The study is to track out the investors’ preferences, priorities and their awareness towards different mutual fund schemes. Keeping in view the various constraints the scope of the study is limited only to the investors residing in Agartala, Tripura. Data for the study is collected from a sample of 100 investors by using Convenience sampling.
A study on selection behavior of investor in mutual fund with reference to ju...Kailash Naghera
This document outlines the structure and content of a study on the selection behavior of investors in mutual funds in Junagadh City, India. It includes an introduction to mutual funds, an overview of world and Indian markets, literature review on previous related studies both in India and abroad, and outlines the research methodology including sampling, data collection, and questionnaire. The literature review summarizes 9 previous studies on topics like factors influencing mutual fund selection, performance and its impact on investor behavior.
A Study on Investors' Perception Towards Mutual Funds and its Scopes in Indiaijtsrd
This study on Investors perception towards and recent development and progress of Mutual Fund investments. The mutual fund investors behaviors also the researcher concentrates only the urban investors. The rural investor`s views are completely excluded from the study. The mutual fund investments in relation to investors behavior. Investors opinion and perception has been studied relating to various issues like type of mutual fund scheme, investors opinion relating to factors that attract them to invest in mutual funds. Different investment avenues are available to investors. Mutual funds also offer good investment opportunities to the investors. Like all other investments, they also carry certain risks. The investors should compare the risks and expected yields after adjustment of tax on various instruments while taking investment decisions. M. Rangeela | Dr. G. Balamurugan"A Study on Investors Perception Towards Mutual Funds and its Scopes in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-3 , April 2018, URL: http://www.ijtsrd.com/papers/ijtsrd10950.pdf http://www.ijtsrd.com/management/accounting-and-finance/10950/a-study-on-investors-perception-towards-mutual-funds-and-its-scopes-in-india/m-rangeela
The document provides an introduction to mutual funds including definitions, history, and classifications of mutual fund schemes. It discusses the value chain of mutual funds including sponsors, asset management companies, trustees, custodians, and unit holders. It also summarizes different types of mutual fund schemes such as growth, income, balanced, money market, gilt, and index funds. The document provides an overview of mutual funds and different investment avenues in India.
Full Project Report on SBI mutual funds.AKSHAY TYAGI
This document summarizes a student project on investor perceptions of mutual funds submitted for an MBA program. It includes declarations, acknowledgements, guide certificates, and outlines of the project contents. The student investigated investor preferences in mutual funds, including the types of products, options, and investment strategies preferred by investors in India. The project analyzed primary data collected through surveys to understand factors influencing investor decisions when purchasing mutual funds.
A PERFORMANCE EVALUATION OF MUTUAL FUND Nirav Thanki
This document provides an overview of the mutual fund industry globally and in India. It discusses that mutual funds first originated in the United States in 1929 and have since grown to $12 trillion in assets globally by 2007, making them the largest financial investment vehicles. In India, the mutual fund industry was established in 1963 with the formation of Unit Trust of India. The industry has grown significantly since privatizing in 1993, and now has over 45 fund houses and approximately $20 billion in assets. The document outlines the key benefits of mutual funds for investors and discusses the continued growth potential of the industry in India.
Study of Investor Perception towards Mutual FundsMeghnaJaiswal6
This document appears to be a minor project report submitted as part of an MBA program. It includes an introduction providing background on mutual funds, acknowledgments, a declaration by the author, and a certificate by the project guides. It also includes tables of contents and chapters on the introduction, literature review, research methodology, data analysis, findings and conclusions, and recommendations. The literature review chapter discusses several past research studies that have evaluated mutual fund performance using various risk-adjusted measures and techniques like Sharpe ratio, Treynor's ratio, Jensen's alpha, and conditional performance evaluation models.
Investment pattern on mutual fund investorBhavik Parmar
This document provides an overview of mutual funds and the mutual fund industry in India. It discusses the history of mutual funds dating back to the 19th century in Europe. It then discusses the introduction and growth of the mutual fund industry in India since the 1960s. Key points include that India has one of the fastest growing mutual fund industries in the world. The document also outlines various investment alternatives available to investors such as equity, debt markets, bank deposits, insurance, real estate, and mutual funds. It provides a basic introduction to mutual funds and how they pool investor savings and invest in securities.
Summer Internship Project Report on Comparative Analysis of Investment Option...Prakhar Srivastava
For every Stock Broking Company one has to compulsorily know how the people are taking their decision regarding the investments. Herewith, I have tried to compile the COMPARATIVE ANALYSIS OF INVESTMENT OPTIONS AVAILABLE IN THE MARKET AND CUSTOMER BUYING PREFERENCE. in Lucknow City. Therefore I have selected this topic in order to know the mindset of the people and how they decide with which company, they should deal with. Ieve tried to find out various aspect of the investor in Lucknow City. For that I have taken the help of graphs to represent the research data in a graphical manner. This project report also gives brief information of the other companies and all the four-departmental activities of Karvy Ltd.This project will also help to understand the investors facet before investing in any of the investment tools and thus to scrutinize the important aspects for the investors before investing that further helped in analyzing the relation between the features of the products and the investors‘ requirements.
A study on selection behavior of investor in mutual fund with reference to ju...Kailash Naghera
This document outlines the structure and content of a study on the selection behavior of investors in mutual funds in Junagadh City, India. It includes an introduction to mutual funds, an overview of world and Indian markets, literature review on previous related studies both in India and abroad, and outlines the research methodology including sampling, data collection, and questionnaire. The literature review summarizes 9 previous studies on topics like factors influencing mutual fund selection, performance and its impact on investor behavior.
