This document contains summaries from Raddon Chart of the Day publications between November 15, 2011 and October 24, 2011. The charts show consumer sentiment and behaviors related to online trading, investment decisions, savings levels, economic expectations, spending and saving habits compared to the previous year, and opinions on the state of the economy. Key findings include that 56% of consumers have previously traded online but are not currently doing so, and 54% prefer to receive advice when making investment decisions rather than feeling comfortable making their own decisions.

1. Raddon Chart of the Day
November 15, 2011
Consumers’ Online Trading Status and
Interest in an Online Trading Service
60% 56%
50%
40%
31%
30%
20%
9%
10% 5%
0%
Currently Trade Previously Traded Do Not Trade Not Comfortable
Online Online/Not Currently Online/Would Using an Online
Consider Using Brokerage Service
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2011 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

2. Raddon Chart of the Day
November 10, 2011
Consumers’ Comfort Level in
Making Investment Decisions
46% 54% Prefer to Receive Advice
Comfortable Making
Own Decisions
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2011 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

3. Raddon Chart of the Day
November 9, 2011
Consumers’ Satisfaction with
Current Savings Level
40%
34%
30%
30% 27%
20%
10% 9%
0%
Very Comfortable Somewhat Somewhat Very Uncomfortable
Comfortable Uncomfortable
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2011 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

4. Raddon Chart of the Day
November 7, 2011
Consumers’ Personal Situation
30% 28% In The Next Six Months
25%
22%
21%
20% 19% 19%
18%
17%
16% 16%
15%
10%
10%
5%
0%
Better Shape Worse Shape
Fall '07 Fall '08 Fall '09 Fall '10 Fall '11
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2011 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

5. Raddon Chart of the Day
November 2, 2011
Consumers’ Current Spending Habits
Compared To One Year Ago
8%
Spending More
54% 38% Spending the Same
Spending Less
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2011 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

6. Raddon Chart of the Day
November 1, 2011
Consumers’ Current Savings Habits
Compared To One Year Ago
18%
40% Saving More
Saving the Same
Saving Less
42%
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2011 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

7. Raddon Chart of the Day
October 25, 2011
Consumers’ Economic Expectations
For The Next Six Months
70%
60% 59%
50% 48% 46%
40% 39%
30%
30% 24% 27%
19% 23%
20%
21%
10% 12% 15% 18%
6% 9%
7%
0%
Spring '08 Fall '08 Spring '09 Fall '09 Spring '10 Fall '10 Spring '11 Fall '11
Better Shape Worse Shape
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2011 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

8. Raddon Chart of the Day
October 24, 2011
Consumers’ Opinion Regarding The
Current State Of The Economy
13%
Not Sure
11%
Definitely See Evidence That the Economy 5%
Is Improving 6%
Just Begun to See Signs That the Recession 12%
Is Ending 21%
See No Evidence That the Recession Is 69%
Over 61%
0% 10% 20% 30% 40% 50% 60% 70% 80%
Fall '11 Spr. '11
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2011 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500