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Presented ToProf. Harpreet Kang

Presented ByRamandeep Kaur
Sumit Malhotra
Nancy Sood
Couples and Money
NEWLY MARRIED COUPLES
MIDDLE AGED COUPLES
OLD AGED COUPLES
Financial Advice Married Couples May Not
Want to Hear
• Create Separate Accounts and One Joint
Account
• Track How You Are Spending Money called
BUDGET.
• Set Your Financial Priorities Together
• Try to Live Debt Free
• Handle Debt as a Couple
• Discuss Finances Together on a Regular Basis
How To Budget as a Couple
• First, you need to determine the household needs. This
would include things such as rent, utility payments,
groceries, car payments, and debt payments.
• Second, once you have determined your household needs,
you can begin to talk about individual needs and wants.
• Third, once you have set up your budget you both need to
take part in tracking your spending.
Insights
•
•
•
•
•
•
•

Plan for major milestones
Get your financial house in order
Curb your impulse spending habit
Find ways to put every asset to use
Tweak your budget on a regular basis
Cut the pointless fees
Be sure to include a goal for each person
THANK YOU

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couples concern about money

  • 1. Presented ToProf. Harpreet Kang Presented ByRamandeep Kaur Sumit Malhotra Nancy Sood
  • 6.
  • 7.
  • 8.
  • 9. Financial Advice Married Couples May Not Want to Hear • Create Separate Accounts and One Joint Account • Track How You Are Spending Money called BUDGET. • Set Your Financial Priorities Together • Try to Live Debt Free • Handle Debt as a Couple • Discuss Finances Together on a Regular Basis
  • 10. How To Budget as a Couple • First, you need to determine the household needs. This would include things such as rent, utility payments, groceries, car payments, and debt payments. • Second, once you have determined your household needs, you can begin to talk about individual needs and wants. • Third, once you have set up your budget you both need to take part in tracking your spending.
  • 11.
  • 12. Insights • • • • • • • Plan for major milestones Get your financial house in order Curb your impulse spending habit Find ways to put every asset to use Tweak your budget on a regular basis Cut the pointless fees Be sure to include a goal for each person

Editor's Notes

  1. http://marriage.about.com/od/finances/p/financialadvice.htm
  2. http://moneyfor20s.about.com/od/budgeting/ht/couplebudgeting.htm