A Study on Investors' Perception Towards Mutual Funds and its Scopes in Indiaijtsrd
This study on Investors perception towards and recent development and progress of Mutual Fund investments. The mutual fund investors behaviors also the researcher concentrates only the urban investors. The rural investor`s views are completely excluded from the study. The mutual fund investments in relation to investors behavior. Investors opinion and perception has been studied relating to various issues like type of mutual fund scheme, investors opinion relating to factors that attract them to invest in mutual funds. Different investment avenues are available to investors. Mutual funds also offer good investment opportunities to the investors. Like all other investments, they also carry certain risks. The investors should compare the risks and expected yields after adjustment of tax on various instruments while taking investment decisions. M. Rangeela | Dr. G. Balamurugan"A Study on Investors Perception Towards Mutual Funds and its Scopes in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-3 , April 2018, URL: http://www.ijtsrd.com/papers/ijtsrd10950.pdf http://www.ijtsrd.com/management/accounting-and-finance/10950/a-study-on-investors-perception-towards-mutual-funds-and-its-scopes-in-india/m-rangeela
The document provides an introduction to mutual funds including definitions, history, and classifications of mutual fund schemes. It discusses the value chain of mutual funds including sponsors, asset management companies, trustees, custodians, and unit holders. It also summarizes different types of mutual fund schemes such as growth, income, balanced, money market, gilt, and index funds. The document provides an overview of mutual funds and different investment avenues in India.
Full Project Report on SBI mutual funds.AKSHAY TYAGI
This document summarizes a student project on investor perceptions of mutual funds submitted for an MBA program. It includes declarations, acknowledgements, guide certificates, and outlines of the project contents. The student investigated investor preferences in mutual funds, including the types of products, options, and investment strategies preferred by investors in India. The project analyzed primary data collected through surveys to understand factors influencing investor decisions when purchasing mutual funds.
A PERFORMANCE EVALUATION OF MUTUAL FUND Nirav Thanki
This document provides an overview of the mutual fund industry globally and in India. It discusses that mutual funds first originated in the United States in 1929 and have since grown to $12 trillion in assets globally by 2007, making them the largest financial investment vehicles. In India, the mutual fund industry was established in 1963 with the formation of Unit Trust of India. The industry has grown significantly since privatizing in 1993, and now has over 45 fund houses and approximately $20 billion in assets. The document outlines the key benefits of mutual funds for investors and discusses the continued growth potential of the industry in India.
Study of Investor Perception towards Mutual FundsMeghnaJaiswal6
This document appears to be a minor project report submitted as part of an MBA program. It includes an introduction providing background on mutual funds, acknowledgments, a declaration by the author, and a certificate by the project guides. It also includes tables of contents and chapters on the introduction, literature review, research methodology, data analysis, findings and conclusions, and recommendations. The literature review chapter discusses several past research studies that have evaluated mutual fund performance using various risk-adjusted measures and techniques like Sharpe ratio, Treynor's ratio, Jensen's alpha, and conditional performance evaluation models.
Investment pattern on mutual fund investorBhavik Parmar
This document provides an overview of mutual funds and the mutual fund industry in India. It discusses the history of mutual funds dating back to the 19th century in Europe. It then discusses the introduction and growth of the mutual fund industry in India since the 1960s. Key points include that India has one of the fastest growing mutual fund industries in the world. The document also outlines various investment alternatives available to investors such as equity, debt markets, bank deposits, insurance, real estate, and mutual funds. It provides a basic introduction to mutual funds and how they pool investor savings and invest in securities.
Summer Internship Project Report on Comparative Analysis of Investment Option...Prakhar Srivastava
For every Stock Broking Company one has to compulsorily know how the people are taking their decision regarding the investments. Herewith, I have tried to compile the COMPARATIVE ANALYSIS OF INVESTMENT OPTIONS AVAILABLE IN THE MARKET AND CUSTOMER BUYING PREFERENCE. in Lucknow City. Therefore I have selected this topic in order to know the mindset of the people and how they decide with which company, they should deal with. Ieve tried to find out various aspect of the investor in Lucknow City. For that I have taken the help of graphs to represent the research data in a graphical manner. This project report also gives brief information of the other companies and all the four-departmental activities of Karvy Ltd.This project will also help to understand the investors facet before investing in any of the investment tools and thus to scrutinize the important aspects for the investors before investing that further helped in analyzing the relation between the features of the products and the investors‘ requirements.
Perception of investors in Kolkata towards mutual fund investmentsDevesh Kedia
The study focuses on the perception of investors in Kolkata towards investments in general and Mutual Funds in particular. It tries to understand the awareness level of investors in Kolkata regarding Mutual Funds, their preferences in terms of investments, important factors considered while making investments, preferred sources of Mutual Fund purchases, their expectations from their investments in general and MF in particular.
This document provides a summary of a report on customer perception of Reliance Mutual Funds. It begins with an introduction to mutual funds, describing them as professionally managed collective investment vehicles that pool money from investors. It then discusses the different types of mutual fund schemes based on their asset mixes and structures. The key concepts of NAV, SIP, STP and SWP are explained. The organizational structure of mutual funds is outlined, identifying the roles of sponsors, trustees, asset management companies, custodians and registrars. The chapter concludes with advantages of mutual funds such as diversification, professional management and tax benefits.
Analytical Study of SBI Mutual Fund By Sachin KakdeSachin Kakde
The document provides an executive summary and introduction to mutual funds. It discusses key concepts like what a mutual fund is, how they are organized, advantages like professional management and diversification. It also covers types of mutual fund schemes based on structure, nature, investment objectives. The summary discusses scope and importance of mutual funds in providing return potential, low costs, liquidity, transparency and flexibility. It also notes some disadvantages like no control over costs and no tailor-made portfolio.
This document provides an overview of mutual funds in India. It defines mutual funds and describes their structure, objectives, types of schemes (including closed-end and open-end funds), and SEBI's regulations for mutual funds in India. It also summarizes the history and development of mutual funds in India, including the establishment of the first mutual fund by UTI in 1964 and the entry of private sector mutual funds in 1992.
Analysis and explanation of various investment options in Indiaumang22
To highlight key features of Investment avenue.
To examine knowledge and problem of available investment avenues.
To find the main bases of different investment avenues, an investor thinks before investing.
- The document discusses various concepts related to mutual funds including how they work, their advantages, types of mutual funds, and investment services provided by mutual funds.
- It provides information on different types of mutual funds such as equity funds, debt funds, balanced funds, and their investment objectives.
- Key investment services discussed are Systematic Investment Plans (SIP), nomination facilities, and model portfolios recommended based on the risk profile of investors.
This document summarizes a study on investors' perceptions of mutual funds. It discusses how mutual funds pool investor money and invest in securities to generate profits or losses distributed to investors proportionally. The study aims to analyze how demographic factors impact investor attitudes toward mutual funds and determine which types and distribution channels investors prefer. It also reviews past literature on mutual fund performance evaluation and discusses India's growing financial services sector and prominent mutual fund companies. The researcher seeks to identify the key parameters like liquidity and returns that shape investor perceptions of mutual funds.
