85% of investors returns comes down to Asset Allocation. Find out more by attending the Diversification 5.0 Challenge - https://www.diversificationchallenge.com/
Tell me and I forget, teach me and I remember, involve me and I learn.
As a part of the series of presentations by the teachers on various pedagogies suggested by NEP 2020, the eighth session on Play based learning pedagogy was conducted by Ms. Heena Sheikh, the team leader along with her team members Ms. Veena Ferreira, Ms. Prajakta Pashte, Ms. Sharon Kinny and Ms. Sharon Dmello, which demonstrated how play can be incorporated to teach basic concepts and make teaching-learning fun.殺朗
Play is the absence of stress and the highest form of research that was rightly shown in this interactive session, sharing few impactful play based ideas that involved the participants in their play.
It was overall a fantastic and wholesome learning experience for the teachers and the team.
Tell me and I forget, teach me and I remember, involve me and I learn.
As a part of the series of presentations by the teachers on various pedagogies suggested by NEP 2020, the eighth session on Play based learning pedagogy was conducted by Ms. Heena Sheikh, the team leader along with her team members Ms. Veena Ferreira, Ms. Prajakta Pashte, Ms. Sharon Kinny and Ms. Sharon Dmello, which demonstrated how play can be incorporated to teach basic concepts and make teaching-learning fun.殺朗
Play is the absence of stress and the highest form of research that was rightly shown in this interactive session, sharing few impactful play based ideas that involved the participants in their play.
It was overall a fantastic and wholesome learning experience for the teachers and the team.
People moving toward autonomy expand their personal capacities for awareness, spontaneity and intimacy. As this occurs, they develop integrated adult ego states.
Filtering more and more Parent and Child material through their Adult and learning new behavior patterns are parts of the integrating process.
The video for this presentation is available on our Youtube channel:
https://youtube.com/allceuseducation A continuing education course for this presentation can be found at https://www.allceus.com/member/cart/index/index?c=
Review the most common theories of child development: Psychoanalytic, behavioral, social learning, cognitive, attachment, ecological
Apply theoretical concepts to child development
Hypothesize how failure to accomplish tasks in one area of development can negatively impact other areas
Montessori is child-oriented and goes for a cognitive approach to teaching. It believes within the concept that each kid is exclusive in his own means and as academics, guides and mentors it's our duty to reinforce their potential special to them. Montessori school rooms are ready beforehand supported observations of the students’ individual wants. They embody student-centered lessons and activities. ancient school rooms square measure supported teacher-centered lessons or activities.
Montessori lessons are hands-on and active. Students discover data for themselves. ancient faculty lessons square measure usually orated to students who listen passively, memorize, and take tests.
International Institute Of Montessori Teacher Training (IIMTT) is one of India’s leading providers of Montessori training to meet the needs of the Early Years communities in India and around the world. At IIMTT we have been providing high-quality Montessori teacher training at Kolkata for close to a decade now. If you want to know more Visit Our Website!
Fanita English has described a specially virulent kind of script message which she calls episcript. Here, a parent conveys an injunction and adds to it the non verbal message: “ I hope this happens to you, so that it wont have to happen to me.”
Often the person in Try Hard will use the word try. When used in driver fashion, try always conveys “ I will try to do it instead of doing it”. Other typical words are difficult, can’t, what? Don’t get you, it is hard.. And interrogative grunts like huh? Uh?
Calgary-based Mainstreet Equity Corp. has reviewed & recorded its 18th consecutive quarter of year-over-year double-digit growth in pre-tax funds from operations and net operating income.
In its second quarter for fiscal year 2015, pre-tax funds from operations were up 39 per cent to $6.9 million and FFO per basic share increased 26 per cent to 66 cents. Net operating income from continuing operations increased 20 per cent to $16.2 million, while growing 13 per cent to $15.2 million on a same asset basis.
