A presentation about data disruption in insurance by Florian Douetteau (co-founder at Dataiku) during our event "Barbares Attaquent" at TheFamily, where we zoom in one industry disrupted by the barbarians from Silicon Valley.
A Connected Future Starts Inside CoreSite's Data CentersMike Trawick
CoreSite is leading the charge to provide innovators with data center and cloud solutions that offer real-time connectivity; near-instant data transfer; and the operational flexibility needed to continue changing the world.
Top 5 Deep Learning and AI Stories - April 20, 2018NVIDIA
Read this week's top 5 news updates in deep learning and AI: the 5 AI basics every business executive should know, Canon Medical Systems partners with NVIDIA to advance AI in healthcare, auditors use AI to detect accounting fraud, AI system reduces risk in M&A, and researchers develop an AI system that can process sound as well as humans.
Transforming Healthcare at GTC Silicon ValleyNVIDIA
The GPU Technology Conference (GTC) brings together the leading minds in AI and healthcare that are driving advances in the industry - from top radiology departments and medical research institutions to the hottest startups from around the world. Can't miss panels and trainings at GTC Silicon Valley
A Connected Future Starts Inside CoreSite's Data CentersMike Trawick
CoreSite is leading the charge to provide innovators with data center and cloud solutions that offer real-time connectivity; near-instant data transfer; and the operational flexibility needed to continue changing the world.
Top 5 Deep Learning and AI Stories - April 20, 2018NVIDIA
Read this week's top 5 news updates in deep learning and AI: the 5 AI basics every business executive should know, Canon Medical Systems partners with NVIDIA to advance AI in healthcare, auditors use AI to detect accounting fraud, AI system reduces risk in M&A, and researchers develop an AI system that can process sound as well as humans.
Transforming Healthcare at GTC Silicon ValleyNVIDIA
The GPU Technology Conference (GTC) brings together the leading minds in AI and healthcare that are driving advances in the industry - from top radiology departments and medical research institutions to the hottest startups from around the world. Can't miss panels and trainings at GTC Silicon Valley
Trends in Big Data & Business Challenges Experian_US
Join our #DataTalk on Thursdays at 5 p.m. ET. This week, we tweeted with Sushil Pramanick – who is the founder and president of the The Big Data Institute (TBDI).
You can learn about upcoming chats and see the archive of past big data tweetchats here
http://www.experian.com/blogs/news/about/datadriven
The article explains how companies are using Big Data to grow their business. How big data is helping every business in understanding its customers, in improved marketing strategies, and personalized communication.
Big Data Trends - WorldFuture 2015 ConferenceDavid Feinleib
David Feinleib's Big Data Trends presentation from the World Future Society's Annual Conference, WorldFuture 2015, held at the Hilton Union Square, San Francisco, California July 25, 2015.
Health Innovation and the Digital CatapultChandan Rajah
Presented at the 'Aspects of Digital Innovation' conference in Salford Media City, this presentation illustrates the reasons health and care is the next frontier for disruption. It describes a scenario and lists the emerging trends in this sector.
A top-down look at current industry and technology trends for Big Data, Data Analytics and Machine Learning (cognitive technologies, AI etc.). New slides added for Ark Group presentation on 1st December 2016.
this presentation will let you know the in and out of bigdata growing trends... market potential , solutions provided by bigdata, advantages and disadvantages.
I. Cryptocurrency Payment System for E-Commerce Applications
Secure Multi Coin Decentralized Wallet Live Demo
Emotion AI Chatbot Live Demo
E-Commerce Integration Live Demo
AI Chatbot Sentiment Analysis + Big Data Analytics
AI Chatbot Sentiment Analysis + Big Data Analytics Demo
Hyperledger Fabric Token Wallet Implementation
Hyperledger Fabric Token Wallet Implementation Demo
High Throughput Token Wallet Implementation Performance
II. Xanadu Based Healthcare Information Retrieval & Sharing System
Xanadu Based Big Data Archive
Xanadu based Medical CBIR System Live Demo for Diabetic Retinopathy Diagnosis
Blockchain-Xanadu Database Integration Live Demo
Intellectual Property Development
Trends in Big Data & Business Challenges Experian_US
Join our #DataTalk on Thursdays at 5 p.m. ET. This week, we tweeted with Sushil Pramanick – who is the founder and president of the The Big Data Institute (TBDI).
