The document provides guidance on developing strong arguments in academic writing. It outlines that good responses have clear, well-developed arguments supported by context and evidence. It defines key components of an argument: an assertion supported by reasons and reasoning. Students should plan their arguments by introducing their viewpoint they will explore. Strong arguments include an assertion, reasons using evidence and examples to support the assertion, and an explanation. Developing counter arguments for alternative viewpoints can also strengthen essays.
In these difficult financial times, many former "prime" consumers have been reclassified to "non-prime" as a result of a mortgage modification or foreclosure. This article will help assure they become prime again.
A slide deck from GBRW covering the key principles of problem loan management, based on GBRW's extensive experience with Non-Performing Loan (NPL) management, restructuring and work-out assignments.
In these difficult financial times, many former "prime" consumers have been reclassified to "non-prime" as a result of a mortgage modification or foreclosure. This article will help assure they become prime again.
A slide deck from GBRW covering the key principles of problem loan management, based on GBRW's extensive experience with Non-Performing Loan (NPL) management, restructuring and work-out assignments.
MTBiz is for you if you are looking for contemporary information on business, economy and especially on banking industry of Bangladesh. You would also find periodical information on Global Economy and Commodity Markets.
Signature content of MTBiz is its Article of the Month (AoM), as depicted on Cover Page of each issue, with featured focus on different issues that fall into the wide definition of Market, Business, Organization and Leadership. The AoM also covers areas on Innovation, Central Banking, Monetary Policy, National Budget, Economic Depression or Growth and Capital Market. Scale of coverage of the AoM both, global and local subject to each issue.
MTBiz is a monthly Market Review produced and distributed by Group R&D, MTB since 2009.
Causes of Non-Performing Loan: A Study on State Owned Commercial Bank of Bang...Dhaka university
Research Objectives and Possible Research Questions, Classified Loan, Theories: Ethical theory, Moral Hazard, Political Power, Transaction Cost, Stakeholder, Conceptual framework, Research Position, References and Reviewed Literature
The presentation has the basics of Mortgage Qualification for home buyers and discusses principles of underwriting that will help Realtors to understand the loan process.
Banks and other lenders all have their own methods of reaching a business loan decision. However they all use a version of the so-called 5 C’s of credit: Capacity, Capital, Conditions, Collateral and Character.
Case Study AnalysisCase study analysis gives students an opportuDinahShipman862
Case Study Analysis
Case study analysis gives students an opportunity to apply theory learned in the classroom to real world situations. Case studies do not have discrete answers. Rather, they challenge students to exercise their own business judgment in a supportive, educational environment. Students test their knowledge by analyzing situations; defining problems or issues; evaluating alternatives and/or forming conclusions to resolve the problem or issue; and making recommendations.
Types of case study assignments:
Students may be asked to
· Prepare a case in advance, based on criteria developed by the instructor. The case would then be used as a basis for discussion.
· Write a case analysis paper, based on criteria developed by the instructor. The paper may be presented or reviewed by peers.
· Analyze a case that is threaded throughout the course. As part of the learning process, students acquire knowledge during the course and apply that knowledge to different aspects of the case.
Case study analysis steps:
Cases used in the classroom vary from short vignettes to dense, multi page volumes. It is the responsibility of the instructor to teach a process which, while useful in the classroom, can be applied to the real world after the student graduates. Real world application of the steps used in case study analysis will vary from those found in the safety of the academia; employees will gather the information, found conveniently in an academic written case study, from a dynamic environment.
Here are some recommended steps for successful case analysis:
1. Gain familiarity with the case situation. This can be accomplished by reading the case several times. Read the first time to appreciate the general story before you begin to form conclusions or make analysis.
2. Define the issue or problem. To make an analysis or recommendation, one must first determine what the issue or problem is. As in the real world, note there may be more than one problem in a case study analysis. (You can appreciate the importance of this step if you ever took your car in because it was running rough and paid for several repairs because the mechanic didn’t correctly diagnose the problem in the beginning.)
