Citizenship Stage 2 - Poverty Presentation
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This document summarizes information about poverty, including its causes and effects, and ways it can be addressed. It is caused by a lack of resources and opportunities that traps people in a cycle of deprivation. Poverty affects many globally and leads to issues like crime, disease, and shorter lifespans. Some solutions discussed are social entrepreneurship like Muhammad Yunus' Grameen Bank, which provides microloans to help the poor start businesses. Yunus believes this is a human right and effective way to emerge from poverty. Individuals can also make a difference through donations or volunteering their time to help those in need.
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Poverty is a complex, multidimensional issue that development economists aim to address. It can be defined and measured in various ways, but at its core refers to a lack of access to basic needs and resources. Living in poverty means daily hardships, insecurity, and poor health. The poor spend most of their limited income meeting basic needs rather than investing in the future. International efforts focus on achieving development goals through initiatives in areas like social services, infrastructure, agriculture, and advocacy. However, challenges remain in reducing global poverty substantially due to its vast scale and political barriers.
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1. The document discusses critical livelihood challenges faced by the poor in rural areas, including two case studies where individuals must choose between different options to deal with financial hardship.
2. It then covers definitions of poverty, characteristics of rural poor communities, and strategies for addressing poverty through natural resource management approaches, targeted interventions, and preventing downward mobility into poverty.
3. Key lessons are highlighted on taking a multidimensional view of poverty, combining economic growth and distribution strategies, focusing on the most vulnerable populations, and reflecting on how to directly benefit the poorest individuals.
Economic.assignment
This document provides an overview of microcredit and its role in poverty reduction. It discusses how microcredit programs work to provide small loans to poor individuals lacking traditional collateral. The document then examines the impact of microcredit programs like Grameen Bank, finding they have helped many borrowers increase their income and assets, allowing about half of households to rise above the poverty line within a decade of joining. Microcredit is shown to smooth consumption, build assets, and increase individual and household welfare in both the short and long-term.
Role of micro credit in poverty alleviation
Executive Summary
The study tries to look at the impact of micro credit on the lives of the poor people. There are different views on micro credit as a powerful development tool regarding its success in developing the lives of the poor and some times these views are contradictory. However poverty is a global issue; it is a problem that even the wealthiest nation is facing. In this scenario country like Pakistan is facing a great challenge to alleviate or reduce poverty because poverty is becoming cause of many problems like suicides, illiteracy, unemployment, diseases like depression, stress etc. In order to control these diseases first we have to control poverty. At government level and also at international level many strategies are made every day to control poverty. But now Dr. Younis gave a formula of micro credit that successfully worked in Bangladesh and is now replicated all over the world and also in Pakistan so; the purpose of the study was to observe that what role micro credit plays in Pakistan in poverty alleviation.
The study was conducted in four urban slum areas of Rawal pindi and Islamabad that are Muslim Colony, Dhok Kala Khan, Tehmaspabad and Shakrial. Those people are targeted who have taken micro credit so that the comparison of living standard before and after use of micro credit can be made and hence it can be seen that, if there is any improvement in their living standard after using micro credit or not. The study was based on questionnaires which were distributed after translating it into Urdu so that respondents can easily understand it and fill it accordingly. Sample for this survey was 200 with 50 respondents per area. The dependent variable taken in this study is poverty reduction where as independent variable is micro credit and moderating variable is political environment.
Some of the factors that show poverty reduction are Training and education, clean water and hygienic environment, nutrition and adequate food, accommodation, income and savings.
Overall we can say that training and education, clean water and hygienic environment, nutrition and adequate food, accommodation, income and savings are important factors of poverty reduction. Because when a person has training and education he can improve his living standard, if a person has clean drinking water and adequate food he will be healthy and can earn in a better way for his family, if his accommodation is better and enough for family members and strong enough for natural disasters he can live in a better way. And obviously if his earning is good and enough for family he can also provide recreational activities to his children and can also afford uncertain expenses such as sudden guest etc and can also do savings for future, then all these things points towards a good life, a life with a good living standard and a life above poverty line. So; all above mentioned factors plays an important role in poverty reduction.
