or walls alone- and think holistic stone; wrap around
and all encompassing.
We’re talking moulded stone basin that look like they have
been lifted from the caves of Lascaux: natural stone
bathtubs that might have been curved out by glaciers, and
the roughhewn embrace of a textured stone shower stall
gives you the feeling of standing beneath a waterfall in
Eden .
It’s an eco- look and eco is hyper fashionable right now-
from Obama to Oprah. It can be created with polished or
textured stone. It can be mastered with a rough end
marble or a honed granite; a butter smooth sandstone or
fossil filled limestone. But whatever the stone – it’s got a
‘dawn of time’ naturalness that is crying out velvety moss
green towels, fern- grey accents, wild-wood fittings, cycad
fronds, pure organic toiletries and mood lightening that
filters in from niches, streams from crevices and gives you
the feeling of being drenched in a rain forest or cocooned
in a cavern.
If this is a look that resonates with you – it’s time you
visited the Classic Mouldings showroom, in Ramboo House
on the Mombasa Road. It’s not just that the guys there
know all both real and textured stones finishes – it’s also
that they know how to install them in such a way that the
look may be primeval but the performance will be space
age.

20. www.goplacesliving.com20
Written by: Francis OKECH
ARE YOU COVERED?
The 2012 and 2013 floods had a severe negative impact on many businesses in Kenya. The
extreme damages to property as a result of the heavy rainfall forced many entrepreneurs to
shut down their businesses. Failure to insure against such risks is the main reason that these
businesses could not recover from the disaster.
Any business that isn’t insured is taking
unnecessary risks, which could result
in extreme financial problems and at
times even bankruptcy. It is not just
natural disasters but also many other
crisis situations that could totally destroy
a business. Some examples of such
situations are fire, major data loss,
computer disasters and terrorist acts.
The majority of the businesses in
Kenya still remain uninsured. Running
a business is no easy task as it poses
numerous risks and challenges to the
entrepreneurs. In such a situation, it
would be foolish for entrepreneurs
not to insure their businesses against
unforeseen incidents when possible. It
makes utmost business sense to insure
your venture in all possible ways.
So if you are a businessman and do not
have your business insured, it’s high
time that you cover your business. It is
better late than never. Unawareness of
insurance products is cited as one of
the main reasons for such low business
insurers in Kenya. In order to help you,
we are discussing some of the covers
that are offered to businesses in Kenya.
General Liability Insurance
This insurance covers businesses from
legal hassles in case of the owner,
products or services, or employees of
a business cause or is alleged to cause
bodily injury or other damages to a third
party. The case in question can be claims
of negligence, injuries or accidents.
This insurance covers the business for
payments of medical expenses, property
damage, defending lawsuits, slander,
libel, etc.
Professional Liability Insurance
This insurance mainly covers the
businesses against claims of negligence
wherein a third party is harmed due
to the business’ mistakes, errors,
malpractice or any other negligence. It is
also known as the errors and omissions
insurance. Depending on the industry