A comparative study on investing in equity and mutual fund schemesAsif Hussain Shaikh
This document summarizes a study comparing investments in equity shares and mutual fund schemes. The study aims to create awareness for investors about the risks, returns, liquidity, and marketability of different investment options. Specifically, the study seeks to compare the risk and return of equity shares and mutual funds, analyze their performance against benchmarks, calculate the volatility of shares using beta, and outline the pros and cons of investing in each. The analysis focuses on 5 randomly selected stocks and 5 mutual funds, examining their share prices and net asset values over time.
The document discusses the history and evolution of the mutual fund industry in India, with a focus on UTI Mutual Funds. It covers the establishment of UTI in 1963 as the first mutual fund in India and its monopoly until 1987. It then discusses the entry of public sector funds in 1987 and private sector funds in 1993, as well as increased regulation by SEBI from 1996 onwards. The document also provides data on the growth of assets under management across UTI and other public/private sector funds from 1998 to 2001.
Comparision of investment in mutual fund and equityParitosh Singh
The document summarizes some of the key advantages of investing in mutual funds over direct investment in stocks. It states that mutual funds provide diversification by investing in many different stocks, lowering risk. They are professionally managed by skilled fund managers who actively monitor the fund's holdings. Mutual funds also have lower minimum investment levels than buying individual stocks, and benefit from economies of scale. Overall, the document argues that mutual fund investment is a safer way for retail investors to invest in equity markets compared to direct stock picking due to these advantages.
EVALUATING PERCEPTION OF INVESTORS TOWARDS MUTUAL FUNDS & PERFORMANCE OF THE ...Nishant Kumar
This study has investigated into the perception of the investors in Indian markets towards Mutual Funds and has evaluated the returns of the top Mutual Fund performers in India over period of last 3 years – January 1, 2016 to December 31, 2018. It has helped us to conclude on how different schemes attract investors of different age groups and how the impact of different characteristics are known by investors.
This study looks specifically into open-ended equity schemes. Returns have been calculated using daily closing values of NAV of the selected schemes. BSE-Sensex has been chosen as the market portfolio as a comparison basis here. Based on Sharpe, Treynor, and Jensen’s measure the historical performance of the selected schemes are evaluated, whose results will be useful for investors for taking better investment decisions.
This document appears to be a project report submitted by a student for a course on analyzing the top 5 mutual funds offered by Motilal Oswal Securities Ltd. The report includes an introduction to mutual funds that describes their structure and workings. It then discusses various types of mutual funds, performance measures, and regulations governing mutual funds in India. The report also includes sections on the methodology used for the study, profiles of different asset management companies, and limitations and conclusions of the research.
Performance evaluation of selected mutual fund schemes in indiaYashmin Revawala
This document analyzes the performance of various mutual fund schemes in India using different risk-adjusted return ratios. It summarizes the findings for various types of mutual fund schemes:
- For liquid funds, Hdfc Liquid Fund performed best on most metrics, though SBI Magnum Insta Cash Fund performed best according to Treynor Ratio.
- For equity-linked savings schemes, SBI Magnum Tax Gain was least risky but SBI Magnum Tax Gain and Icici Prudential Tax Saver performed best overall.
- For gilt funds, L&T Gilt Fund performed best on all metrics while Templeton India Government Securities underperformed.
- For diversified equity funds
Performance evaluation risk and return of mutual funds @ uti secureties pro...Babasab Patil
The document discusses a study on evaluating the performance of mutual funds with reference to risk and return. It contains an executive summary, introduction, literature review, objectives of the study, and limitations. The objectives are to evaluate the returns and associated risks of mutual funds, compare the performance of mutual funds from different companies, and evaluate mutual fund investment performance using risk-adjusted theoretical metrics. The study methodology uses secondary data from reports by UTI Securities and other websites.
comparative analysis of mutual fund pptnitesh tandon
This document provides information on mutual funds, including:
- Types of mutual fund schemes according to maturity period (open-ended, close-ended) and investment objective (growth, income, balanced).
- Instruments of investment like equity, convertible debentures, and fixed income securities.
- Facilities provided to investors like SIP, SWP, STP, and auto debit.
- Objectives of the study, which are to evaluate scheme performance based on risk and return metrics like Beta, Alpha, and standard deviation.
- Analysis of various mutual fund schemes based on these metrics, finding for example that ICICI Prudential Growth fund has an aggressive stock-picking style with risk control, while
This document is a project report on creating awareness of mutual funds offered by Reliance mutual fund. The objectives of the study were to understand mutual funds and their benefits, assess customers' knowledge and behavior regarding mutual funds, and identify gaps between customers and Reliance mutual fund. The report discusses Reliance mutual fund's profile, objectives, and research methodology which included descriptive study of mutual funds and analyzing customers' perceptions. The findings show that less experienced investors were attracted to mutual funds for safety, income funds and tax-saving funds were popular, and customers valued advice from brokers and self-evaluation over other factors when making investment decisions.
Market risk and investment performance of equity mutual funds in indiaSubhodeep Bandopadhyay
This study analyzes the performance of 21 Indian equity mutual funds compared to the BSE Sensex stock market index over 5 years. Statistical analysis was conducted on the funds' average returns, absolute returns, risk levels, and how closely their performance correlated with the market. Most funds showed similar returns to the market, except during late 2005/early 2006. A statistical test found one fund's returns varied significantly from the market. Funds were also classified into clusters based on their characteristics. The study aims to compare fund and market performance and determine if returns were driven by market movements or individual fund management.
Mutual funds have advantages over individual stock picking such as professional management, risk diversification, and lower fees. However, mutual funds also have disadvantages like fees, lack of control, and restrictions on selling. Fixed deposits, bonds, and life insurance also have different risk and return profiles than mutual funds. Overall, mutual funds provide diversification while individual stocks have potential for higher returns but more risk.
