The document presents scenarios for three individuals: Taehyung, a programmer aiming to take a professional AI course costing RM3,000 in six months; Suzy, a student wanting to buy a RM360 dress for her mother's birthday in six months; and Soobin, a teenager aspiring to save RM10,000 for a development program in Korea over three years. It outlines the need to establish SMART goals for each individual and reviews their financial situations, including cash inflows and outflows. Soobin's revised cash flow statement indicates he can potentially achieve his goals after implementing measures to increase his cash inflow.

1. MATHEMATICS CHAPTER 10 EXERCISE
1. Taehyung is a programmer with a monthly income of RM5 000. He plans to take a
professional course in Artificial Intelligence in the next 6 months to upgrade his job
skills. The course costs RM3 000. Set a SMART goal for Taehyung to achieve this aim.
S
M
A
R
T
2. Suzy is a Form 4 student at SMK Mawar. She receives RM10 a day for her pocket
money. She wants to buy a dress for her mother as a birthday present. Her mother’s
birthday will be six months later. The price of the dress is RM360. Set a SMART goal
for Suzy to make her plans achieveable.
S
M
A
R
T

2. 3. Soobin is a 16 year old teenager who has a great talent in performance. He loves to
sing and dance sin young. Soobin has always wanted to saved money to attend BH
Star Development Program in Seoul, Korea in 3 years time. The program costs
approximately RM10 000.
a) Construct the SMART goal for Soobin to achieve his dreams.
Monthly Savings = =
S –
M –
A –
R –
T -
b) Based on Soobin’s monthly cash flow statement in the table below,
Soobin’s Cash Flow Statement
Cash Inflows
Allowance
Total inflow of cash
Value (RM)
RM300
RM300
Cash Outflows
Food
Meals at school
Education
Tuition fees
Personal lifestyle
CDs and magazines
Total outflow of cash
160
80
60
300
Net Cash Flow 0
i. Will he be able to achieve his dreams?
ii. Explain how he can increase his cash inflow if his current net cash flow is
not sufficient.

3. c) After reviewing his financial status, Soobin has implemented some measures to
increase his monthly cash inflow. The revised cash flow statement is given in the
table below.
Soobin’s Cash Flow Statement
Cash Inflows
Allowance
Part-time job
Total inflow of cash
Budget (RM)
RM300
-
RM300
Actual (RM)
300
300
600
Cash Outflows
Food
Meals at school
Education
Tuition fees
Personal lifestyle
CDs and magazines
Total outflow of cash
160
80
60
300
160
80
-
240
Net Cash Flow 0 360
i. Based on the revised financial plan, can Soobin achieve his financial goal?
ii. Is Soobin’s financial management effective after making the decision.