I explained What is rural development bank? Major kinds, current status of rural development bank, objectives and functions of Rural development bank, major problem of Rural development bank
What is a regional rural bank ? What is the shareholding pattern of RRB? What are its role and functions ? The organizational structure of RRBs. List and objectives of RRBs. It is a presentation presented by 5 .
I explained What is rural development bank? Major kinds, current status of rural development bank, objectives and functions of Rural development bank, major problem of Rural development bank
What is a regional rural bank ? What is the shareholding pattern of RRB? What are its role and functions ? The organizational structure of RRBs. List and objectives of RRBs. It is a presentation presented by 5 .
With reference to the above, find herewith a presentation which explains the concept of GRAM ARTH MITRA, a suitable banking model for rural India. This model, I had developed after studying the rural economy by staying at my native village for more than two years and reading economic history of rural India since its golden age, when India use to share 25% of global trade, comparing Appx. 1.3 % share it has today.
This model could be the most suitable answer to the biggest challenge, economic policy makers have at their hand today, which is Financial Inclusion, of people at the bottom of pyramid, with the economy. Kindly study the same and send your suggestions and forward this to the people, you feel suitable in forwarding it to the policy makers, so that it can see the light of the day and we can tackle the challenge of FINANCIL INCLUSION of masses effectively.
International Journal of Humanities and Social Science Invention (IJHSSI) is an international journal intended for professionals and researchers in all fields of Humanities and Social Science. IJHSSI publishes research articles and reviews within the whole field Humanities and Social Science, new teaching methods, assessment, validation and the impact of new technologies and it will continue to provide information on the latest trends and developments in this ever-expanding subject. The publications of papers are selected through double peer reviewed to ensure originality, relevance, and readability. The articles published in our journal can be accessed online.
Lead Bank Scheme:
The complete details of the lead bank scheme are available here. In the banking awareness section, you have to prepare more topics. Only then you can crack your dream bank exams with ease. The lead bank scheme is Aim:
The Lead Bank Scheme, introduced towards the end of 1969, envisages the assignment of lead roles to individual banks (both in the public sector and private sector) for the districts allotted to them.
Recommendation:
The Lead Bank Scheme was introduced by RBI on the basis of the recommendations of both the Gadgil Study Group and Banker’s Committee (Nariman Committee).
Role:
The function of the lead banks is to coordinate the efforts of all other banks, financial institutions, and other development agencies for bringing about the overall development of the districts, especially in the rural and semi-urban areas.
Objectives:
Here are the objectives of the lead bank scheme.
1) Eradication of unemployment and underemployment.
2) Provision of some of the basic needs of the people who belong to poor sections of the society.
3) Appreciable rise in the standard of living for the poorest of the poor.
4) Another objective was to help in removing regional imbalances through appropriate credit deployment.
5) The main objective was to extend banking facilities to unbanked areas
6) It was observed in the studies by the committee that there are certain credit gaps in a various sector which need to be address and a credit plan is needed.
Functions:
The function of the lead banks is to coordinate the efforts of all other banks, financial institutions, and other development agencies for bringing about the overall development of the districts, especially in the rural and semi-urban areas.
Grant of Educational Loans
Progress under SHGs- bank linkage
Review of Performance of banks under Annual Credit Plan (ACP)
Survey resources and development of banking in the area.
Survey the dependency on money lenders by industrial units, farms, etc.,
Survey the facilities for storing (fertilizers & agricultural inputs), marketing, credit facilities for marketing.
Offering training to staff for advice to small borrowers & farmers in priority sectors
Advantages:
Spread the availability of banking facilities all over the country.
Interlink the Commercial and Cooperative Banks.
More effective Branch Expansion.
Better relationship between Govt. and Banks.
Integration of credit activities of banks.
Bottlenecks in the development of a District can be located and removed.
Lead Bank Scheme would assist in the implementation of the District Plan
This Power Point Presentation is based on FOREIGN BANKS & REGIONAL RURAL BANKS. In this Power Point Presentation consists on history, back ground, performance, products, SWOT analysis & findings.
This Power Point Presentation has good animation and lots of details on top three Foreign Banks.
For making this Power Point Presentation, we made a lot of research, then we made this Power Point Presentation.
If you like my Power Point Presentation the please give like & comments.
Thank you...
Rural Finance Study an understanding of a number of banks and finance companies have begun to specialize in offering credits to farmers, farming finance is a service of utmost importance and closely related to the continued progress of the country as agriculture continues to play a center role. It promoting by RC&M India Experiential Marketing & brand promotions Company.