From data analysis it is concluded that the micro credit program is effective in giving un employed people employment such as taxi driver, shop keeper etc and to meet short term needs such as return debt taken from some one else, paying fee, operation, treatment of disease etc. Mostly borrowers of Muslim colony, Dhok Kala Khan, Shakrial and Tehmaspabad have used micro credit to purchase taxi, sewing machine and opening small shop and improving accommodation.
But micro credit system is not the perfect one; it is not a replacement for jobs that are not there and skills that do not exist. Important thing is to make them financially stable, to bring them out of the poverty line and to make them able to sustain their position and improve living condition instead of returning back to the poverty line. It can be done in this way that micro credit institutions can make contract with driving centers that can giving training to those people who don’t know driving on half rate, contracts with boutiques can be made, contracts wit
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Make poverty history by 2015
This document discusses poverty and efforts to eliminate it by 2015. It notes that 50% of the human population suffers from poverty, with over 660 million living on less than $2 per day. 189 countries have committed to ending extreme poverty through the UN's Millennium Development Goals by creating jobs and employment to improve lives and health. The document promotes social responsibility and introduces Kiva, a organization that provides microloans to entrepreneurs in need. It highlights one entrepreneur, Teresia Nieri Knria, and proposes that the student council create a Kiva club to help those living in poverty.
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This document outlines an agenda for a presentation on microfinance and social business concepts. It introduces the speakers, Lion A.P. Singh and Mr. Binod Chaudhary, and provides background on their experience in microfinance. It then defines microfinance and its relevance in poverty alleviation. Microfinance refers to small loans made to poor entrepreneurs without collateral to help them start or expand businesses. The goal is to help lift people out of poverty through financial inclusion and self-employment opportunities. Examples are also given of microfinance programs and social businesses in Nepal. Challenges in the field include risk management, financial literacy, and limited funding.
Poverty
Poverty is widespread in Bangladesh, with up to 26% of the population living below the national poverty line. Microfinance provides financial services to those without access to traditional banking, through small loans without security requirements. Muhammad Yunus founded Grameen Bank in 1976 to provide microloans to the rural poor of Bangladesh, especially women. Grameen Bank allows borrowers to start small businesses, breaking the cycle of poverty - a 2008 internal survey found 65% of borrowers had risen above the poverty line.
Poverty
Poverty is widespread in Bangladesh, with up to 26% of the population living below the national poverty line. Microfinance provides financial services to those without access to traditional banking, through small loans without security requirements. Muhammad Yunus founded Grameen Bank in 1976 to provide microloans to the rural poor of Bangladesh, especially women. Grameen Bank allows borrowers to start small businesses, breaking the cycle of poverty - a 2008 internal survey found 65% of borrowers had risen above the poverty line.
Poverty Citizenship Stage 2 Project
Poverty is widespread in Bangladesh, with up to 26% of the population living below the national poverty line. Microfinance provides financial services to those without access to traditional banking, through small loans without security requirements. Muhammad Yunus founded Grameen Bank in 1976 to provide microloans to the rural poor of Bangladesh, especially women. Grameen Bank allows borrowers to start small businesses, breaking the cycle of poverty - a 2008 internal survey found 65% of borrowers had risen above the poverty line.
Poverty, a Citizenship Project
Poverty is widespread in Bangladesh, with up to 26% of the population living below the national poverty line. Microfinance provides financial services to those without access to traditional banking, through small loans without security requirements. Muhammad Yunus founded Grameen Bank in 1976 to provide microloans to the rural poor of Bangladesh, especially women. Grameen Bank allows borrowers to start small businesses, breaking the cycle of poverty - a 2008 internal survey found 65% of borrowers had risen above the poverty line.
Poverty
Poverty is widespread in Bangladesh, with up to 26% of the population living below the national poverty line. Microfinance provides financial services to those without access to traditional banking, through small loans without security requirements. Muhammad Yunus founded Grameen Bank in 1976 to provide microloans to the rural poor of Bangladesh, especially women. Grameen Bank allows borrowers to start small businesses, breaking the cycle of poverty - a 2008 internal survey found 65% of borrowers had risen above the poverty line.