You can learn about upcoming chats and see the archive of past big data tweetchats here
http://www.experian.com/blogs/news/about/datadriven
The article explains how companies are using Big Data to grow their business. How big data is helping every business in understanding its customers, in improved marketing strategies, and personalized communication.
Big Data Trends - WorldFuture 2015 ConferenceDavid Feinleib
David Feinleib's Big Data Trends presentation from the World Future Society's Annual Conference, WorldFuture 2015, held at the Hilton Union Square, San Francisco, California July 25, 2015.
Health Innovation and the Digital CatapultChandan Rajah
Presented at the 'Aspects of Digital Innovation' conference in Salford Media City, this presentation illustrates the reasons health and care is the next frontier for disruption. It describes a scenario and lists the emerging trends in this sector.
A top-down look at current industry and technology trends for Big Data, Data Analytics and Machine Learning (cognitive technologies, AI etc.). New slides added for Ark Group presentation on 1st December 2016.
this presentation will let you know the in and out of bigdata growing trends... market potential , solutions provided by bigdata, advantages and disadvantages.
I. Cryptocurrency Payment System for E-Commerce Applications
Secure Multi Coin Decentralized Wallet Live Demo
Emotion AI Chatbot Live Demo
E-Commerce Integration Live Demo
AI Chatbot Sentiment Analysis + Big Data Analytics
AI Chatbot Sentiment Analysis + Big Data Analytics Demo
Hyperledger Fabric Token Wallet Implementation
Hyperledger Fabric Token Wallet Implementation Demo
High Throughput Token Wallet Implementation Performance
II. Xanadu Based Healthcare Information Retrieval & Sharing System
Xanadu Based Big Data Archive
Xanadu based Medical CBIR System Live Demo for Diabetic Retinopathy Diagnosis
Blockchain-Xanadu Database Integration Live Demo
Intellectual Property Development
Created an insurance claim management pitch deck. The problem, Solution, competitive analysis, marketing analysis, Financial analysis, roadmap, and GTM.
How Insurers Can Tame Data to Drive InnovationCognizant
To thrive among entrenched rivals and compete more effectively with digital natives, insurers will need to get their data right. That will mean moving to more responsive, AI-enabled architectures that accelerate data management and deliver insights that drive business performance.
Analytics Trends 2015: A below-the-surface lookDeloitte Canada
Big Data is a big deal for everyone these days and only growing in importance, especially when it comes to analytics generating actionable insights. Deloitte has identified eight significant analytics trends to watch in 2015 – including one supertrend that will impact everything else.
IABE Big Data information paper - An actuarial perspectiveMateusz Maj
We look closely on the insurance value chain and assess the impact of Big Data on underwriting, pricing and claims reserving. We examine the ethics of Big Data including data privacy, customer identification, data ownership and the legal aspects. We also discuss new frontiers for insurance and its impact on the actuarial profession. Will actuaries will be able to leverage Big Data, create sophisticated risk models and more personalized insurance offers, and bring new wave of innovation to the market?
Managing Data To Drive Competitive Advantage Bernard Marr
One of the most important lessons we've learned from the pandemic is just how important technology is to building robust and thriving businesses. Organizations that have prospered in the last nine months have done so by leveraging cloud computing, high-speed networks, artificial intelligence (AI), and the internet of things (IoT) to push forward their digital transformation agendas.
Modernizing Insurance Data to Drive Intelligent DecisionsCognizant
To thrive during a period of unprecedented volatility, insurers will need to leverage artificial intelligence to make faster and better business decisions - and do so at scale. For many insurers, achieving what we call "intelligent decisioning" will require them to modernize their data foundation to draw actionable insights from a wide variety of both traditional and new sources, such as wearables, auto telematics, building sensors and the evolving third-party data landscape.
The objective of this module is to provide an overview of what the future impacts of big data are likely to be.
Upon completion of this module you will:
Gain valuable insight into the predictions for the future of Big Data
Be better placed to recognise some of the trends that are emerging
Acquire an overview of the possible opportunities your business can have with Big Data
Understand some of the start up challenges you might have with Big Data
Data Analytics has become a powerful tool to drive corporates and businesses. check out this 6 Reasons to Use Data Analytics. Visit: https://www.raybiztech.com/blog/data-analytics/6-reasons-to-use-data-analytics
A NoSQL database is ideal for storing, querying, and managing the any-structured information and new data types of the Big Data world … but does that mean a NoSQL database is ready for the enterprise? We say yes. People assume that Relational is always ACID and NoSQL is always BASE. Is that actually true? We say no.
