This document outlines key points for achieving financial balance. It discusses starting with defining goals like retirement, paying off debt, or going on vacation. An income analyzer tool is recommended to determine how much savings is needed. Solutions for those falling short include reducing expenses, working longer, or pursuing a side job. Investment options like annuities, mutual funds, and managed money are presented. The document stresses the importance of having a plan, seeking guidance, and creating a supportive community.
Show Me The Money - The Ying and Yang of Entrepreneurial FinanceJohn Landry
Presentation of 12-time CTO/Entrepreneur and Entrepreneur-in-Residence John Landry (https://www.linkedin.com/in/leaddogvc) to Babson College Alumni and Students on the ins-and-outs of financing (or bootstrapping!) entrepreneurial ventures.
Created: 4/17/19 - Landry Babson Speaker Series #4
Fola Daniel Adelesi charges you to get your finances right and also shows you a few things you are doing that may not be helping your finances to align as you expect it to.
Show Me The Money - The Ying and Yang of Entrepreneurial FinanceJohn Landry
Presentation of 12-time CTO/Entrepreneur and Entrepreneur-in-Residence John Landry (https://www.linkedin.com/in/leaddogvc) to Babson College Alumni and Students on the ins-and-outs of financing (or bootstrapping!) entrepreneurial ventures.
Created: 4/17/19 - Landry Babson Speaker Series #4
Fola Daniel Adelesi charges you to get your finances right and also shows you a few things you are doing that may not be helping your finances to align as you expect it to.
The difference between the rich and the poor is that the rich has more financial muscles than the poor. A philiosophy to empower yourself as well as your loved ones.
Seed funding and angel fundraising remains a art more than science. As someone who is heavily involved with startups and angel investors, here I have tried to answer the common question from entrepreneurs, startups and investors.
This presentation is the reference point for the Webinar conducted by Infinity Finserv Pvt Ltd , to suggest the best investment strategy to be followed by Mutual Fund or Stock investors, during this Unlock series
Panzers Roadmap To Financial Freedom April 2009Panzer G
Road Map to financial freedom. 5 Step process involving:
1) Where are you now?
2) Where are you heading?
3) How do you get there?
4) How do you become better!
5) Why did you start this journey?
Be well and prosper!
You have to move through the four different stages of Financial Progression to reach Financial Freedom - most people don't even reach step one.
Investing in property, stocks & shares or business is 20% knowlege and 80% mindset.
If you discover the mindset first the rest will be relatively easy.
Slideshow featured from session 'The Rear View Mirror: Entrepreneurial success by Learning from Failure' delivered at Students Entrepreneurship Training Program of Delhi University, India on 21st June 2016.
Highlight: Do's and Don'ts for founders
Women can't afford to avoid investing, but they don't have to do it alone either. Do your due dilligence on selecting a financial advisor who actually has additional credentials beyond just being licensed to sell you an investment. Ask the advisor how long they have been in the business, and what have they done to become a better advisor since they started. Just because someone has been in the business 15 years, doesn't mean they haven't simply repeated the first year 14 other times!
2010 Toyota Sequoia brochure provided by Carson Toyota located in Carson, CA. Find the 2010 Toyota Sequoia for sale in California; call about our current sales and incentives at 1-800-90-TOYOTA. http://www.carsontoyota.com/
The difference between the rich and the poor is that the rich has more financial muscles than the poor. A philiosophy to empower yourself as well as your loved ones.
Seed funding and angel fundraising remains a art more than science. As someone who is heavily involved with startups and angel investors, here I have tried to answer the common question from entrepreneurs, startups and investors.
This presentation is the reference point for the Webinar conducted by Infinity Finserv Pvt Ltd , to suggest the best investment strategy to be followed by Mutual Fund or Stock investors, during this Unlock series
Panzers Roadmap To Financial Freedom April 2009Panzer G
Road Map to financial freedom. 5 Step process involving:
1) Where are you now?
