Look at this presentation and see how you can earn $4000 helping 1 family a week. We teach people how to make and save money. Is it not what everybody wants to do?
This document provides an overview of the World Financial Group (WFG) business opportunity. WFG helps people achieve better financial futures through financial education, products, and a business opportunity for associates. The opportunity allows associates to earn income through personal sales, developing other associates, and residual income. WFG focuses on middle-income individuals and families by providing guidance to establish financial goals and strategies. The hybrid business model rewards both sales production and leadership development, allowing associates to earn promotions and build their own organization.
The document provides an overview of World Financial Group (WFG), including their business model, products, compensation structure, and values. WFG believes in helping middle-income individuals and families achieve financial security through education on basic financial concepts. They conduct respectful, no-pressure consultations to analyze clients' needs and recommend solutions like insurance, investments, and retirement products. WFG's hybrid business model rewards both sales production and leadership development through multiple ways for associates to earn income and clear guidelines for promotion.
This document provides information about World Financial Group (WFG), including who they are, their mission and vision, strategic alliances, products offered, how to build income through WFG, and options to become a client or business owner. Key details include:
- WFG is a financial services company made up of an insurance agency and mutual fund dealer that offers products like mutual funds, insurance, and retirement plans.
- Their mission is to help families achieve financial independence and their vision is to build the world's best financial services organization.
- Associates can build income by helping families and receiving commissions, with examples showing potential monthly earnings ranging from $2,520 to $15,480.
- Options
We provide a business platform to
associates, which gives the support
and systems they need to build
strong businesses and create better
lives for themselves.
Many financial services companies focus on
only the wealthy few; thus many individuals
and families are grossly underserved.
There is an overwhelming need to help
middle-income individuals and families with
their finances, but there is an insufficient
number of companies that are willing to
help them.
World Financial Group offers clients a range of financial products and services from major insurance and investment companies to help clients achieve their goals. Through agreements with companies like Transamerica, Nationwide, Pacific Life, and Voya Financial, licensed associates can provide solutions like life insurance, disability insurance, retirement planning, college savings, and estate planning to fit each client's individual needs. By working with a licensed associate, clients have access to personalized recommendations and strategies to gain control over their financial future and protect what they have worked to build.
This document provides information about World Financial Group (WFG), a financial services marketing company. It discusses WFG's vision to help consumers achieve financial independence and its system for building a successful business. The document outlines WFG's business opportunity, highlighting how representatives can earn income by helping families and build a team. It also reviews compensation structures and incentives. In summary, WFG aims to empower ordinary people to achieve financial goals through its training, tools and business model.
World Financial Group provides financial services and products to help people achieve better financial futures. It uses a hybrid business model that rewards associates for both sales production and leadership in developing other associates. The opportunity allows associates to earn income through their own sales, overrides on other associates' sales, and residuals. World Financial Group focuses on serving middle-income individuals and families and provides training and support to help associates be successful.
1. The document promotes World Financial Group's (WFG) Variable Universal Life (VUL) insurance product and "crusade" by arguing it provides better solutions than traditional insurance and investment products.
2. It claims VUL offers significant tax advantages under IRS laws and can address multiple family financial needs like protection, savings, and retirement in a single product.
3. Testimonials from financial experts are presented to argue VUL is one of the most powerful financial tools available.
This document provides an overview of the World Financial Group (WFG) business opportunity. WFG helps people achieve better financial futures through financial education, products, and a business opportunity for associates. The opportunity allows associates to earn income through personal sales, developing other associates, and residual income. WFG focuses on middle-income individuals and families by providing guidance to establish financial goals and strategies. The hybrid business model rewards both sales production and leadership development, allowing associates to earn promotions and build their own organization.
The document provides an overview of World Financial Group (WFG), including their business model, products, compensation structure, and values. WFG believes in helping middle-income individuals and families achieve financial security through education on basic financial concepts. They conduct respectful, no-pressure consultations to analyze clients' needs and recommend solutions like insurance, investments, and retirement products. WFG's hybrid business model rewards both sales production and leadership development through multiple ways for associates to earn income and clear guidelines for promotion.
This document provides information about World Financial Group (WFG), including who they are, their mission and vision, strategic alliances, products offered, how to build income through WFG, and options to become a client or business owner. Key details include:
- WFG is a financial services company made up of an insurance agency and mutual fund dealer that offers products like mutual funds, insurance, and retirement plans.
