This document outlines the 7 step home buying process and provides details on each step. The steps are: 1) Consulting with a real estate agent to understand the market and your budget. 2) Getting pre-approved for a mortgage loan. 3) Finding homes that meet your needs and criteria. 4) Making an offer on a home. 5) Negotiating the offer terms with the seller. 6) Processing the loan and underwriting. 7) Closing on the purchase and receiving the keys to your new home. Working with an agent provides guidance through inspections, negotiations, financing, and closing to help buyers navigate the process.
This is a flowchart of the breakdown of the legal home buying process in AZ. This is the process buyers will go through to legally purchase your home in Arizona. Typically the whole process takes 30-45 days, most of the times it's approximately 30 days.
This is a flowchart of the breakdown of the legal home buying process in AZ. This is the process buyers will go through to legally purchase your home in Arizona. Typically the whole process takes 30-45 days, most of the times it's approximately 30 days.
New to the home buying process? Haven't gone through it in a while? Here's a great guide to get you started on understanding the process, the costs, and the benefits of having a team of professionals helping YOU!
What to expect when you apply for a home loan in Australia - a stage by stage guide to the home loan process
posted by Synectic Financial
www.synecticfinancial.com
First Time Home Buyer Class Sacramento CaliforniaHomeBoom.com
Learn about first time home buyer programs to purchase real estate. First time home buyer loan programs are our there to help you buy your first home. Down payment assistance and special government programs can help with closing costs. HomeBoom.com is a great place to search for the perfect house.
New to the home buying process? Haven't gone through it in a while? Here's a great guide to get you started on understanding the process, the costs, and the benefits of having a team of professionals helping YOU!
What to expect when you apply for a home loan in Australia - a stage by stage guide to the home loan process
posted by Synectic Financial
www.synecticfinancial.com
First Time Home Buyer Class Sacramento CaliforniaHomeBoom.com
Learn about first time home buyer programs to purchase real estate. First time home buyer loan programs are our there to help you buy your first home. Down payment assistance and special government programs can help with closing costs. HomeBoom.com is a great place to search for the perfect house.
Quick and easy property flyers that auto-populate text and high resolution flyers from the MLS. Customizable and now 2 sided available. From Better Homes and Gardens Real Estate Gary Greene in the greater Houston metropolitan area.
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Sense Levent Kagithane Catalog - Listing TurkeyListing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
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Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
Torun Center Residences Istanbul - Listing TurkeyListing Turkey
THERE IS LIFE IN ITS CENTER!
The most energetic spot of the city that will add utterly different pleasures to your life, with a park that will make Istanbul breathe, delighting indoor and outdoor bistros, cafes, restaurants, the brand-new Food Hall concept, where dozens of unique tastes are served together, market area, cinema, theater, fitness club, SPA and event venue...
All the pleasures that will enrich your lives are awaiting you on the most beautiful side of the city, at Torun Center Residences. In Mecidiyeköy, where the heart of Istanbul beats, business, life and entertainment opportunities are located at the exact center, at Torun Center, the most beautiful side of the city.
Penthouse apartments and different styles of flats from 1 + 1 to 4 + 1, from 100 to 425 square meters in a 42-story residence tower, have been designed for those who want to live in the center of magnificence. Torun Center is the redefinition of a better life with specially landscaped floor gardens, apartment options with private balconies, and automatic glass systems equipped with Trickle Ventilation that offers clean air comfort.
Business and life in the same place
Excellent service
Torun Center has many delightful details, from a swimming pool to sunbathing and resting terrace. With 24/7 concierge services, 24/7 security, valet, technical service, closed-circuit camera system (CCTV), central heating and cooling system, it makes your life easier.
Delightful details
The two-story Torun Center Lounge, with its indoor and outdoor seating areas, children's playroom, private dining and TV lounge, promises unforgettable memories to you and your loved ones with its unique Istanbul view.
Neighboring to the most pleasant square of Istanbul
A few steps from the Torun Center Residences, you can reach the city's most modern city square and open the doors of a quality city life. Torun Center Residences brings together on the same project the long-awaited city life for Istanbul and gourmet restaurants, cafes, gym and SPA, and state-of-the-art cinema and Artı Stage, hosting the most famous plays of the season.
