Dear all, Happy New Year and the best wishes in 2017! First of all, I would like to thank everyone for connection. 2016 was challenging and productive year. Now I am open for new opportunities and waiting your best job offers  Thank you in advance and good luck in 2017! Best regards, Tigran

1. Tigran Kroyan Cover letter
Herzogstrasse 13-19, 60529, Frankfurt am Main
Tel.: +49 1577 2026646
e-mail: tigran_kroyan@yahoo.com
Skype: tigrantk
LinkdIn profile
Dear Madam/Sir,
I have worked in the sphere of banking since 2006, still an MA student at Yerevan State University in the
Faculty of Economics. My knowledge and skills gained during student years were emphasized and expanded by
practice first at ACBA-Credit Agricole Bank CJSC. Intensive work experience in such international banks as HSBC
Bank and ProCredit Bank has made me a good professional who knows internationally accepted business ethics
and work effectiveness.
During more than 10 years of work experience in banking sphere, more specifically in the reporting
department, I have dealt with forming reports and submitting them to senior managers, Central Bank, to
shareholders, IFIs, external audit and public. Due to my analytical skills I successfully manage to understand
business movements and provide management with meaningful commentary.
My good understanding of financial system architecture, my advanced skills in MS products, such as excel
and power point are well contributing to the automation of reports and development of new ones. During my
employment in ProCredit I undertook automation and optimization of processes and together with MIS and IT
developed reports which are being widely used not only in reporting also in other departments of ProCredit.
Analyzing, reporting and forecasting of the operational and financial performance of the ProCredit banks in
different countries and the group, and also coordinating the business plan process in cooperation with them gave
me a great experience to interact with different level of people. Often times my work implies working under
pressure where high accuracy, proper time-management and hardworking is required.
Being a team-leader responsible for a small team-coordination for a long period of time, developed my team
player, organizational and communication skills. My opinion of a leader, the one who assists and leads a team
through a correct path, trained me to be patient and supportive of my colleagues, which has a reflexive character –
I receive help in return.
Throughout more than 10 years of work I have changed my workplace various times, however, I have always
been loyal to the field of my interest and passion. I am currently in the process of taking exams of the Association
of Chartered Certified Accountants (ACCA) to enlarge my sphere of knowledge and capabilities.
My skills can be better applied to contribute to the development of my employer as well as to my professional
growth in international or multinational companies. I will be very pleased to join your team and do my best to add
value to the company.
My interest and devotion to the field, as well as work ethic and the skills developed as a result of my previous
and current work experience, are good prerequisites for positions in financial sphere, specifically related to
financial analysis, planning, controlling, budgeting and reporting. I am a quick learner and hard-worker and I can
quickly adopt in any environment.
Thank you for your time and consideration,
Sincerely yours,
Tigran Kroyan

2. Tigran Kroyan CV
Personal information
Born on 21st of June 1984 in Gyumri, Armenia
Married, 2 sons
Professional Experience
08/2016 – 12/2016 ProCredit Holding AG & Co. KGaA, Frankfurt am Main, Germany
Controlling Specialist / Reporting & Controlling Department
 Analysis and reporting of the operational and financial performance of the
ProCredit banks and the group
 Forecasting the group’s financial performance and coordinating the business
plan process in cooperation with the ProCredit banks
 Support of the funds transfer pricing (FTP) system in the ProCredit Group
with respect to regular reporting, calculation files and documentation
05/2016 - 07/2016 Central Bank of Armenia, Yerevan, Armenia
Methodologist / Financial System Regulation Department
 Revision of regulations and laws
 providing opinion on various drafts of regulation acts
03.2015 - 05.2016 ProCredit Bank CJSC, Yerevan, Armenia
Head of Budgeting, Controlling, Reporting and MIS Unit
 Preparation of reports according to local regulations, IFRS, Basel as well as
Procredit Group (Germany) requirements
 Development of reporting tools and other MIS solutions / automation
 Tight cooperation with internal and external audit teams (data collection,
preparation of various reports and analysis, etc.)
 Development of long-term and short-term business plans of the Bank
 Assessment of the Bank’s financial and operational performance,
identification of possible risks and opportunities, also market analysis
 Preparation of variance analyses compared to Business Plan and coming up
with proposals for achieving the targets
 Profitability analysis of business units/customer groups/products
 Business partnering with operational units and conducting business
performance discussions
 Review the drafts of procurement agreements to be executed with the bank's
suppliers, arrangements of tenders
 Control over administrative expenses and cost optimization
12/2012 - 02/2015 ProCredit Bank CJSC, Yerevan, Armenia
Senior Reporting specialist / Budgeting, Controlling , Reporting and MIS Unit
 Preparation of regulatory reports as per requirements of Central Bank of
Master of Economics
Herzogstasse 13-19, 60528,
Frankfurt am Main, Germany
Mob.:+49 1577 2026646
Mail: tigran_kroyan@yahoo.com

3. Armenia; internal reports to Board Mambers, Executive bodies; verious
reports to Holding and to International counterparties (WB, EBRD, EIB,
KFW, BlueOrchard)
 Publised financial statements and notes to them, tight cooperation with
external audit
 Investigation and presentation of IAS, IFRS standards and their changes
 Check reports prepared by team
 Train new staff
 Automation of reports -tight cooperation with MIS and IT departments
 Participation in budgeting and planning process
 Business performances and activities analysis, market analysis
09/2010 - 12/2012 HSBC Bank Armenia CJSC, Yerevan, Armenia
Financial Controller / Financial control department *
09/2007 - 09/2010 INECOBANK CJSC, Yerevan, Armenia
Chief Specialist / Reports Division *
11/2006 - 09/2007 INECOBANK CJSC, Yerevan, Armenia
Specialist / Reports Division *
04/2006 - 09/2006 ACBA-CREDIT AGRICOLE BANK CJSC, Yerevan, Armenia
Business-Accountant
Providing banking services to clients.
* Key job responsibilities are similar to ones in Senior Reporting specialist position in ProCredit Bank CJSC
Education and studies
Since 09/2008 ACCA (Association of Chartered Certified Accountants)
F1 - Accountant in Business, F2 - Management Accounting, F3 - Financial
Accounting, F4 - Corporate and business law, F5 - Performance Management
09/2005 – 07/2007 Yerevan State University / Faculty of Economics
Master's degree, Economics / spec. Finances, Money Circulation and Credit
Diploma thesis: “Peculiarities of financial analysis and formation of reports in
credit organizations” (note: “Excellent” mark)
09/2001-07/2005 Yerevan State University / Faculty of Economics
Bachelor’s degree, Economics (note: graduation with excellent performance)
09/1997-07/2001 Photon college (note: graduation with excellent performance and Golden medal )
09/1991-07/1997 Higher school N23 and N38
Other trainings
06/2016 - 06/2016
U.S. Federal Reserve System in collaboration with the Central Bank of Armenia
The regional seminar on “Market risk analysis” conducted in Yerevan, Armenia
10/2012 - 10/2012
02/2011 - 02/2011
T&D training center, Yerevan, Armenia
 Stress management
 Effective time management skills; personal planing and organizing
03/2009 - 03/2009 International Academy of Business (IAB Centre), Yerevan, Armenia
International Financial Reporting Standards (IFRS) for finance sector (advanced)
Skills
Languages English, Russian: Professional working proficiency
Armenian: Native or bilingual proficiency
Computer skills MS office, especially Excel, Word, Power point, Lotus, Adobe Photoshop, Adobe
Acrobat, Outlook, SQL server 2014 (elementary), OLAP databases