- Their mission is to help families achieve financial independence and their vision is to build the world's best financial services organization.
- Associates can build income by helping families and receiving commissions, with examples showing potential monthly earnings ranging from $2,520 to $15,480.
- Options
We provide a business platform to
associates, which gives the support
and systems they need to build
strong businesses and create better
lives for themselves.
Many financial services companies focus on
only the wealthy few; thus many individuals
and families are grossly underserved.
There is an overwhelming need to help
middle-income individuals and families with
their finances, but there is an insufficient
number of companies that are willing to
help them.
World Financial Group offers clients a range of financial products and services from major insurance and investment companies to help clients achieve their goals. Through agreements with companies like Transamerica, Nationwide, Pacific Life, and Voya Financial, licensed associates can provide solutions like life insurance, disability insurance, retirement planning, college savings, and estate planning to fit each client's individual needs. By working with a licensed associate, clients have access to personalized recommendations and strategies to gain control over their financial future and protect what they have worked to build.
This document provides information about World Financial Group (WFG), a financial services marketing company. It discusses WFG's vision to help consumers achieve financial independence and its system for building a successful business. The document outlines WFG's business opportunity, highlighting how representatives can earn income by helping families and build a team. It also reviews compensation structures and incentives. In summary, WFG aims to empower ordinary people to achieve financial goals through its training, tools and business model.
World Financial Group provides financial services and products to help people achieve better financial futures. It uses a hybrid business model that rewards associates for both sales production and leadership in developing other associates. The opportunity allows associates to earn income through their own sales, overrides on other associates' sales, and residuals. World Financial Group focuses on serving middle-income individuals and families and provides training and support to help associates be successful.
1. The document promotes World Financial Group's (WFG) Variable Universal Life (VUL) insurance product and "crusade" by arguing it provides better solutions than traditional insurance and investment products.
2. It claims VUL offers significant tax advantages under IRS laws and can address multiple family financial needs like protection, savings, and retirement in a single product.
3. Testimonials from financial experts are presented to argue VUL is one of the most powerful financial tools available.
This document provides an overview of World Financial Group (WFG), including their goals, business model, and solutions. Some key points:
- WFG aims to help individuals and families achieve financial security and create a legacy through education and solutions like insurance, annuities, and retirement planning.
- Their business model involves associates conducting a financial needs analysis and presenting customized recommendations to help clients meet their goals.
- They believe many middle-income families lack proper protection or savings strategies and would benefit from guidance on concepts like managing risk and taxes effectively.
- WFG offers solutions like term life insurance, universal life insurance, fixed annuities, and IRAs to help clients save, protect assets,
WFG provides an overview of their company beliefs and business model. They believe there is a need for financial education and guidance for middle-income individuals. WFG's business platform rewards both personal production and leadership development. Associates can earn income through personal sales, overrides on sales by those they recruit, and promotions. The presentation provides examples of earning potential at different levels. WFG emphasizes core values like integrity, family, and positivity. It encourages attendees to consider if the business could benefit them financially and if they are intrigued by the opportunity.
The document provides an overview of World Financial Group (WFG), a financial services company that helps people create success through a business opportunity providing financial products and services. WFG believes in helping middle-income individuals and families achieve financial security and independence through education, proper protection, debt management, and wealth building strategies. The presentation outlines WFG's business platform, compensation structure, and values to introduce potential associates to the opportunity of joining WFG either part-time or full-time.
This document provides an overview of World Financial Group (WFG), including their goals, business model, and solutions. Some key points:
- WFG aims to help people better manage their money through financial education and creating generations of financially secure families.
- Their business model focuses on the underserved middle market through a proven platform and coaching associates to build strong businesses.
- They conduct a needs analysis to help clients establish goals and strategies using solutions like term life insurance, annuities, and retirement/college savings plans.
World Financial Group (WFG) offers a unique opportunity to own a financial services business with low start-up costs of only $100. Associates can leverage WFG's brand and receive training without prior experience. The business can be operated part-time while keeping an existing job. WFG provides a competitive compensation program with opportunities for career advancement. Associates represent multiple insurance and financial services companies, allowing them to find the best products for clients' needs.
