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Combined model of smart cities and electronic payments
Ralf-Martin Soe and Olga Mikheeva
Tallinn University of Technology
CEDEM17
CASES
City Region
Policy-Driven/
Bottom-Up Level of urban digitalization
Level of integrated
payment systems
Tallinn
Northern
Europe
Bottom-up
High level of urban digitalization
(smart city services via X-road and
electronic Identity)
To be analysed (cross-
border approach)
Helsinki
Northern
Europe
Bottom-up
High level of urban digitalization
(Helsinki is ranked as top 6
European Smart City)
To be analysed (cross-
border approach)
Singapore East Asia
Policy-driven High level of urban digitalization
(Singapore is ranked as top 1
smart city)
To be analysed
Hong Kong East Asia
Policy-driven High level of urban digitalization
(labels itself as a global leading
smart city)
To be analysed
SMART CITY
CONCEPT
Smart City components
Giffinger, European
Comission, Cohen
Manville et al (EC):
Smart Economy:
• E-business and e-commerce, increased productivity,
• ICT-enabled and advanced manufacturing and
delivery of services;
• ICT-enabled innovation: new products, new services
and business models
Batty et al.
What about smart cities and financial services?
●Improving Mobility: Minimising Disruption, Producing Better Quality Travel Experiences, Minimising
Energy Consumption
●Improving the Use of Resource such as Energy: Smart Sensors and Grids
●Enabling Integrated Design of Built Environments: Through ICT, Local Networks, WLAN, Cloud Services
●Providing Access to Public Information: Open Data and Transparency
●Improving Citizen Participation: Engaging Wider Circles of Citizens in Relevant Decisions
●Improving Democratic Decision-Making: Through New Methods of Information Delivery to Citizens
and Methods for Online Engagement
●Improving Retailing/Commerce: Delivering Better Information and Access to Consumers and
Producers in Real and Online Environments
●Enabling Better Housing Choices: through Access to Capital, Information about Supply
●Delivering Better Information to Urban Management: Through a Variety of Media such as Dashboards
and Other Interfaces
●Providing Services for Building Integrated ICT Platforms: Providing Integrated IS at Different Scales
●Providing Integrated Data Services: Adding Value to Data, Opening Data
Source: Batty et al.
E-Invoices spread
#CeDEM17 - Financial Payments and Smart Cities
INITIATIVES
OCTOPUS: HONG KONG
EZ-CARD: SINGAPORE
SINGAPORE
DIGITAL RECEITPS: EE and FI
VISION: Access to all receipts via Internet and/or accounting software
Two weeks
in the
Europe =
170 000
such
boxes
See on alampealkiri
Cross-border solutions
#CeDEM17 - Financial Payments and Smart Cities
Conclusion
City Region
Policy-Driven /
Bottom-Up
Level of urban
digitalization
Level of integrated
payment systems
Tallinn
Northern
Europe
Bottom-up, digital payments
as part of e-governance
agenda / solutions
High High
Helsinki
Northern
Europe
Bottom-up, digital payments
are recognized as part of
digital economy
High High
Singapore East Asia
Policy-driven and centralized,
‘smart finance’ is part of
‘smart nation’
High High
Hong
Kong
East Asia
Policy-driven but somewhat
fragmented, early mover and
among top smart cities
High High
Thank you!
Ralf-Martin.Soe@ttu.ee

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#CeDEM17 - Financial Payments and Smart Cities

  • 1. Combined model of smart cities and electronic payments Ralf-Martin Soe and Olga Mikheeva Tallinn University of Technology CEDEM17
  • 2. CASES City Region Policy-Driven/ Bottom-Up Level of urban digitalization Level of integrated payment systems Tallinn Northern Europe Bottom-up High level of urban digitalization (smart city services via X-road and electronic Identity) To be analysed (cross- border approach) Helsinki Northern Europe Bottom-up High level of urban digitalization (Helsinki is ranked as top 6 European Smart City) To be analysed (cross- border approach) Singapore East Asia Policy-driven High level of urban digitalization (Singapore is ranked as top 1 smart city) To be analysed Hong Kong East Asia Policy-driven High level of urban digitalization (labels itself as a global leading smart city) To be analysed
  • 4. Smart City components Giffinger, European Comission, Cohen
  • 5. Manville et al (EC): Smart Economy: • E-business and e-commerce, increased productivity, • ICT-enabled and advanced manufacturing and delivery of services; • ICT-enabled innovation: new products, new services and business models
  • 7. What about smart cities and financial services? ●Improving Mobility: Minimising Disruption, Producing Better Quality Travel Experiences, Minimising Energy Consumption ●Improving the Use of Resource such as Energy: Smart Sensors and Grids ●Enabling Integrated Design of Built Environments: Through ICT, Local Networks, WLAN, Cloud Services ●Providing Access to Public Information: Open Data and Transparency ●Improving Citizen Participation: Engaging Wider Circles of Citizens in Relevant Decisions ●Improving Democratic Decision-Making: Through New Methods of Information Delivery to Citizens and Methods for Online Engagement ●Improving Retailing/Commerce: Delivering Better Information and Access to Consumers and Producers in Real and Online Environments ●Enabling Better Housing Choices: through Access to Capital, Information about Supply ●Delivering Better Information to Urban Management: Through a Variety of Media such as Dashboards and Other Interfaces ●Providing Services for Building Integrated ICT Platforms: Providing Integrated IS at Different Scales ●Providing Integrated Data Services: Adding Value to Data, Opening Data Source: Batty et al.
  • 13. DIGITAL RECEITPS: EE and FI VISION: Access to all receipts via Internet and/or accounting software
  • 14. Two weeks in the Europe = 170 000 such boxes See on alampealkiri
  • 17. Conclusion City Region Policy-Driven / Bottom-Up Level of urban digitalization Level of integrated payment systems Tallinn Northern Europe Bottom-up, digital payments as part of e-governance agenda / solutions High High Helsinki Northern Europe Bottom-up, digital payments are recognized as part of digital economy High High Singapore East Asia Policy-driven and centralized, ‘smart finance’ is part of ‘smart nation’ High High Hong Kong East Asia Policy-driven but somewhat fragmented, early mover and among top smart cities High High

Editor's Notes

  1. Income per person
  2. Income per person
  3. Income per person
  4. Income per person
  5. At first could you please make me a favor and take out your wallets and show me how many receipts you have there. Sander you too! Omnivas has approximately 3500 workers. We asked them to collect their receipts and send to us. This is what we got just in 2 weeks. In Netherland, there is approx.. 17 mlj people. So about 5 667 boxes like this just in two weeks! In Europe 508 mln people….1 70 000 boxes like this. That’s why we are doing it!
  6. Digital infrastructure: electronic Identy and X-road