CyberCoverage basics
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Cyber insurance provides coverage for risks associated with technology and the internet that are typically not covered by traditional insurance policies. These include liability for data breaches, cyber attacks, network outages, and privacy violations. Cyber policies can cover first-party losses like data recovery costs and third-party liability claims involving intellectual property infringement, financial loss, and failure to protect personal information. When considering cyber insurance, policyholders should evaluate the scope of coverage, defense obligations, and policy exclusions.
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