21. the business operates in, a customized
policy is written addressing the concerns
specific to that industry.
Product Liability Insurance
This insurance policy provides cover for
financial losses incurred as a result of
a defect in the product causing bodily
harm or injury. Every business that
manufactures, distributes or retails a
product must have this insurance as it
is responsible for its safety. It doesn’t
matter how safe your products are,
it is a must to have product liability
insurance. Again, the policy is tailored to
the specific product type. For example,
a clothing company will need a much
lesser cover in comparison to a company
manufacturing electrical appliances.
Property Insurance
This is the insurance that covers a
company’s properties against all kinds
of damages and losses. There is a
wide range of causes that could result
in the damage or loss of properties
such as vandalism, civil disobedience,
hail storms, wind, fire, etc. “Property”
by definition is a very broad term and
includes buildings, computers, business
interruption, lost income, money and
company papers. There are mainly two
types of property insurance policies:
peril-specific policies and all-risk
policies. Under peril-specific policies, a
limited number of perils that are listed
in the policy are covered. On the other
hand, under the all-risk policies except
the incidents and perils listed in the
policy, all others are covered.
Workers’ Compensation Insurance
This insurance policy is a must for any
business that has employees irrespective
of the number of employees. It covers
death benefits, disability or medical
treatments in case of death or injury
of an employee as a result of the work
performed for the business. Even if
employees are involved in activities with
potentially very low risks, it is in the best
interest of the business to have worker’s
compensation insurance.
Vehicle Insurance
All vehicles used by the company must
be insured irrespective of whether the
business owns it or rents it. This will
cover the business against liabilities in
case of an accident. It is better to opt for
an insurance that covers both third party
injury and the vehicle.
The above are the most common
types of insurance covers offered for
businesses in Kenya. The specific terms
and conditions of individual insurance
policies vary and are dependent on the
insurance companies offering it. It is
vital for business owners to completely
understand what is being insured,
for how long and eligibility for claims.
Business owners must analyze the
external and internal conditions the
business operates in and then zero in on
the policies that best serve their purpose.
Even if employees are involved in activities
with potentially very low risks, it is in the best
interest of the business to have worker’s
compensation insurance.
21www.goplacesliving.com

22. Living
A R R U D A W N C D C Q A F L A E S S A M E E H B X O B J K E G Y E K W H O
B N E O N L V B C R W V S G H V N D H S D L G Q I K N E R S I N N R A Q T J
P M E S V L A O U N R L C T D I A B L T I N W N D D S N X N W E F F S I A Z
S N O K U R E C G K X I E A J T M X C L R K B T H U E W V I L J K B E H B N
M E A T N R I A E D Y G N H Q R E Z Y B N I H W S V I K N A M C B G V F B J
Y Y O A V F R E V A A I S T R W S S Z V Q O B Y V Z H X D R R C B R K C A F
M S B T I F W E D E B V I O B E H Y E U L J Y E X Z W G P A S S O V E R S B
V A S X L Y D I C M N H O G S O T R M I A E I J R J A P I L A T E S O A K Y
S V I E L C R I M T T E N L H H E E D E A S T E R M O N D A Y C G U H Z D J
T O A O N F J C Y B I N D O C W G A P V Y T I I Y B X Q E E R H S I M K S Y
N R H V D E Y D Q V F O Q G L V Y M O T Z L Y R N O I S S A P U C S Q X R O
L R D O F Q V Y A P S E N C I Z J X B M C A A F W X C J B S A R B U E U G K
H L O P W O V I S A D U J F W G Z C E M R M A D C Y E N R B H C P V B N F R
L G W X K V C D G P A L M L E A V E S T Y B W I M Z R I K V Q H B R V D K H
S A H P A I A C W R J Q M H M Q U P E Y Y B L I B R E T S A E B G E O C S R
E T K Y S D W B U O O R P R U R R B K W W E Y G W Z I F X J B E O Q N P A V
S U N M I D L F V N Q F T D H S O S P T T M S N I J N Y X O H L R Q I U H T
F V E H M N E R U O D M E D P Z H F F R X R K V M B D F C F V L Y Q S P U E
J O R F E V C M T H N E H B D T L C Q O H A U R R C I A U L I S W A T N H B
Z G F Q G Q V S I Q K O G L K M V C U N K Q M S H O E U D H L R O G E R D Y
1) Fill out This Puzzle
2) Go To Facebook and like Go Places Living Kenya
3) Take a Picture of the puzzle and post it on the Go Places Living Kenya
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4) Private message us your contact details
*Terms & Conditions Apply
To Get a Chance To Win A pair of Movie
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Find and circle all of the hidden words listed below. Words may be horizontal, vertical or diagonal. Words may be
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ASCENSION
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24. So, you’ve secured that nice plot and are ready to take action. You want to build for yourself (and your family) a beautiful
home. You want to say “kwaheri” to rentals forever. However, there is one little challenge. You have never built a home
before. As such, you have absolutely no idea where to begin. Well, not to worry. You can actually build your dream home
without a hustle. All you have to do is take it one step at a time. To simplify the process for you, here are the first 9 steps
you can take to build your dream home.
2424
Written by: Raymond WANGAI
www.goplacesliving.com
BUILDING YOUR FIRST HOME?
Here Are 9 Steps To Get You Started
1. Outline Your Needs
The first step is to outline your needs.
What do you want your dream house to
look like? What type of house do you
want? A flat, bungalow, detached house
or what?
What kind of rooms do you want in the
house? A bedroom, bathroom, living
room, dining room, children’s playroom,
gaming room, library or what? How many
of each do you want?
What about the outside? Do you want a
porch, gazebo, garage, spacious com-
pound, or swimming pool? What exactly
do you want?
This step is basically outlining what you
want in the house. You may want to do
this in consultation with your spouse or
children. Basically create a clear outline
of what you want. All you need to carry
out this step is a pen and notebook (or
if prefer like it high-tech, your favorite
device and word processor).
2. Create A Detailed Home Plan
Once you’ve outlined your needs, you
need to integrate them into a home plan.
This basically includes a house plan, as
well as a layout of other home features.
To carry out this step, you may require
the services of an architect.
In fact, unless you plan to build an
extremely simple house, you need to
hire an architect. An architect can take
all your needs as outlined and integrate
them into a workable architectural plan.
They can also offer professional advice
on what is practical and what isn’t.
In the end, an architect can create for
you a professional home plan. You can
then take the plan to a civil or structural
engineer, and get them working on your
dream home.
3. Get A Cost Estimate
Once you have a detailed plan, the next
step is to get a cost estimate. Basically,
this is a rough idea of how much it may
cost to build the home. In most cases,
an architect can give you a cost esti-
mate. However, if you made the plan on
your own, then you will need a civil or
structural engineer to give you a cost
estimate.
Generally speaking, a cost estimate is a
rough forecast. This will typically depend
on the cost of the construction materials.
It will likely include the cost of not just

