Credit Crisis? Cash Crumble is the Reality!
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Twelve slides in response to the Credit Crisis in the 30 slides competition - but after the event and from a UK perspective.
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The document discusses the history of international debt crises and their management. It describes how developing countries took on large debts in the 1970s that led to debt crises in the 1980s. International organizations like the IMF and countries implemented programs like the Baker Plan, Brady Plan, and HIPC initiative to restructure debts and provide debt relief to poorer countries. These programs required economic reforms and aimed to reduce debt burdens to sustainable levels to alleviate poverty in heavily indebted nations.
Marketplace Lending in Europe
European alternative lending continues to grow rapidly, led by the UK which accounts for 81% of the market. Growth in continental and eastern Europe is even faster. Yields remain attractive compared to traditional assets like bonds. While a few large players like Funding Circle have emerged, penetration of alternative lending remains low in Europe. As the market matures, players are focusing on withstanding potential downturns and exploring international expansion. Bordersless online lenders are also emerging to serve new regions. Overall, the market is expected to continue growing from its current penetration rate of less than 1% of the total lending market in Europe.
Meltdown presentation atca full master Mike Hayward
Mike Hayward: With the help of DK, I have redrafted my Meltdown presentation to be suitable for an International Audience and it is attached below. I have already given this talk at several UK universities with more to come. It is designed multidisciplinary audiences so it is not too technical and is richly illustrated. Please feel free to use and adapt the presentation to suit your own needs and viewpoint. My name is not mentioned in the presentation. The subject is too important to claim authorship or credit.
Summary...... The global debt mountain, peak oil, population growth, resource depletion, population growth, the pension time bomb and climate change are all interconnected.
Meltdown did not occur in October 2008, but we were within 4 hours of it happening. It has only been deferred. Remember, only 3 dozen economists correctly predicted the 2008 global financial crisis, out of a profession of 20,000 members. Not one of the World politicians and Central Bankers saw the crisis coming, but all of them claim to know the remedy. The reasons for the 2008 crash have not gone away. The US housing market is still in freefall and US and European Banks are becoming increasingly insolvent, although they won't admit it. Economic growth will be stifled by rising oil prices. The bailouts are not working. World Politicians, Bankers and Economists are trying to maintain the status quo but they are losing control. Fundamentally, the real systemic causes of the crisis are rarely discussed with transparency and have not been addressed. Fractional Reserve Banking and universal public ignorance of banking practices are the cause of all the our global problems.
The collapse will happen within the next couple of years. The Eurozone or USA will most probably be the epicentre. The interconnectivity of the financial system means we will all be affected. What happens next after the collapse is impossible to predict. History is replete with examples but not on a Global scale. Massive political unrest will prevail. There will be a rise in popularity of extreme left and right political parties.
A View at the Financial Collapses in the United States and the Evolution of t...
MBA Thesis presentation on United States Financial Collapses, specifically the Housing Market Crash of 2008 and the Great Depression, and the evolution of the banking and financial services industry over the past century
Transform World Bank,WTO And IMF
The presentation was creating for sharing the paper in this regard that has been posted at http://muhammad_mukhtar_alam.tigblog.org with a call for taking up joint action through reviewing monotheistic/Islamic framework for transforming finance system.
2013 Charity Review
The document summarizes Rathbones' annual charity symposium that was held in September 2013 at the Royal Opera House in London. Over 350 charity trustees and advisers attended talks and panels on topics like global energy demand, stock selection, regulation facing charities, and challenges in fundraising. The event aimed to address key issues for charities and showcase best practices through discussions with speakers such as the Charity Commission chairman and the co-founder of Help for Heroes.
Bitcoin and the Future of Money (Scottish version)
Bitcoin and the Future of Money, presented at Bitcoin Scotland, Edinburgh, August 23, 2014. http://www.scottishbitcoinconference.com/
Nature-backed Currency
The document proposes a nature-backed cryptocurrency called Nature Coin that aims to address climate change and environmental degradation. It works by minting coins through eco-friendly actions like conservation and restoration efforts. The coin could be used to fund further conservation projects and transition to a more sustainable economy through a virtuous cycle of nature-positive investments and activities. It provides examples of how coin allocation could work for different countries based on land area and population. The goal is to incentivize resource conservation for planetary health through this cryptocurrency system.