People moving toward autonomy expand their personal capacities for awareness, spontaneity and intimacy. As this occurs, they develop integrated adult ego states.
Filtering more and more Parent and Child material through their Adult and learning new behavior patterns are parts of the integrating process.
The video for this presentation is available on our Youtube channel:
https://youtube.com/allceuseducation A continuing education course for this presentation can be found at https://www.allceus.com/member/cart/index/index?c=
Review the most common theories of child development: Psychoanalytic, behavioral, social learning, cognitive, attachment, ecological
Apply theoretical concepts to child development
Hypothesize how failure to accomplish tasks in one area of development can negatively impact other areas
Montessori is child-oriented and goes for a cognitive approach to teaching. It believes within the concept that each kid is exclusive in his own means and as academics, guides and mentors it's our duty to reinforce their potential special to them. Montessori school rooms are ready beforehand supported observations of the students’ individual wants. They embody student-centered lessons and activities. ancient school rooms square measure supported teacher-centered lessons or activities.
Montessori lessons are hands-on and active. Students discover data for themselves. ancient faculty lessons square measure usually orated to students who listen passively, memorize, and take tests.
International Institute Of Montessori Teacher Training (IIMTT) is one of India’s leading providers of Montessori training to meet the needs of the Early Years communities in India and around the world. At IIMTT we have been providing high-quality Montessori teacher training at Kolkata for close to a decade now. If you want to know more Visit Our Website!
Fanita English has described a specially virulent kind of script message which she calls episcript. Here, a parent conveys an injunction and adds to it the non verbal message: “ I hope this happens to you, so that it wont have to happen to me.”
Often the person in Try Hard will use the word try. When used in driver fashion, try always conveys “ I will try to do it instead of doing it”. Other typical words are difficult, can’t, what? Don’t get you, it is hard.. And interrogative grunts like huh? Uh?
Calgary-based Mainstreet Equity Corp. has reviewed & recorded its 18th consecutive quarter of year-over-year double-digit growth in pre-tax funds from operations and net operating income.
In its second quarter for fiscal year 2015, pre-tax funds from operations were up 39 per cent to $6.9 million and FFO per basic share increased 26 per cent to 66 cents. Net operating income from continuing operations increased 20 per cent to $16.2 million, while growing 13 per cent to $15.2 million on a same asset basis.
Mark Wilson, Group Chief Executive Officer, said:
“In the first half we have taken a number of steps to deliver our investment thesis of cash flow and growth. These results show satisfactory progress in Aviva’s turnaround.
“We have achieved profit after tax of £776 million, in contrast to the £624 million loss last year. Cash flows to the Group have increased by 30% to £573 million. Our key measure of sales – value of new business – has increased 17%, driven by the UK, France, Poland, Turkey and Asia.
“Although these results continue the positive trends of the first quarter, tackling our legacy issues will take time.
“I am committed to achieving for investors what we set out to do: turning around the company to unlock the considerable value in Aviva.”
Anglo Pacific is the only company listed on the London Stock Exchange focused on royalties connected with the mining of natural resources. It is an objective of the Company to pay a substantial portion of its royalty revenues to shareholders as dividends.
FinEvent 2018 | Kevin Allen Presentation | 09h05 - 09h45Wealth Migrate
FUTURE FOCUSED FINTECH
The impact of FinTech innovation on the future through changing the landscape and pushing boundaries. Empowering investors with more holistic, transparent investment strategies
THE PLACE OF THE BLOCKCHAIN IN CIVILIZATION
Blockchain’s influence on changing civilization and the way things are done from election votes to
property purchasing and tax payments through its unique high-level security functions.
TOKENIZATION OF THINGS
The rise of cryptocurrencies and asset tokenization and its effect on money, its use and the power that comes with it.
BRIDGING THE CRYPTOVERSE & INVESTMENT MARKET
Tokenizing real-world investment funds and its benefits. The future of investing.
