Clayton W. MacCormac has over 30 years of experience in mortgage banking, loan servicing, and financial analysis. He has extensive experience with various loan servicing software and a variety of loan types, including FHA, VA, FHLMC, FNMA, and GNMA loans. Most recently, he worked as a HUD REO QC Specialist, where he performed quality control reviews of appraisals and loan documentation. He also has experience reconciling accounts, preparing reports, and directly servicing multifamily loans. MacCormac holds a B.S. in Business from North Carolina State University.
Morgan Larche is an experienced mortgage associate seeking a position as an escrow analyst. She has over 10 years of experience in mortgage servicing, escrow analysis, and customer service. Her background includes roles as an escrow analyst, senior escrow analyst, customer care representative, foreclosure specialist, and escrow assistant. She is proficient in various mortgage servicing software programs and is skilled in problem solving, process improvement, and providing excellent customer service.
Regina Peagler has over 14 years of experience in mortgage banking and insurance processing. She has a proven track record of meeting deadlines and working accurately under pressure as a team player. Her skills include customer service, time management, attention to detail, and analytical thinking. Her resume details employment history processing loans and insurance applications with companies like Crescent Mortgage, BB&T Bank, and Freedom Mortgage. She has a Bachelor's degree in Business Management from Alabama A&M University.
This document provides a summary of Barbara K Eldaly's professional experience and qualifications. She has over 10 years of experience in underwriting, compliance, risk management, and customer service roles within the mortgage industry. Her experience includes underwriting loans, conducting credit and income analysis, managing the lock desk and secondary marketing pipeline, and ensuring compliance with federal regulations. She is skilled in collaborating with cross-functional teams and has a track record of strong performance in fast-paced environments.
Chris Stenzel has over 20 years of experience in customer service and advocacy roles within the banking and mortgage industries. He has specialized in resolving escalated customer complaints, assisting distressed borrowers through loss mitigation programs, and providing mortgage servicing expertise. At his most recent role at M&T Bank from 2011-2016, Stenzel resolved escalated customer issues, negotiated solutions, and received several awards for his work in complaint resolution, loss mitigation outreach, and developing internal processes. He has expertise in areas such as default negotiation, risk mitigation, and regulatory compliance.
Caroline Deysach has over 15 years of experience in wholesale and retail mortgage banking. She currently works as a Research and Remediation Analyst at Wells Fargo, where she analyzes repurchase demands and deficiencies. Previously she held underwriting roles at Countrywide Bank and processing roles at National Independence Mortgage Corporation. She is proficient in underwriting, guidelines, and systems like Collateral Underwriter. In her free time she volunteers with Special Olympics and Habitat for Humanity.
This document provides a resume for Bakri B. Ali, who has over 8 years of experience in the mortgage and credit industries, including positions as a loan processor, collections agent, and mortgage loan specialist. The resume lists his contact information, qualifications including analytical skills and decision making experience, computer skills, education, and offers to provide references. It details his responsibilities and accomplishments in previous roles processing, underwriting, and closing mortgage loans.
Jon DeLaittre has over 20 years of experience in credit risk management and analysis. He currently works as a Senior Credit Analyst at Cargill, where he actively manages a $300 million customer portfolio, approves credit limits up to $3 million, leads a team of 6 people, and acts as a liaison between various credit groups. Previously, he held credit risk roles at AT&T and worked his way up from a Collections Representative. He has a Bachelor's degree from St. Cloud State University and volunteers with youth programs in his community.
This document contains the resume of Roberta Lara, a mortgage underwriter with over 20 years of experience underwriting various types of loans. She is currently licensed as a loan originator in 5 states and works as a remote contract underwriter for California Mortgage Services, where she reviews and analyzes loan files to ensure they meet requirements. Prior experience includes underwriting roles at Bank of America, JPMorgan Chase, Countrywide Home Loans, and Washington Mutual.
Morgan Larche is an experienced mortgage associate seeking a position as an escrow analyst. She has over 10 years of experience in mortgage servicing, escrow analysis, and customer service. Her background includes roles as an escrow analyst, senior escrow analyst, customer care representative, foreclosure specialist, and escrow assistant. She is proficient in various mortgage servicing software programs and is skilled in problem solving, process improvement, and providing excellent customer service.
Regina Peagler has over 14 years of experience in mortgage banking and insurance processing. She has a proven track record of meeting deadlines and working accurately under pressure as a team player. Her skills include customer service, time management, attention to detail, and analytical thinking. Her resume details employment history processing loans and insurance applications with companies like Crescent Mortgage, BB&T Bank, and Freedom Mortgage. She has a Bachelor's degree in Business Management from Alabama A&M University.
This document provides a summary of Barbara K Eldaly's professional experience and qualifications. She has over 10 years of experience in underwriting, compliance, risk management, and customer service roles within the mortgage industry. Her experience includes underwriting loans, conducting credit and income analysis, managing the lock desk and secondary marketing pipeline, and ensuring compliance with federal regulations. She is skilled in collaborating with cross-functional teams and has a track record of strong performance in fast-paced environments.