This document provides information on building a strong financial foundation. It discusses the importance of saving early and paying yourself first. Small regular savings can grow significantly over time, especially with compound interest. However, one must also pay more than the minimum on debts to avoid large interest costs, and create an emergency fund to prepare for unexpected expenses. The document emphasizes reducing debts, paying yourself first, making more money, building equity, and preserving your estate as key parts of a solid financial plan. Overall, the message is to start building a foundation now through disciplined savings and debt management.
The document summarizes how World Financial Group (WFG) provides equal opportunities and support for women and all associates to build successful careers in financial services. WFG aims to remove barriers like favoritism and glass ceilings through its business model of hands-on mentoring, flexible hours, and judging associates based on potential rather than background. The opportunity at WFG allows people from all walks of life, including stay-at-home moms and those with non-financial careers, to start in the financial industry and control their own success through performance-based promotions.
WFG Business Opportunity - Presented by MD Julio GerenaJulio Gerena
World Financial Group (WFG) is a financial services company that provides opportunities for people from all walks of life to start their own business selling financial products and services. WFG offers corporate support, training programs, and a business model where new associates are mentored. Associates can represent multiple insurance and financial companies, giving clients more choices. WFG seeks to help clients of all income levels effectively plan for their financial futures through tools like a financial needs analysis. The company believes in providing a path for people to realize their dreams and change their careers.
World Financial Group (WFG) is a financial services marketing company made up of thousands of associates in the United States and Canada. It helps middle-income families achieve financial independence through products from hundreds of companies. WFG has an exclusive broker-dealer and is among the top 1% of broker-dealers in the U.S. It is owned by AEGON, one of the world's largest insurance and pension groups. WFG offers training and a business system to help associates build their own businesses and teams to earn commissions on financial products and services.
1) AEGON N.V. is an international insurance, pension, and investment group based in The Hague, Netherlands with businesses in over 20 markets globally.
2) AEGON N.V. was ranked one of the world's top companies in 2009 by Forbes for its sales, profits, assets, and market value.
3) World Financial Group provides insurance, investment, and retirement planning products and services from select companies to help people achieve their financial goals.
1) World Financial Group is a financial services marketing organization that represents some of the world's leading financial services providers.
2) They aim to help individuals and families achieve financial independence through education on important financial concepts and solutions.
3) They provide associates with a proven business system and access to resources to help families address financial challenges like debt, protection needs, college costs, retirement and taxes.
Transamerica Financial Advisors - The Tomorrow MakersGary Bresien
Transamerica Financial Group Division (TFG) provides investment and professional money management services to middle-income families. Unlike many firms, TFG accepts smaller account sizes starting at $25,000. TFG representatives have access to products from major providers and third-party money managers, allowing them to choose appropriate options for clients' needs. TFG also provides representatives with marketing support, compliance assistance, and opportunities to build an advisory business and earn fees based on assets under management.
World Financial Group (WFG) is a financial services company that provides opportunities for individuals to start their own independent financial services business by becoming WFG associates. As associates, they can offer clients financial planning services and products from various insurance and investment companies that WFG has agreements with. Becoming a WFG associate requires a $100 application fee and allows associates to operate their business with support from WFG's corporate headquarters but without franchise or territory fees. WFG trains associates and provides ongoing business support to help associates build their client base and grow their independent financial services business.
WFG - Building Better Financial Futurespetervinhong
This business presentation provides an overview of what World Financial Group believes and it\'s mission to help people have better financial futures. It also explains why someone would want to take advantage of the WFG business opportunity.
This document discusses building a strong financial foundation. It emphasizes that building wealth responsibly through consistent saving and investment is better than get-rich-quick schemes. Some key aspects of a strong financial foundation discussed include paying yourself first by starting to save early, understanding how compound interest can grow your money over time, protecting your family with adequate life insurance, and creating an emergency fund to prepare for unexpected expenses. The overall message is that a patient, consistent approach to managing finances can help achieve financial security and goals.
WFG - Helping People Create Better Financial Futurespetervinhong
This presentation gives an overview of why WFG associates go to work each day: to build and protect wealth for families and individuals. It overviews the six components of WFG\'s financial needs analysis and describes fundamental financial concepts and strategies - such as the rule of 72 - that can help people secure their financial futures.
The document discusses a financial services marketing organization that aims to help families achieve financial independence. It outlines the organization's mission, vision, and system to build the world's largest financial services marketing organization. It also discusses trends around wealth transfer from baby boomers, consumer debt, lack of insurance and financial education, and timing for solutions to these issues.