Located at the intersection of alternative public transportation options such as the metro and Metrobus, Torun Center comes to the fore as the most accessible office for both sides of Istanbul. With a central location and rich transportation lines, Torun Center offices make life easier for employees and increase productivity.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
The KA Housing - Catalogue - Listing TurkeyListing Turkey
Welcome to KA Housing, a distinguished real estate development nestled in the heart of Eyüpsultan, one of Istanbul’s most promising districts.
Just 10 minutes from the bustling city center, Eyüpsultan offers a serene escape with the convenience of urban living. The direct metro line ensures seamless connectivity to all parts of Istanbul, making it an ideal location for residents who seek both tranquility and vibrancy.
KA Housing boasts unparalleled accessibility, with proximity to Istanbul Airport only 30 minutes away, facilitating easy international travel. Effortless city access is guaranteed by direct metro and transportation links to Istanbul’s cultural and commercial hubs. Quick access to key metro lines connects you to every corner of the city within minutes, making commuting and exploring the city hassle-free.
The development offers luxurious living spaces with a range of unit layouts from 1+1 to 4+1, designed with meticulous attention to detail. Each unit features balconies or terraces, providing stunning vistas of Istanbul and enhancing the living experience. High-quality materials and superior craftsmanship ensure durability and elegance, while sound-proof insulation and high ceilings (2.95 m) offer comfort and sophistication.
Residents of KA Housing enjoy exclusive on-site amenities, including a state-of-the-art gym, outdoor swimming pool, yoga area, and walking paths. Entertainment options abound with a private cinema, children’s playground, and a variety of dining options including a café and restaurant. Security and convenience are paramount with 24/7 security, a dedicated carpark garage, and an IP intercom system.
KA Housing represents a prime investment opportunity with limited availability in a high-demand area, ensuring enduring value and potential for lucrative returns. Homes in this development provide exceptional value without compromising on quality, offering affordable luxury for discerning buyers. The construction is of the highest quality, built to the latest seismic and disaster resistance standards, ensuring safety and resilience.
The community and surroundings of KA Housing are enriched by close proximity to prestigious universities such as Haliç University, Bilgi University, and Istanbul Ticaret University, making it an ideal location for students and academics. The development is adjacent to the Alibeyköy stream leading into the Halic waters, offering serene natural escapes amidst lush greenery. Residents can enjoy the cultural richness of the area, surrounded by historical and cultural landmarks that blend leisure, nature, and culture seamlessly.
https://listingturkey.com/property/the-ka-housing/
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
Lixin Azarmehr, a Los Angeles-based real estate development trailblazer, co-founded JL Real Estate Development (JL RED) in 2015 and serves as its CEO. Her expertise has propelled the firm to specialize in luxury residential and mixed-use commercial projects, with a portfolio that features upscale retail spaces and sophisticated care facilities.
2. The 7 Step Home Buying Process
1. Consulting with a real estate agent
2. Getting pre-approved
3. Finding the home
4. Making an offer
5. Negotiating the offer
6. Processing the loan
7. Closing & funding
5. Why Use A Real Estate Agent?
Helps you determine
how much house you
can afford
6. Why Use A Real Estate Agent?
Provides detailed
information on
properties from the
Multiple Listing
Service and other
sources
7. Why Use A Real Estate Agent?
Provides you with
information about the
market so you can
develop an offer
including the offering
price and other terms
8. Why Use A Real Estate Agent?
Advises you about the
importance of a
home inspection
and other inspections
required by law
9. Why Use A Real Estate Agent?
Assists you in
understanding
different financing
options
10. What Is A REALTOR®?
We adhere to a strict code
of ethics and are committed
to treat all parties to a
transaction honestly
REALTOR® business practices
are monitored at local
board levels
11. Buyer Representation
Buyer representation exists to
protect you
I will run comps so we can
determine the fair market value
of the home
I will help you determine the
appropriate price
12. 2. Getting Pre-Approved
A mortgage pre-
approval will determine
how much money you
can borrow for the
purchase of your new
home
13. Getting A Pre-approval Letter
The process involves:
Calculating your income vs.
debt ratios
Running a credit review
A pre-approval letter will
strengthen your position
when making an offer on a
home!
15. Assessing Your Needs - Lifestyle
How you live will help
determine where you live
What is the driving force
behind this move?
(Job, family, more space,
schools, lifestyle, etc.)