Chris Stenzel has over 20 years of experience in customer service and advocacy roles within the banking and mortgage industries. He has specialized in resolving escalated customer complaints, assisting distressed borrowers through loss mitigation programs, and providing mortgage servicing expertise. At his most recent role at M&T Bank from 2011-2016, Stenzel resolved escalated customer issues, negotiated solutions, and received several awards for his work in complaint resolution, loss mitigation outreach, and developing internal processes. He has expertise in areas such as default negotiation, risk mitigation, and regulatory compliance.
Caroline Deysach has over 15 years of experience in wholesale and retail mortgage banking. She currently works as a Research and Remediation Analyst at Wells Fargo, where she analyzes repurchase demands and deficiencies. Previously she held underwriting roles at Countrywide Bank and processing roles at National Independence Mortgage Corporation. She is proficient in underwriting, guidelines, and systems like Collateral Underwriter. In her free time she volunteers with Special Olympics and Habitat for Humanity.
This document provides a resume for Bakri B. Ali, who has over 8 years of experience in the mortgage and credit industries, including positions as a loan processor, collections agent, and mortgage loan specialist. The resume lists his contact information, qualifications including analytical skills and decision making experience, computer skills, education, and offers to provide references. It details his responsibilities and accomplishments in previous roles processing, underwriting, and closing mortgage loans.
Jon DeLaittre has over 20 years of experience in credit risk management and analysis. He currently works as a Senior Credit Analyst at Cargill, where he actively manages a $300 million customer portfolio, approves credit limits up to $3 million, leads a team of 6 people, and acts as a liaison between various credit groups. Previously, he held credit risk roles at AT&T and worked his way up from a Collections Representative. He has a Bachelor's degree from St. Cloud State University and volunteers with youth programs in his community.
This document contains the resume of Roberta Lara, a mortgage underwriter with over 20 years of experience underwriting various types of loans. She is currently licensed as a loan originator in 5 states and works as a remote contract underwriter for California Mortgage Services, where she reviews and analyzes loan files to ensure they meet requirements. Prior experience includes underwriting roles at Bank of America, JPMorgan Chase, Countrywide Home Loans, and Washington Mutual.
Roberta Lara is a mortgage underwriter with over 20 years of experience underwriting conventional, VA, Fannie Mae, Freddie Mac, and HAMP loans. She is currently a remote contract underwriter for California Mortgage Services, where she reviews loan files to ensure they meet program requirements. Prior experience includes underwriting roles at Bank of America, JPMorgan Chase, Mortgage Recovery Services, Countrywide Home Loans, Lehman Bros, and Washington Mutual. She has comprehensive knowledge of underwriting guidelines and the ability to work collaboratively with lending teams.
Melissa Grimsley has over 20 years of experience in the mortgage and title industries. She has held various roles including senior processor, team lead, compliance specialist, and escrow assistant. Her expertise includes processing different types of loans and reviewing title work and surveys to ensure accurate closing documents and clear title.
Roberta Lara has over 20 years of experience as a mortgage underwriter specializing in conventional, VA, FNMA, and FHLMC loans. She is currently a remote contract underwriter for California Mortgage Services, where she reviews loan files to ensure guidelines are met. Previous experience includes underwriting roles at Bank of America, JPMorgan Chase, and Countrywide Home Loans. She has comprehensive knowledge of underwriting guidelines and the ability to work collaboratively with lending teams.
Roberta Lara is a mortgage underwriter with over 20 years of experience underwriting conventional, VA, FNMA, FHLMC, and HAMP loans. She is currently a remote contract underwriter for Mortgage Recovery Services, where she reviews loan files to ensure they meet program requirements. Previously, she has held underwriting roles at Bank of America, JPMorgan Chase, Countrywide Home Loans, Lehman Bros, and Washington Mutual. She has extensive experience underwriting various loan types, including conventional, government-insured, conforming, non-conforming, and subprime loans. She is proficient in various underwriting systems and guidelines.
NewOak provides compliance management and regulatory consulting services to financial institutions. Their services help clients minimize compliance risks, improve customer satisfaction, obtain compliance assurance, and develop mitigation strategies. NewOak's suite of services includes policy and procedures reviews, vendor risk assessments, loan reviews, and remediation services. They have experience in areas like complaint management, monitoring, training, and independent audits. NewOak aims to help clients stay ahead of increasing regulatory challenges through customized compliance solutions.
This document provides a summary and work history for Melissa Grimsley, a mortgage professional with over 17 years of experience in various roles in the lending and title industries. She has expertise in processing different types of loans, including FHA, VA, USDA, construction, and HELOC loans. Her experience includes senior processor roles at Guardian Mortgage, Cobalt Mortgage, and a staffing service, where she performed tasks like reviewing loans, ordering appraisals, and ensuring compliance. She also held compliance and closing specialist roles at Texas Lending.com and ViewPoint Bankers Mortgage. Earlier in her career, she worked as a senior loan processor and escrow assistant for FieldStone Mortgage and Centex Group.