In this 45-min webinar, Jason Hunter, Chief Architect of MarkLogic, and his colleague, Diane Burley, Chief Content Strategist, will discuss MarkLogic, the world's only Enterprise NoSQL Database.
You will learn:
- What's different about a NoSQL database
- What makes MarkLogic an Enterprise NoSQL Database
- How you can do ad hoc queries against ad hoc structured data
- How MarkLogic handles the CAP theorem limitations
- How MarkLogic opens up new opportunities in Big Data
By Alison Eastaway, Head of People at Sqreen
Alison is a startup culture boss! She perfectly knows her way around implementing a culture & taking care of people especially in tech teams.
By Pierre-Camille Hamana (https://www.linkedin.com/in/pchamana/), CEO at Smartbnb (https://www.smartbnb.io/)
It’s fascinating watching Smartbnb grow. This solution for guests is a recipe for success: A fully remote team, with great culture & processes, extremely focused & super in terms of execution. What else? Oh yes, a super friendly & kind CEO, Pierre-Camille, who will be with us to describe the way they manage their team remotely. Good practices & learnings to expect from this one!
By Mathias Pastor (https://twitter.com/pastormhm), Director at The Family
Roch Delsalle, CTO at Proprioo (https://www.proprioo.fr/)
Jade Francine, Cofounder & COO at WeMaintain (https://wemaintain.com/)
Marc Lebel, CEO at LouerAgile (https://www.loueragile.fr/)
Real estate is everywhere. It’s part of our daily lives, of who we are and how we live, move, work - a pretty broad category. And it’s the kind of sector that can easily be termed “slow.” Slow in adapting to new technology, slow in responsiveness to customers…. Some people think having a spreadsheet is already a win
By Gil Dibner (twitter.com/gdibner), General Partner & Founder at Angular Ventures (www.angularventures.com)
Gil has backed several enterprise-oriented companies, including Front and Vault. Tips to understand how to absolutely nail Enterprise Sales.
By Alice Zagury (https://twitter.com/alice_zag), CEO at The Family
During The Family Begins, our open-door to The Family, we met 20 ambitious entrepreneurs and spend 2 amazing days with them.
Brand, identity, style, swag... Many words for similar things: The emotions people will feel when they're coming across your company. Alice, our CEO, shared her best tips to create a coherent identity.
By Dimitri Farber (https://www.linkedin.com/in/dimitrifarber/), cofounder at Tiller Systems (https://www.tillersystems.com/en/)
Since Dimitri, Vincent & Josef founded Tiller, many things have changed: new products, new offices, a company acquisition & even the launch of an incubator for restaurateurs.
When people talk about them, they are still described as a cash register solution, just like back on the first day. And yet, Tiller is much more than that. They now define themselves as an ecosystem that brings together cash registration + delivery + reservation + pre-order + analysis + integrations. They are not only addressing shopkeepers, but also passionate local entrepreneurs.
By Hugo Michalski, CTPO at Side
D-code (https://www.d-code.thefamily.co/) is a media & series of events where the best startup CTOs & tech leaders talk about their entrepreneurial adventures: Tech challenges converted into clear stories.
Join our D-code private community of CTOs & future CTOs: https://thefamily.typeform.com/to/MpHmFQ
By by Steve Anavi (https://www.linkedin.com/in/steveanavi/), cofounder at Qonto (https://qonto.eu/en/)
Qonto is our beloved bank for SMEs & freelancers. From day one their value proposal has been a no-brainer: simple UX, customization, reactivity, smooth financial management…
However, the new challenges they are facing now (after growing to a team of 150 people) is to create brand love. How they are dealing with that in a dusty industry where brand love is quite rare?
Building an insurance startup with Alan, Luko, Coverd & BaldertonTheFamily
Global overview of the sector & today’s insurance trends by Rob from Balderton
How to build insurance brand awareness
By Hugo Saias, CEO at Coverd
How to be an insurer without historical data & capital
By Léa Joussaume, Head of Marketing at Luko
Beyond product and coverage
By Mihaela Albu, Growth & Sales Strategy at Alan
Mixing Product & Tech by Jean Lebrument, CTO & CPO at BrigadTheFamily
Brigad connects hospitality businesses with qualified & flexible staff.