The WFG family of companies has grown rapidly in just 5 years to become one of the fastest growing title companies in the nation. They have built stability by focusing on meeting client needs through reducing time and costs of real estate transactions. WFG now handles 1 out of 40 transactions in the US, operates in 46 states, and has received high credit and financial stability ratings recognizing their growth and strength.
The document outlines the habits of three groups of people in a multi-level marketing business: the 83 who quit, the 15 who do something, and the 2 who make it big. The 83 who quit have poor habits like missing meetings, not prospecting or improving themselves. The 15 who do something attend most meetings and do weekly activities but lack consistency. The 2 who make it big have ideal habits like never missing meetings, daily self-improvement, and continuously prospecting and building relationships.
The document provides examples of using the present simple tense in English to talk about regular or habitual actions. It lists the affirmative and negative forms of the present simple for the first, second, third person singular and plural. Questions are formed using auxiliary verbs like "do" and "does". Examples are given to demonstrate asking and answering yes/no questions in the present simple tense about habits, schedules, locations and preferences.
This session will introduce the audience to the workflow capabilities available in Alfresco. We will discuss the workflow UI in Share and the configuration options available. A working example will also show how custom Activiti workflows can be implemented, deployed, configured and monitored.
This document provides an overview of World Financial Group (WFG), including their goals, business model, and solutions. Some key points:
- WFG aims to help individuals and families achieve financial security and create a legacy through education and solutions like insurance, annuities, and retirement planning.
- Their business model involves associates conducting a financial needs analysis and presenting customized recommendations to help clients meet their goals.
- They believe many middle-income families lack proper protection or savings strategies and would benefit from guidance on concepts like managing risk and taxes effectively.
- WFG offers solutions like term life insurance, universal life insurance, fixed annuities, and IRAs to help clients save, protect assets,
WFG provides an overview of their company beliefs and business model. They believe there is a need for financial education and guidance for middle-income individuals. WFG's business platform rewards both personal production and leadership development. Associates can earn income through personal sales, overrides on sales by those they recruit, and promotions. The presentation provides examples of earning potential at different levels. WFG emphasizes core values like integrity, family, and positivity. It encourages attendees to consider if the business could benefit them financially and if they are intrigued by the opportunity.
The document provides an overview of World Financial Group (WFG), a financial services company that helps people create success through a business opportunity providing financial products and services. WFG believes in helping middle-income individuals and families achieve financial security and independence through education, proper protection, debt management, and wealth building strategies. The presentation outlines WFG's business platform, compensation structure, and values to introduce potential associates to the opportunity of joining WFG either part-time or full-time.
This document provides an overview of World Financial Group (WFG), including their goals, business model, and solutions. Some key points:
- WFG aims to help people better manage their money through financial education and creating generations of financially secure families.
- Their business model focuses on the underserved middle market through a proven platform and coaching associates to build strong businesses.
- They conduct a needs analysis to help clients establish goals and strategies using solutions like term life insurance, annuities, and retirement/college savings plans.
World Financial Group (WFG) offers a unique opportunity to own a financial services business with low start-up costs of only $100. Associates can leverage WFG's brand and receive training without prior experience. The business can be operated part-time while keeping an existing job. WFG provides a competitive compensation program with opportunities for career advancement. Associates represent multiple insurance and financial services companies, allowing them to find the best products for clients' needs.
This document provides information on building a strong financial foundation. It discusses the importance of saving early and paying yourself first. Small regular savings can grow significantly over time, especially with compound interest. However, one must also pay more than the minimum on debts to avoid large interest costs, and create an emergency fund to prepare for unexpected expenses. The document emphasizes reducing debts, paying yourself first, making more money, building equity, and preserving your estate as key parts of a solid financial plan. Overall, the message is to start building a foundation now through disciplined savings and debt management.
The document summarizes how World Financial Group (WFG) provides equal opportunities and support for women and all associates to build successful careers in financial services. WFG aims to remove barriers like favoritism and glass ceilings through its business model of hands-on mentoring, flexible hours, and judging associates based on potential rather than background. The opportunity at WFG allows people from all walks of life, including stay-at-home moms and those with non-financial careers, to start in the financial industry and control their own success through performance-based promotions.