Over 15 years in the Mortgage Industry with proven experience in high volume claims processing, loss mitigation, closings, bankruptcy, foreclosure, and fraud and risk assessment. A leader with strong analytical skills, effective strategic planning, and credit analysis, the ability to function efficiently in multi-task environments, and make positive productive decisions.
George LaFleur has over 20 years of experience in credit analysis, underwriting, lending, and customer service roles. He has a proven track record of exceeding sales goals and a strong background in financial analysis, risk assessment, and using various software programs. His career includes positions as a service advisor, sales director, credit consultant, loan officer, finance manager, credit analyst, and consumer banker. He has worked with clients across various industries and debt levels, from consumer loans to commercial loans over $5 million.
The document discusses the residential mortgage services offered by NewOak Credit Services, including credit underwriting and due diligence, mortgage regulatory compliance, servicing oversight and advisory, and RMBS litigation and enforcement actions. NewOak provides consulting, advisory, and professional services to help clients address challenges in areas like regulatory compliance, risk management, and legal issues throughout the loan lifecycle.
George LaFleur has over 20 years of experience in credit analysis, underwriting, lending, and sales. He has held positions such as credit analyst, underwriter, loan officer, and sales director. LaFleur has strong skills in areas like credit risk assessment, financial statement analysis, underwriting, and customer service. He is proficient in various computer systems and applications related to banking, lending, and accounting. LaFleur aims to utilize his extensive experience and skills in credit analysis and lending to contribute value for a new employer.
This document provides a summary and professional experience of Soniya Lateka Lewis. She has over 10 years of experience analyzing data in the default mortgage industry and 2 years in sales and order entry. Her experience includes conducting loan level reviews to ensure compliance, submitting claims for reimbursement, performing general ledgers, and maintaining high quality audits. She also has experience in customer service, account management, and reviewing legal documents. Her professional experience includes roles as a support analyst, loan servicing specialist, and bankruptcy specialist.
Todd Eller has over 20 years of experience in mortgage underwriting, risk management, and event planning. He has underwritten residential mortgages at multiple large financial institutions, including Wells Fargo, Aurora Loan Services, and Norwest Mortgage. Currently, Eller works as an underwriter at Wells Fargo and also has a part-time business as an independent event planner.
Vanaja Vadlani has over 4.8 years of experience in capital markets and investment banking. She has worked as a Senior Process Analyst at Broadridge Financial Solutions, LLC since 2011. Some of her responsibilities included fund and cash reconciliation, corporate actions processing, tax reporting, and analyzing and resolving breaks in stock records. She has received several awards for her work. Vanaja holds an MBA in Finance and a Bachelor's degree in Commerce with a specialization in Computers.
This document contains the resume of Heather Jo White. It outlines her contact information, work experience including her current role as Accounts Receivable Team Lead at Xerox since 2015 and previous roles in accounts receivable and finance at JP Morgan Chase, Direct Alliance Corporation, and Xerox from 1999 to present. Her experience includes daily tasks like balancing cash and reconciling accounts, as well as managing teams and client systems. She has proficiency with Microsoft Office, multiple banking systems, and ERP systems like SAP and Sage.
Lisa Henderson has over 30 years of experience in financial services including underwriting, business control, and tax preparation. She currently works as a condo/co-op project reviewer at Bank of America where she reviews projects for risk and approval according to bank policies and regulations. Previously she has held roles as a business control specialist gathering data to monitor controls and underwriting consultant providing underwriting services to various banks. She is looking for new opportunities to continue growing her knowledge and experience in financial industries.
Cynthia McCarty has over 15 years of experience in credit management, commercial and federal collections, and dispute resolution. She has a proven track record of reducing days sales outstanding and delinquency rates through comprehensive credit analysis, research, and communication. McCarty holds an Associate of Science in Business and is a Credit Business Fellow through NACM.
The document provides an overview of the Payment Management System used by the Financial Management Service Division of Payment Management to process grant payments, including accessing accounts and payment requests, completing the required PSC 272 Federal Cash Transaction Report, and sources of additional information. The Payment Management System is used to manage the entire grant payment lifecycle from award to expenditure reporting. Common errors on forms like direct deposit requests are also highlighted.
This document provides a summary of Christel Jones' experience working in clerical and customer service roles within the mortgage and insurance industries. She has over 10 years of experience reviewing and correcting closed loan documents, responding to customer inquiries by phone and email, and ensuring accurate documentation. Her skills include attention to detail, problem-solving abilities, and proficiency with various software programs.
Jimmy Cato is an experienced mortgage professional and U.S. Veteran seeking a position in strategic mortgage operations. He has over 15 years of experience in customer service, loan processing, collections, loss mitigation, short sale negotiations, mediation, and litigation. Currently he works as a Litigation Specialist helping homeowners avoid foreclosure. Previously he has held roles as a Loss Mitigation Specialist, Level II Collector, Skip Tracer in Collections, and Customer Service Representative. He has a high school diploma and telecommunications certification from the U.S. Army Signal School, where he served from 1997-2002 as a Telecommunications Operator-Maintainer.
