Ray Dalio, the founder of Bridgewater Associates, one of the largest hedge funds in the world, believes the global economy is facing major challenges and changes due to high levels of debt, rising wealth gaps, and geopolitical tensions as China challenges U.S. dominance. Dalio outlines three major economic forces - productivity, short-term debt cycles, and long-term debt cycles - and argues the world is currently in a long-term debt cycle that happens every 75-100 years, which could lead to a major economic downturn in the next 2-5 years. He emphasizes the need for individual investors to diversify across different asset classes, markets, and currencies to weather economic storms.

1. "The Changing World Order
according to Ray Dalio”
2020

2. Why now – VIX Volatility Index?

3. Why now?

4. Who is Ray Dalio?
1. American Billionaire & philanthropists
2. Harvard MBA
3. Started Bridgewater in 1975
4. Received $5m from World bank retirement fund within 10
years
5. 2013 – largest Hedge Fund in the world
6. 2020 – 79th wealthiest person in the world ($18b)
7. 2017 Book – Principles
8. Now – LinkedIn, etc
9. The most respected person to follow globally in world
economics

5. What is a Hedge Fund?

6. C O N F I D E N T I A LC O N F I D E N T I A L
BONUS

7. Thank you

8. What is happening now?
Most importantly, I was seeing the confluence of:
1. High levels of indebtedness and extremely low interest rates, which limits central
banks’ powers to stimulate the economy,
2. Large wealth gaps and political divisions within countries, which leads to increased
social and political conflicts, and
3. A rising world power (China) challenging the overextended existing world power (the
US), which causes external conflict.
The most recent analogous time was the period from 1930 to 1945. This was very
concerning to me.

9. How it all works?

10. How is all works?

11. How the economic machine works?

12. 2 Economies
2 Economies:
1. Real Economy
• Productivity and transactions
2. Financial Economy
• Central banks drive the capital markets

13. 3 major forces
1. Productivity
2. Short term debt cycle
3. Long term debt cycle

14. 1. Productivity

15. 3 major forces
Productivity

16. Money vs Credit vs Productivity
1. Money is different from credit
1. Money is what you settle transactions with
2. Debt is when there is an asset and a liability = credit
3. USA – credit = $50 trillion
4. Money = $3 trillion

17. Money vs Credit

18. 2. Short term debt cycle

19. 3 major forces
1. Productivity
2. Short term debt cycle

20. 3. Long term debt cycle

21. Debt Burden

22. Deleveraging – when interest rates hit zero

23. 4 ways to solve
• Deflationary
1. Cut spending – people, businesses and govts (austerity)
2. Reduce debt – defaults and restructurings
3. Wealth distribution – haves to have nots
• Inflationary
4. Central bank prints new money

24. Timing – 75 to 100 years

25. 3 major forces
1. Productivity
2. Short term debt cycle
3. Long term debt cycle

26. Timing
Productivity
Short term debt
– 5 to 8yrs
Long term debt – 75 to 100yrs

27. 3 rules of Thumb
1. Don’t have debt rise faster than income
2. Don’t have income rise faster than productivity
3. Do all that you can to raise your productivity

28. Where are we now?
Productivity
Short term debt
– 5 to 8yrs
Long term debt – 75 to 100yrs
HERE!

29. So what next? Again 3 major components
Introduction
1. Long term debt cycle
2. The domestic and wealth power cycle
3. International and wealth power cycle

30. 1. Long term debt cycle – (50 to 100 years)
1. Interest rates are so low and so much debt
2. Widening the wealth gap – same pattern as the 1930’s
3. Populism – same pattern as the 1930’s
4. Huge privilege if you are the reserve currency

31. 2. The Domestic Wealth and Power cycle
1. Wealth, values and political gaps are biggest in lifetime
2. Printing money and buying assets (quantitative easing) widen the
wealth gap and buying assets pushes up prices which benefits
wealthy who hold more financial assets than poor