Research report on affect of investment style on mutual fund performancePratap Kumar
This research report analyzes the effect of investment style on mutual fund performance. The objectives were to analyze investor perceptions of mutual funds and other investments, and study factors influencing investment decisions. The research methodology involved descriptive research through a sample of 100 respondents. The data analysis found that most preferred investment options were mutual funds, equity markets, fixed deposits, gold and insurance. Convenience and assured returns were main reasons for preferences. The findings suggest qualification and knowledge influence decisions and traditional investments affect mutual fund markets. Recommendations include expanding awareness through regional languages and educating investors.
The document is a report on a study about awareness of mutual funds in Rajkot City, India. It finds that while 66% of respondents were aware of mutual funds, only 45% invested in them. The top reasons for not investing were a lack of knowledge about mutual funds and seeing them as a risky investment related to the stock market. It recommends that mutual fund companies increase education and awareness programs to help investors better understand the potential benefits of mutual funds.
Perception of investors in Kolkata towards mutual fund investmentsDevesh Kedia
The study focuses on the perception of investors in Kolkata towards investments in general and Mutual Funds in particular. It tries to understand the awareness level of investors in Kolkata regarding Mutual Funds, their preferences in terms of investments, important factors considered while making investments, preferred sources of Mutual Fund purchases, their expectations from their investments in general and MF in particular.
This document provides a summary of a report on customer perception of Reliance Mutual Funds. It begins with an introduction to mutual funds, describing them as professionally managed collective investment vehicles that pool money from investors. It then discusses the different types of mutual fund schemes based on their asset mixes and structures. The key concepts of NAV, SIP, STP and SWP are explained. The organizational structure of mutual funds is outlined, identifying the roles of sponsors, trustees, asset management companies, custodians and registrars. The chapter concludes with advantages of mutual funds such as diversification, professional management and tax benefits.
Analytical Study of SBI Mutual Fund By Sachin KakdeSachin Kakde
The document provides an executive summary and introduction to mutual funds. It discusses key concepts like what a mutual fund is, how they are organized, advantages like professional management and diversification. It also covers types of mutual fund schemes based on structure, nature, investment objectives. The summary discusses scope and importance of mutual funds in providing return potential, low costs, liquidity, transparency and flexibility. It also notes some disadvantages like no control over costs and no tailor-made portfolio.
This document provides an overview of mutual funds in India. It defines mutual funds and describes their structure, objectives, types of schemes (including closed-end and open-end funds), and SEBI's regulations for mutual funds in India. It also summarizes the history and development of mutual funds in India, including the establishment of the first mutual fund by UTI in 1964 and the entry of private sector mutual funds in 1992.
Analysis and explanation of various investment options in Indiaumang22
To highlight key features of Investment avenue.
To examine knowledge and problem of available investment avenues.
To find the main bases of different investment avenues, an investor thinks before investing.
- The document discusses various concepts related to mutual funds including how they work, their advantages, types of mutual funds, and investment services provided by mutual funds.
- It provides information on different types of mutual funds such as equity funds, debt funds, balanced funds, and their investment objectives.
- Key investment services discussed are Systematic Investment Plans (SIP), nomination facilities, and model portfolios recommended based on the risk profile of investors.
This document summarizes a study on investors' perceptions of mutual funds. It discusses how mutual funds pool investor money and invest in securities to generate profits or losses distributed to investors proportionally. The study aims to analyze how demographic factors impact investor attitudes toward mutual funds and determine which types and distribution channels investors prefer. It also reviews past literature on mutual fund performance evaluation and discusses India's growing financial services sector and prominent mutual fund companies. The researcher seeks to identify the key parameters like liquidity and returns that shape investor perceptions of mutual funds.
A comparative study on investing in equity and mutual fund schemesAsif Hussain Shaikh
This document summarizes a study comparing investments in equity shares and mutual fund schemes. The study aims to create awareness for investors about the risks, returns, liquidity, and marketability of different investment options. Specifically, the study seeks to compare the risk and return of equity shares and mutual funds, analyze their performance against benchmarks, calculate the volatility of shares using beta, and outline the pros and cons of investing in each. The analysis focuses on 5 randomly selected stocks and 5 mutual funds, examining their share prices and net asset values over time.
The document discusses the history and evolution of the mutual fund industry in India, with a focus on UTI Mutual Funds. It covers the establishment of UTI in 1963 as the first mutual fund in India and its monopoly until 1987. It then discusses the entry of public sector funds in 1987 and private sector funds in 1993, as well as increased regulation by SEBI from 1996 onwards. The document also provides data on the growth of assets under management across UTI and other public/private sector funds from 1998 to 2001.
Comparision of investment in mutual fund and equityParitosh Singh
The document summarizes some of the key advantages of investing in mutual funds over direct investment in stocks. It states that mutual funds provide diversification by investing in many different stocks, lowering risk. They are professionally managed by skilled fund managers who actively monitor the fund's holdings. Mutual funds also have lower minimum investment levels than buying individual stocks, and benefit from economies of scale. Overall, the document argues that mutual fund investment is a safer way for retail investors to invest in equity markets compared to direct stock picking due to these advantages.
EVALUATING PERCEPTION OF INVESTORS TOWARDS MUTUAL FUNDS & PERFORMANCE OF THE ...Nishant Kumar
This study has investigated into the perception of the investors in Indian markets towards Mutual Funds and has evaluated the returns of the top Mutual Fund performers in India over period of last 3 years – January 1, 2016 to December 31, 2018. It has helped us to conclude on how different schemes attract investors of different age groups and how the impact of different characteristics are known by investors.
This study looks specifically into open-ended equity schemes. Returns have been calculated using daily closing values of NAV of the selected schemes. BSE-Sensex has been chosen as the market portfolio as a comparison basis here. Based on Sharpe, Treynor, and Jensen’s measure the historical performance of the selected schemes are evaluated, whose results will be useful for investors for taking better investment decisions.
This document appears to be a project report submitted by a student for a course on analyzing the top 5 mutual funds offered by Motilal Oswal Securities Ltd. The report includes an introduction to mutual funds that describes their structure and workings. It then discusses various types of mutual funds, performance measures, and regulations governing mutual funds in India. The report also includes sections on the methodology used for the study, profiles of different asset management companies, and limitations and conclusions of the research.