25. buying, but also transportation
and storage.
The bottom line is that you have to get
a cost estimate. If the estimate is far
beyond your budget limits, then you may
have to go back to the drawing board.
The advantage of dealing with an archi-
tect from the onset is that you can tell
them your budget range and they design
a building which fits within it.
4. Conduct A Personnel Needs
Assessment
Once you have a cost estimate, the next
step is to conduct a personnel needs as-
sessment. This is an answer to a simple
question: what categories of people do
you need to construct your house?
In most cases, the categories of people
needed to construct a house are quite
standard i.e. a civil or structural engineer,
builders, plumbers, etc. However, there
are two factors which can create a slight
distinction.
The first is the complexity of the building:
for complex buildings, you may need
specialized equipment which require
people with certain skills to operate
them. The second is the amount of time
you want it completed (the shorter the
time, the more people you’ll need).
The bottom line is that you need to con-
duct an assessment of the kinds of peo-
ple you’ll need. The best strategy is to
first contract a civil or structural engineer
to be the overseer. Such an engineer can
then enable you to create an accurate
assessment of who you need.
Part of needs assessment includes a
cost estimate. In other words, how much
will it cost to pay, feed or house (where
necessary) the people who will work on
your home?
5. Create A Budget
Once you have a clear idea of the per-
sonnel costs of constructing the building,
then you can create a budget. This will
basically reflect the cost of materials,
transportation and personnel. Your civil
or structural engineer can enable you to
create a budget. Don’t forget to set aside
money for processing authorizations
and licenses.
6. Process Necessary Authorizations
To construct any building in Kenya, you
need certain authorizations. The exact
nature of authorizations depends on the
location of your building. In most cases,
you require at least two forms of autho-
rizations. The first is from the municipal
council of the location of the building.
The second is from the National Environ-
ment Management Authority (NEMA). An
authorization from NEMA may be nec-
essary if your building is near a gazette
forest, wetland or other environmental
feature.
Other authorizations may become nec-
essary depending on the location. For
instance, if your home is near the airport,
you may require authorization from the
Kenya Civil Aviation Authority.
The point here is that you need to
process the necessary authorizations.
The exact nature of authorizations will
depend on the location. You can visit
the municipal council offices to find out
the exact kind of authorizations you
need. Alternatively, you can consult
a local-based real estate or property
development agency to obtain such
information.
7. Recruit the Personnel
Once you have the necessary authoriza-
tions, you can now proceed to recruit the
personnel who will build your home. A
gain you can rely on your civil or struc-
tural engineer to vet especially the more
technical people.
8. Purchase the Materials
Once you have your team in place, you
can now purchase the materials. The
exact type of materials will of course
depend on the type of house. Basically,
purchase them and transport them to the
construction site.
9. Get Started
With the materials on site, and the
personnel in place, the construction can
begin. You can even throw a little party to
commence the beginning of making your
dreams come true.
In a nutshell, those are the basic steps
you can take to build your first home.
The process isn’t as complicated as it
sounds. Also, you don’t have need the
full amount in order to get started. In
fact, you can construct your home over
3, 4 or even 5 years. The most important
thing is getting started.
Therefore, if you’ve been dreaming of
building your own home, go for it! In case
you don’t have all the money in hand,
don’t worry. Just get started. And keep
adding to it as you get more money.
With time, you’ll have your own dream
home. And what a day that will be! So,
don’t hesitate. Get started already! Best
Wishes!
25www.goplacesliving.com