Bridget Mallet has over 15 years of experience in finance and customer service roles. She has a track record of strong leadership, problem solving skills, and the ability to train new employees. Her technical skills include proficiency in MS Office, loan origination and servicing software, and communication platforms. Currently she works as a Settlement Operations Associate at Freddie Mac where she handles customer setups and certifications.
April J. Coulter has over 16 years of experience in banking and currently works as a Post Doc Data Validation Analyst at Comerica Bank in Livonia, Michigan. She has strong analytical skills and experience using various banking software programs. Previously, she held roles as an Underwriting Associate I and Credit Specialist supporting commercial lenders by preparing loan proposals and financial statements. Coulter has a Bachelor's degree in Business Administration with a specialization in Finance from Eastern Michigan University.
Karen-Ann Levine has over 13 years of experience in class action litigations administration and project management. She has overseen the administration of class action settlements and distributions of funds to qualified class members. Her background includes roles managing class action administration projects from implementation through distribution at companies including ACS Financial & Security Services and Garden City Group. She also has experience as an administrative assistant at Walt Disney Company.
Roberta Lara is a mortgage underwriter with over 20 years of experience underwriting conventional, VA, Fannie Mae, Freddie Mac, and HAMP loans. She is currently a remote contract underwriter for California Mortgage Services, where she reviews loan files to ensure they meet program requirements. Prior experience includes underwriting roles at Bank of America, JPMorgan Chase, Mortgage Recovery Services, Countrywide Home Loans, Lehman Bros, and Washington Mutual. She has comprehensive knowledge of underwriting guidelines and the ability to work collaboratively with lending teams.
Melissa Grimsley has over 20 years of experience in the mortgage and title industries. She has held various roles including senior processor, team lead, compliance specialist, and escrow assistant. Her expertise includes processing different types of loans and reviewing title work and surveys to ensure accurate closing documents and clear title.
Roberta Lara has over 20 years of experience as a mortgage underwriter specializing in conventional, VA, FNMA, and FHLMC loans. She is currently a remote contract underwriter for California Mortgage Services, where she reviews loan files to ensure guidelines are met. Previous experience includes underwriting roles at Bank of America, JPMorgan Chase, and Countrywide Home Loans. She has comprehensive knowledge of underwriting guidelines and the ability to work collaboratively with lending teams.
Roberta Lara is a mortgage underwriter with over 20 years of experience underwriting conventional, VA, FNMA, FHLMC, and HAMP loans. She is currently a remote contract underwriter for Mortgage Recovery Services, where she reviews loan files to ensure they meet program requirements. Previously, she has held underwriting roles at Bank of America, JPMorgan Chase, Countrywide Home Loans, Lehman Bros, and Washington Mutual. She has extensive experience underwriting various loan types, including conventional, government-insured, conforming, non-conforming, and subprime loans. She is proficient in various underwriting systems and guidelines.
NewOak provides compliance management and regulatory consulting services to financial institutions. Their services help clients minimize compliance risks, improve customer satisfaction, obtain compliance assurance, and develop mitigation strategies. NewOak's suite of services includes policy and procedures reviews, vendor risk assessments, loan reviews, and remediation services. They have experience in areas like complaint management, monitoring, training, and independent audits. NewOak aims to help clients stay ahead of increasing regulatory challenges through customized compliance solutions.
This document provides a summary and work history for Melissa Grimsley, a mortgage professional with over 17 years of experience in various roles in the lending and title industries. She has expertise in processing different types of loans, including FHA, VA, USDA, construction, and HELOC loans. Her experience includes senior processor roles at Guardian Mortgage, Cobalt Mortgage, and a staffing service, where she performed tasks like reviewing loans, ordering appraisals, and ensuring compliance. She also held compliance and closing specialist roles at Texas Lending.com and ViewPoint Bankers Mortgage. Earlier in her career, she worked as a senior loan processor and escrow assistant for FieldStone Mortgage and Centex Group.
Over 15 years in the Mortgage Industry with proven experience in high volume claims processing, loss mitigation, closings, bankruptcy, foreclosure, and fraud and risk assessment. A leader with strong analytical skills, effective strategic planning, and credit analysis, the ability to function efficiently in multi-task environments, and make positive productive decisions.
George LaFleur has over 20 years of experience in credit analysis, underwriting, lending, and customer service roles. He has a proven track record of exceeding sales goals and a strong background in financial analysis, risk assessment, and using various software programs. His career includes positions as a service advisor, sales director, credit consultant, loan officer, finance manager, credit analyst, and consumer banker. He has worked with clients across various industries and debt levels, from consumer loans to commercial loans over $5 million.
The document discusses the residential mortgage services offered by NewOak Credit Services, including credit underwriting and due diligence, mortgage regulatory compliance, servicing oversight and advisory, and RMBS litigation and enforcement actions. NewOak provides consulting, advisory, and professional services to help clients address challenges in areas like regulatory compliance, risk management, and legal issues throughout the loan lifecycle.
