1. 1 CurriculumVitae - Saad Bashir
Saad Bashir
6 Indigo Court, BroadMeadows
3047 VIC.
Contact #: 0403 768 067
Email address: saad.basheer@hotmail.com
Dated: 12.08.2015
Dear HR Manager,
Please find my CV enclosed for a suitable position. I have a wide breadth of experience of the type that gives you the
versatility to place me in a number of contexts with confidence that the level of excellence you expect will be met.
Some of my key competencies that can contribute to the opportunity include:
 ACA & CPA (Associate) with local accounting & auditing experience.
 Over 11 years of Internal Audit experience in the Australian, European, Middle Eastern & Asia Pacific
environment, mainly financial sector.
 5+ years of experience with professional services (EY) in planning/execution/finalization of external audits,
consulting and advisory assignments.
 Hands on experience of budgeting, financial planning, forecasting, preparation/maintenance of accounts &
fixed assets register, payroll, taxation/PAYG & superannuation calculations, accounts receivable/payable
function and reconciliations.
 Superior understanding of contemporary internal audit methodologies, financial reporting, standards and
practices, including systems-based, financial and operational audits/investigations.
 Drafted Audit Manuals, Expenditure & Credit/Lending policies of the bank for approval/implementation.
 Strong project management skills and have successfully executed various projects under pressure.
 Certified master trainer - Conducted 31 trainings involving 750 staff members.
 Sound working knowledge of AML/HRAC/CDD/CTF/FATCA regulations, risk assessments/management
strategies & control analysis of complex business areas and processes.
 Conducted numerous IT General and application control, system design/pre and post implementation,
information security incident reviews by using CAAT’s.
 Officiated as Regional Audit Head responsible for management of 35 staff members.
 Proven experience in managing, leading and inspiring teams,including communicating a compelling vision,
using a range of leadership styles appropriate to the situation.
 Conducted 103 fraud/corruption investigations at a large commercial bank.
 Received the “Top performer award” in no fewer than 6 years.
 Proven communication skills and the ability to liaise at all levels, including regulators and clients.
 Willing to travel.
I am recognized by my peers as someone who is a team player, an effective mentor, and as someone with strong
projectmanagementskills, who is able to offer the confidence needed to perform during times of high pressure. My
reviews underpin my ability to add value, and I know that this position will be an ideal match for both the company
and my career needs.
I am flexible enough to accept a role regardless of the levels and would welcome the opportunity to further discuss
your needs and my abilities, thank you for your time and consideration.
Yours Sincerely,
Saad Bashir
Enclosure: Curriculum Vitae

2. 2 CurriculumVitae - Saad Bashir
SAAD BASHIR ACA, MCOM, MIPA & CPA (Associate)
Audit, Risk & Controls Professional
saad.basheer@hotmail.com; 0403-768-067, 6 Indigo Court - BroadMeadows 3047 VIC.
Career Summary
A Chartered Accountant with extensive experience in IS/Operational Audit,
AML/CDD/HRAC/FATCA/CTF reviews, Risk and Controls management including Corporate
governance in the financial sector & professional services (Big 4).
At present, working as a Risk & Operations Consultant with focus on finance, risk assessment
and other organizational areas.
I bring senior level experience of over 11 years in risk based internal audit with strong
understanding of risk management in technology, wealth management, treasury, operational &
financial reporting, credit/market risk and investment banking in Europe, Middle East & Asia
Pacific Regions.
I started my career in the professional services environment (EY) and during my stay of 5 years
performed various external audits, reporting & financial statement preparation assignments in
the insurance and financial sector.
This diversity and ability to integrate allows me to "connect the dots" and to provide a holistic
view of risks and controls in any organization.
Specialties
 Operational, IT & financial internal/external audit
 Enterprise risk assessment/management (ERM)
 Corporate governance
 Microsoft Office suit proficiency
 Treasury, Credits & Investment banking
 Credit risk and operational process
 Relationship management
 BASEL/FATCA/AML/CTF
 Analytical/desktop reviews
 IFRS/Auditing Standards
 Sarbanes Oxley Act (SOX)
 COSO Framework
 Hands on CASEWARE, MYOB & MISYS
 Experienced and certified master trainer
Employment History
 Risk & Ops Consultant
 Internal Auditor (Contract)
 Deputy General Manager Audit
 Assistant Vice President Audit
 Senior Auditor
 Senior In-charge
 Pentagon Enterprises Pty Ltd.