2) Where are you heading?
3) How do you get there?
4) How do you become better!
5) Why did you start this journey?
Be well and prosper!
You have to move through the four different stages of Financial Progression to reach Financial Freedom - most people don't even reach step one.
Investing in property, stocks & shares or business is 20% knowlege and 80% mindset.
If you discover the mindset first the rest will be relatively easy.
Slideshow featured from session 'The Rear View Mirror: Entrepreneurial success by Learning from Failure' delivered at Students Entrepreneurship Training Program of Delhi University, India on 21st June 2016.
Highlight: Do's and Don'ts for founders
Women can't afford to avoid investing, but they don't have to do it alone either. Do your due dilligence on selecting a financial advisor who actually has additional credentials beyond just being licensed to sell you an investment. Ask the advisor how long they have been in the business, and what have they done to become a better advisor since they started. Just because someone has been in the business 15 years, doesn't mean they haven't simply repeated the first year 14 other times!
2010 Toyota Sequoia brochure provided by Carson Toyota located in Carson, CA. Find the 2010 Toyota Sequoia for sale in California; call about our current sales and incentives at 1-800-90-TOYOTA. http://www.carsontoyota.com/
2011 Toyota Sienna brochure provided by Carson Toyota located in Carson, CA. Find the 2011 Toyota Sienna for sale in California; call about our current sales and incentives at 1-800-90-TOYOTA. http://www.carsontoyota.com/
Предпринимательский ритрит "Побег в чистоту" 2014. НОВАЯ ПРОГРАММА - ЭКСТРИМJulia Koroleva
23 июля - 01 августа 2014
Организатор: GSEA Russia
Здравствуй, Байкал!
Тебя ждет: рафтинг по горным рекам, треккинг по первозданной тайге, полоса препятствий на квадроциклах и маунтинбайках, катание на лошадях, сплав на катамаранах, купание в целебных источниках, кемпинг под звездным небом, песни под гитару, аромат запеченного до хрустящей корочки омуля. А также: встречи с лучшими предпринимателями района, рассказы о заработке на традиционных промыслах, обсуждение ваших проектов, анонс федеральных программ. И все это на фоне: национального колорита Байкала неповторимой энергетики, атмосферы уединения и спокойствия, чистейшего воздуха и прозрачной воды. Совмести отдых, экстрим и бизнес в заповедном месте!
Предпринимательский ритрит "Побег в чистоту"Julia Koroleva
Презентация предпринимательского ритрита "Побег в чистоту"
Байкал. Дата заезда - 25 июля 2014
Организатор: GSEA Russia
Маршрут построен таким образом, что сочетает в себе незабываемый отдых и деловую составляющую: обсуждение проектов, ряда федеральных и республиканских целевых программ, а также тренинги и мастер – классы, песни под гитару, рыбалку и многое другое. И все это на фоне природы Северного Байкала, в атмосфере уединения, спокойствия и комфорта.
This Power Point is a presentation created to explain how online learning modules can fill in instructional gaps with authentic learning and why they should be utilized in schools.
Business Management 📊: We specialize in helping companies navigate the complex world of business with expertise in strategy, operations, and leadership. Our goal is to streamline processes, maximize efficiency, and drive success for your organization.
OCR GCSE Business: 1.1 the role of business enterprise PowerPointRevisionstation
The purpose of business activity and enterprise
Spotting an opportunity, developing an idea for a business, satisfying the needs of customers
Written by Sarah Hilton for Revisionstation
Characteristics of an entrepreneur
Creativity, risk taking, determination and confidence
The concept of risk and reward
Slides used by Niamh Goggin, Small Change, as part of the workshop on ‘Money matters in Big Local areas’ organised as part of the Local Trust programme of networking and learning events for Big Local residents. The workshop was held on 8 February 2014 in Corby. Find out more about Local Trust and this and other networking and learning events at http://www.localtrust.org.uk/ and about Small Change at http://small-change-ltd.org.uk/)
Financial literacy is crucial in today's world and books like Rich Dad Poor Dad by Robert Kyosaki can help. In this article, we'll explore some of the key concepts from his book, including the difference between assets and liabilities, the importance of passive income, and the role of education in financial success.