What type of activities do
you enjoy?
16. Assessing Your Needs –
Your Dream Home
Putting together your wish list
Who will be living in the house?
How much space do you think
you will need?
Other considerations include:
Age of home, lot size, kitchen,
baths, layout, style, condition.
What are three “must have”
features for your new home?
17. Listing Alerts
I will set you up to receive
“Listing Alerts” so you can
be the first to know when
new homes matching your
criteria come on the market!
19. How Much To Offer
Making an offer to
purchase involves more
than picking a price
We will review
comparable properties
in the neighborhood
that have sold recently
20. Negotiable Terms In The Contract
Other negotiable items in the
contract we will discuss include:
Inspections, repairs and
home improvements
Closing costs, points
or home warranty
Closing data and
possession
21. 5. Negotiating The Offer
Once the offer is submitted,
I will work with you in the
negotiations
22. Inspecting The Property
Home inspections will serve as an
education in the structure and
systems of the property you are
purchasing
The inspector(s) will give you
information regarding condition,
maintenance, lifespan and more
I will help guide you through the
process so you can negotiate
repairs for the property based on
the review of the inspections
24. 6. Processing The Loan
Now that you have the seller’s
final approval, we need the
lender’s final approval
25. Final Financing Approval
Final approval means all conditions
on the loan have been removed
For example:
There are no liens on the
house
The house appraised at a
value equal to or greater
than the agreed upon
sales amount
26. 7. Closing & Funding
Just before settlement, we
will make one last
inspection of the
property to ensure that
the home is in the
condition we expect
27. Making Arrangements For Closing
Homeowners insurance
Home warranty
Certified funds for down
payment & closing costs
Utilities and movers
Thank you for taking the time to sit down with me today. Before we hit the road and begin previewing homes, I want to review how our relationship will work, a few forms and the process from today to closing.
Many homebuyers think that buying a home consists of looking for a house and buying it. In reality, The path to homeownership is comprised of seven different steps.
The first step is to consult with a real estate agent. I can represent you as a buyer’s agent. I will be your guide throughout the process and help you navigate your way to the home of your dreams with ease. Note: if you are a REALTOR® please change “real estate agent” to “REALTOR®” in the header
I am excited to help you find a home, but first I want to hear about your concerns and your expectation of me.
There are several reason why working with a real estate agent is beneficial to you. First, I can help you determine how much you can afford. This is a critical step in the process and will help us better determine and prioritize your wants and needs for your new home.
Once we have identified this, I can provide you with detailed information on homes that match your criteria from the MLS and other sources that are only available to real estate agents.
After we find the best home for you, I can help you put together an offer and guide you through the negotiation process.
Finally, once your offer is accepted, I can help you understand the inspection process and financing options.Note: if you are a REALTOR® please change “real estate agent” to “REALTOR®”
Not all sales professional are licensed as REALTORS®. Only real estate professionals who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. REALTORS® subscribe to a strict code of ethics . Iam a REALTOR® and I take this designation very seriously. NOTE: ONLY INCLUDE THIS SLIDE IN YOUR PRESENTATION IF YOU ARE A REALTOR®
It is important for you to get representation from a Buyers Agency to help you in the purchase of your home and help you get the best possible price for it. Without this formal representation, an agentsfiduciary duty is to the seller – and the agent would have to negotiate the highest and best price for them. I would like to represent you in the purchase of your home. When we are finished today, I have a form for you to sign. There is no cost to you as I will get paid upon closing and the fee is built into the seller’s closing costs. Have the agency form and disclosures on hand – go over the forms and sign electronically when possible. Be open with your consumers and explain how you get paid in the transaction. Your agency forms and disclosures protect you too!Note to Sales Associate – adjust comments to your model
Getting a pre-approval will also give you any “heads up” in case there are some credit issues or anything else in the way of you getting a loan on the house you want. You can talk with more than one lender. Getting a pre-approval letter is not an obligation for a loan. But when we do find the house you want and go to make an offer, it shows the seller that you are qualified and can “close the deal”. This puts you in a much stronger position with other offers where they may not know if the buyer can even qualify for a home in that price range.I’d be happy to refer you to three lenders in the area so that you can learn more about what they have to offer and get pre-approved. [If the buyer is already working with a lender and you will be representing them, ask for the lender’s contact information]Excellent. That pre-approval will allow you to search for your dream home knowing exactly how much you can afford and will really put you in the driver’s seat when we write the offer.