 Elwood St Kilda Neighborhood Learning Centre.
 Habib Bank Limited (HBL)
 Bank Alfalah Limited
 United Bank Limited
 EY (Formerly Ernst & Young)
- Feb 2015 to date
- Sept 2014 to Jan 2015
- Dec 2008 to Aug 2014
- Dec 2005 to Nov 2008
- Nov 2003 to Oct 2005
- Jul 1999 to Sept 2003
Achievements
 HBL: a) Consecutive top performer awards, for the years 2009 till 2013.
b) Designed for implementation, the risk rating audit model.
c) Successfully officiated as Regional Audit Head & managed 35 staff members.
d) Developed an Internal Audit Charter & planned yearly audits i.e. produced a risk-
based Audit Plan linked to the banks risk management process.
 Bank Alfalah Limited: Performance award for the year 2004 & 2006.
Work Experience
Risk & Operations Consultant Feb 2015 to date
Pentagon Enterprises Pty Ltd.
A company managing multiple franchises based in Melbourne. Duties include:
 Ensure efficient utilization of corporate resources and business process improvement.
 Performing risk assessments against the local legislation and industry best practices.
 Budgeting, financial planning, forecasting, preparation and maintenance of accounts.
 Payroll, taxation/PAYG & superannuation calculations.
 Management of the accounts receivable and accounts payable function.
 All type of reconciliations e.g. bank, financial accounts/GL & balance sheet.
 Preparation of BAS statement.

3. 3 CurriculumVitae - Saad Bashir
Internal Auditor Sept 2014 to Jan 2015
Elwood St Kilda Neighborhood Learning Centre Inc. (ESNLC)
Centre for adult education and community support based in Melbourne. Duties included:
 Support on the annual IA planning process.
 Perform internal audit in accordance with the approved audit plan.
 Conduct Information Systems & Technology reviews and testing.
 Review payroll, taxation & superannuation calculations.
Deputy General Manager – Audit & Risk Review Dec 2008 to Aug 2014
HBL (Habib Bank Limited)
HBL was established in 1947. Over the years, HBL has grown its branch network with over
1,500 branches across the country with its presence in 25 countries. Duties included:
 To develop the risk based annual audit plan & internal control framework.
 Execute reviews efficiently and in line with the Audit Methodology, processes & procedures.
 Business risk reviews to monitor the risk profile and mitigating factors.
 Enterprise risk assessment/management reviews, testing, control evaluation, of complex
business areas and processes and suggest improvements.
 Preparation of audit working papers/executive summaries for Board Audit Committee.
 Ensured compliance with all legal/regulatory requirements such as AML/KYC regulations.
 Processed new accounts with review/reporting of suspicious/critical transactions (CTR’s).
 Management audits of Treasury, Investment banking, Information Technology, Risk
Management & Trade Finance with strong focus on risk based, process auditing.
 Preparing scope of risk based technology, business and financial engagements.
 Review information security incidents and risk mitigating strategies.
 Review IT General Controls (ITGC) and Application Controls in branches and functions.
 Evaluation of system design/pre and post implementation reviews (from MOBS to MISYS).
 Preparation and review of audit reports, ensuring timely completion of the assignments.
 Imparted 32 in-house trainings to the Bank Staff (total 750).
 Identified potential recovery areas/validating the accuracy of high volume of transactions
through data analytics and creating strategic business plans for revenue assurance.
 Supervised/Conducted validation of issues raised by the regulators/QA team/external
auditors and ensured timely reporting.
 Headed numerous meetings and assignments involving liaison with the key stake holders.
TeamLeader Audit/AVP Dec 2005 to Nov 2008
Bank Alfalah Limited
The Bank is owned and operated by the Abu Dhabi Group & does business through a network
of over 500 branches and has an international presence in 4 countries. Duties included:
 Execution and delivery of various audit/investigation engagements.