Performance evaluation of selected mutual fund schemes in indiaYashmin Revawala
This document analyzes the performance of various mutual fund schemes in India using different risk-adjusted return ratios. It summarizes the findings for various types of mutual fund schemes:
- For liquid funds, Hdfc Liquid Fund performed best on most metrics, though SBI Magnum Insta Cash Fund performed best according to Treynor Ratio.
- For equity-linked savings schemes, SBI Magnum Tax Gain was least risky but SBI Magnum Tax Gain and Icici Prudential Tax Saver performed best overall.
- For gilt funds, L&T Gilt Fund performed best on all metrics while Templeton India Government Securities underperformed.
- For diversified equity funds
Performance evaluation risk and return of mutual funds @ uti secureties pro...Babasab Patil
The document discusses a study on evaluating the performance of mutual funds with reference to risk and return. It contains an executive summary, introduction, literature review, objectives of the study, and limitations. The objectives are to evaluate the returns and associated risks of mutual funds, compare the performance of mutual funds from different companies, and evaluate mutual fund investment performance using risk-adjusted theoretical metrics. The study methodology uses secondary data from reports by UTI Securities and other websites.
comparative analysis of mutual fund pptnitesh tandon
This document provides information on mutual funds, including:
- Types of mutual fund schemes according to maturity period (open-ended, close-ended) and investment objective (growth, income, balanced).
- Instruments of investment like equity, convertible debentures, and fixed income securities.
- Facilities provided to investors like SIP, SWP, STP, and auto debit.
- Objectives of the study, which are to evaluate scheme performance based on risk and return metrics like Beta, Alpha, and standard deviation.
- Analysis of various mutual fund schemes based on these metrics, finding for example that ICICI Prudential Growth fund has an aggressive stock-picking style with risk control, while
This document is a project report on creating awareness of mutual funds offered by Reliance mutual fund. The objectives of the study were to understand mutual funds and their benefits, assess customers' knowledge and behavior regarding mutual funds, and identify gaps between customers and Reliance mutual fund. The report discusses Reliance mutual fund's profile, objectives, and research methodology which included descriptive study of mutual funds and analyzing customers' perceptions. The findings show that less experienced investors were attracted to mutual funds for safety, income funds and tax-saving funds were popular, and customers valued advice from brokers and self-evaluation over other factors when making investment decisions.
Market risk and investment performance of equity mutual funds in indiaSubhodeep Bandopadhyay
This study analyzes the performance of 21 Indian equity mutual funds compared to the BSE Sensex stock market index over 5 years. Statistical analysis was conducted on the funds' average returns, absolute returns, risk levels, and how closely their performance correlated with the market. Most funds showed similar returns to the market, except during late 2005/early 2006. A statistical test found one fund's returns varied significantly from the market. Funds were also classified into clusters based on their characteristics. The study aims to compare fund and market performance and determine if returns were driven by market movements or individual fund management.
Mutual funds have advantages over individual stock picking such as professional management, risk diversification, and lower fees. However, mutual funds also have disadvantages like fees, lack of control, and restrictions on selling. Fixed deposits, bonds, and life insurance also have different risk and return profiles than mutual funds. Overall, mutual funds provide diversification while individual stocks have potential for higher returns but more risk.
Research report on affect of investment style on mutual fund performancePratap Kumar
This research report analyzes the effect of investment style on mutual fund performance. The objectives were to analyze investor perceptions of mutual funds and other investments, and study factors influencing investment decisions. The research methodology involved descriptive research through a sample of 100 respondents. The data analysis found that most preferred investment options were mutual funds, equity markets, fixed deposits, gold and insurance. Convenience and assured returns were main reasons for preferences. The findings suggest qualification and knowledge influence decisions and traditional investments affect mutual fund markets. Recommendations include expanding awareness through regional languages and educating investors.
The document is a report on a study about awareness of mutual funds in Rajkot City, India. It finds that while 66% of respondents were aware of mutual funds, only 45% invested in them. The top reasons for not investing were a lack of knowledge about mutual funds and seeing them as a risky investment related to the stock market. It recommends that mutual fund companies increase education and awareness programs to help investors better understand the potential benefits of mutual funds.
The document summarizes the key findings of a research study conducted by the Center for Applied Research on how investor behavior is redefining performance in the investment industry. The summary is:
1) The study found that both retail and institutional investors are often not acting in their own best interests, exhibiting behaviors that do not align with their long-term goals. For example, retail investors said they need to be more aggressive but allocate heavily to cash, while institutional investors increased allocations to complex alternative assets despite not feeling prepared to handle the associated risks.
2) The behaviors seem to be driven by investors' growing awareness of instability in the financial system due to factors like extensive central bank interventions and increased global correlations.
3
The Influential Investor. How UHNW and HNW investor behaviour is redefining p...Scorpio Partnership
The Influential Investor examines the forces that will shape the future of the wealth and investment management industry over the next ten years. The paper delves into the factors that influence UHNW investor behaviour and the ways investors are rethinking their goals for the future. Scorpio Partnership worked alongside the Economist Intelligence Unit and TNS as the recognised specialist on HNW insight
- The document is an Invesco client guide that provides information about mutual funds and investing.
- It discusses what mutual funds are, the benefits they provide, and the different types including money market, stock, bond, and balanced funds.
- It also outlines strategies for building wealth through dollar-cost averaging and provides an investment profile questionnaire to help clients determine their risk tolerance and preferred investment style.
The document discusses the results of a study on investment preferences among 100 investors in Surat, India. It finds that most investors are aware of traditional investment avenues like bank deposits, mutual funds, gold/silver, and real estate. Moderate risk investment avenues like mutual funds are generally preferred. When choosing investments, safety and surety of returns are key factors. The study recommends that investors allocate funds to real estate, gold/silver and mutual funds to achieve higher returns with capital safety.
A STUDY ON INVESTOR PREFERENCE IN MUTUAL FUND AT ICICI PRUDENTIAL AMC LTD.Chinna Bangaram
Mutual funds pool money from investors and invest it in a portfolio of securities like stocks, bonds and other instruments. Investors earn returns from the earnings generated by these investments.
The document discusses the history and growth of mutual funds in India and abroad. It provides classifications of mutual funds into open-ended and close-ended schemes. Key regulations governing mutual funds in India such as capital gains tax exemption and maturity periods are outlined.