Financial independence presentation that I made for a few friends and family members; I don't claim to be an expert at all, but this is some of the fun and interesting tidbits that I really liked about financial independence.
Your results may vary; and your tastes may be different then mine, but I really like the concept of asset allocation in the passive sense
Personal Finance - Money Mindset and The Road to Financial Wellness by @Phroo...Jason Vitug
The seminar stress the importance of financial education in achieving life plans. It starts with financial awareness, creating a plan, taking control and seeking knowledge to ensure financial wellbeing and success.
Examines the money mindset, spending habits and examining the YOLO lifestyle.
In this comprehensive Lead Gen Clinic presentation, I share concepts such as Agile Marketing, Cold Warm and Hot Traffic and how to run effective marketing tests. It all rolls up into a system I use in my business. Enjoy!
Overcoming the Barriers to Employment, EmployabilityThe Pathway Group
Overcoming the Barriers to Employment (Employability) will help you to understand the barriers that you or others may face when seeking employment. Seeking employment can be stressful and most people will react in different ways. The most important thing is to identify the issues in regards to employability and improve these areas to increase the chance of employabilty.
If you would like to find out more about our pre-employment training, employability training or apprenticeships and traineeships please call us on: 0121 707 0550 or e-mail: info@pathwaygroup.co.uk
What are the main advantages of using HR recruiter services.pdfHumanResourceDimensi1
HR recruiter services offer top talents to companies according to their specific needs. They handle all recruitment tasks from job posting to onboarding and help companies concentrate on their business growth. With their expertise and years of experience, they streamline the hiring process and save time and resources for the company.
Skye Residences | Extended Stay Residences Near Toronto Airportmarketingjdass
Experience unparalleled EXTENDED STAY and comfort at Skye Residences located just minutes from Toronto Airport. Discover sophisticated accommodations tailored for discerning travelers.
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Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
India Orthopedic Devices Market: Unlocking Growth Secrets, Trends and Develop...Kumar Satyam
According to TechSci Research report, “India Orthopedic Devices Market -Industry Size, Share, Trends, Competition Forecast & Opportunities, 2030”, the India Orthopedic Devices Market stood at USD 1,280.54 Million in 2024 and is anticipated to grow with a CAGR of 7.84% in the forecast period, 2026-2030F. The India Orthopedic Devices Market is being driven by several factors. The most prominent ones include an increase in the elderly population, who are more prone to orthopedic conditions such as osteoporosis and arthritis. Moreover, the rise in sports injuries and road accidents are also contributing to the demand for orthopedic devices. Advances in technology and the introduction of innovative implants and prosthetics have further propelled the market growth. Additionally, government initiatives aimed at improving healthcare infrastructure and the increasing prevalence of lifestyle diseases have led to an upward trend in orthopedic surgeries, thereby fueling the market demand for these devices.
Accpac to QuickBooks Conversion Navigating the Transition with Online Account...PaulBryant58
This article provides a comprehensive guide on how to
effectively manage the convert Accpac to QuickBooks , with a particular focus on utilizing online accounting services to streamline the process.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
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➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
3. PINPOINT- Laser In On Your Target
• Start at the beginning – What do you really
want?
• Pay bills and have a little extra John
• Get out of debt
• Go on vacation, travel the world
• Be comfortable and not have to look at price
tags when I shop.
• Stuff—boat, car, jewelry, house
• Retirement
5. Retirement Reality
• That was your parents retirement
• You will not retire like that
• You are too active, want to give back, be
remembered, make a contribution
• You are going to go on to something bigger
• BUT, you need to have money so that you can
make choices— have good options!
