Hoang Thi Lan Huong has over 10 years of experience in banking, including roles in accounting, international payments, trade finance, credit management, and business analysis. She currently works as a Country Sale Manager for Maritime Bank, where she is responsible for expanding the customer base and offering banking products and services. Previously she held positions at Techcombank, Sacombank, Vietnam Export-Import Bank, and Asia Commercial Bank, where her duties included product development, customer service, credit approval, and import/export transactions. She has a B.A. in finance and banking and certificates in English, accounting, and computer skills.

1. CURRICULUM VITAE
Hoang Thi Lan Huong
26 Nguyen Thi Nghia Street,
Ben Thanh Ward, District 1
Hochiminh City, Vietnam
0981 95 94 08
Email: huong.htlan@gmail.com
Skype name: huong.hoang88
Personal:
Full name : Hoang Thi Lan Huong
Date of birth : 18-3-1981
Place of birth : Danang
Marital status : Single
Educational Data:
- B.A, The Faculty of Monetary and International Settlement, Banking University of
Hochiminh City.
- Certificate in English (TOEFL 493), Certificate in Chief Accountant
- Certificate in Computer level A (Microsoft Office: Word, Excel, Power Point)
- Short terms training course in trade finance, corporate lending, international payment,
banking products sale of JPMorgan Chase, IFC, Wells Fargo Banks and other European
banks.
Specialties:
- More than 10 years experienced in banking fields: accounting, international payments,
import/export transactions, trade finance, customers service, credit management, business
analysis, design financial products for Industrial corporate and manage projects at 4 major
join stocks banks: ACB, EXIMBANK, SACOMBANK, TECHCOMBANK.
- Good knowledge about: State banks regulations, international payments, manage
projects, accounting, corporate finance management, trade finance, credit approved,
logistics, project management, administrative management.
- Skills: negotiation, decision making, able to do multitasks, making reports, interpersonal
communication, team work, document settle, business analysis, work under high pressure,
IT competence.
- Characteristics: self-motivated, well – organized, enthusiastic, careful and honest.
- Others: available for business trip
- Current Salary: USD1000
Work Experience:
- 1/2014 – now: Country Sale Manager, Transaction Banking at Maritime Bank
 Main duties:
 Expand new customers
 Analysing the market trend to offer full package of banking products and services
for Large Corporates, SMEs, FDI
 Overview banking policy for each kind of corporates customers
 Implementation of customer cares policy to maintain exist of customers
 Giving details of consults for customers about the credit, deposit, foreign exchange,
trade finance, cash management and e-banking
 Preparing and carrying out to joint customer’s decisions.

2.  Distribution of initial orders and supervision of new introduction of products and
promotions
 Co-ordinate with other departments to improve banking operations for customers
- 2012 – 1/2014: Supervisor of Banking Product Development Center of Business Banking
Division of Techcombank
 Main duties:
 Design products of trade finance, credits, and other transaction banking products
for Corporate customers.
 Analyze and valuate enterprises conditions to provide appropriate package of
finance solutions (interest rates, terms of loans, methods of finance and other
added services such as, remittance, import - export payments, domestic collections,
Cash management (AR & AP), payroll, foreign exchange trading and other treasury
activities…),
 Make the analysis of profit and lost for the proposed financial packages
 Overview business activities of branches on Corporate customers, making reports
and propose business plans to Board of Managers.
 Overview the tasks of credit and collecting debts of branches, give out soon
warning for potential overdue debts.
 Research and design incentive programs, promotion package, organize seminars
to launch new products, programs,
 Support branches in daily sales and marketing activities, resolve problems,
manage, assign duties and train new staffs.
 Take responsibilities for business revenues of the proposed financial programs, and
minimized the risks for the bank.
 Liaise with other Divisions to provide suitable programs to enhance the Bank’s
business operations competition.
- 2010 – 2012: Banking Product Development Senior Officer of Corporate Banking of
Sacombank.
 Main duties:
 Research, analyze and design financial products for special Industry (rice, sea
products, cashews, coffee…), Trade finance, International payment, domestic
credits;
 Propose Interest rates and Import/export Fees
 Overlook on same sort of business action of competitors to propose prompt
solutions to Board of Managers
 Making daily reports on business status of the whole systems, regions and
branches
 Educate and supporting branches for launching new products, business operating
on Corporates clients.
 Design incentive program, promotion plans.
 Take part in IT projects to improve the transaction system (e - banking) for
Corporate Customers.
 Edit sale – kit, brochures, write the contents of Product items for the Bank’s
website.
 Advise Customers about the import/export transactions and credit approved.
 Making case by case proposals on exceptional conditions for customers
- 2008-2010: Supervisor of Import Settlement Department of Main Transaction Office 1 of
Vietnam Export – Import Join Stock Commercial Bank
 Main duties:

3.  Settle import documents, open LC and process to pay import documents, Exchange
bill, import collections
 Advise corporate customers about international payment transaction, B2B
payments, treasury activities
 Take care of corporate customers
 Recheck and approve junior staff activities on the documents to make sure
everything strictly meet with procedures and regulations
 Deal with Customers about the import/export fees, interest charges, exchange
rates of each cases.
 Answer and resolve customers’ requirements.
 Take lead of customer services on import operation.
- 2005-2008: Staff of Customer Services Department of Asia Commercial Bank.
 Main duties:
 Open LC, settle import/export documents: LC, collections, money transferring for
both of enterprises and individuals customers.
 Make Loan disbursements, manage customer’s files, advise Import/export service
for customers.
 Deal exchange rate, import/export fees with customers.
 Answer and resolve customers’ requirements
 Remind customers to make payments in time,
 Making proposal to the Branch director for open LC, one time loan approval and
other loans secured by Deposit contracts.
 Making reports for Branch Director.
 Collect debts and remind customers about due payments
- 2003-2005: Accountant for Construction and Compensation Board of Danang People’s
Committees
 Main duties:
 Process to pay out compensation fees, resolved citizen’s complains,
 Managed compensation of construction projects documents,
 Liaise with construction team to make plan to pay out compensation fees for urgent
projects,
 Making final audit with Vietnam State Treasury and project investors, making
reports Board’s Leaders.
 Manage the funds for compensation, making deposits and deal interest rates with
banks,
 Deal with citizen’s complains about payment policies of the People’s Committees.
 Implementation of HR and other accountant tasks