3. Conduct your analysis. What are the possible causes of the problem or issue? What alternatives are possible given the facts presented? This is the most time consuming step, and the step with the greatest variation. There may be many possibilities. It might be helpful to list all solutions you can think of before focusing on the most useful or valid. There is not necessarily a right answer, but there may be several alternatives that lead to varying outcomes. The quality of analysis will depend upon application of theory learned in the classroom and through research.
4. Make recommendations. Choose the recommendation you believe to be the best, justify it, and develop it. Recommendations may be made in the form of an action plan ...
Participation Expectations.In order to be eligible for the m.docxdanhaley45372
Participation Expectations.
In order to be eligible for the maximum score on this graded activity, the initial response to the discussion questions must be at least 200 words and be suitably supported (citations) with material from our our assigned textbook readings. Subsequent comments to other students must "add value" to the discussion and should be approximately 100 words each in order to be considered "substantive" and therefore eligible for the maximum score
APA FORMATTING NOT NEEDED
: Please keep the two post separate
Discussion Post #:1
From 2007-2010, the Federal Reserve Bank (the Fed) used many practices that had never before been seen from the central bank of the United States.
Discuss the some of the actions that the Fed took during this period. Such as:
· How the Federal Reserve’s lending practices changed during this period.
· What did the Federal Reserve do to support firms deemed “too big to fail.”
Do you believe these actions were necessary to avoid a collapse in the financial system? Support your opinion with information from the textbook or external source(s).
Reference: Chapter 12, section 12.4: Bank Failures During the Great Recession, Chapter 14, section 14.4: Monetary Policy in the 2000s, and Conclusions section at the end of the Chapter 14
Guided Response: Review the posts of your classmates and respond to at least two of your classmates by agreeing or disagreeing with their opinions on whether the Federal Reserve actions were necessary to avoid the collapse of the financial system.
Peer Response #1: AM
At the height of the Great Recession, the Fed made changes to the FDIC to prevent the same kind of loss from happening again. “First, all accounts that do not earn interest are insured infull, regardless of the balance” (Amacher & Pate, 2012). Followed by the increase in the SMDIA to the amount of $250,000. This law (Dodd–Frank Wall Street Reform and ConsumerProtection Act ) was enacted by President Obama as a permanent fixture to the banking system.
The Fed took actions the were considered unconventional for the large financial institutions that were considered nonbanks. “Too Big To Fail” means these companies are too important the economy to let fail or go bankrupt. In an effort to keep these institutions from closing, the Fed offered bailout programs.
The actions taken by the Fed were thought necessary to keep from further hindering the U.S. economy. President of Federal Reserve Bank of Minneapolis, Neel KashKari, said, “We had a choice in 2008: Spend taxpayer money to stabilize large banks, or don’t, and potentially trigger many trillions of additional costs to society” (Kashkari, 2016). The failure of these companies could have harmed homeowners, businesses, and families across the U.S. much more than the bailouts that were given. Many believe that these banks should be broken up because they are too big and taxpayer bailouts should not be required to keep them afloat. “[…] there is no question that the.
Marketplace Lending Keynote Luxembourg School of Finance Mark Bell
Marketplace lending as rapidly emerged and grown. Is it a new asset class or a technology front end? The Fintech Forum at the University of Luxembourg's School of Finance keynote explores some of the major ideas and these
MTBiz is for you if you are looking for contemporary information on business, economy and especially on banking industry of Bangladesh. You would also find periodical information on Global Economy and Commodity Markets.
Signature content of MTBiz is its Article of the Month (AoM), as depicted on Cover Page of each issue, with featured focus on different issues that fall into the wide definition of Market, Business, Organization and Leadership. The AoM also covers areas on Innovation, Central Banking, Monetary Policy, National Budget, Economic Depression or Growth and Capital Market. Scale of coverage of the AoM both, global and local subject to each issue.
MTBiz is a monthly Market Review produced and distributed by Group R&D, MTB since 2009.
Causes of Non-Performing Loan: A Study on State Owned Commercial Bank of Bang...Dhaka university
Research Objectives and Possible Research Questions, Classified Loan, Theories: Ethical theory, Moral Hazard, Political Power, Transaction Cost, Stakeholder, Conceptual framework, Research Position, References and Reviewed Literature
The presentation has the basics of Mortgage Qualification for home buyers and discusses principles of underwriting that will help Realtors to understand the loan process.