Jean is Brigad’s co-founder, CTO & CPO, managing four teams: Product, Engineering, Quality and Data. Yes, all at the same time :)
He will share both his experience from 3 years of handling these functions, what he learned in the process & his beliefs about the mix: Should all startups have a CPO & a CTO?
A new breed of CTO - Philippe Vimard, CTO & COO at DoctolibTheFamily
By Philippe Vimard (https://www.linkedin.com/in/philippev...), CTO & COO at Doctolib (https://www.doctolib.fr/)
There’s probably no need to introduce Doctolib, one of France’s newest unicorns after raising €150M a few months ago. Philippe has been their new COO & CTO for the past year after occupying a similar role at eDreams (GoVoyages, Opodo, Travellink, Liligo).
Get the maximum amount of knowledge out of this extremely experienced executive, who shared with us the why and how of mixing Tech & Ops! His approach is super business-centered, always looking for ways to be closer to other functions: A truly entrepreneurial & business CTO.
Building a logistics startup with Trusk, Totem & SpaceFillTheFamily
After a global overview of the sector & today’s logistics trends by Nicolas Colin (https://twitter.com/Nicolas_Colin), cofounder at The Family, we welcomed three startups on stage. Each one delivered a 15-min talk:
⛓️ (Re)designing the supply chain from scratch
By Maxime Huzar, CEO at SpaceFill (https://www.spacefill.fr/)
✅ Total quality & tracking from A to Z
By Julie Pathé, Head of Operations at Totem (https://thetotem.co/)
5 lessons from our journey to revolutionize last-mile delivery
By Sébastien Tronel, Cofounder at Trusk (https://trusk.com/)
Building an accounting startup with Fred de la compta, Acasi & ChaintrustTheFamily
Accounting changed the world forever both when it was “invented” in Mesopotamia & when it became a double-entry system 500 years ago. Today, the profession of accountant & the practice itself are again undergoing major revolutions - revolutions that startups are initiating ⏱️
Looking at what is currently happening in the accounting world, we may automatically think that the profession of “accountant” is dying: The number of accountants has decreased by 25% in just the last 15 years.
This “threat” is enabled by new technologies that are shifting everything within the space. Cloud, AI, blockchain & data are changing the game. But total automation is still very far away. And obviously, in such an ancient & symbolic sector, the opportunities are infinite. And we have a few examples of startups who are ready to seize them!
By Robin Choy (https://twitter.com/robin_choy), CEO at HireSweet (https://www.hiresweet.com/)
This is definitely one of the biggest challenges any startup faces. Having high quality engineers who join your company in the early days, taking a risk on you while more mature companies are also chasing them can truly be game-changer.
Robin is the co-founder of HireSweet, a team helping startups recruit Software Engineers by developing cutting-edge AI tools. 700+ startups have scaled their teams with their help, often from 10 to 100+ people. The knowledge Robin has acquired about the process is pure gold. Join us to discover how to set up a super efficient process to build the best possible tech team for each stage (0 to 3 people in the tech team, 3 to 8 people, 8 to 20 people).
Onboarding developers and setting them up for successTheFamily
By Jean-Baptiste Aviat (https://twitter.com/jbaviat), CTO at Sqreen (https://www.sqreen.com/)
Hiring developers is definitely hard, but that's only the beginning of the journey - you’re far from being done. Your next job as an employer is to make sure they have all the keys in hand to make the most out of their jobs.
Jean-Baptiste knows this topic particularly well as his company, Sqreen, the tool democratizing security and making it easier to implement & use for developers, has a large tech team that represents a big part of Sqreen’s workforce. Let's find out together how to build that within a fast-moving organisation, with constantly evolving teams and complex technical products at stake!
Workshop animé par Maud Camus (https://twitter.com/maudcamus)
Vous voulez découvrir les astuces clés pour être au top de sa PR-forme ?! C'est par ici ☝️
Journalistes, storytelling, interviews, media : apprendre à naviguer ce milieu n'est pas forcément chose facile donc Maud a décidé de venir nous livrer ses meilleurs tips pour savoir comment raconter et sublimer son histoire entrepreneuriale sans non plus entrer dans le royaume du bullshit
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
4. 6/6/13Dataiku 4
Why a data lab ?