George LaFleur has over 20 years of experience in credit analysis, underwriting, lending, and sales. He has held positions such as credit analyst, underwriter, loan officer, and sales director. LaFleur has strong skills in areas like credit risk assessment, financial statement analysis, underwriting, and customer service. He is proficient in various computer systems and applications related to banking, lending, and accounting. LaFleur aims to utilize his extensive experience and skills in credit analysis and lending to contribute value for a new employer.
This document provides a summary and professional experience of Soniya Lateka Lewis. She has over 10 years of experience analyzing data in the default mortgage industry and 2 years in sales and order entry. Her experience includes conducting loan level reviews to ensure compliance, submitting claims for reimbursement, performing general ledgers, and maintaining high quality audits. She also has experience in customer service, account management, and reviewing legal documents. Her professional experience includes roles as a support analyst, loan servicing specialist, and bankruptcy specialist.
Todd Eller has over 20 years of experience in mortgage underwriting, risk management, and event planning. He has underwritten residential mortgages at multiple large financial institutions, including Wells Fargo, Aurora Loan Services, and Norwest Mortgage. Currently, Eller works as an underwriter at Wells Fargo and also has a part-time business as an independent event planner.
Vanaja Vadlani has over 4.8 years of experience in capital markets and investment banking. She has worked as a Senior Process Analyst at Broadridge Financial Solutions, LLC since 2011. Some of her responsibilities included fund and cash reconciliation, corporate actions processing, tax reporting, and analyzing and resolving breaks in stock records. She has received several awards for her work. Vanaja holds an MBA in Finance and a Bachelor's degree in Commerce with a specialization in Computers.
This document contains the resume of Heather Jo White. It outlines her contact information, work experience including her current role as Accounts Receivable Team Lead at Xerox since 2015 and previous roles in accounts receivable and finance at JP Morgan Chase, Direct Alliance Corporation, and Xerox from 1999 to present. Her experience includes daily tasks like balancing cash and reconciling accounts, as well as managing teams and client systems. She has proficiency with Microsoft Office, multiple banking systems, and ERP systems like SAP and Sage.
Lisa Henderson has over 30 years of experience in financial services including underwriting, business control, and tax preparation. She currently works as a condo/co-op project reviewer at Bank of America where she reviews projects for risk and approval according to bank policies and regulations. Previously she has held roles as a business control specialist gathering data to monitor controls and underwriting consultant providing underwriting services to various banks. She is looking for new opportunities to continue growing her knowledge and experience in financial industries.
Cynthia McCarty has over 15 years of experience in credit management, commercial and federal collections, and dispute resolution. She has a proven track record of reducing days sales outstanding and delinquency rates through comprehensive credit analysis, research, and communication. McCarty holds an Associate of Science in Business and is a Credit Business Fellow through NACM.
The document provides an overview of the Payment Management System used by the Financial Management Service Division of Payment Management to process grant payments, including accessing accounts and payment requests, completing the required PSC 272 Federal Cash Transaction Report, and sources of additional information. The Payment Management System is used to manage the entire grant payment lifecycle from award to expenditure reporting. Common errors on forms like direct deposit requests are also highlighted.
This document provides a summary of Christel Jones' experience working in clerical and customer service roles within the mortgage and insurance industries. She has over 10 years of experience reviewing and correcting closed loan documents, responding to customer inquiries by phone and email, and ensuring accurate documentation. Her skills include attention to detail, problem-solving abilities, and proficiency with various software programs.
Jimmy Cato is an experienced mortgage professional and U.S. Veteran seeking a position in strategic mortgage operations. He has over 15 years of experience in customer service, loan processing, collections, loss mitigation, short sale negotiations, mediation, and litigation. Currently he works as a Litigation Specialist helping homeowners avoid foreclosure. Previously he has held roles as a Loss Mitigation Specialist, Level II Collector, Skip Tracer in Collections, and Customer Service Representative. He has a high school diploma and telecommunications certification from the U.S. Army Signal School, where he served from 1997-2002 as a Telecommunications Operator-Maintainer.
Bridget Mallet has over 15 years of experience in finance and customer service roles. She has a track record of strong leadership, problem solving skills, and the ability to train new employees. Her technical skills include proficiency in MS Office, loan origination and servicing software, and communication platforms. Currently she works as a Settlement Operations Associate at Freddie Mac where she handles customer setups and certifications.
April J. Coulter has over 16 years of experience in banking and currently works as a Post Doc Data Validation Analyst at Comerica Bank in Livonia, Michigan. She has strong analytical skills and experience using various banking software programs. Previously, she held roles as an Underwriting Associate I and Credit Specialist supporting commercial lenders by preparing loan proposals and financial statements. Coulter has a Bachelor's degree in Business Administration with a specialization in Finance from Eastern Michigan University.