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27. A to Z
Builders/Developers/Contractors
Building Supplies
Business Solutions/Networking/Communication
Cleaning Services
Flooring
Home Appliances
Home Entertainment
Home Improvement
Lighting
Movers
Office Improvement
Power Backups
Property Finance
Property Insurance
Property Managers/Agents/Realtors
Roofing
Security
Valuers
Water:(Pumps/Treatment/Boreholes/Swimming pools)

28. 28
Display 2: Galleria Mall Lang’ata
Phone: 0786 575 069
Display 1: Skymall Parklands
Phone: 0700 519 418
www.stoneartskenya.com | Email: info@stoneartskenya.com | Phone: 0786 575 069, 0718 849 241
Natural Stone Claddings | Flooring | Facades | Gazebos | Fire
Place | Fountains & Accessories | Stone Care Products | Garden
Furniture / Ornaments
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Outdoor Living
Cleaning Services

29. www.classic-mouldings.comMade in Europe
Nbi. 020 3519526,+254 721 123 123 Msa.+254 707 123 123 Classic Mouldings Ltd
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Home Improvement

30. 30 www.goplacesliving.com
Domestic Storage
Are you moving out of the country? Do you have a shortage of storage
space in your house? Are you soon moving into a new house with
completely new furniture and you require a place to store your old
furniture until you figure out how to dispose it off?
Cube Movers offers storage for such requirements at a reasonable price.
You can access your goods at your own convenience. Our warehouses are
secure with 24hour security.
Office Storage
Are you facing a shortage of space for the files that the law requires you
to keep for 7 years? Have you run out of storage space in your office?
Then Cube Movers has a storage solution to meet your needs.
Commercial Warehousing
Do you require warehouse space for storage but do not wish to rent, own
or run your own warehouse? Do you require commercial storage for a
few months at a time? Are your warehouses congested and you need
additional space but do not wish to get another warehouse?
Cube Movers provides flexible warehousing solutions at a reasonable
price.
+ 254 702 934 984
+ 256 702 662 468
or visit our offices in
Nairobi, Mombasa
and now in Kampala
+254 727 773 663
call us on
Movers