Details about ICICI Prudential Asset Management Company such as its sponsors, management and awards are given. The various types of mutual fund schemes offered by ICICI Prudential targeting different risk appetites are also mentioned.
The document discusses mutual funds and investing in India. It provides information on different types of mutual funds, how they work, their benefits, and how to select the right funds. It also covers topics like SIP or systematic investment plans, the risks associated with mutual fund investments, and the tax benefits of investing in mutual funds. The document aims to educate investors about mutual funds and help them make informed investment decisions.
Study of Investment Pattern & Portfolio Management of investors in Delhi (edi...Sumit Kalra
This document summarizes a study on investment patterns and portfolio management among investors in Delhi. It finds that most investors are young professionals who invest a moderate portion of their annual income and have a medium risk tolerance. The most preferred investment options are life insurance products for medium-term time frames of 1-5 years. While knowledge of concepts like volatility and inflation is moderate, awareness could be improved. The study suggests Aviva focus on building trust, advertising medium-long term products, and educating the public on regulations to increase confidence.
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A STUDY ON INVESTOR PERCEPTION TOWARDS MUTUAL FUNDS WITH RESPECT TO AGARTALA, TRIPURA
1. A STUDY ON INVESTOR PERCEPTION
TOWARDS MUTUAL FUNDS WITH
RESPECT TO AGARTALA, TRIPURA
Presented by:-
KOUSHIK SARKAR
2. INTRODUCTION
• Investment can be defined as an item of value purchased
for income or capital appreciation. Investments are
made to achieve a specific objective and saving are
made an unforeseen event.
• A mutual fund is a common pool of money into which
investors place their contributions that are to be invested
in different types of securities in accordance with the
stated objective.
• The AUM of the Indian mutual fund (MF) industry
witnessed an exceptional growth of 42% in FY2017
according to Association of Mutual
Funds in India (AMFI) data.
• There are two types of mutual funds :- open-ended
funds, closed-ended funds.
3. OBJECTIVE
• To analyse awareness levels of investors
and their preference towards investment
in mutual funds.
4. METHODOLOGY
• Study design: -
• Descriptive research: - Descriptive research does not fit neatly into
the definition of either quantitative or qualitative research
methodologies, but instead it can utilize elements of both, often
within the same study. The term descriptive research refers to the
type of research question, design, and data analysis that will be
applied to a given topic.
• Data collection procedure: -
– Primary data through questionnaires
– Secondary data will be collected from various web sites, mutual
fund brochures, journals and others.
• Sample size: 100
• Sampling technique: Convenience Sampling
• Sample elements : -Both investors and non-investors.
• Data analysis: - Percentage and graphical Analysis and Chi Square
test.
5. LITERATURE REVIEW
Authors year
s
Region
of study
Title Description
Simran Saini; Dr.
Bimal Anjum and
Ramandeep Saini
2011
Chandigarh
Investors’ awareness and perception
about mutual funds
The study analyses the mutual fund investments in relation to
investor’s behavior. Investors’ opinion and perception has been
studied relating to various issues like type of mutual fund scheme,
main objective behind investing in mutual fund scheme, level of
satisfaction, role of financial advisors and brokers, investors’ opinion
relating to factors that attract them to invest in mutual funds, sources
of information, deficiencies in the services provided by the mutual
fund managers, challenges before the Indian mutual fund industry etc.
Prof Gauri Prabhu,
Dr N.M. Vechalekar
2013
Pune city
Perception of Indian Investor towards
investment in mutual funds with
special reference to MIP Funds
This found that most of the investors are aware of various schemes of
mutual funds. The Mutual Fund investors mainly belong to the age
group from 19 years to 55 years and fall in the income group of Rs
30,000 to Rs 70,000 and above. Diversification of portfolio and tax
benefit are the main factors of mutual fund that allure the investors.
Most of the investors are aware of MIP Funds and the preferred reason
for investing in MIP fund is consistent returns given by these funds.
6. Dr.K.Lakshmana
Rao
2011 Visakhapatna
m,
Vizianagara
m and East
Godavari
districts on
Analysis of investors’ perceptions
towards mutual fund schemes(with
reference to awareness and adoption
of personal and family
considerations)
The study conducted shows that most of the investors are aware of
various schemes of mutual funds. The Mutual Fund investors mainly
belong to the age group from 19 years to 55 years and fall in the
income group of Rs 30,000 to Rs 70,000 and above. Diversification of
portfolio and tax benefit are the main factors of mutual fund that
allure the investors. Most of the investors are aware of MIP Funds and
the preferred reason for investing in MIP fund is consistent returns
given by these funds.
Ms.M.Kalaiselvi 2013 Pollachi A study on investors perception
towards mutual fund investments
(with special reference to Pollachi
town)
Most of the respondents prefer to invest in bank deposits Majority of
the respondents prefer to invest in Private sector mutual fund
companies (34.8%),Majority of the respondents prefer open-ended
mutual fund schemes (70%) Majority of the respondents are aware of
the mutual funds’ investments through new paper and Magazines
(60%) Majority of the respondents hold the equity type of mutual
funds (30%) Majority of the respondents prefer high risk and high
returns from their investments (44.8%) Majority of the respondents
purchase the mutual fund unit through brokers (60%) Majority of the
respondents are aware of the risk in mutual fund investment (80%)
Majority of the respondents are aware of the market value of units
through Newspaper (54.8%) Majority of the sample investors say yes
to make future investment in mutual funds (80%)
9. Monthly Income :-
Monthly Income
Frequency Percent Valid Percent
Cumulative
Percent
Valid Less than Rs.5000 42 42.0 42.0 42.0
Rs.5000-Rs.10,000 22 22.0 22.0 64.0
Rs.10,000-Rs.15,000 18 18.0 18.0 82.0
More than Rs.15,000 18 18.0 18.0 100.0
Total 100 100.0 100.0
10. Monthly Saving
Monthly Saving
Frequenc
y Percent
Valid
Percent
Cumulative
Percent
Valid Less than
Rs.4,000
73 73.0 73.0 73.0
Rs.4,000-Rs.7,000 13 13.0 13.0 86.0
Rs.7,000-
Rs.10,000
10 10.0 10.0 96.0
More than
Rs.10,000
4 4.0 4.0 100.0
Total 100 100.0 100.0
11. Aware about mutual fund:-
Aware about mutual fund
Frequency Percent Valid Percent
Cumulative
Percent
Valid No 1 1.0 1.0 1.0
Yes 99 99.0 99.0 100.0
Total 100 100.0 100.0
12. How did they come to know about
mutual fund :-
How did they come to know about mutual fund
Frequency Percent Valid Percent
Cumulative
Percent
Valid Don’t know 1 1.0 1.0 1.0
Friends 47 47.0 47.0 48.0
Relatives 3 3.0 3.0 51.0
Social Media 13 13.0 13.0 64.0
TV advertisement 36 36.0 36.0 100.0
Total 100 100.0 100.0
13. Interested to Invest in mutual fund:-
Invest in mutual fund
Frequency Percent Valid Percent
Cumulative
Percent
Valid Yes 54 54.0 54.0 54.0
No 40 40.0 40.0 94.0
Cannot say 6 6.0 6.0 100.0
Total 100 100.0 100.0
14. Where they want to Invest:-
Where they want to Invest
Frequency Percent Valid Percent
Cumulative
Percent
Valid Interested in Mutual Fund. 55 55.0 55.0 55.0
Bank deposit 24 24.0 24.0 79.0
Stock Market 20 20.0 20.0 99.0
Insurance 1 1.0 1.0 100.0
Total 100 100.0 100.0
15. Invest in mutual fund for more return
Invest in mutual fund for more return
Frequency Percent Valid Percent
Cumulative
Percent
Valid Not interested in Mutual
Fund.
