The document discusses the importance of savings, investments, and financial planning over the long term. It notes that saving and investing money can help ensure one has food, shelter, health care and is debt-free in both life and death. The power of compound interest is explained, showing how small investments at young ages and higher interest rates can grow substantially over decades. Various financial products are also mentioned like healthcare coverage, life insurance, and emergency funds to provide protection for oneself and one's family.

9. No Savings
Big Savings
Less RESP.
Big RESP.
INCOME
Food
Shelter-Housing Loan or Rent
Clothing
Education
Health
Debt/Loan
What If you Die Too Soon?
Food
Shelter
Clothing
Health
Debt Free
What If you Live Too Long?
You work hard for Money Money working for You
LOI - Living On Interest
Taking care of your FAMILY Taking care of your FUTURE
PROTECTION INVESTMENTS & LTC
HEALTHCARE
EMERGENCY
FUNDS
AGE Line
YOUNGER OLDER
- Temporary

10. THE POWER OF COMPOUNDING INT
72 ÷ % = no. of years 2X
72 ÷ 1% = 72yrs
29 - 10,000
- 20,000101
1- 100 1%
72 ÷ 4 = 18 72 ÷ 8 = 9 72 ÷ 12 = 6
Money doubles every 18 years Money doubles every 9 years Money doubles every 6 years
Age 4% Age 8% Age 12%
29 Php 100,000
47 Php 200,000
65 Php 400,000
29 Php 100,000
38 Php 200,000
47 Php 400,000
56 Php 800,000
65 Php 1,600,000
29 Php 100,000
35 Php 200,000
41 Php 400,000
47 Php 800,000
53 Php 1,600,000
59 Php 3,200,000
65 Php 6,400,000
4X
6M
2- 101
3- 102.01

11. HEALTHCARE
SHORT TERM & LONG TERM CARE
PROTECTION
LIFE INSURANCE
ELIMINATE DEBTS
EMERGENCY FUNDS
INVESTMENTS