32. 2. The Domestic Wealth and Power cycle

33. 3. The International Wealth and Power cycle
1. China is growing faster than the USA
2. Rise of China is competing:
1. Production
2. Trade
3. Technology
4. Geopolitics
5. World Capital Markets

34. Chapter One: Reserve Currency & fate of USD

35. Reserve Currency

36. 3 ways to create Wealth
1. Build it
2. Take it from others
3. Find it in the ground
4. Have enough wealth and power, more than anyone
else, you get to determine the world order

37. 1. Build It
1. Human productivity is the most important force
2. Quality of people’s education
3. Inventiveness
4. Work ethic
5. Economic system to turn ideas into output
6. 17 important forces which control all major movements
1. Debt cycle
2. The money and credit cycle
3. The wealth gap cycle
4. The geo-political cycle

38. What next?

39. What next?

40. What next? – the rise and decline of all major items…

41. Index – 17 items

42. When did America take over?

43. Beginning of the end

44. Beginning of the end
1. Started in 1945 and so been going 75 years of prosperity
2. 2008 Fed pumps money – asset inflation
1. Same pattern as 1929 – 1932 (low interest rates & printing money)
2. Interest rates are so low and so much debt
3. Huge pension and healthcare obligations
3. Widening the wealth gap – same pattern as the 1930’s
4. Populism – same pattern as the 1930’s
5. End of the long-term debt cycle large debts and classic monetary policies
don’t work well for the world’s reserve currency central banks.
6. Reserve currency – 2 to 4 big debt crisis's – banking crisis & debt write
downs or devaluations of more than 30%
7. USD denominated debt is $20 trillion (50% > than 2008 & a bit less than
50% is short term)

45. Next World Order
1. When crash happens it takes 3 years
2. Reversed through
1. A big restructuring of debt & money and credit system & fiscal policies on taxation
& spending
2. Changes in political power
3. Destruction periods are very scary
1. Smart to believe and invest in humanities inventiveness and adaptability
2. Depression, revolution, war and change of old system which last 10 to 20 years
4. Extended periods of peace and prosperity – 40 to 80 years

46. Chapter 2: 6 stages Long-Term Money Cycle
1. It Begins with No or Low Debt and “Hard Money”
2. Then Come Claims on “Hard Money” (aka, “Notes” or “Paper Money”)
3. Then Comes Increased Debt
4. Then Come Debt Crises, Defaults, and Devaluations
5. Then Comes Fiat Money
6. Then Comes the Flight Back into Hard Money
1. They need to decide what alternative store hold of wealth they will use. History
teaches us that they typically turn to gold, other currencies, assets in other
countries not having these problems, and stocks that retain their real value.

47. Printing and Devaluing Money
1. Printing and Devaluing of Monday is the easiest way out of a debt crisis
2. You are seeing this happen now in response to the announcements of the sending out
of large amounts of money and credit by the central governments and central banks
3. Al currencies have been Devalued or Died
4. Of the roughly 750 currencies that have existed since 1700, only about 20% remain and
of those that remain all have been devalued

48. What next?

49. Then

50. So where are we?

51. Chapter 3: So where are we – Changing Value of Money?

52. So where are we – Changing Value of Money?

53. So where are we – Changing Value of Money?

54. So where are we – Changing Value of Money?

55. So where are we – Changing Value of Money?

56. So where are we – Changing Value of Money?

57. So where are we?

58. So where are we – Total Debt owed to USA?

59. So where are we – Total Debt owed to USA?

60. So where are we – Corona Virus?

61. So where are we – Corona Virus?

62. So where are we – Changing Value of Money?

63. Chapter 4: So where are we – Big Cycle?

64. Chapter 4: So where are we – Big Cycle?

65. So where are we – World Order?

66. So where are we – World Order?

67. So where are we – World Order?

68. So where are we – World Order?

69. So where are we – World Order?

70. So where are we – World Order?

71. So where are we – World Order?

72. So where are we – World Order?

73. So where are we – World Order?

74. So where are we – World Order?

75. Where to?

76. Where to?
1. According to Ray Dalio and Stephen Roach
1. 2 to 5 years till this correction happens

77. So what do you do?
1. One’s ability to anticipate and deal well with the future depends on one’s
understanding of the cause-effect relationships that make things change
2. One’s ability to understand these cause-effect relationships comes from
studying how they have played out in the past.