Banks and other lenders all have their own methods of reaching a business loan decision. However they all use a version of the so-called 5 C’s of credit: Capacity, Capital, Conditions, Collateral and Character.
Case Study AnalysisCase study analysis gives students an opportuDinahShipman862
Case Study Analysis
Case study analysis gives students an opportunity to apply theory learned in the classroom to real world situations. Case studies do not have discrete answers. Rather, they challenge students to exercise their own business judgment in a supportive, educational environment. Students test their knowledge by analyzing situations; defining problems or issues; evaluating alternatives and/or forming conclusions to resolve the problem or issue; and making recommendations.
Types of case study assignments:
Students may be asked to
· Prepare a case in advance, based on criteria developed by the instructor. The case would then be used as a basis for discussion.
· Write a case analysis paper, based on criteria developed by the instructor. The paper may be presented or reviewed by peers.
· Analyze a case that is threaded throughout the course. As part of the learning process, students acquire knowledge during the course and apply that knowledge to different aspects of the case.
Case study analysis steps:
Cases used in the classroom vary from short vignettes to dense, multi page volumes. It is the responsibility of the instructor to teach a process which, while useful in the classroom, can be applied to the real world after the student graduates. Real world application of the steps used in case study analysis will vary from those found in the safety of the academia; employees will gather the information, found conveniently in an academic written case study, from a dynamic environment.
Here are some recommended steps for successful case analysis:
1. Gain familiarity with the case situation. This can be accomplished by reading the case several times. Read the first time to appreciate the general story before you begin to form conclusions or make analysis.
2. Define the issue or problem. To make an analysis or recommendation, one must first determine what the issue or problem is. As in the real world, note there may be more than one problem in a case study analysis. (You can appreciate the importance of this step if you ever took your car in because it was running rough and paid for several repairs because the mechanic didn’t correctly diagnose the problem in the beginning.)
3. Conduct your analysis. What are the possible causes of the problem or issue? What alternatives are possible given the facts presented? This is the most time consuming step, and the step with the greatest variation. There may be many possibilities. It might be helpful to list all solutions you can think of before focusing on the most useful or valid. There is not necessarily a right answer, but there may be several alternatives that lead to varying outcomes. The quality of analysis will depend upon application of theory learned in the classroom and through research.
4. Make recommendations. Choose the recommendation you believe to be the best, justify it, and develop it. Recommendations may be made in the form of an action plan ...
Participation Expectations.In order to be eligible for the m.docxdanhaley45372
Participation Expectations.
In order to be eligible for the maximum score on this graded activity, the initial response to the discussion questions must be at least 200 words and be suitably supported (citations) with material from our our assigned textbook readings. Subsequent comments to other students must "add value" to the discussion and should be approximately 100 words each in order to be considered "substantive" and therefore eligible for the maximum score
APA FORMATTING NOT NEEDED
: Please keep the two post separate
Discussion Post #:1
From 2007-2010, the Federal Reserve Bank (the Fed) used many practices that had never before been seen from the central bank of the United States.
Discuss the some of the actions that the Fed took during this period. Such as:
· How the Federal Reserve’s lending practices changed during this period.
· What did the Federal Reserve do to support firms deemed “too big to fail.”
Do you believe these actions were necessary to avoid a collapse in the financial system? Support your opinion with information from the textbook or external source(s).
Reference: Chapter 12, section 12.4: Bank Failures During the Great Recession, Chapter 14, section 14.4: Monetary Policy in the 2000s, and Conclusions section at the end of the Chapter 14
Guided Response: Review the posts of your classmates and respond to at least two of your classmates by agreeing or disagreeing with their opinions on whether the Federal Reserve actions were necessary to avoid the collapse of the financial system.
Peer Response #1: AM
At the height of the Great Recession, the Fed made changes to the FDIC to prevent the same kind of loss from happening again. “First, all accounts that do not earn interest are insured infull, regardless of the balance” (Amacher & Pate, 2012). Followed by the increase in the SMDIA to the amount of $250,000. This law (Dodd–Frank Wall Street Reform and ConsumerProtection Act ) was enacted by President Obama as a permanent fixture to the banking system.