Karen-Ann Levine has over 13 years of experience in class action litigations administration and project management. She has overseen the administration of class action settlements and distributions of funds to qualified class members. Her background includes roles managing class action administration projects from implementation through distribution at companies including ACS Financial & Security Services and Garden City Group. She also has experience as an administrative assistant at Walt Disney Company.
Melanie Eagle Blanton has over 15 years of experience in mortgage underwriting, loan processing, closing, and funding. She has expertise in meticulously reviewing complex loan documentation, accurately determining risk, communicating effectively with customers, and ensuring regulatory compliance. Her current role involves sorting and distributing mail, scanning documents, and processing new accounts and maintenance requests for a commercial bank. Previously she was a top producing underwriter at Wells Fargo where she specialized in modifications and achieved the highest levels of approval authority.
The document provides a profile summary for an individual with over 14 years of experience in operations management, project management, resource management, mortgage underwriting, data analysis, and risk management. Key experiences include managing mortgage operations at Morgan Stanley, loan validation and underwriting at TCS for Citigroup, and sales experience. Educational background includes an MBA in Finance and Bachelor's in Mechanical Engineering. Skill sets include mortgage underwriting, operations management, process optimization, data analysis, risk analysis, and team leadership.
Zoraida Aguilar is a detail-oriented business professional with over 20 years of experience in financial services. She currently works as an office manager for a property management company, where her responsibilities include accounts payable, bank deposits, and resident and vendor relations. Previously, she held several roles at Morgan Stanley spanning nearly 20 years, including senior business analyst, project coordinator, and supervisor of a purchasing department. She has extensive experience in tasks like transaction processing, project management, quality control, and regulatory compliance.
Malia Young Shelton is seeking a mortgage underwriting position. She has over 25 years of experience in various underwriting roles, including conventional, jumbo, FHA, VA, and manual underwriting. Currently she is the Mortgage Operations Manager at Allegiance Federal Credit Union, where she oversees all aspects of mortgage operations. Previously she held underwriting roles at Wolfe Financial, Essent Guaranty, Triad Guaranty, Salem Trust Bank, and Branch Banking and Trust. She has extensive experience in underwriting, management, and operations.
James A. Roberts is seeking a leadership position where he can apply his problem-solving and management skills. He has over 10 years of experience in the financial services industry, holding roles such as a Consumer Solutions Representative, Investor Accounting Representative, and Mortgage Processor. His experience includes client relations, complaint resolution, accounting, and loan processing. He has strong communication, research, and analytical skills.
Tony Matlock Jr. is a highly organized professional with over 15 years of experience in financial services including mortgage lending, loan processing, underwriting, and compliance. He has held roles as an IT support specialist, loan officer, assistant branch manager, branch manager, and mortgage compliance specialist. Matlock has strong analytical skills and the ability to adapt to changing environments and diverse stakeholders.
William H. Harned is seeking an intermediate level position utilizing his analytic skills in leveraged loans, high yield bonds, and CDO structures. He has over 10 years of experience in operations, data analysis, and trade settlement for fixed income funds and CLOs at Neuberger Berman and Lehman Brothers. Harned developed processes and databases, managed daily reconciliations, and identified inconsistencies in CLO variables. He is proficient in relevant software programs, web applications, and computer skills.
Judith MacLellan has over 16 years of experience as a Commercial Loan Administrator and is seeking a new opportunity in the Fort Myers/Cape Coral area. She has extensive experience managing commercial loan portfolios, overseeing the loan closing process, and ensuring regulatory compliance. MacLellan is proficient in commercial lending software and maintains strong communication, problem-solving, and customer service skills.
Steven Blondell is a finance professional seeking a senior level position where he can engage teams to make high-level financial decisions and solutions. He has over 25 years of experience in finance roles including VP of Finance, Controller, Treasury Manager, and Consultant. Blondell has experience in both public and private companies, managing portfolios over $100 million, and leading treasury, accounting, and financial functions.
Edward Nankervis has over 15 years of experience in financial services including credit analysis, risk assessment, collections, and customer service. He is currently a Credit Analyst at Toyota Financial Services where he analyzes commercial loan applications, assesses risk, and makes underwriting decisions. Prior to this, he held finance and credit roles at Experian, Chrysler Financial, and other organizations where he managed teams, originated credit, reviewed dealership finances, and more. He has a Bachelor's degree in Marketing and Human Resources from Temple University.
William Patterson has over 15 years of experience in mortgage servicing, real estate, legal, and management. He has specialized expertise in mortgage servicing, vendor management, regulatory compliance, and data analysis. At Wells Fargo, he developed strategies to improve attorney performance monitoring and facilitated meetings to gain approval and implementation of solutions. He also maintained legal and regulatory compliance, enhanced law firm audits, and executed strategic regulatory initiatives.
Sheldon F. Joseph has over 12 years of experience in management, leadership, sales, and customer service roles. He is currently a Team Lead and Operations-Strategy Liaison at Ryla Teleservices, where he manages 12 direct reports and various projects. Previously, he held positions in business banking, mortgage lending, and financial services. He has a track record of managing performance, client retention, and process development. Outside of work, he serves as Business Manager and Advisor for the nonprofit Show Me The Way Foundation.