41 41.0 41.0 41.0
Strongly favour 28 28.0 28.0 69.0
Favour 21 21.0 21.0 90.0
Neutral 8 8.0 8.0 98.0
Strongly Disfavour 2 2.0 2.0 100.0
Total 100 100.0 100.0
16. Invest in mutual fund for safety :-
Safety
Frequen
cy Percent
Valid
Percent
Cumulativ
e Percent
Valid Not interested in
Mutual Fund.
41 41.0 41.0 41.0
Strongly favour 23 23.0 23.0 64.0
Favour 12 12.0 12.0 76.0
Neutral 19 19.0 19.0 95.0
Disfavour 4 4.0 4.0 99.0
Strongly Disfavour 1 1.0 1.0 100.0
Total 100 100.0 100.0
19. How much they want to invest in mutual fund:-
How much they want to invest in mutual fund
Frequenc
y Percent
Valid
Percent
Cumulative
Percent
Valid Not interested in
Mutual Fund.
41 41.0 41.0 41.0
Less than Rs.4,000 34 34.0 34.0 75.0
Rs.4,000-Rs.7,000 21 21.0 21.0 96.0
Rs.7,000-Rs.10,000 4 4.0 4.0 100.0
Total 100 100.0 100.0
20. How long the respondents like to invest:-
Q15
Frequency Percent Valid Percent
Cumulative
Percent
Valid Not interested in Mutual
Fund.
41 41.0 41.0 41.0
Short term ( Below 1 year) 22 22.0 22.0 63.0
Medium term ( 1-2 years) 15 15.0 15.0 78.0
Long term ( Above 3 years) 22 22.0 22.0 100.0
Total 100 100.0 100.0
21. Performance factor consider while
investing:-
Performance
Frequency Percent Valid Percent
Cumulative
Percent
Valid Not interested in Mutual
Fund.
41 41.0 41.0 41.0
Very important 21 21.0 21.0 62.0
important 23 23.0 23.0 85.0
Neutral 11 11.0 11.0 96.0
Very unimportant 4 4.0 4.0 100.0
Total 100 100.0 100.0
22. Service factor consider while investing
in mutual fund:-
Service
Freque
ncy Percent
Valid
Percent
Cumulati
ve
Percent
Valid Not interested in
Mutual Fund.
41 41.0 41.0 41.0
Very important 16 16.0 16.0 57.0
important 13 13.0 13.0 70.0
Neutral 21 21.0 21.0 91.0
Unimportant 5 5.0 5.0 96.0
Very
unimportant
4 4.0 4.0 100.0
Total 100 100.0 100.0
23. Risk factor for mutual fund:-
Risk factor
Frequency Percent Valid Percent
Cumulative
Percent
Valid Not interested in
Mutual Fund.
41 41.0 41.0 41.0
Very important 12 12.0 12.0 53.0
important 17 17.0 17.0 70.0
Neutral 27 27.0 27.0 97.0
Unimportant 3 3.0 3.0 100.0
Total 100 100.0 100.0
24. Quality of portfolio:-
Q20.4
Frequency Percent Valid Percent
Cumulative
Percent
Valid Not interested in Mutual
Fund.
41 41.0 41.0 41.0
Very important 7 7.0 7.0 48.0
important 20 20.0 20.0 68.0
Neutral 23 23.0 23.0 91.0
Unimportant 8 8.0 8.0 99.0
Very unimportant 1 1.0 1.0 100.0
Total 100 100.0 100.0
26. Aware about long term capital
gain(LTCG):-
Q21
Frequency Percent Valid Percent Cumulative Percent
Valid No 66 66.0 66.0 66.0
Yes 34 34.0 34.0 100.0
Total 100 100.0 100.0
27. Interested to invest mutual fund after
Long Term capital Gain (LTCG):-
Q22
Frequency Percent Valid Percent
Cumulative
Percent
Valid No 68 68.0 68.0 68.0
Yes 32 32.0 32.0 100.0
Total 100 100.0 100.0
28. HYPOTHESIS
One-Sample Test
Test Value = 0
t Df Sig. (2-tailed) Mean Difference
95% Confidence Interval of the
Difference
Lower Upper
Q10.1 9.224 99 .000 1.040 .82 1.26
Null Hypothesis (H0):- The main factor for preference of mutual fund is not high return .
Alternate Hypothesis (H1):- The main factor for preference of mutual fund is high return.
Significant value obtained from T-table :- 1.66
Calculate value of T-distribution :- 9.22
Since the significance level of the calculated value is less than 0.05 , Null hypothesis is
rejected and alternative hypothesis is accepted .