Real Estate Workshop | Robin Banks | Wealth Mastery | Wealth MigrateWealth Migrate
As the world gets more digitized it brings with it unique opportunities and risks for you and your family. We are passionate about empowering you with the right information so that you can make the right decisions going forward.
From listening to you and your feedback, there is a clear demand for more intensive and thorough workshops (click here to book) so we can really get into the detail. Therefore in Nov we have planned workshops to ensure we can spend real time and you can not only get deep knowledge and understanding, you also have the ability to get involved and make sure that you can take the vital actions which are needed.
We have broken the day into 2 workshops which focus on two different areas: Property & Technology
• 09h00 - 12h00 How to create a Global Real Estate Investment Portfolio Workshop, hosted by Scott Picken
You should attend this session if you want answers to any of the below:
• How can I start investing, creating and preserving wealth through property, from as little as R1000, both locally and internationally?
• How do I invest in international property, whether I have $1k or $5m?
• How can I get citizenship overseas?
• How can I use technology to remove all the hassle, expenses and pain traditionally involved in investing in direct property, both locally and internationally?
• How do I handle taxes, bank accounts and global structures?
• How do I know what country to invest in?
• How do I know what property to invest in?
• How do I find quality partners on the ground to partner with?
• Why should I consider using technology rather than the traditional REITS and what impact it will this have on my actual returns?
• Where do I get the best research and what systems can I use to do institutional grade due diligence on my investments?
• And many more…
• Click here to book
I, along with our team, will be sharing, teaching and engaging all morning to take people on the entire journey and ensure that they are following the strategies of some of the most successful investors in the world. PLEASE BRING YOUR LAPTOPS as we have a gift and each and every person will walk away having started on their journey to creating and owning a global real estate portfolio. It is simpler and safer than you think! Click here to book
Global Wealth Partner Presentation | Wealth MigrateWealth Migrate
At Wealth Migrate we have funded ourselves differently. Basically in 2014, Scott Picken the Founder read Behind the Cloud by Marc Benihoff (Founder of Salesforce). They never used VC and started their Design Partners in 1999 with their own clients. Through this community they not only built a world class and UX friendly system, they raised $64m and these investors shared in the upside of the 14th biggest technology company in the world.
In June 2014 we formed our Wealth Partners. We currently have 90 Wealth Partners who have invested in our company, joined the global community, assist to built a world class platform and will share in the upside of this purpose driven company. We have done several rounds and have raised just over $8m to-date.
Our simple CAP Table looks like this
Founders & Management 52%
Non-Exec 5%
Wealth Partners 37%
Employee Incentive Pool 6%
This was the presentation which Scott Picken the Founder & CEO of Wealth Migrate shared.
Wealth Migrate, Your Trusted Global Real Estate Marketplace, is leading The Wealth Movement in globally creating wealth for all through real estate and technology! http://www.wealthmigrate.com
Wealth Migrate is a KPMG Global Top 50 Fintech company, top-10, global real estate investment platform, bringing the tools and transparency to enable emerging market investors access to high yield, institutional quality, developed market real estate at scale. Our FinTech enabled platform makes direct investment accessible, safe and affordable for global retail investors seeking US dollar, Aus dollar or Pound based income. By leveraging big data technology, robo-advisory based on goals, block chain record-keeping, global boots on the ground origination and the social power of collective buying—we bring trust, transparency and access to an opaque and complex process.
Wealth Migrate will do this through the power of the crowd and technology, by helping investors have access to invest and partner with the safest and best institutional grade opportunities locally or internationally, while letting real estate providers have access to the depth and quality of global investors, thus creating global wealth for all!
It provides a global, self-service, Fintech real estate solution, which takes advantage of local real estate markets, through best-of-breed partners, efficiency, a global IT platform and collective buying power.
Basically it is tomorrow’s simple answer to making sophisticated investments in local and global real estate, residential and commercial, with like-minded real estate investors and to create global wealth, today.
