Prudential Georgia Realty will help clients find their new home for the best value possible by identifying their financial needs and goals, qualifying them for a mortgage, showing qualified properties, making offers and negotiating deals, and handling the closing process. They are the #1 ranked real estate firm in Atlanta and have access to multiple listing services and market trend data to help clients make informed decisions.

1. How Prudential Georgia Realty
Will Help You Find Your New Home
For The Best Value Possible.

2. ^ Company submitted independent statement of verification
Prudential Georgia Realty
Is Ranked #1 By the atlanta Business Chronicle (2010 & 2011)

3. PrudentialReal Estate Affiliates Is
Prudential Real Estate Is One Of
The Largest Largest Real Estate
One Of The Global Real Estate
Brands In The World!
Networks In The World.

4. 2012 SmartNumbers
The “For Sale” Inventory Is Low
Compared To Previous Years.

5. Historically Low Prices And
Low Mortgage Rates make
Home Affordability Exceptional!

6. Time Frame
Objectives
Priorities Decision
Process
Communications
Negotiating
Strategies
1 We Identify Your
Goals & Objectives.

7. 2 Pre-Qualification Improves
Your Negotiating Power and
May Be Required By The Seller.

8. Types of
Credit Used
New
Credit 10%
10%
Payment FICO® scores are
History
Length of 35% your credit rating.
Credit History
Scores can range from
15%
300-850, higher is better.
Amounts
Owed
30%
1. What is Your Purchasing Power
• Step 1 - Household Income
• Step 2 - Monthly Expenses
• Step 3 Amount Available
for Housing Expenses
2. Understanding Your Credit Score
3. Loan Application Checklist
Identifying Your Financial Needs

9. We Know Great
Financial Experts!

10. 3 We Will Help You Find
The Perfect Home!

11. The best decision you can make when buying a new
home is choosing buyer representation with your
Prudential Georgia Realty sales professional.
If You Are A CUSTOMER If You Are A CLIENT
(no fiduciary relationship), an agent will: (fiduciary relationship), your agent will:
Maintain loyalty to the seller’s needs Pay full attention to your needs
Tell the seller all that they know about you Tell you all that they know about the seller
Keep information about the seller confidential Keep information about your confidential
Focus on the seller-client’s property Focus on choices that satisfy your needs
Provide just the material facts Provide detailed material facts and professional advice
Only provide price information that supports Provide price counseling based on comparable
the seller’s listing price properties and their professional insights
Protect the seller Protect and guide you
Negotiate on behalf of the seller Negotiate on your behalf
Attempt to solve problems to the seller’s Attempt to solve problems to your
advantage and satisfaction advantage and satisfaction
Why Choose A
Buyer Representative?

12. Questions to Think
about when defining
your ideal home:
How Do You Commute To Work?
Have Special Educational Needs?
Types Of Communities?
Style/Features Of Home?
Likes And Dislikes Of
Previous Home?
What Are Your Must Have Features?
What Is Your Timeframe?
Have You Ever Purchased
A Home Before?
What Are Your Expectations
Of Me As Your REALTOR®?
Defining Your Ideal Homes

13. 3 The Internet Has
Dramatically Changed
How Buyers Find Homes.

14. Our Website Allows You To Search
Properties From Any Device, Anytime.

15. We Provide Listings From All 6 Local
MLS Services With The Fastest Updates
And Detailed Information.

16. We Also Provide
Detailed Market
Trends & Property
Information.
Better Information Leads To Better Decisions!

17. 4 Together, We Visit Qualified
Properties & Narrow The
Search For Your new Home.

18. 5Together, We Make An Offer
And Help Negotiate The Best Deal.

19. SUBMITTING AN
OFFER LANGUAGE
Determine the price
you want to offer
Decide on Financing Options
Decide on other issues
that are important to you
• Home Warranty
• Job Loss Protection
• Mortgage Incentives
• Closing Costs
I will present your offer to seller
Once agreement is reached
with seller, you will have a
firm contract to purchase home
We Can Help Negotiate Special
Programs And Incentives.

20. 6 We Coordinate Inspections
And Help Resolve Contingencies.

21. 7
Obtain Loan Approval.

22. 8
We Help Prepare You for
A Successful Closing.

23. Our Partners Simplify The Closing Process
And Offer Attractive Pricing.

24. Before The Day of
Settlement Settlement
Confirm date, place, time and ask for a Settlement officer will ask for your paid
checklist of everything you need to home insurance policy
bring to settlement. Settlement officer will list the adjustments
Are all necessary inspections complete? You will sign the mortgage & mortgage note
Are all required repairs complete? You will get title from seller in the form
of signed deed
Final Walk-through inspection?
Lender’s representative will collect closing
Is your insurance policy paid and ready? cost and give you a settlement statement
What form of check to use for closing cost? You will receive keys to your new home
What is the closing amount? The deed and mortgage will be recorded in the
Receipts for items you have already paid for? town or county courthouse.
Bring checkbook to cover any overlooked fees? (Timeframe can vary)
Bring a valid photo I.D.
Congratulations, The Home Is Now Yours!
Settlement Checklist

25. Georgia
Realty
9 Welcome To Your
New home!

26. We Would Be
Honored To
Help You Find
Your New Home.