With reference to the above, find herewith a presentation which explains the concept of GRAM ARTH MITRA, a suitable banking model for rural India. This model, I had developed after studying the rural economy by staying at my native village for more than two years and reading economic history of rural India since its golden age, when India use to share 25% of global trade, comparing Appx. 1.3 % share it has today.
This model could be the most suitable answer to the biggest challenge, economic policy makers have at their hand today, which is Financial Inclusion, of people at the bottom of pyramid, with the economy. Kindly study the same and send your suggestions and forward this to the people, you feel suitable in forwarding it to the policy makers, so that it can see the light of the day and we can tackle the challenge of FINANCIL INCLUSION of masses effectively.
International Journal of Humanities and Social Science Invention (IJHSSI) is an international journal intended for professionals and researchers in all fields of Humanities and Social Science. IJHSSI publishes research articles and reviews within the whole field Humanities and Social Science, new teaching methods, assessment, validation and the impact of new technologies and it will continue to provide information on the latest trends and developments in this ever-expanding subject. The publications of papers are selected through double peer reviewed to ensure originality, relevance, and readability. The articles published in our journal can be accessed online.
Lead Bank Scheme:
The complete details of the lead bank scheme are available here. In the banking awareness section, you have to prepare more topics. Only then you can crack your dream bank exams with ease. The lead bank scheme is Aim:
The Lead Bank Scheme, introduced towards the end of 1969, envisages the assignment of lead roles to individual banks (both in the public sector and private sector) for the districts allotted to them.
Recommendation:
The Lead Bank Scheme was introduced by RBI on the basis of the recommendations of both the Gadgil Study Group and Banker’s Committee (Nariman Committee).
Role:
The function of the lead banks is to coordinate the efforts of all other banks, financial institutions, and other development agencies for bringing about the overall development of the districts, especially in the rural and semi-urban areas.
Objectives:
Here are the objectives of the lead bank scheme.
1) Eradication of unemployment and underemployment.
2) Provision of some of the basic needs of the people who belong to poor sections of the society.
3) Appreciable rise in the standard of living for the poorest of the poor.
4) Another objective was to help in removing regional imbalances through appropriate credit deployment.
5) The main objective was to extend banking facilities to unbanked areas
6) It was observed in the studies by the committee that there are certain credit gaps in a various sector which need to be address and a credit plan is needed.
Functions:
The function of the lead banks is to coordinate the efforts of all other banks, financial institutions, and other development agencies for bringing about the overall development of the districts, especially in the rural and semi-urban areas.
Grant of Educational Loans
Progress under SHGs- bank linkage
Review of Performance of banks under Annual Credit Plan (ACP)
Survey resources and development of banking in the area.
Survey the dependency on money lenders by industrial units, farms, etc.,
Survey the facilities for storing (fertilizers & agricultural inputs), marketing, credit facilities for marketing.
Offering training to staff for advice to small borrowers & farmers in priority sectors
Advantages:
Spread the availability of banking facilities all over the country.
Interlink the Commercial and Cooperative Banks.
More effective Branch Expansion.
Better relationship between Govt. and Banks.
Integration of credit activities of banks.
Bottlenecks in the development of a District can be located and removed.
Lead Bank Scheme would assist in the implementation of the District Plan
This Power Point Presentation is based on FOREIGN BANKS & REGIONAL RURAL BANKS. In this Power Point Presentation consists on history, back ground, performance, products, SWOT analysis & findings.
This Power Point Presentation has good animation and lots of details on top three Foreign Banks.
For making this Power Point Presentation, we made a lot of research, then we made this Power Point Presentation.
If you like my Power Point Presentation the please give like & comments.
Thank you...
Rural Finance Study an understanding of a number of banks and finance companies have begun to specialize in offering credits to farmers, farming finance is a service of utmost importance and closely related to the continued progress of the country as agriculture continues to play a center role. It promoting by RC&M India Experiential Marketing & brand promotions Company.
Chapter 1 Indian banking introduction newNayan Vaghela
Meaning & Definition of Bank, Portfolio Management, Role of Banking Sector in Economic Development, Constituents of Banking System in India, Functional Classification of Banks
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
Macroeconomics- Movie Location
This will be used as part of your Personal Professional Portfolio once graded.
Objective:
Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
2. ‘A Bank is a financial institution that accepts deposits
from the public & creates loans.’
