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Presented by Susan K Klatt, Coldwell Banker Today’s  Home Buyers’ Workshop
Home Buying Today Let us show you the way! Presented by Susan K Klatt  and  A Team of Real Estate Super Hero’s
Let me tell you a little about us…   Susan K. Klatt Realtor ®, GRI1, CNS, ADPR, BR1 Your  Coldwell Banker  Agent Let me be the first to welcome you home. Experience: I have been in the real estate industry for over 20 years.  I have served as Residential Paralegal for Kennedy Homes, Kimball Hill Homes and Zale Homes Affiliations: Member of the:  Rolling Meadows Chamber of Commerce National Association of Realtors Illinois Association of Realtors Northwest Association of Realtors Education: Realtor Graduate of Coldwell Banker University Earned GR1 Designation Earned CNS Designation Completed Foreclosure Prevention
Let me tell you a little about us…   Steven G Evans Attorney 847.705.5866 [email_address] www.SGELaw.net Experience: Steve Evans Affiliations: Illinois State Bar Association Illinois Real Estate Lawyers Association Education: SIU School of Law
Let me tell you a little about us…   Experience: Alison Jacobs  Affiliations: Member of the:  Rolling Meadows Chamber of Commerce Education: Lake Forest College Alison Jacobs Property and Casualty Specialist MetLife 847.670.2225 [email_address]
Let me tell you a little about us…   Experience: Affiliations: National Association of Home Inspectors  Education: Kaplan and Associates IL Licensed Home Inspector Carl Colletti Home Inspector Northwest Home  Inspection Services 847.934.0293
Process  O verview   ,[object Object],[object Object],[object Object],[object Object],[object Object],Self  Assessment Closing /  Settlement ,[object Object],Loan Qualification Start ,[object Object],[object Object]
Self  A ssessment What  Can You  Afford? How’s  Your  Credit? Got  Cash? How  Much  Debt? Where do you stand? Be honest! Debt To Income Ratio? Type of  Income?
Self Assessment ,[object Object],[object Object],[object Object],[object Object],[object Object]
How much home can you afford? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Qualifying Example ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Qualifying Example ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Qualifying Example ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Qualifying Example ,[object Object],[object Object],[object Object]
What if  you’re not ready?
Make a Homebuyer Plan ,[object Object],[object Object],[object Object],[object Object],[object Object]
You’re ready to buy….. What to do first?
Get Pre-approved ,[object Object],[object Object],[object Object],[object Object],[object Object]
Why Get Pre-approved? ,[object Object],[object Object],[object Object],[object Object],[object Object]
Self Assessment ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
What Kind of Mortgage? FHA  Conventional ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],VA ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Other programs options we offer ,[object Object],[object Object],[object Object],[object Object],[object Object]
What kind of house? ,[object Object],[object Object],[object Object],Make a list of most important to least important. ,[object Object]
Where will you live? ,[object Object],[object Object],[object Object],Make a list of most important to least important criteria. ,[object Object]
Find a Realtor who... ,[object Object],[object Object],[object Object],[object Object]
The initial walk-through ,[object Object],[object Object],[object Object],[object Object]
Making an offer ,[object Object],[object Object],[object Object],[object Object]
The appraisal process ,[object Object],[object Object],[object Object],[object Object]
The home inspection ,[object Object],[object Object],[object Object],[object Object]
The home inspection  (cont.) ,[object Object],[object Object],[object Object],[object Object],[object Object]
Attorney review ,[object Object],[object Object],[object Object],[object Object]
Insuranc e What Is Your Biggest Asset? YOU
How Can I Lose My Income? ,[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object]
Life Insurance ,[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object]
Disability Income Insurance ,[object Object],[object Object],[object Object]
Home Owner’s Insurance  ,[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The final walk-through ,[object Object],[object Object],[object Object]
Closing / Settlement ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Other Resources ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
A word from some of our clients… “ Susan is a knowledgeable, energetic and personable professional  who knows how to get a job done while making it fun for all involved.”   –  James M. “ Susan did a great job in finding us a home when we moved to Chicago. She has a deep knowledge of the neighborhoods we were interested in  and an excellent understanding about the needs of a family with young  kids. We always would use her again.” – Ralf N.
Questions? Q&A Q&A We are always happy to answer any real estate questions you may have. Please send your questions to:  [email_address]  with  Here’s  My Real Estate Question  in the subject line and we will promptly send you our reply.
Thank You For  Viewing Our Presentation Steve, Carl, Alison and I would like to thank you for taking the time to view our presentation.   As a thank you we would like to provide you with an online copy of our Homebuyers Guidebook.  To receive your guidebook just send us an e mail request to  [email_address]   place  I Want My Homebuyers Guidebook   in the subject line and we will send you your online copy of the guide You can also set up a no cost, no obligation, pre-approval appointment,  or a simple consultation with the lender. We are available to assist you, just let us know how in an email request.
Presented  by Susan K Klatt, Coldwell Banker Today’s Home Buyers’ Workshop