Personalize for Survival
+ Sale Price
- Buy Price
- Discount
- Advertising Costs
- Indirect Advertising Costs
- Search Optimization Costs
- Cloud Marginal Costs
+ Recurrence
+ Loyalty ?
-----------
Predicted Deal Value
+ Sale Price
- Buy Price
~ SEO
-----------
Margin
Simple Funnel Model Multiple Contact Points Model
E-Commerce 2001 E-Commerce 2013
5. } New Team } New Tech
} New “M” Paradigm
◦ Let the machine decide,
not the meeting
6/6/13Dataiku 5
Data Lab
Business Guy Data Scientist
Tech Guy
6. Is your data lab ready ?
6/6/13Dataiku 6
Can you bring in …
What is your ability to integrate a new
smart guy and give him any
data he would need and any computing
power he would need to enhance
your product ?
?
8. Data Usage Evolution
6/6/13Dataiku 8
Linear
Generalized
Linear
Model
CART
MARS
Neural Networks
PricingBusiness
Scope
Model
Complexity
Data
Scope
Pricing
Underwriting
Retention
Pricing
Underwriting
Retention
Fraud
Recruitment
Internal
Internal
Demographics
Agency Data
Internal
Demographics
Agency Data
Open Data
Real-Time Flow
1990’s 2000’s Soon
9. How do you combine data ?
6/6/13Dataiku 9
DATA
Price Score
Retention Score
Affiliate Score
Risk Score
…
Combine at
the strategic
or individual
level ?
10. What is your practice w.r.t Churn ?
6/6/13Dataiku 10
Data
Profitability
Analytics
Key Drivers
Strategic Objectives
Marketing Plans
Enhance Scorer
Effect
Measurement
1 year ? 5 years ?
11. Acquire, Manage, Release
each customer individually,
throughout his life and key
events
} Gather all relevant data,
even partial or inaccurate
} Share methods and
algorithms between CRM
and Risk Analytics
} Run Global A/B Tests.
Don’t decide from
reports.
Churn: The Digital Way
6/6/13Dataiku 11
New House
New Girlfriend?
Phone+Mail
Campaign
Liked “Vodka”
On Facebook
New Car
Specific Risk
Detected
Birth
Death
Mobile Info
Travel To China?
New Girlfriend?
New Car
Change Bank
Discount
Offering
Specific
Risk
Detected
13. 6/6/13Dataiku 13
Online Advertising Revolution
October 23, 2000
Large Amount of User Data Product Ability
New Business Model Data Processing And Predictive Capabilities
15. 6/6/13Dataiku 15
Insurance Telematics
New Services New Product Delivery
New Business Model Data Processing and Predictive Capabilities
Performance Monitoring
+ Theft recovery
+ Performance
+ Oil Savings
Progressive (2011):
2 billions miles of data
16. Progressive (Snapshot) - State Farm
- AllState (DriveWise) - Nationwide
(SmartRide) - Hartford (TrueLane) -
Esurance (DriveSense) - State Farm
(Ford Sync) - CSE (Save) - Elephant
(DriveIQ) - Dtric (Akamai) - Metro
Mile - Insure The Box - ….
Car Insurance Telematics:
From 1997 to 2013 and beyond …
6/6/13Dataiku 16
Source: ABI Research, “Insurance Telematics”, Q1 2012
20. 6/6/13Dataiku 20
User Based Insurance
Next : Health ?
Kyruus
Find the most efficient
doctor for each patient
Validic
Connect mobile
health apps
Practice Fusion
Free, Web-Based
Electronic Web Records
Today: Data Generation
Health Digitalization Startups
Tomorrow
Personalized Insurance ?
Patient driven
platform to share online
information with physician
Linked-in for physicians
24. 6/6/13Dataiku 24
Online Advertising Revolution
October 23, 2000
Large Amount of User Data Product Ability
New Business Model Data Processing And Predictive Capabilities
26. 6/6/13Dataiku 26
In 10 years:
Assurance as a platform ?
Collect Customer Data Pricing and Product Conception
Underwriting and
Distribution
Risk Analytics As A Service
27. 6/6/13Dataiku 27
User Based Insurance in 10 years:
Who will…
Driive
Collect Customer Data Pricing and Product Conception
Underwriting and
Distribution
Risk Analytics As A Service