WFG Business Opportunity - Presented by MD Julio GerenaJulio Gerena
World Financial Group (WFG) is a financial services company that provides opportunities for people from all walks of life to start their own business selling financial products and services. WFG offers corporate support, training programs, and a business model where new associates are mentored. Associates can represent multiple insurance and financial companies, giving clients more choices. WFG seeks to help clients of all income levels effectively plan for their financial futures through tools like a financial needs analysis. The company believes in providing a path for people to realize their dreams and change their careers.
World Financial Group (WFG) is a financial services marketing company made up of thousands of associates in the United States and Canada. It helps middle-income families achieve financial independence through products from hundreds of companies. WFG has an exclusive broker-dealer and is among the top 1% of broker-dealers in the U.S. It is owned by AEGON, one of the world's largest insurance and pension groups. WFG offers training and a business system to help associates build their own businesses and teams to earn commissions on financial products and services.
1) AEGON N.V. is an international insurance, pension, and investment group based in The Hague, Netherlands with businesses in over 20 markets globally.
2) AEGON N.V. was ranked one of the world's top companies in 2009 by Forbes for its sales, profits, assets, and market value.
3) World Financial Group provides insurance, investment, and retirement planning products and services from select companies to help people achieve their financial goals.
1) World Financial Group is a financial services marketing organization that represents some of the world's leading financial services providers.
2) They aim to help individuals and families achieve financial independence through education on important financial concepts and solutions.
3) They provide associates with a proven business system and access to resources to help families address financial challenges like debt, protection needs, college costs, retirement and taxes.
Transamerica Financial Advisors - The Tomorrow MakersGary Bresien
Transamerica Financial Group Division (TFG) provides investment and professional money management services to middle-income families. Unlike many firms, TFG accepts smaller account sizes starting at $25,000. TFG representatives have access to products from major providers and third-party money managers, allowing them to choose appropriate options for clients' needs. TFG also provides representatives with marketing support, compliance assistance, and opportunities to build an advisory business and earn fees based on assets under management.
World Financial Group (WFG) is a financial services company that provides opportunities for individuals to start their own independent financial services business by becoming WFG associates. As associates, they can offer clients financial planning services and products from various insurance and investment companies that WFG has agreements with. Becoming a WFG associate requires a $100 application fee and allows associates to operate their business with support from WFG's corporate headquarters but without franchise or territory fees. WFG trains associates and provides ongoing business support to help associates build their client base and grow their independent financial services business.
WFG - Building Better Financial Futurespetervinhong
This business presentation provides an overview of what World Financial Group believes and it\'s mission to help people have better financial futures. It also explains why someone would want to take advantage of the WFG business opportunity.
This document discusses building a strong financial foundation. It emphasizes that building wealth responsibly through consistent saving and investment is better than get-rich-quick schemes. Some key aspects of a strong financial foundation discussed include paying yourself first by starting to save early, understanding how compound interest can grow your money over time, protecting your family with adequate life insurance, and creating an emergency fund to prepare for unexpected expenses. The overall message is that a patient, consistent approach to managing finances can help achieve financial security and goals.
WFG - Helping People Create Better Financial Futurespetervinhong
This presentation gives an overview of why WFG associates go to work each day: to build and protect wealth for families and individuals. It overviews the six components of WFG\'s financial needs analysis and describes fundamental financial concepts and strategies - such as the rule of 72 - that can help people secure their financial futures.
The document discusses a financial services marketing organization that aims to help families achieve financial independence. It outlines the organization's mission, vision, and system to build the world's largest financial services marketing organization. It also discusses trends around wealth transfer from baby boomers, consumer debt, lack of insurance and financial education, and timing for solutions to these issues.
The WFG family of companies has grown rapidly in just 5 years to become one of the fastest growing title companies in the nation. They have built stability by focusing on meeting client needs through reducing time and costs of real estate transactions. WFG now handles 1 out of 40 transactions in the US, operates in 46 states, and has received high credit and financial stability ratings recognizing their growth and strength.
The document outlines the habits of three groups of people in a multi-level marketing business: the 83 who quit, the 15 who do something, and the 2 who make it big. The 83 who quit have poor habits like missing meetings, not prospecting or improving themselves. The 15 who do something attend most meetings and do weekly activities but lack consistency. The 2 who make it big have ideal habits like never missing meetings, daily self-improvement, and continuously prospecting and building relationships.
The document provides examples of using the present simple tense in English to talk about regular or habitual actions. It lists the affirmative and negative forms of the present simple for the first, second, third person singular and plural. Questions are formed using auxiliary verbs like "do" and "does". Examples are given to demonstrate asking and answering yes/no questions in the present simple tense about habits, schedules, locations and preferences.