Wealth Migrate’s foundations are built firmly on three core values, trust, transparency and most importantly making sure that everyone’s interests are aligned. It is a blend of nature’s laws and technology which revolves around partnerships, as nature teaches us.
Investor Real Estate Workshops | Wealth Migrate | May 2017Wealth Migrate
Wealth Migrate hosted national Real Estate Investor Days, an opportunity for investors to get to know the company in more detail, gain more knowledge about how Wealth Migrate is disrupting this industry and discover how you can become a global real estate investor and invest like the millionaires do. We have customised our program to suit your needs:
PROGRAM OUTLINE FOR THE DAY:
09h00 – 12h00 How to create a global real estate investment workshop, hosted by Scott Picken (CEO of Wealth Migrate)
What was covered:
- The principles of investing
- The difference between income and growth investments
- The single biggest mistake most people make when approaching the real estate market
- What is a portfolio strategy?
- How due diligence comes into play
- How to overcome fear of failure and manage risk?
- The best real estate sectors that will earn you above average returns
- How to invest in buy to let apartments/developments, without having to buy an actual apartment
- How real estate can help you become a citizen in another country
- The difference between REITS & the way Wealth Migrate invests
- How can I start investing, creating and preserving wealth through property, from as little as R1000, both locally and internationally?
- How to use real estate to get citizenship overseas
- We share the secrets and strategies successful real estate investors use.
#realestate #wealthmigrate #crowdfunding #realestatecrowdfunding #IPS #wealthmovement #empoweryourself #fintech
This presentation was given in Midrand, Durban and Cape Town in May/June 2017. The presentation gave individuals the opportunity to learn about Global Real Estate investment.
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Lixin Azarmehr, a Los Angeles-based real estate development trailblazer, co-founded JL Real Estate Development (JL RED) in 2015 and serves as its CEO. Her expertise has propelled the firm to specialize in luxury residential and mixed-use commercial projects, with a portfolio that features upscale retail spaces and sophisticated care facilities.
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Torun Center Residences Istanbul - Listing TurkeyListing Turkey
THERE IS LIFE IN ITS CENTER!
The most energetic spot of the city that will add utterly different pleasures to your life, with a park that will make Istanbul breathe, delighting indoor and outdoor bistros, cafes, restaurants, the brand-new Food Hall concept, where dozens of unique tastes are served together, market area, cinema, theater, fitness club, SPA and event venue...
All the pleasures that will enrich your lives are awaiting you on the most beautiful side of the city, at Torun Center Residences. In Mecidiyeköy, where the heart of Istanbul beats, business, life and entertainment opportunities are located at the exact center, at Torun Center, the most beautiful side of the city.
Penthouse apartments and different styles of flats from 1 + 1 to 4 + 1, from 100 to 425 square meters in a 42-story residence tower, have been designed for those who want to live in the center of magnificence. Torun Center is the redefinition of a better life with specially landscaped floor gardens, apartment options with private balconies, and automatic glass systems equipped with Trickle Ventilation that offers clean air comfort.
Business and life in the same place
Excellent service
Torun Center has many delightful details, from a swimming pool to sunbathing and resting terrace. With 24/7 concierge services, 24/7 security, valet, technical service, closed-circuit camera system (CCTV), central heating and cooling system, it makes your life easier.
Delightful details
The two-story Torun Center Lounge, with its indoor and outdoor seating areas, children's playroom, private dining and TV lounge, promises unforgettable memories to you and your loved ones with its unique Istanbul view.
Neighboring to the most pleasant square of Istanbul
A few steps from the Torun Center Residences, you can reach the city's most modern city square and open the doors of a quality city life. Torun Center Residences brings together on the same project the long-awaited city life for Istanbul and gourmet restaurants, cafes, gym and SPA, and state-of-the-art cinema and Artı Stage, hosting the most famous plays of the season.