The Fed took actions the were considered unconventional for the large financial institutions that were considered nonbanks. “Too Big To Fail” means these companies are too important the economy to let fail or go bankrupt. In an effort to keep these institutions from closing, the Fed offered bailout programs.
The actions taken by the Fed were thought necessary to keep from further hindering the U.S. economy. President of Federal Reserve Bank of Minneapolis, Neel KashKari, said, “We had a choice in 2008: Spend taxpayer money to stabilize large banks, or don’t, and potentially trigger many trillions of additional costs to society” (Kashkari, 2016). The failure of these companies could have harmed homeowners, businesses, and families across the U.S. much more than the bailouts that were given. Many believe that these banks should be broken up because they are too big and taxpayer bailouts should not be required to keep them afloat. “[…] there is no question that the.
Marketplace Lending Keynote Luxembourg School of Finance Mark Bell
Marketplace lending as rapidly emerged and grown. Is it a new asset class or a technology front end? The Fintech Forum at the University of Luxembourg's School of Finance keynote explores some of the major ideas and these
COMPLETE GUIDE ON WRITING A RESEARCH PROJECT ON REAL ESTATE FINANCELauren Bradshaw
How to get ready for a research project on real estate finance?
What are the most interesting topics? How should a thesis statement sound? Find answers to all these questions in our guide.
Lighter Capital Live: Revenue-Based Financing (Session #1)Lighter Capital
On Thurs May 31st Lighter Capital, Carney Badley Spellman, and Actively Learn hosted the inaugural Lighter Capital Live session. This session covered the basics of revenue-based financing and then we had an active partner and client share their perspective of this financing model. More information on Lighter Capital can be found at www.lightercapital.com.
Capital One presents on lending opportunities at the Washington, DC Economic Partnership's (WDCEP) Entrepreneur Roadmap Starting a Franchise seminar (5/14/14).
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Palestine last event orientationfvgnh .pptxRaedMohamed3
An EFL lesson about the current events in Palestine. It is intended to be for intermediate students who wish to increase their listening skills through a short lesson in power point.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
Acetabularia Information For Class 9 .docxvaibhavrinwa19
Acetabularia acetabulum is a single-celled green alga that in its vegetative state is morphologically differentiated into a basal rhizoid and an axially elongated stalk, which bears whorls of branching hairs. The single diploid nucleus resides in the rhizoid.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Instructions for Submissions thorugh G- Classroom.pptxJheel Barad
This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
2. “It was pleasing to see evidence of students
planning their answers.” – Chief Examiner
• (In House Examples of Planning)
3. Building Students’ Argumentation Skills – 3
Key Areas
• “Good responses had clear, well developed arguments supported by
an understanding of the given context and answered the question
set rather than a version of it.”
• Inform students how to build arguments – Critical Thinking Skills
• Context – background knowledge of topic.
• Identifying how to answer the question correctly.
4. Critical Thinking Definition of an Argument
• An argument is an assertion (a point of view or opinion) supported by
reasons and reasoning.
• The quality of the argument depends on the quality of the reasoning
used.
5. • A clear introduction requires a statement of the argument you wish
to present throughout the essay. You assert a viewpoint which you
wish to explore in your answer:
• The financial collapse of 2008 was the result of a number of factors
including poor financial planning, corporate greed and over lending.
• “This often made for a clearer sense of direction, a better structure and stronger
judgement because the student knew from the start what they wanted to argue
and the rest of the essay reinforced these initial points.”
“A good introduction showed that students thought about the
arguments they wanted to make.”
6. In Critical Thinking all arguments are built on
the following building blocks:
• Assertion: A statement of a point of view, opinion or belief.
• The financial crisis of 2008 was the result of over lending of loans by
the Banking sector.
• Effectively a strong opening assertion is a strong opening introduction
for an argumentative essay.
7. Reasons:
• Reasons: A statement that supports the asserted point of view.