29. Chi-Square test
Chi-Square Tests
Value df
Asymptotic
Significance (2-
sided)
Exact Sig. (2-
sided)
Exact Sig. (1-
sided)
Pearson Chi-Square .207a 1 .649
Continuity Correction .000 1 1.000
Likelihood Ratio .375 1 .540
Fisher's Exact Test 1.000 .830
Linear-by-Linear Association .205 1 .651
N of Valid Cases 100
H0: There is no association between gender and awareness about mutual fund
H1: There is association between gender and awareness about mutual fund
Significant value obtained from Chi- square Distribution Table :- 3.84
Calculate value of Chi-Square test :- .649
Since the significance level of the calculated value is more than 0.05 , null hypothesis is not
rejected.
30. FINDINGS
• After analysis this study found that above 80% respondents are male. Maximum of the
respondents income is less than Rs.5000 and 22% respondents monthly income is Rs.5000-
Rs.7000. 73% respondents respond that less that Rs.4000 they have saved money in an month and
13% respondents are save Rs.4000-Rs.7000 in an month. Also most every respondents are aware
about mutual fund and maximum of the responds are come to know about mutual fund of their
friends, Tv advertisement and social media. 54% respondents are want to invest in mutual fund
and 40% respondents are does not want to invest in mutual fund they want to invest in stock
market and bank deposits etc. for investing responds are mostly prefer more return , safety ,
limited risk ,capital appreciation and also systematic investment. 22% responds wants to invest in
short term period and 22% are want to invest in long term period. 85% respondents are seen
advertisement of mutual fund.
• And also found that Most of the respondents are not aware about Long Term Capital Gain (LTCG)
and after Long Term Capital Gain the investors has less interested to invest in mutual fund.
31. CONCLUSION
• After the study it is concluded that there is high awareness level of mutual
fund and maximum of male people are aware about this. Most of the people
wanted to invest in systematic investment plan but under less than the
amount of Rs.4000 and also investors are interested in short term schemes.
The main factor of preference for mutual fund is high return. Maximum of
the respondents are interested to invest in mutual fund; others want to
invest in bank deposit and stock market. Investors have mostly considered
Performance Factor, Service Factor and Risk Factor. Also, most of the
respondents are not aware about Long Term Capital Gain and those who are
aware are less interested to invest in mutual fund because of this reason.
32. RECOMMENDATION
• Almost every respondent is aware about mutual fund but they do not
want to invest because they do not know the process of investing like
where to invest or how to invest; that is why most of the respondents
wants to invest in bank deposit and also in stock market.
33. QUESTIONNAIRE
1. Name:-
2. Occupation:-
3. Age:-
4. Your monthly income (in Rs.) :-
a) Less than 5,000 [ ] b) 5,000-10,000 [ ]
c)10,000-15,000 [ ] d)More than 15,000 [ ]
5. How much are you saving monthly?
a) Less than Rs.4,000 [ ] b) Rs.4,000-Rs.7,000 [ ]
c) Rs.7000-Rs.10000 [ ] d) More than Rs.10,000 [ ]
6. Do you know about mutual fund?
a) Yes [ ] b) No [ ]
7. Do you want to invest in mutual fund ?
a) yes [ ] b) No [ ] c) Cannot say [ ]
34. 8. If No, where do you want to invest?
a) Bank deposit [ ]
b) Stock market [ ]
c) Insurance [ ]
d) other (Please specify)……………..[ ]
9. If you want to invest in mutual fund, why?
10. How much do you want to invest in mutual fund (on a monthly basis) ?
a.Rs.1,000-Rs.4,000
b. Rs.4,000-Rs.7,000
c. Rs.7,000-Rs.10,000
d. More than Rs.10,000
1 2 3 4 5
a. More return
b. Safety
c. Limited risk
d. Capital appreciation
e. Systematic investment
35. 11. What attracts you most in mutual fund?
a. Systematic Investment Plan (SIP)
b. Limited investment
c. Proficiency
d. Better fund allocation
12. If you have invested in mutual fund, then in which company’s
mutual fund have you invested?
a. ICICI Prudential
b. HDFC
b. Reliance
c. Birla Sun Life
d. Standard Chartered
e. SBI
f. Any Other (specify) ……………………………..
36. 14. Why do you prefer the above option?
15. How long would you like to invest in mutual fund ?
a. Short term (below 1 year)
b. Medium term (1-2 years)
c. Long term (above 3 years)
16. Have you seen any advertisement for mutual funds?
a. Yes b. No
1 2 3 4 5
a. High Return
b. Tax exemption
c. Liquidity
d. Safety & security
e. Profitability
37. 17. If yes, which company’s advertisements have you seen?
a. Birla Sun Life
b. Reliance
c. Cholamandalam AMC Limited
d. Standard Chartered
e. Franklin Templeton
f. Sundaram
g. HDFC
h. UTI
i. ING VYSA
j. ICICI Prudential
k. Any other (please specify…………………………………………………
18. Rank the following services preferred by you from Mutual Fund companies.
5 is Strongly favour and 1is strongly disfavour
Service 1 2 3 4 5
Telephone service
Online service
Mobile service
Service at your doorstep
38. 19. Mention the name (s) of mutual fund where you have invested.
…………………………………………………………………………
20. Which of the following factors do you consider very important, while
investing in mutual funds?
21. Are you aware about Long Term Capital Gain (LTCG) Tax?
a. Yes b. No
1 2 3 4 5
a Performance
b. Services
c. Risk factors
d. Quality of portfolio
e. Professional management
f. Wealth creation
39. 22. Are you interested to invest in mutual fund in case of payment
of LTCG Tax?
a. Yes b. No
23. As an investor please specify your needs, expectations and
recommendations to develop the mutual funds.
……………………………………………………………
……………………………………….
40. REFERENCES
• http://www.worldtrans.org/TP/TP1/TP1-9.HTML ( visited on
20.02.18 at 10.00pm)
• https://www.amfiindia.com/research-information/mf-history ( visited
on 20.02.18 at 10.00pm)
• Nilsson, J. (2009). Segmenting socially responsible mutual fund
investors: The influence of financial return and social
responsibility. International Journal of Bank Marketing, 27(1), 5-31.
• Saini, S., Anjum, B., & Saini, R. (2011). Investors’ awareness and
perception about mutual funds. International Journal of
Multidisciplinary Research, 1(1), 14-29.