Located at the intersection of alternative public transportation options such as the metro and Metrobus, Torun Center comes to the fore as the most accessible office for both sides of Istanbul. With a central location and rich transportation lines, Torun Center offices make life easier for employees and increase productivity.
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
3. 1. Time Horizon
• Understand current situation relative to where you want to be.
• Asset Liability Modelling (ALM).
• Defining the parameters of the ALM.
45 1 000 000,00
R
65 43 370 911,90
R
35 1 936 352,72
R
20
1 000 000,00
R 240 000,00
R
3 000 000
R
38 328 007,07
R
4,00% 5 042 904,83
R
10,00% 66 699,55
R
8,00%
Current Savings Balance:
Client Information Retirement Needs:
Current Age: Retirement Income (PV):
Retirement Age: Required Capital(FV):
Protected years:
Years of Saving: Savings Habits:
Current Income: Current Annual Contributions:
Maximum Income (FV)
Return Post-Retirement:
Assumptions: Retirement capital available:
Inflation: Shortall at Retirement:
Return Pre-Retirement: Extra Yearly Savings Needed:
3
4. 4
Year Age Salary Contribution Withdrawal Growth Balance % Return
3 000 000,00
R
1 45 1 000 000,00
R 240 000,00
R -
R 300 000,00
R 3 540 000,00
R 10,00%
2 46 1 040 000,00
R 249 600,00
R -
R 354 000,00
R 4 143 600,00
R 10,00%
3 47 1 081 600,00
R 259 584,00
R -
R 414 360,00
R 4 817 544,00
R 10,00%
4 48 1 124 864,00
R 269 967,36
R -
R 481 754,40
R 5 569 265,76
R 10,00%
5 49 1 169 858,56
R 280 766,05
R -
R 556 926,58
R 6 406 958,39
R 10,00%
6 50 1 216 652,90
R 291 996,70
R -
R 640 695,84
R 7 339 650,93
R 10,00%
7 51 1 265 319,02
R 303 676,56
R -
R 733 965,09
R 8 377 292,58
R 10,00%
8 52 1 315 931,78
R 315 823,63
R -
R 837 729,26
R 9 530 845,47
R 10,00%
9 53 1 368 569,05
R 328 456,57
R -
R 953 084,55
R 10 812 386,59
R 10,00%
10 54 1 423 311,81
R 341 594,83
R -
R 1 081 238,66
R 12 235 220,08
R 10,00%
11 55 1 480 244,28
R 355 258,63
R -
R 1 223 522,01
R 13 814 000,72
R 10,00%
12 56 1 539 454,06
R 369 468,97
R -
R 1 381 400,07
R 15 564 869,76
R 10,00%
13 57 1 601 032,22
R 384 247,73
R -
R 1 556 486,98
R 17 505 604,47
R 10,00%
14 58 1 665 073,51
R 399 617,64
R -
R 1 750 560,45
R 19 655 782,56
R 10,00%
15 59 1 731 676,45
R 415 602,35
R -
R 1 965 578,26
R 22 036 963,16
R 10,00%
16 60 1 800 943,51
R 432 226,44
R -
R 2 203 696,32
R 24 672 885,92
R 10,00%
17 61 1 872 981,25
R 449 515,50
R -
R 2 467 288,59
R 27 589 690,01
R 10,00%
18 62 1 947 900,50
R 467 496,12
R -
R 2 758 969,00
R 30 816 155,13
R 10,00%
19 63 2 025 816,52
R 486 195,96
R -
R 3 081 615,51
R 34 383 966,61
R 10,00%
20 64 2 106 849,18
R 505 643,80
R -
R 3 438 396,66
R 38 328 007,07
R 10,00%
6. 2. Risk Tolerance
• Largely driven by time horizon.
• Market cycles are typically 5-7 years.
• Personal goals play a large role in
determining the levels of risk one can take.
6
7. 3. Asset Allocation
• Largely driven by the parameters of the ALM.
• Dependent on the time horizon of the
investor.
• Can be influenced by one's personal goals.
