1. Credit Analyst-Auto Loans&Commercial Vehicles
Magma FinCorp Ltd
Duration- (May,08 to Feb 2010
Rejoined on July,12 To till date
Key responsibilities-
Credit Appraisals:
Complete credit appraisals / Analysis of Proposals.
Assess credit worthiness through financial statements.
Tele Verifications of Parties / References
Credit References:
Financers reference Check with other Financers.
Re-FI of the cases Disbursed on Sample basis each month.
Portfolio Analysis:
Analysis of the portfolio quality individually viz. Product/DSA/Broker/Executive /
Location.
Ensuring that the Non Starters are at 0 % in each month.
Maintaining collection portfolio in 60 +DPD with coordination of collection Team.
RethemKoorichh
Sound Knowledge of credit systems, appraisal techniques, financial collections, debt
management, reporting and all credit-based system operations
Possess ability to apply business insight and professional judgment. Efficiently
render complex financial information in palatable form.
Present –Flat No 505, J block Type
II Ganga River View apartments,
Gomti Nagar extention ,Lucknow,
226010
+91-9695082161 Rethem.koorichh@gmail.com
PROFILEPROFILE
CAREER HISTORYCAREER HISTORY
OBJECTIVEOBJECTIVE
To become part of an enterprising organization in the capacity of a credit analyst – Eager to
work with individuals and large businesses alike, maintaining the highest standards in the
best interests of all parties.

2. Breach of Integrity policy- Magma
Code of Conduct assessment
Smanavit- Synergic approach to success
Second in Inter state debate competition held in MD (PG) college, Sri
Ganganagar, RAJ
Stood first in inter-house debate competition held in FMS-IRM Jaipur
District Topper in Class XII & MBA topper
QUALIFICATIONSQUALIFICATIONS
TRAININGTRAINING
10TH
Standard
Year 2001
CBSE
Secured – 78 %
12TH
Standard
Year 2003
CBSE
Commerce stream
Secured –87 %
Bachelor of Commerce
Year 2006
Bikaner University of Rajasthan
Secured – 70 %
MBA
Year 2006-08
Indian Institute of Rural and
Business management jaipur
Major – Marketing & Minor –Rural
MKGT
Secured – 66.37 %
ACHIEVEMENTSACHIEVEMENTS
Credit Operation:
Maintenance of TAT through proper management & Coordination of operations & Sale
teams.
Managing the Quality of Files & keeping Rejection at the lowest degree.
Coordination
Managing a team of 22 Dealing executives in 7 regions proving the Best possible
underwriting Quality
Delivering Credit decisions in a TAT of 4 Hour
Compliance of FTR – First Time Right and Rejection standards of the company

3. Excellent oral and written communication skills
Understanding of accounting and financial analysis and concepts
Positive attitude with qualities of a team player
Innovative and solution orientation
Open to new ideas and initiatives
Ability to build client relations and take a view based on client guidance
Ability to take ownership and execute tasks independently
Ability to deal with pressure
I hereby declare that the above information has been provided by me and it wholly
conforms to my knowledge and skills.
RethemKoorichh
MAYUR SUITINGS (Corporate finance department, Gulabpura Ajmer)
Title of the project ‘Financial communication and leveraging of financial ratios of
RSWML.Project duration-30 days.
LG INDIA LIMITED (Branch office, Jaipur)
Title of the project ‘Multiple electronic goods v/s single electronic goods
manufacturing firms-A study of market potential’. Project duration-45 days. (The
project involved survey of the complete Jaipur region to corner out the sales
potential for LG DPC’s & NPC’s.)
KEY SKILLSKEY SKILLS
DECLARATIONDECLARATION
SUMMER INTERNSHIPSUMMER INTERNSHIP