6. If Time and Money Were Not a
factor, what would you do?
• Get that question a lot, intended to get you
thinking. Is it really a fair question?
• Reality is, we do have to live within means
• Reality is, you may have enough to do what
you want
• Reality is, your future (retirement) may not
cost what you think
7. What Would Be on Your Bucket List?
FINANCIAL Wish List
1._____________________________________
2._____________________________________
3._____________________________________
4._____________________________________
5._____________________________________
8. The Results We See
• Time
• Freedom, security, home paid off
• Discover myself
• Time with family
• Grandkids activities
• Outdoors—gardening, golf, fishing, hunting
• Travel, boat, antique car, EXPERIENCES
• Everyday activities with peace of mind
9. A Few Items on My Bucket List
• Very similar to yours, AND
10. POINT ME IN THE
RIGHT DIRECTION
TARGET IDENTIFIED, AMOUNT
NEEDED
11. How Much $$$ Do YOU Need?
• Lots of thoughts and speculation
• Media tells us $1,000,000
• Could be far more, or far less
• Need to determine what it is for you.
12. Income Analyzers
• Retirement income calculators
• Input your numbers
• Get your results
• Find online, brokerage houses, current
advisor, call or email, we can point you in
right direction
• We Use proprietary Income Analyzer
19. Your Starting Point
• Where are your
Savings, Investments, Pension, Retirement
accts, etc?
• Input numbers with reasonable return, or
better yet use your actual if you have
• Do you get a redline? Run out of money?
Retire the way you want?
• Redline comes up—no fear, make changes
20. Out of Money Too Soon Solutions
• Where do you spend Money now?
• Use a budget form, or small notebook to
track
• Track expenses with
21. You Have The Power To Change
• Don’t like where money is going?
• Start small, use debt consolidation form, take
control, seek help.
• Once you know real numbers you can choose
how to proceed.
24. Working Through Critical Points
• Stay Positive—you didn’t get here overnight
and consistent change takes time
• Mindset—do I want or do I need?
• Retire later, part time job, consult,
• Taxes will be a huge factor in the future
• Inflation on the rise
• Warren Buffet—”Rule #1 Never lose money
Rule #2 never forget Rule #1”
26. Choosing Investment so YOU Win
• We could spend hours on this section alone
• Understand your time horizon
• Know your risk tolerance
• What were your objectives? You had them
written down previously.
• A few options to choose—Annuity, Mutual
Fund, Managed Money, Stocks, Bonds
27. Annuity
• Guaranteed and safe
• Lots of options for withdrawal
• Existing pension plans are annuities
• Very popular investment now is Index Annuity
• Have written a few books on annuities and
investing, please ask if more interest.
• Shortcomings– longer term investment, caps
and limits
28. Mutual Funds
• At least 25,000 of them out there
• Simple and easy way to enter market
• Wide investment selection
• Broadens risk
• Shortcomings—fees, trading
expenses, market timing, turnover expense
ratio
29. Managed Money
• Using institutional money managers
• Actively traded
• You pick asset class and style, they do the
rest
• Lots of choices—strategic, tactical
• Lower fees if using exchange traded funds
• Shortcomings– fee could be higher
30. Stocks and Bonds
• Could purchase individual stocks and bonds
• Stocks you own a share of the company.
• Bonds mean debt—you are lending money to
a company or entity
• Market moves very quick, lots of pro’s and
con’s to owning individual stocks and bonds
• Would suggest you have a knowledge of the
market if choosing these vehicles
32. Keys to Your Success Financially
• Get answers
• Be true to your course
• Be honest about who you are and what you
want/need
• Seek help and guidance
• Life is not dress rehearsal
• Create a group
• Remember why you are doing this….”So that”
33. Next steps
• Accountability
• Community
• Share with your friends
• Start a group
• Spread the news
www.personalbalanceblueprint.com