7
8. 4. Diversification
• Diversifying holdings across different asset classes and sub-asset classes.
• Ability to add alpha via manager selection and style allocation.
• Using active managers to shift between different styles of investing.
8
10. 5. Personal Outcome / Goals
• Short term goals.
• Long term goals.
• Any defined outcomes other than retirement.
10
11. 6. Monitor, Measure & Rebalance
• Monitor performance relative to benchmarks on a quarterly and
annual basis.
• Monitor performance relative to financial plan and ALM. This
can be done at longer intervals due to market cycles.
• Identify changes in ALM parameters and re-model this.
• Rebalance the portfolio if there have been any significant
changes in the parameters or if specific targets have been met.
Reallocate to investments that offer greater upside potential.
11
13. Disclaimer
General Disclaimer:
This presentation has been prepared by Caleo Capital (“Caleo”). The information contained in this presentation is confidential and intended solely for the use of the intended recipient. This presentation contains
information proprietary to Caleo’s and accordingly may not be reproduced, acted upon or disseminated in whole or in part without Caleo’s prior written consent. By attending this presentation or receiving it, the
intended recipient undertakes to keep the information contained in this presentation confidential and not to do any act or allow same to be done on his/her behalf which is in breach of the above mentioned
prohibition.
Any liability of whatsoever nature and howsoever arising on the part of Caleo’s, their directors, officers, employees and agents relating to the contents of this presentation is hereby expressly disclaimed.
This presentation is intended for discussion purposes only and does not represent a commitment, proposal, recommendation, advice, offer open for acceptance or agreement to enter into a transaction. Any
transaction is subject to the agreement of final terms to be set out in a separate written agreement. The recipient is required to seek his/her own legal, tax, and financial advice before entering into any transaction.
The decision to enter into any transaction and to assume the risks associated with the transaction rests solely with the intended recipient.
Forward Looking Statements and Financial Projections:
Certain information in this presentation and oral statements made in any meeting are forward-looking and relate to Caleo and its anticipated financial position, business strategy, events and course of action. Words
or phrases such as “anticipated”, “objective”, “may”, “will”, “should”, “could”, “can”, “intended”, “expect”, “believe”, “estimate”, “predict”, “potential”, “plan”, “is designed to”, or similar expressions suggesting future
outcomes. Forward-Looking statements and financial projections include, among other things, statements about: our expectations regarding our expenses, sales and operations; the future customer concentration of
our investee companies; our anticipated cash needs, our estimates regarding our capital requirements, our need for additional financing; our ability to anticipate the future needs of our investee companies’
customers; the plans of our investee companies for future products and enhancements of existing products; our future growth projections are based on the opinions and estimates of management at the date the
statements are made, and are subject to a variety of risks and uncertainties and other factors that could cause actual events or results to differ materially from those anticipated in the forward-looking statements and
financial projections. Although we believe that the expectations reflected in the forward-looking statements and financial projections are reasonable, there can be no assurance that such expectations will prove to be
correct. We cannot guarantee future results, level of activity, performance or achievements and there is no representation that the actual results achieved will be the same, in whole or in part, as those set out in the
forward-looking statements and financial projections.
By their nature, forward-looking statements and financial projections involve numerous assumptions, known and unknown risks and uncertainties, both general and specific, that contribute to the possibility that the
predictions, forecasts, projections and other forward-looking information will not occur, which may cause the Company’s actual performance and financial results in future periods to differ materially from any
estimates or projections of future performance or results expressed or implied by such forward-looking statements and financial projections.
The forward-looking statements and financial projections contained in this presentation are expressly qualified by this cautionary statement. Except as required by law, we undertake no obligation to update or revise
publicly any forward-looking statements, whether as a result of new information, future events or otherwise, after the date on which the statements are made or to reflect the occurrence of unanticipated events.
Readers are cautioned not to place undue reliance on forward-looking statements or financial projections.