78. C O N F I D E N T I A L
Ray Dalio
Ray Dalio says, around 26 min, “The most important thing for an
individual Investors is to know how to diversify well and in a balanced
way. The greatest mistake is to think that what has done well lately is a
better investment rather than more expensive and what has done badly
lately is a bad investment rather than cheap. Unless you know how to
deal with the differences of those, which most people don’t, they going
to be in trouble. Understand that the total amount of wealth, essentially
doesn't change very much. One thing goes up and one thing goes done.
You need to know how to diversify in assets, countries and
currencies. Knowing how to diversify your wealth is the most
important thing. Do not think that cash is a safe investment. Cash is
almost always the worst investment. Think a little bit
unconventionally. Diversify well. Be humble. Don’t market time and
be conscious of the dangers of cash.”
https://www.ted.com/talks/ray_dalio_what_coronavirus_means_for_the_glob
al_economy?language=en#t-1495460

79. Ray Dalio on Ted
Ray Dalio says, around 26 min, “The most important thing for an individual Investors is
to know how to diversify well and in a balanced way. The greatest mistake is to think
that what has done well lately is a better investment rather than more expensive and
what has done badly lately is a bad investment rather than cheap. Unless you know how
to deal with the differences of those, which most people don’t, they going to be in
trouble. Understand that the total amount of wealth, essentially doesn't change very
much. One thing goes up and one thing goes done. You need to know how to diversify
in assets, countries and currencies. Knowing how to diversify your wealth is the most
important thing. Do not think that cash is a safe investment. Cash is almost always the
worst investment. Think a little bit unconventionally. Diversify well. Be humble. Don’t
market time and be conscious of the dangers of cash.”
https://www.ted.com/talks/ray_dalio_what_coronavirus_means_for_the_global_econo
my?language=en#t-1495460

80. Diversification
1. Diversify across asset classes
2. Diversify within asset classes
3. Diversify across markets and currencies
4. Diversify across time
Ray Dalio, “Need 15 uncorrelated bets, an array of attractive
assets that don’t move in tandem, reduce risk by 80% and risk /
return ratio increases by a factor of 5!”

81. Wealth Diversification Marketplace

82. Fish or the Ecosystem
VS

83. Fish or the Ecosystem

84. So what does that mean?
1. To See the Big Picture, You Can’t Focus on the Details
2. Most Everything Evolves in an Uptrend with Cycles Around It

85. C O N F I D E N T I A LC O N F I D E N T I A L
BONUS

86. C O N F I D E N T I A L
MINDSET & KNOWLEDGE

87. C O N F I D E N T I A LC O N F I D E N T I A L
Society 5.0

88. C O N F I D E N T I A LC O N F I D E N T I A L
Society 5.0

89. ExO Organisation

90. 90
INTRO
https://www.linkedin.com/pulse/next-13-trillion-dollar-industry-disrupted-you-going-losing-scott