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Home buyingtoday 4.17.2010

  • 1. Presented by Susan K Klatt, Coldwell Banker Today’s Home Buyers’ Workshop
  • 2. Home Buying Today Let us show you the way! Presented by Susan K Klatt and A Team of Real Estate Super Hero’s
  • 3. Let me tell you a little about us… Susan K. Klatt Realtor ®, GRI1, CNS, ADPR, BR1 Your Coldwell Banker Agent Let me be the first to welcome you home. Experience: I have been in the real estate industry for over 20 years. I have served as Residential Paralegal for Kennedy Homes, Kimball Hill Homes and Zale Homes Affiliations: Member of the: Rolling Meadows Chamber of Commerce National Association of Realtors Illinois Association of Realtors Northwest Association of Realtors Education: Realtor Graduate of Coldwell Banker University Earned GR1 Designation Earned CNS Designation Completed Foreclosure Prevention
  • 4. Let me tell you a little about us… Steven G Evans Attorney 847.705.5866 [email_address] www.SGELaw.net Experience: Steve Evans Affiliations: Illinois State Bar Association Illinois Real Estate Lawyers Association Education: SIU School of Law
  • 5. Let me tell you a little about us… Experience: Alison Jacobs Affiliations: Member of the: Rolling Meadows Chamber of Commerce Education: Lake Forest College Alison Jacobs Property and Casualty Specialist MetLife 847.670.2225 [email_address]
  • 6. Let me tell you a little about us… Experience: Affiliations: National Association of Home Inspectors Education: Kaplan and Associates IL Licensed Home Inspector Carl Colletti Home Inspector Northwest Home Inspection Services 847.934.0293
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  • 8. Self A ssessment What Can You Afford? How’s Your Credit? Got Cash? How Much Debt? Where do you stand? Be honest! Debt To Income Ratio? Type of Income?
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  • 15. What if you’re not ready?
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  • 17. You’re ready to buy….. What to do first?
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  • 32. Insuranc e What Is Your Biggest Asset? YOU
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  • 44. A word from some of our clients… “ Susan is a knowledgeable, energetic and personable professional who knows how to get a job done while making it fun for all involved.” – James M. “ Susan did a great job in finding us a home when we moved to Chicago. She has a deep knowledge of the neighborhoods we were interested in and an excellent understanding about the needs of a family with young kids. We always would use her again.” – Ralf N.
  • 45. Questions? Q&A Q&A We are always happy to answer any real estate questions you may have. Please send your questions to: [email_address] with Here’s My Real Estate Question in the subject line and we will promptly send you our reply.
  • 46. Thank You For Viewing Our Presentation Steve, Carl, Alison and I would like to thank you for taking the time to view our presentation. As a thank you we would like to provide you with an online copy of our Homebuyers Guidebook. To receive your guidebook just send us an e mail request to [email_address] place I Want My Homebuyers Guidebook in the subject line and we will send you your online copy of the guide You can also set up a no cost, no obligation, pre-approval appointment, or a simple consultation with the lender. We are available to assist you, just let us know how in an email request.
  • 47. Presented by Susan K Klatt, Coldwell Banker Today’s Home Buyers’ Workshop

Editor's Notes

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