A cash recycler machine accepts cash deposits and dispenses cash, providing real-time transactions. It sorts notes to identify fake or damaged bills. Features include depositing up to Rs. 200,000 daily with PAN or Rs. 49,999 without. An ATM is an automated teller machine that allows customers to access accounts without visiting a branch to withdraw cash or perform financial tasks 24/7. While both machines allow withdrawing, only cash recyclers accept deposits, reducing replenishment needs but with higher costs than ATMs. Increasing accessibility through regional languages and education can boost usage of these services.

1. CASH RECYCLER AND ATM
MACHINE
SHUBHAM CHAUHAN
SILPA P R
SEETHA
SHARATH JOSHI

2. CASH RECYCLER
A Cash recycler or also called
as cash dispense machine is
an important bank machine
which accepts deposits and
also dispenses cash in real
time and customers will be
issued an acknowledgment slip
confirming the transaction .

4. FEATURES OF CASH RECYCLER
 Faster way to deposit cash.
 Don’t have to stand in long queues at cash counters.
 Receipt available at the end of transaction will confirm your
deposit.
 Can also take out cash from cash recycler(work as an ATM)
 Currency is sorted in such a way that mutilated, oiled and
folded notes are kept at different decks.

5.  Fake currency is Automatically identified in cash recycler.
 Double digital lock and effective security system enhances safety
of deposits.
 Cash deposit with debit card up to Rs.2,00,000/- (2 Lacs) per day
where PAN is registered and Rs.49,999/- where PAN is not
registered in account.
 If customer deposits over the permissible limit then the
RECYCLER rejects the transaction and notes are presented back
to the customer.
 Maximum cash deposit at a time 250 notes.

6. ATM (AUTOMATED TELLER MACHINE)
 ATM is a computerized
machine, that provides the
customers of banks a
facility of accessing their
accounts for dispensing
cash and to carry out other
financial and non-financial
transactions without the
need to actually visit the
bank branch (24*7).

7. FEATURES OF ATM
 24-hour access to cash
 View Account Balances & Mini-statements
 Order a Cheque Book / Account Statement
 Transfer Funds between accounts
 Refill your Prepaid card
 Pay your utility bills
 Deposit cash or cheques
 Change your PIN
 Aadhaar Seeding

8. DIFFERENCE BETWEEN CASH RECYCLER AND ATM
CASH RECYCLER
 Both Depositing and
Withdrawing can be done
through Cash Recycler.
 Fewer Replenishments, as the
money deposited will be used
for dispensing the cash.
 Even though the cost of the
Cash recycler is high it will
reduce the load on the bank
ATM
 Only withdrawing is Possible
 Cash should be Replenished all
the time .
 Cost of the ATM is relatively less.

9. SALES
 Increase the penetration of ATMs and CRMs.
 Competitive service Charge and Preventive Maintenance will attract more customers.
 Inclusion of multiple regional languages.
 Making use of NGOs and women SHG to facilitate digital literacy.
 Awareness programs in schools and colleges.
 More offsite ATMs and CRMs.
 Installations of more ATMs and CRMs near more demand areas like Hospitals, Colleges
,Industries etc.,

10. THANK YOU

11. Questions?