Now the fun part of the journey begins – finding the home! I have been a real estate (or REALTOR®) in this market for X years, and I understand everything that is happening with market trends and pricing. So once we find the home of your dreams I will be able to help advise you on how to bid on homes. I also have great connections within the area and with other agents, so I will be able to bring new homes to you as they hit the market.
According to a Better Homes and Gardens Real Estate survey, 1 in 5 homeowners have moved or would like to move because their community doesn’t fit their lifestyle. That’s why it is important that we think through all of your choices. I would like to hear about you and the kind of lifestyle you lead – so tell me about YOU! How you live will help us determine where you live.
Now let’s talk about your dream home. Your home search parameters will change over time as you begin to take a closer look at properties and explore possible neighborhoods. ..but let’s start with your “wish list” first. Along the way, we will talk about Needs vs. Wants.Get answers to questions on slide.Now that I have your input, we can start to look for homes that meet your needs. After you have the pre-approval letter, I will set up appointments for us to view the homes together. As we go through each property, we’ll talk about the condition, your likes and dislikes and determine what is right for you. If you want to do some research yourself in the meantime, go to bhgrealestate.com. This site has a lot of tools for searching for homes. If you do venture off onto other websites, please feel free to contact me directly to view the homes. Email me the ones you are interested in, and I will make the appointments for you. I can show you any homes listed in the MLS by any other agent, as well as new construction and For Sale By Owner. We can evaluate all of the properties together.
I will be glad to set you up to receive emails with “Listing Alerts” so you can be auto-notified of new homes as they come on the market, and any price or status changes of homes matching that criteria. This helps put you in the driver’s seat of being one of “the first to know” and get a jump on other buyers looking in the same area.
Once we find the right home – it will be time to make an offer on the home!
We will be sure to compare it to recent sales in the area so that you can be comfortable with your offering price. Every offer we make will be in writing and I will work to make sure you understand the terms every step of the way. Remember, without Buyers Agency representation, I would represent the seller and not be able to show you comps listed below the list price of the home.
Included in the offer will be other items that can also be negotiated – such as repairs, closing costs and date of possession.
I will submit the offer to the listing agent – and will negotiate in your behalf.
You will be responsible for contacting an inspector and deciding which inspections you want done and when. This will all be a part of the contract, and I will also help with those negotiations as needed. There is something called an Option Period, and Iwill tell you more about that when we write an offer. (WHY BRING THIS UP UNLESS THERE IS AN EXPLANATION?
Negotiations have ended when both parties have signed, inspections have been completed and the option period is over .
Then the paperwork begins. Now that you have the seller’s final approval, we need your lender’s final approval.
Final approval from your lender can be tricky. It is critical to complete and submit paperwork quickly to ensure a mortgage commitment by the date specified in our agreement of sale. We will both need to stay in close touch with your loan officer to make sure everything is moving along as it should. What we will want to hear is that (1) You have been approved. Any contingencies in the pre-approval process have been satisfied and removed. (2) The title is clear and free. There are no liens on the house and (3) the house appraised at a value equal to or greater than the agree upon sales amount.
Just before closing, we will do a final walk through of the house and make sure the house is still in the condition we expected. If there are items in the contract – such as certain light fixtures that were supposed to stay – we will make sure they are there. We will make sure there have not been any damages on the property, etc.
You will be given a more detailed list of things you will need to do to get ready for closing… but in the meantime, you will want to start making arrangements for Homeowners Insurance as soon as possible. Soon you will be given the amount of certified funds needed for closing. Those 2 items are a must for closing. Other details you may want to remember are arrangements for utilities , movers, school records, etc. There are a lot of details….and I will be there to help you along the way! We will take care of them as they come.
Then the fun part begins. At the closing table, you will get keys to your new home and start to move in! As you can see, there will be a lot of things happening along the way…………… so let’s get started! Nothing pleases me more than to see the look on your face when you have “Found the right one” and it becomes yours! That is why I am a real estate agent!Note: if you are a REALTOR® please change “real estate agent” to “REALTOR®”.
I want to earn your business and build a lifetime relationship. You can call me anytime should you, or any of your friends have any questions about real estate!