 Risk assessments on the quality and effectiveness of the internal control framework.
 Monitor the effectiveness of audit recommendations & follow-up on corrective actions.
 Preparation and control of monthly budgets of the department, in terms of appropriate
utilization - accounting treatment throughout the period.
Officer Grade – II/Senior Auditor Nov 2003 to Oct 2005
United Bank Limited
One of the leading Banks with assets of over Rs.1 trillion and a solid track record of over fifty
years operating with 1281 branches and presence in 18 countries. My responsibilities included:
 Providing input and preparation of audit engagements plans and programs.
 Analyzing risk and control frameworks implemented.
 Conducting individual audits as team leader.
 Preparing clear and concise findings, recommendations and confirming action plans and
dates in addition to follow-ups.

4. 4 CurriculumVitae - Saad Bashir
Senior In-charge Jul 1999 to Sept 2003
Ernst & Young
Audited various organizations relating to different sectors of economy (Manufacturing,
Construction, Insurance Co., & Partnership etc.) locally as well as internationally along with
special assignments (i.e. Deputation at Toyota Motor Company as Finance Manager). My duties
included:
 Preparation & Consolidation of accounts, balance sheet reconciliations, fixed assets
register (including reconciliation, depreciation calculation and asset tagging aspect), tax
returns including payroll tax returns & assisting with tax and accounting advice.
 Participating in planning, audit risk identification and execution of key areas.
 Assist in preparing audit plans, management letters and audit reports.
 Ensuring the consistency of Financial Statement in terms of disclosures & templates.
 Develop and maintain strong client relationships through positive interactions with clients.
Education
Professional
Certified Practicing Accountant – ASA In Progress
CPA Australia
Public Accountant – MIPA February 2013
Institute of Public Accountants of Australia (IPA)
Chartered Accountant – ACA December 2010
Institute of Chartered Accountants
Academic
Master of Commerce – MCOM 2012
University of Karachi
Certifications
Certified Course Leader & Service Champion – 2014 (Awarded by Ron Kaufman: Internationally
acclaimed innovator and motivator for partnerships and quality service).
References
Available upon request.

5. 5 CurriculumVitae - Saad Bashir
Projects
FATCA Implementation
May 2014 (Team: Saad Bashir & Saleem Ajani)
While being part of the FATCA implementation team, I ensured that the 6 network branches
(France, Belgium, Turkey, Netherlands, Srilanka & Pakistan) and staff are aware of the
developments and the practices and that the regulations are being followed in line with the
respective guidelines for each country i.e. the customer database is being appropriately
maintained and proper documentation is held on record at the time of new relationships, while
information with respect to existing relationships is properly sorted out.
Risk Based Internal Audit Rating Criteria/Model
December 2013 (Team: Saad Bashir)
Developed a risk based internal audit rating criteria (model) for standardization of ratings
assigned to different branches/departments within the bank, setting up a benchmark to avoid
any biasness while assigning the audit ratings. The model was automated to ensure minimal
manual intervention and it produced results when “Exception grading” was fed in the designated
area. After user acceptance testing and approval from the Chief Internal Auditor & the Audit
Committee the model was implemented and is currently being used successfully.
2,000 Audit Exceptions
January 2013 (Team: Saad Bashir; Khurram Akhtar)
With special emphasis on Conventional and Islamic Banking Advances (Corporate, SME, Rural
and Retail financing), developed and updated booklet of 2,000 risk based audit exceptions to
reflect internal audit's view on different types of common risk events, control violations, issues
and areas observed during various audit engagements with specific inference to relevant
regulatory, policy, procedural and control objective violations.
Internal control gap analysis and development of TO-BE policies and procedures manual
December 2012 (Team: Saad Bashir)
- Identified gaps in the existing processes based on the benchmarking exercise and
risk/control identification exercise.
- Recommended changes in the existing processes.
- Documented (flow charting / narratives) To-Be processes and activities including the
company’s policies and mapping the controls with it.
- Suggested value additions for improvement in the forms and templates being used.
- Conducted workshops / trainings for the employees on the documented policies and
procedures.