David Zwieback has over 30 years of experience in mortgage banking and loan servicing, including extensive experience managing various departments and analyzing loan portfolios. He is proficient in areas like credit, fraud, compliance, loan modifications, and bankruptcy. He has worked at several financial institutions like US Bank and Citadel Servicing, where he developed reports, ensured regulatory compliance, and supervised teams. Currently he works at US Bank as a Control Report Monitor, where he analyzes portfolios and develops processes to identify active military personnel.
Diana Oh-Armetta is an accomplished financial management professional with extensive experience in risk management, financial analysis, compliance, and process automation. She has over 20 years of experience at J.P. Morgan Chase & Company and The Chase Manhattan Corporation in various roles such as controller, credit analyst, underwriter, and middle office associate. She holds a Bachelor of Science degree in Accounting from St. John's University.
George LaFleur has over 15 years of experience in credit analysis, underwriting, lending, and sales. He has held positions as a credit analyst, underwriter, loan officer, sales director, and service advisor. LaFleur has a strong background in analyzing financial statements, assessing credit risk, and originating loans. He also has experience marketing and selling automotive products. LaFleur has a Bachelor's degree in Finance and has taken courses in credit risk analysis, banking, and securities.
Zoraida Aguilar is seeking a position that utilizes her over 30 years of experience in financial services, including experience in customer service, transaction processing, and project management. She has held roles such as Senior Business Analyst, Office Manager, and Project Coordinator at various financial institutions including Morgan Stanley and Puerto Rican Lutheran Housing. She has extensive experience in areas like transaction processing, account reconciliation, project coordination, and maintaining vendor relationships.
George LaFleur has over 20 years of experience in credit analysis, underwriting, lending, and sales. He has held positions such as credit analyst, underwriter, loan officer, and sales director. LaFleur has strong skills in areas like credit risk assessment, financial statement analysis, loan origination, and customer service. He is proficient in various software programs and banking systems. LaFleur aims to utilize his extensive experience and skills in credit and financial fields.
1. CLAYTON W.MACCORMAC
Computer
Experience
Cloud; Internet; WindowsServer 2008; 2003, MS Windows 10; 8; 7; XP & 2000 O/S & All Office
suites: Excel, Word, Publisher, PowerPoint, FrontPage, Access, Project, Visio, Outlook, DOS;
Fidelity MSP, Passport, Navigator, Powerview; Crystal Reports; AllRegs; Microfiche; LSAMS;
SBO 2000; AS400; PACER; Adobe Photoshop; Corel WordPerfect; Novell GroupWise;
Intermediate Networking: building systems, installation, network setup, Backup, Citrix
GoToMeeting, VPN, servers, printers, switches, routers, firewalls, system security, HTML
Licenses LicensedNorthCarolina RealEstate Broker andRealtor – License# 221855
HUD Yardi P260Contractor Access– P260 # C56094
Honors &
Activities
Mortgage BankersAssociation of the Carolinas; Manufactured Housing Institute of North
Carolina; BusinessProcess Management Institute National Member; Golden Key National Honor
Society Lifetime Member; International Who’sWho of Professional Management, 1999; Who’s
Who in American Business – Millennium Edition, 2000; NCSU Wolfpack Club; NCSU Alumni
Association; Who’sWho Among Studentsin American Junior Colleges, 1991.
Education 1995–1999 North Carolina State University Raleigh, NC
B.S., Education,concentration inMarketing,Accounting,andFinance. Minor in BusinessManagement
GraduatedCum Laude– 3.30 GPA
1990–1993 Bucks County Community College Newtown, PA
A.A., BusinessAdministration
GraduatedCum Laude– 3.26 GPA
Experience October 2005–January 2016 Ofori & Associates, PC Raleigh, NC
HUD REO QC Specialist/Information Manager
Provide QualityControl support for HUD Management & Marketing (M&M) contracts for Atlanta & Philadelphia
HOC’s.
Run weekly P260 Case Inventory reports to provide a sampling population for Quality Control review.
Review for required informationto be presenton Step6 Appraisals Ordered; Step 6 45 day reports; Step 6 MLS
Tear sheet reports; Step 7 Bidding reports; Step 7 7 day reports & Step 8 Contract Execution reports.
Perform weeklyQC reviews ofprimarilyAreas 2P & 3P reviewing appraisals & MLS Tear sheets for discrepancies
& reportto QC AssetManager andQC Director findings for staffto obtain corrections from appraisers & agents.
Perform AppraisalCompliancereviewandprovideanyotherad hocreports needed,creatingExcel spreadsheets
and researching; reviewing & documenting any discrepancies.
Complete DepartmentofTreasuryreferrals on GNMAManufacturedHousing portfolio, interfacing with FedDebt
system.
Research, document, prepare, and submit HUD Title I Claims on a portfolio of 4,500+ GNMA loans.
Respond to customer disputes received from the U.S.Department of Treasury Financial Management Service
division and the HUD Board of Contract Appeals related to Ginnie Mae debtors.