• The financial crisis of 2008 was the result of over lending of loans by
the Banking sector because of the banking sectors need to make
continued profits, growth and to some extent corporate greed.
• (Other reasons could be added to develop the reasoning for this
argument, can you think of any?)
• Banks did not adequately check companies’ and individuals’ abilities
to repay these loans.
8. Conclusions
• If an assertion is given a reason to support it then the term assertion
is relabelled a conclusion as the reasoning allows a conclusion to be
made or drawn from what is being said.
• The financial crisis of 2008 was the result of over lending of loans by
the Banking sector because of the banking sectors need to make
continued profits, growth and to some extent corporate greed.
• This is now labelled a conclusion and this gives an essay its thrust or
purpose.
9. Explanation
• When building arguments points and ideas you discuss will need explaining
to show the reader you have a full understanding of the ideas you are
discussing.
• The financial crisis of 2008 was the result of over lending of loans by the
Banking sector because of the banking sectors need to make continued
profits, growth and to some extent corporate greed. Banks did not
adequately check companies’ and individuals’ abilities to repay these loans.
These loans were known as “sub prime mortgages” and when these loans
could not be paid back banks were encumbered with the debt. This led
some into bankruptcy which meant they could not pay back the debts that
they had borrowed from other institutions which in turn led to panic in the
lending market and a financial crisis.
10. A basic academic argument works like this:
• Assertion + Reasons + Explanations
• The financial crisis of 2008 was the result of over lending of loans by
the Banking sector because of the banking sectors need to make
continued profits, growth and to some extent corporate greed and
because banks did not adequately check companies’ and individuals’
abilities to repay these loans. These loans were known as “sub prime
mortgages” and when these loans could not be paid back banks were
encumbered with the debt. This led some into bankruptcy which
meant they could not pay back the debts that they had borrowed
from other institutions which in turn led to panic in the lending
market and a financial crisis.
11. “The better responses were ones that had clear arguments supported by
their research. Students thought about the arguments they wanted to
make and substantiated their analysis with evidence”
• Using evidence and examples to support your essay.
12. CT Key Term
• Evidence: data and statistics that support the argument
• Of the trillion pounds generated by banks between 2000-2007 31%
was lent on residential property and 20% on commercial real estate.
(https://positivemoney.org/issues/recessions-crisis/)
13. CT Key Term
• Example: a theory or case study you can refer to.
• For example Lehman Brothers filed for “bankruptcy in September
2008, listing a debt of $613 billion.”
http://www.bloomberg.com/bw/articles/2014-05-22/lehman-
brothers-debt-pays-off-for-hedge-funds
14. Argument in Full
• The financial crisis of 2008 was the result of the over lending of loans by the
banking sector because of the banking sectors need to make continued
profits, growth and to some extent corporate greed and because banks did
not adequately check companies’ and individuals’ abilities to repay these
loans. Shockingly, of the trillion pounds generated by banks between 2000-
2007, 31% was lent on residential property and 20% on commercial real
estate. (https://positivemoney.org/issues/recessions-crisis/) These loans were
known as “sub prime mortgages” and when they defaulted on the loans
banks were encumbered with the debt, leading some into bankruptcy which
meant they could not pay back the debts that they had borrowed from other
institutions which in turn led to panic in the lending market and a financial
crisis. For example Lehman Brothers filed for “bankruptcy in September 2008,
listing a debt of $613 billion.” http://www.bloomberg.com/bw/articles/2014-
05-22/lehman-brothers-debt-pays-off-for-hedge-funds
15. More complex topic = More assertions,
reasons, explaining, evidence and examples!
16. Create your own exemplar of how to build a model
answer for your own subject area using the Critical
Thinking Model.
• Assertion
• Reasons
• Evidence
• Examples
• Conclusion
17. 2 sides of an argument??
• Some argument style questions may require evaluating alternative
points of view. If they conflict with one another these are known as
counter assertions or if backed by reasoning counter arguments.
These argument are built in exactly the same way as before but they
highlight a conflicting point of view.
• Counter Assertion: Some would argue that the financial collapse of
2008 was not the result of over lending of loans by the banking sector
because…..Counter Reason……..
•