Citizenship 2: Stop Poverty
This document discusses poverty around the world and efforts to reduce it. It notes that over half the world lives on less than $2.50 a day, and 1 billion children live in poverty lacking adequate shelter or food. Professor Muhammad Yunus created microloans through Grameen Bank that have helped many escape poverty by starting small businesses. Grameen Bank loans have a 97% repayment rate and now operate in 58 countries. The document encourages efforts like donating to charities, volunteering, and educating others to help reduce global poverty.
Social Justice Module 7 Poverty and Hunger - ENGLISH.pdf
This document discusses poverty and development issues. It defines absolute and relative poverty. Absolute poverty refers to a lack of basic human needs like food, water, shelter, etc. Relative poverty is defined based on social status and what is generally available within a community. The document discusses factors that perpetuate poverty like a "culture of poverty" where the values of impoverished people reinforce their condition. It also examines the causes and effects of poverty from economic, political, social, environmental, and psychological perspectives. The document concludes by defining development as improving infrastructure, self-esteem, and freedom of choice, and discusses various government poverty alleviation programs.
Bb044 H2
Poverty is defined as a lack of material possessions or money and includes social, economic, and political factors. It can be defined as either absolute poverty, meaning a basic level of living standards, or relative poverty, meaning lack of resources relative to others in a society. The presentation discusses how social enterprises help solve poverty problems by creating jobs, providing education and skills training, and offering healthcare. These approaches allow people to become independent through employment, gain practical skills for the future through education, and create a healthier society with access to healthcare. The team requests help in fighting against poverty.
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Citizenship Stage 2 - Poverty Presentation
- 1. BB Citizenship Stage 2 Poverty Group Members: Spencer Loh, Joseph Chan, Timothy Ang, Bryan Lam
- 2. BB Citizenship Stage 2 What is Poverty?● Poverty is scarcity ● Lacking in possessions or money o Poverty is chronic o Correlated to inequality ● Deprivation of basic human needs - food, water, sanitation, clothing, shelter and health care.
- 3. BB Citizenship Stage 2 How does it happen? ● Vicious Cycle of poverty ● Unable to obtain education. ● Lack qualification for jobs ● Trapped and bound to poverty. ● People are often powerless. ● Inferior and cannot make a change ● Events are multiplied and hits others
- 4. BB Citizenship Stage 2 Who does it affect? It affects many people in the world, especially in developing countries Poverty causes – Crime – Alcohol & Substance Abuse – Disease – Children’s Lives to be Affected – Environmental Issues – Shorter Life Expectancy and many more...
- 5. BB Citizenship Stage 2 How is it being solved? ✓ Social entrepreneurship o Work for minimal/no profit o Goals of company are social good Example - Muhammed Yunus’ Grameen Bank o Problem - interest rates too high for poor people o Lends to poor people for little interest rates o Allows poor people to start sustainable businesses to pull themselves out of the poverty cycle
- 6. BB Citizenship Stage 2 Muhammed Yunus His impact ● When Bangladesh suffered a famine in 1974, Mr Yunus decided to give small long-term loans to the poor. He regards micro- credit both as a human right and as an effective means of emerging from poverty: Lend the poor money in amounts which suit them, teach them a few basic financial principles, and they generally manage on their own. ● He impacted the lives of more than 40 million people in 85,000 villages across India, raising the standards of living higher than it would without his initiative.
- 7. BB Citizenship Stage 2 Muhammed Yunus His philosophy: Making money is a happiness. And that's a great incentive. Making other people happy is super-happiness. “ ”
- 8. BB Citizenship Stage 2 How can you make a difference? Poverty exists even in Singapore! 1. You can donate money to the poor through charities 2. Understand the plight of the poor and not abuse them 3. Visit them in their homes and help them out (for
- 9. BB Citizenship Stage 2 References 1. http://www.poverties.org/effects-of-poverty.html 2. http://www.muslimawards.org/img/nominee_photos/a4f89981e30a6 cc0a672f14ddc23d02e.jpg 3. http://www.grameen-info.org/grameen-founder-muhammad-yunus/ 4. http://www2.crcna.org/pages/sea_cycleofpoverty.cfm