91. C O N F I D E N T I A L
Let’s discuss the Big Bang?

92. C O N F I D E N T I A L
Let’s discuss the Big Bang?

93. C O N F I D E N T I A L
Let’s discuss the Big Bang?

94. 3 YEAR GOAL

95. 95
INTRO
Picture of amazon
for personal
wealth

96. PLATFORM

99. GLOBAL WEALTH GROUP META-MARKETPLACE

100. 100
INTRO
Picture of amazon
for personal
wealth

101. C O N F I D E N T I A L
PAUL NIEDERER (AUS)
PLATFORM:
FOUNDER OF
ENTREPRENEURS
INSTITUTE,
ENTREPRENEUR
RESORTS & GENIUSU
ROGER
HAMILTON
FINTECH & REAL ESTATE ADVISORS:
BLOCKCHAIN ADVISORS:
EXPONENTIAL
TECHNOLOGY
DELOITTES PARTNER
WILLEM VAN DER
POST
NETWORK SOCIETY
VENTURES
DAVID ORBAN
ARC PARTNERS
RICHARD TITUS
FOUNDER & CEO
PREVIOUS: SERIAL
ENTREPRENEUR &
AUTHOR
SCOTT PICKEN
STRATEGIC FINANCE / BOARD
PREVIOUS: INVESTMENT
BANKER
KEN WILLIAMS (UK)
FUNDING & UK:
ADVISOR
PREVIOUS:
SUCCESSFUL 9
FIGURE EXIT
HILDA
LUNDERSTEDT
PMO / BOARD
PREVIOUS:
ORGANISATIONAL
DEVELOPMENT
CONSULTANT
LINDEN BOOTH
FOUNDER: COMISSION
JUCTION & AUTHOR
ORGANISATIONAL PHYSICS
LEX SISNEY
COO / BOARD
PREVIOUS:
TECHNOLOGY
DIRECTOR IPREO
GAVIN ROSSOUW
DIGITAL DEMAND
PREVIOUS:
GET SMARTER
CHINA CEO
PREVIOUS:
FINTECH BUSINESS
FINANCE CONSULTANT
CHINA:
KEN HU (China)
SAUDI:
HEAD OF COMMUNITY
PREVIOUS:
IP LAWYER
LEE RUSH (SAUDI)GABRIELA FARIAS
HEAD OF
GLOBAL REVENUE
PREVIOUS:
2U & GET SMARTER
REVENUE:
GLOBAL LEADERSHIP TEAM, BOARD & ADVISORS
ADVISOR
PREVIOUS: FOUNDER: ASOB,
WORLDS FIRST EQUITY CF
PLATFORM
AUBREY TURNER
JAMES POTTEN
BOARD
PREVIOUS:
SUCESSFUL EXIT
TEAM:

102. C O N F I D E N T I A L
TRACK RECORD
GROUP PERFORMANCE AUGUST 2020
152 7500+ 20+
COUNTRIES FOR MEMBERS TRANSACTIONS TEAM
62 $36,8k 70%+
COUNTRIES FOR INVESTORS AVG TRANSACTION SIZE REPEAT INVESTORS
$600m+
DEAL VALUE
$100m+ $12m+
GLOBAL AWARDS
INVESTED BY CLIENTS EARNED BY CLIENTS

103. C O N F I D E N T I A L

104. 3 Key Metrics to Global Wealth Group
Avg Fees
Avg Transaction Size
Number
Transactions
$2000
1 million
Revenue = $100m
Valuation = $1 billion
5%

105. C O N F I D E N T I A L
EXIT STRATEGIES
HOW WE AIM TO EXTRACT VALUE:
1. Liquidity built into the current Shareholders Agreement
• Annual liquidity event
2. Strategic Sales
• Social Media Platform - Facebook
• Bank or Investment Firm
• REIT or Real Estate Company
3. Dual list on LSE and HKE
4. Tokenization of the Business
Timeline = 5 to 7 years

106. FUNDING

107. FUNDING

108. C O N F I D E N T I A L
We’re changing how investing in tech companies works.
Normally, your first chance to invest comes when the company lists on a public stock exchange,
after a large portion of the growth and profit may have already been captured.
STARTUP GROWTH SCALE PROFIT
Companies you haven’t
heard of… yet.
Unless you’re a friend or
family member, you likely
wouldn’t even know
these companies existed.
Large private companies
that have reached scale
but have chosen to stay
private, meaning you
can’t invest.
The company sells or
lists on a public stock
exchange, generally the
first shot you’d have to
invest.