Bank of america
Bank of America is one of the largest financial institutions in the world serving individual consumers, small businesses, and large corporations. It has over 142,000 employees and $621.7 billion in total assets. Some of Bank of America's stakeholders include customers, investors, regulators, community organizations, and employees. It faces challenges such as lawsuits over alleged discriminatory lending practices and environmental impact of continuing to invest in coal. Bank of America aims to engage with stakeholders, pursue corporate social responsibility and environmental sustainability initiatives, and empower women leaders through financing.
UK Cities Outlook 2015
The document summarizes the economic performance of UK cities over the past 10 years and reviews major policy interventions during this period. It finds that despite efforts to boost growth outside London and the South East, the economic divide between southern and other UK cities has widened. Specifically, differences in population growth, businesses, jobs, and housing affordability have increased. It argues the next phase of urban policy should focus on devolving more significant powers and funding to cities to support locally-led growth strategies.
MO*lezing Ann Pettifor Green New Deal
The document discusses the Green New Deal, which is proposed as a solution to address the interconnected crises of climate change, recession, and energy depletion. The Green New Deal would invest in a green future through massive global stimulus spending. It would fight climate change, create green jobs, and spur green economic growth. The Green New Deal aims to transform the economy and banking system to prioritize sustainable and low-carbon investment and development while providing job security.
Perceptions of the Financial Services Industry - Revisited
In this edition of viewpoint, we revisit ‘Consumer Perceptions of the Industry’. We uncover who they now blame for the current economic crisis, how we make them feel, as well as the concerns we could help them address.
We also take a look into the future, assessing the potential impact of the Virgin Money acquisition of
Northern Rock.
June 26 - Kansas City, Kansas Presentation
The document summarizes market data from two sites and discusses discrepancies between Census data and other sources of data for Kansas City, KS. It then describes the DrillDown method developed by Social Compact to provide more accurate population and economic data for urban neighborhoods using multiple transactional data sources. The DrillDown analysis found significantly higher populations and purchasing power than Census data for districts in Kansas City, KS and has led to over $1 billion in new investment in other cities.
The first cut is the deepest? Where next for local services?
The document discusses the future of local government in Wales and the United Kingdom. It addresses topics like devolution, city regions, the Welsh government budget, required savings for local government, and proposals for local government reorganization. It considers options for merging councils and forming combined authorities. It also examines alternative models for public services involving greater community and third sector involvement through cooperative approaches.
Similar to Credit Crisis? Cash Crumble is the Reality! (20)
How to survive the Global Financial and Ecological Crises
How to survive the Global Financial and Ecological Crises
Meltdown presentation atca full master Mike Hayward
Meltdown presentation atca full master Mike Hayward
A View at the Financial Collapses in the United States and the Evolution of t...
A View at the Financial Collapses in the United States and the Evolution of t...
Bitcoin and the Future of Money (Scottish version)
Bitcoin and the Future of Money (Scottish version)
Perceptions of the Financial Services Industry - Revisited
Perceptions of the Financial Services Industry - Revisited
The first cut is the deepest? Where next for local services?
The first cut is the deepest? Where next for local services?
More from Sabine Kurjo McNeill
Turning Data into Insights and Intelligence
These slides were the trigger for a lively discussion at the Corinium conference for Chief Analytics Officers in London.
Renaissance Woman
This document discusses the concept of a "Digital Renaissance" where data and images can be analyzed and measured to gain insights and intelligence, just as occurred during the original Renaissance period through studying antiquity, nature, the arts and sciences. It provides examples of prominent Renaissance figures like da Vinci and Fibonacci who made discoveries through visualizing and measuring, and describes how a "Smart Knowledge Engine" can perform similar functions in a digital context by generating true color 3D images, measuring digital color brightness, and producing digital 3D metrics to analyze and forecast changes over time. The goal is to create a "Smart Knowledge" space where multi-dimensional data, images, and graphs can be layered and structured numerical data can be precisely measured.
'Digital Colour Brightness' in 'True Colour 3D'
This document introduces the concept of "Digital Colour Brightness" as a new way to quantify and visualize the color content of digital images. It describes Digital Colour Brightness as a numeric RGB value weighted to represent luminance and illuminance, similar to how the human eye perceives color. Digital Colour Brightness values can be visualized in a "True Colour 3D" space and manipulated using sliders to highlight color and texture. This new metric is proposed as a "generic yardstick" that could provide additional insights into pixels, displays, and image content when compared to existing metrics like luminance and illuminance. Contact information is provided for further information.