Perform allduties ofSystemsAdministrator:includingmonth-end FidelityMSP,Passport,and Crystal Reports for
Accounting, Default,and AssetManagement. Provideandadminister daily Windows Server 2003 and Fidelity
MSP system and network support for 13 onsite employees, including security and system maintenance.
Create and run queries via the Passport module in Fidelity MSP system and maintain Access database.
Regular interaction and reconciliation with the GNMA MBS Monitoring Division.
Contributeto the RFP process for contracting opportunities and market our services to prospective clients.
4517 Briarglen Lane
Holly Springs, NC 27540-9264
919-557-7797 or 919-889-0777
Clay @Clay Mac.com
2. CLAYTONW.MACCORMAC Page2
Experience May 2000–October 2005 Lockheed Martin / ACS / CDSI Raleigh, NC & Richmond, VA
Senior Financial Analyst/Systems Administrator
Research, document, prepare, and submit HUD Title I Claims on a portfolio of 5,500+ GNMA loans.
Complete Department of Treasury referrals on GNMA Manufactured Housing portfolio.
Respond to customer disputes received from the U.S.Department of Treasury Financial Management Service
division and the HUD Board of Contract Appeals related to Ginnie Mae debtors.
Market our services to prospective clients and assist Senior Management with special projects.
Perform all duties of Systems Administrator: including month-end MSP, Passport, and Crystal Reports for
Accounting, Default, and Asset Management. Provide daily network support for 20 onsite employees.
Develop, create, and deliver PowerPoint presentations to prospective clients.
Perform daily Client Relationship Management involving GNMA and LM contract administration.
Ensure that Loss Mitigation and Risk Management techniques are in place to lower delinquency ratios.
Perform data mining for consumer credit reporting to the three major credit bureaus.
Prepared revenue and resource forecasting reports for ongoing projects and RFP’s.
Monitor/Master Servicer of a portfolio of over 50,000 VA Vendee mortgages with balances of $2 billion.
Completed Quality Control reviews, comprehensive audit, and daily oversight of subcontractor objectives.
Provided daily activity and status reports to Senior Management regarding subcontractor’s performance.
Advertised, interviewed, hired, coached, and trained new employees.
Set priorities, controlled workflow and directed staff of fifteen employees assigned to subcontractor.
Empowered and authorized to approve daily ACH of over $1 million, for our Fortune 100 Company.
Examined and reviewed bank reconciliation’s to ensure that all custodial accounts are properly funded.
Reviewed reconciliation of LSAMS to Treasury, Central Disbursement, and Escrow Disbursement.
Analyzed, prepared, and presented SBA subordination proposals to executive loan committee.
1994–1999 North Carolina Housing Finance Agency Raleigh, NC
Mortgage Servicing Accountant
Reconciled subledger and general ledger to monthly bank statements.
Assisted Director of Finance and Controller with special projects.
Prepared and reconciled balance confirmations for external auditors.
Directly serviced eighteen multifamily loans including A/P for taxes & insurance.
Performed annual escrow analysis and various investor accounting functions.
Prepared A/R invoices sent to projects for payments and any applicable fees.
Report on pool insurance, subsidy, buydown, HILP, HUD, VA and other Federal loans.
Conducted cash flow analysis and operational reports on bond resolutions.
Experience March 1994–May 2000 North Carolina Housing Finance Agency Raleigh, NC
Mortgage Servicing Accountant - Finance
Reconciled subledger and general ledger to monthly bank statements.
Prepared and reconciled balance confirmations for external auditors.
Directly serviced eighteen multifamily loans including A/P for T&I and reconciled replacement reserves.
Performed annual escrow analysis and various investor accounting functions.
Prepared A/R invoices sent to projects for payments and any applicable fees.
Reported on pool insurance, subsidy, buydown, HILP, HUD, VA, and other Federal loans.
March 1991–March 1994 3rd Federal Bank (now National Penn) Newtown, PA
Mortgage Servicing Assistant Manager – Loan Servicing
Managed a portfolio of 5,500 Single Family Mortgages with a balance of $500 million.
Supervised and trained three employees and reviewed their daily work.
Handled origination, payoff, tax, insurance, and customer service issues.
Monitored delinquencies, bankruptcies, foreclosures, and REO loans.
Completed monthly delinquency status update reports for VA, FHA, FHLMC, FNMA, and GNMA.
September 1986–March 1991 Horizon Financial, FSB Huntingdon Valley, PA
Mortgage Servicing Collector – Loan Servicing
Serviced defaults in a portfolio of 27,500 SF, MF, Commercial & Subprime loans with UPB of $2+ billion.
Performed all collection activities on VA, FHA, FHLMC, FNMA, GNMA, Conventional, and investor loans.
Daily contact and face-to-face meetings with attorneys to follow up on foreclosure and bankruptcy cases.
Awarded top collector position multiple times, by lowering delinquency ratio to below 1.5%.
Completed monthly Federal Home Loan Bank delinquency report for Assistant Vice President.