109. C O N F I D E N T I A L
Join our Profitable & Purposeful Journey…
www.seedrs.com/wealthmigrate

110. C O N F I D E N T I A L
Join our Profitable & Purposeful Journey…
863 Investors from 43 countries

111. Opportunity
September 2020

112. $5m Raise ($2m debt & $3m equity)
1. Opportunity to Invest in the Group via a convertible loan, offering investors a secured
7-10% interest p.a. for 5-years, then automatic transfer into Wealth Migrate Shares.
(note Wealth Migrate Ltd, the UK holding company is going to be rebranded to the
Global Wealth Group Ltd)
2. The Global Wealth Group is raising $5,000,000 ($2m debt & $3m equity) for strategic
acquisitions and the commercial acceleration of our ‘business within an ecosystem’
model and thus targeting 10x the current metrics, while increasing the valuation
dramatically on the path to our $100m+ IPO.
3. Returns are based on the size of your investment.
4. Interest paid quarterly (aim is monthly for wallet holders)
5. It is secured against the Groups Real Estate Assets (200% cover or 50% LTV).

113. $5m Raise ($2m debt & $3m equity)
6. With the looming repercussions of Covid-19, the Group is perfectly positioned to
provide this infrastructure to local and global entrepreneurs & institutions who need
to specifically target their client bases in niche markets. In so doing, this will in turn
exponentially grow the meta-marketplace.
7. The Global Wealth Group is now expanding as a Venture Builder, on-boarding Fintech
entrepreneurs and expanding on the ‘business within an ecosystem’ model and then
accelerating their growth through the tools and marketing provided by Group systems
and their individual expertise. Basically it is an incubation hub for marketplaces.

114. $5m Raise ($2m debt & $3m equity)
8. The group currently plans to dual list at a valuation of >$100m, with a series of
acquisitions coinciding with IPO’s on the LSE, SEHK and potentially NYSE.
9. The plan is then to grow to over $500 million in size within 5 years, and over $1 billion
in 7 years.
10. Each of the acquisition targets grows in value by leveraging Global Wealth Group’s
worldwide wealth community and digital technology to significantly increase their
revenue and profitability.

115. $5m Raise ($2m debt & $3m equity)
9. Convertible Debt / Loan (up to $2m)
• Silver $25k+ (7% interest, $2,20 a share,
3% discount)
• Gold $100k+ (8% interest, $2,10 a share,
7% discount)
• Platinum $250k+ (10% interest, $2,00 a share
& Class A Shares, 12% discount)
10. Notes
• Converts in 5 years
• Minimum of 24 months interest kept in the bank
upfront
• Capital protected against real estate assets
• Already $800k in bank, $400k in contracts and
$1,1m in warm commitments

116. Use of Funds - $5m
1. CAPEX – Investment in the Platform & IT – 48%
2. DIGITAL products, Branding & Marketing – 24%
3. Meta - Marketplace Roll-out, Human capacity & OPEX - 18%
4. Compliance, Corporate Governance – 10%

117. Next Steps & FAQ
1. Go to Landing Page -
https://online.wealthmigrate.com/gwg
2. Speak to a Wealth Consultant
3. Go to Platform -
https://bit.ly/WealthDiversificationMarketplace
4. Whats App Lee: +966 53 053 5949

118. Wealth 5.0 – how to benefit from the structural shift we all have experienced since Covid? This change
is here to stay and what you can do about it? – 7-part series…
1. 'Location no longer the most important property factor.' How all these changes are
impacting Real Estate? – Prof Viruly, 20th Oct
2. Society 5.0, Entrepreneur 5.0, Investor 5.0, Wealth 5.0 – what does one focus on in
the next decade, from a very successful futurist of the past couple of decades? –
Roger Hamilton & Team, 4th Nov
3. “The future is coming faster than you think… - a panel discussion into the future” –
David Orban, Willem van der Post & Scott Picken, 17th Nov