Snow as the Background for 45 Lessons in Life
The document contains a collection of 45 life lessons or quotes on various topics such as relationships, family, happiness, and living in the present moment. Some of the key points expressed are to cherish friends and family as they will support you during difficult times, to forgive others and not waste time holding grudges, and that every day is special so make the most of each moment. The overall message is about finding life's simple pleasures and focusing on what truly matters.
3dM Nano
3d Metrics is a UK company that has developed a new measurement theory called "3d Metrology" that applies across scales from nano to macro dimensions. The theory measures qualities in addition to quantities and complements qualification with characterization. 3d Metrics has also created 3dM software for applications like financial forecasting, modeling effects at the photon, atom, molecular and cellular levels across industry sectors, and simulating life processes at different scales. The company argues that the quality of its financial forecasts validates 3d Metrology as a new measurement approach.
My '3D Approach' to Science and Technology
This document outlines Sabine McNeill's "3D Approach" to science and technology, which combines high-level concepts with deep structural analyses. It discusses her background and key experiences that led her to develop this approach, including developing various prototypes for "Visual Data Intelligence" and "Visual Modelling Intelligence" software that aims to quantify and model phenomena using light-based qualities and multi-dimensional layering and interpolation. The approach implements a "3D Metrology" framework for measurement and specifies new indicators using spherical modeling and visualization techniques.
Expert Systems
This document discusses a proprietary software system that uses expert input and algorithms to analyze complex image and data metrics from various application areas like cell images, nanoparticles, and nanocomposites. The system extracts values and vocabularies from prior experience to help experts analyze images, compare parameters, and provide forecasting through a user portal.
Digital Image Metrics Sample Images
The document discusses software that can provide more detailed and accurate analysis of digital image content. The software re-visualizes digital images so their contents can be examined in more detail. It distinguishes between images and their contents by applying principles that allow new depth in visual 3D. The software generates metric profiles that can quantify image components, compare image objects like cells, and detect things like white blood cells among red blood cells.
The Essence of my Innovation
This single line document appears to contain a mathematical equation relating the rate of change of mass (m) over time (sec) to something called "3dM Qualities". However, there is no other context or information provided, so a meaningful summary cannot be determined from the limited information given.
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Poonawalla Fincorp’s Strategy to Achieve Industry-Leading NPA Metrics
Poonawalla Fincorp Limited, under the leadership of Managing Director Abhay Bhutada, has achieved industry-leading Gross Non-Performing Assets (GNPA) below 1% and Net Non-Performing Assets (NNPA) below 0.5% as of May 31, 2024. This success is attributed to a strategic vision focusing on prudent credit policies, robust risk management, and digital transformation. Bhutada's leadership has driven the company to exceed its targets ahead of schedule, emphasizing rigorous credit assessment, advanced risk management, and enhanced collection efficiency. By prioritizing customer-centric solutions, leveraging digital innovation, and maintaining strong financial performance, Poonawalla Fincorp sets new benchmarks in the industry. With a continued focus on asset quality, digital enhancement, and exploring growth opportunities, the company is well-positioned for sustained success in the future.
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The Impact of the 2024 Indian
Election Beyond Borders
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02. Market Update
03. Inspiration investment story
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留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
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留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Governor Olli Rehn
Bank of Finland
Press conference on the outlook for the Finnish economy
Helsinki, 11 June 2024
Accounting Information Systems (AIS).pptx
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Fabular Frames and the Four Ratio Problem
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
Budgeting as a Control Tool in Govt Accounting in Nigeria Prof Oyedokun.pptx
Budgeting as a Control Tool in Govt Accounting in Nigeria Prof Oyedokun.pptxGodwin Emmanuel Oyedokun MBA MSc PhD FCA FCTI FCNA CFE FFAR
Budgeting as a Control Tool in Government Accounting in Nigeria
Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
Economic trends from a business point of view (May 2024)
Economic trends from a business point of view (May 2024)Інститут економічних досліджень та політичних консультацій
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
Tiểu luận: PURPOSE OF BUDGETING IN SME.docx
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Chapter 25: Economic Growth Summary from Samuelson and Nordhaus
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Credit Crisis? Cash Crumble is the Reality!
- 1. Credit Crisis? Cash Crumble is the Reality! See http://tinyurl.com/666rwd from a UK perspective Sabine K McNeill
- 2. Time, Money & Growth Time is Money Growth Green Credit for Green Purposes Green Credit for Green Growth Forum for Stable Currencies Archive Site Measuring
Editor's Notes
- t