Structure of Banking in India:-
RBI
COMMERCIAL BANK CO-OPERATIVE BANK
3. A co-operative bank is an association of peoples. It is a
financial entity which belongs to it’s members, who are at the
same time the owners and customers of their bank.
Co-operative banks are often created by persons belonging
to the same local or professional community or sharing a
common interest .
Co-operative banks generally provide their members with a
wide range of banking and financial services(loans,
deposits, banking accounts etc).
5. FEATURES OF CO-OPERATIVE BANKS
It is a “customer owned banking” .
It involves autonomous association of person united voluntarily
to meet their common economic, social, cultural needs through a
jointly owned & democratically controlled enterprise.
Co-operative banks are registered under the Co-operative
Societies Act, 1912.
It regulated by the RBI under the Banking Regulation Act, 1949
& Banking Laws (application to co-operative societies) Act, 1965.
They are organized & managed on the principle of co-operation,
self help & mutual help.
The major contribution of these banks are mostly in agriculture
& Rural sector as where they play the most vital role in Rural
financing & Micro financing.
6. Co-operative banks are also do banking business in urban and
metropolitan areas.
Co-operative banks are government supported Financial
agency in India.
In India, co-operative banks are working for nearly 110 years.
Co-operative banks are work on “No Profit & No Loss” Model.
Profit maximization is not their goal.
7. The major function of co-operative banks are:-
a) Mobilization of funds from their members
b) Advance loans to the members ,other needy peoples & farmers in
the rural areas.
The co-operative banks function with the objective of fulfilling the
credit requirements and needs of people living in the Rural as well
as in the Urban areas.
Perform multiple & function at large extent to carryout developments
& regulations in the society that strengthen the co-operative
movements.
It perform all the main Banking functions of Deposits, Mobilization,
supply of credit & provision of remittance facilities.
It provides limited banking products & are functionally specialists in
Agriculture related products.
8. Co-operative banks in India finance Rural areas under:-
I. Farming cattle
II. Milk
III. Personal finance
Co-operative banks in India finance Urban areas under:-
I. Self-employment
II. Industries
III. Small scale units
IV. Home finance
V. Consumer finance
VI. Personal finance
9. Deposits:-
a) Saving bank account
b) Current account
c) Recurring deposits
d) Fixed deposits
Loans:-
a) Loans to salaried
employees
b) Home needs loans
c) Loan to pensioners
d) Education & housing loan
Services :-
clearing
Safe deposits lockers
ATM
Demand draft/ pay order
10. History of CO-OPERATIVE
BANKS
It was the idea of Hermann Schulze(1808-83) and Friedrich
Wilhelm Raiffeisen (1818-88) which took shape as co-operative
bank of today across the world.
In India, towards the end of the 19th century, the problem of
rural indebtedness & the consequent conditions of farmers
created an environment for the chit fund & co-operative
societies they found that it is an attractive mechanism for
pooling their meager resources for solving common problems
relating to credit, supplies of inputs & marketing of agricultural
produce. The experience gained in the working of co-operatives
led to the enactment of Co-operative Credit Societies Act,1912.
After India attained Independence in August, 1947, co-
operatives assumed a great significance in poverty removal &
faster Socio-economic growth.
11. Types of co-
operative
banks in
India
Primary co-
operative banks
Land development
banks
Urban co-operative
banks
Central co-
operative banks
State co-operative
banks
12. • Primary co-operative banks:-These are formed at a village level or town level with
borrower & non-borrower members residing in one locality. Their operations
are restricted to small area.
• central co-operative banks:- These banks are operate at a district level having
some of the primary credit societies belonging to the same district as their
members.
13. • state co-operative banks:- These banks are the apex co-operative banks in all
states of the country. It acts as a ‘Watchdog’ of the co-operative banking
structure in the state.
• land development banks:- These banks are meeting the long-term credit
requirements of the farmers for developmental purposes. They are situates in
the districts & tehsil areas in the state.
• urban co-operative banks(ucb’s):- These banks are refers to primary co-operative
banks located in urban and semi-urban areas. They essentially lend to small
borrowers and businesses.
14. Saraswat bank is an ‘Urban co-operative banking institution’
based in Maharashtra, India and operating as a co-operative
bank since 14 September 1918.
In 1988, the bank was conferred with “Scheduled” status by
RBI. The bank is the first co-operative bank to provide
merchant banking services.
It got a permanent license to deal in Foreign exchange in
1978. It has 283 branches nationwide.
‘Services to the common man ’ has been the motto of
Saraswat bank for the last 99 years.