119. Conclusion
October 2020

120. Conclusion – 6 lessons
1. Diversify
1. Cash itself
2. Partners, regions & trends
1. Emerging economies & technologies
3. Hedge against the dollar
1. Gold, Silver, Bitcoin
2. Property & financial assets
4. Cash generating assets
1. Acquisition strategy
2. Cashflow driven businesses & assets
3. Invest like the Top 1% and the Hedge Funds
5. Debt – halve what you owe
6. Purpose driven businesses

121. Conclusion

122. Conclusion
Why Partner with us?
1. Profit – our target is to 10x your investment.
2. Global Community - to learn, grow and invest
with like-minded people.
3. Purpose – solve one of the biggest challenges on
the planet and allow the 99% to invest like the
Top 1%, using Technology and SMART Investing.

123. OUR BUSINESS MODEL

124. 124
CONCLUSION

125. 125
WHYHOW WE DO ITCONCLUSION

126. 126
#FREEDOM

127. 127
WHYHOW WE DO ITCONCLUSION
PUT
SMARTTM
INVESTING
IN EVERYONES
POCKET!

128. Next Steps & FAQ
1. Go to Landing Page -
https://online.wealthmigrate.com/gwg
2. Speak to a Wealth Consultant
3. Go to Platform -
https://bit.ly/WealthDiversificationMarketplace
4. Whats App Lee: +966 53 053 5949

129. THANK YOU
QUESTIONS & ANSWERS
w w w. w e a l t h m i g r a t e . c o m

130. Links
1. https://youtu.be/PHe0bXAIuk0
2. https://www.linkedin.com/pulse/changing-world-order-ray-dalio-1f/
3. https://www.youtube.com/watch?v=jDALFsXRR9I&t=313s
4. https://youtu.be/KYb9EyBd80o
5. https://www.cnbc.com/2020/01/21/ray-dalio-at-davos-cash-is-trash-as-everybody-wants-in-
on-the-2020-market.html
6. https://www.linkedin.com/pulse/big-picture-ray-dalio/
7. https://www.economicprinciples.org/
8. https://markets.businessinsider.com/news/stocks/us-dollar-crash-high-chance-double-dip-
recession-roach-2020-9-1029618113#
9. https://howmuch.net/articles/rise-and-fall-dollar
10. https://gen.medium.com/i-lived-through-collapse-america-is-already-there-ba1e4b54c5fc

131. Links
11. https://markets.businessinsider.com/news/stocks/stock-market-outlook-dalio-period-great-
risk-most-important-diversify-2020-9-1029592117
12. https://markets.businessinsider.com/news/stocks/billionaire-investor-ray-dalio-fed-driving-
markets-us-dollar-risk-2020-7-1029365271#
13. https://www.forbes.com/sites/rogerhuang/2020/05/25/china-will-use-its-digital-currency-to-
compete-with-the-usd/#57b8e15031e8
14. https://countercurrents.org/2020/09/new-silk-road-and-the-asian-century-india-china-and-
the-empire/
15. https://ripple.com/insights/lemonway-leverages-ripplenet-to-unlock-faster-euro-to-euro-
payments/
16. https://www.crowdfundinsider.com/2020/04/160031-lemon-way-and-tokenization-platform-
equisafe-form-partnership-on-digital-securities/
17. https://www.principles.com/the-changing-world-order/#chapter5

132. DISCLAIMER
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Migrate or any of its officers, directors, employees, affiliates or other agents that you will profit or that losses can or will be limited in any manner whatsoever.
Any investments made in light of these ideas, opinions, and/or forecasts, expressed or implied herein, are committed at your own risk. Wealth Migrate is not an
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Please get the advice of a competent financial advisor before investing your money in any financial instrument or product. It is strongly recommended that you
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C O N F I D E N T I A L