This session will introduce the audience to the workflow capabilities available in Alfresco. We will discuss the workflow UI in Share and the configuration options available. A working example will also show how custom Activiti workflows can be implemented, deployed, configured and monitored.
The document describes a "Million Dollar Baby" program that allows parents to contribute $25-46 per week for 5-8 years to fund a child's future. The total contribution of $28,800 can provide $48,000 for college, $25,000 for a home down payment, $100,000 for a vacation home, $3.4 million in tax-free retirement income, and a $1.6 million death benefit, totaling over $5 million in benefits. The program is presented as an affordable way for parents to set their children up for financial success with minimal premium costs.
The document discusses the importance of savings, investments, and financial planning over the long term. It notes that saving and investing money can help ensure one has food, shelter, health care and is debt-free in both life and death. The power of compound interest is explained, showing how small investments at young ages and higher interest rates can grow substantially over decades. Various financial products are also mentioned like healthcare coverage, life insurance, and emergency funds to provide protection for oneself and one's family.
Kaiser International Healthgroup, Inc. is a registered health care provider in the Philippines that offers various HMO plans to both corporate and individual customers. It is led by an experienced board of directors in the medical field. The company's flagship product is the Premium Healthcare Builder Plan, a long-term savings plan that provides health care coverage for up to 20 years in the future. Key benefits include annual health checks, dental coverage, hospitalization coverage, and a lump sum payout or lifetime health benefits depending on the plan chosen.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
This document discusses the importance of dealing successfully with people. It argues that 90% of people fail in life due to an inability to deal with people. Influencing people is described as an art rather than a gimmick. Several key points are made about human egos and how to satisfy others' egos in order to have smoother relationships and make others feel important. Feeding others' egos through praise, recognition and appreciation is recommended as the quickest way to improve dealings with people.
Las primeras células probablemente fueron heterótrofas, que obtienen energía y materiales de compuestos orgánicos complejos. A medida que los heterótrofos aumentaron en número, los recursos disponibles disminuyeron, lo que llevó a la aparición de células autótrofas capaces de sintetizar sus propios compuestos orgánicos a partir de recursos inorgánicos. Estas células autótrofas podían usar los recursos limitados de manera más eficiente y sobrevivir donde los heterótrofos no podían.
The document discusses Americans' lack of financial security and savings. It notes that half of Americans do not have $1000 in savings, the average household owes nearly $9000 in credit card debt, and 45% have saved nothing for retirement. It emphasizes that not having a written financial plan is itself a bad financial plan. It outlines six steps to financial security and argues that small changes can lead to big savings, allowing people to become debt free in eight years without increasing monthly payments. It invites readers to get their own personalized debt-free plan at no cost or obligation.
The document provides tips for prospecting, setting appointments, presenting, overcoming objections, and mastering products in the financial services industry. It emphasizes the importance of consistent prospecting through warm leads, practicing effective scripts for initial conversations, setting clear appointments by addressing common objections, giving simple and focused presentations, and truly learning the products to build confidence.
System Builder- Bring Meeting to the PeopleBryan Daly
System Builder- Bring Meeting to the People
Contact many people and many times
One of the great secrets and our business is seeing people face-to-face.
You can contact people through e-mail, snail mail, or telephone. But the most successful way to contact people is by meeting with them personally.
This document discusses the differences between whole life insurance and indexed universal life insurance for wealth building and providing tax-free income in retirement. It summarizes studies showing that whole life insurance policies historically achieved returns 2% lower than illustrated. It also shows that indexed universal life insurance can provide significantly higher amounts of tax-free income in retirement through policy loans compared to whole life, even using conservative return assumptions. The document is aimed at convincing agents to recommend indexed universal life over whole life for clients' long-term financial planning needs.
World Financial Group (WFG) is a financial services company that provides tools and resources to help people build their own financial services business and achieve financial success. As a WFG associate, you can start your own business by completing an agreement and paying a $100 fee. WFG offers business support like marketing materials, training, and access to product providers to help associates build and grow their business. Successful associates are recognized through rewards programs.
This document provides information about financial planning services offered by World Financial Group (WFG). WFG associates assess clients' unique needs and goals to help them work toward a more secure financial future. WFG offers a broad range of products like life insurance, annuities, investment funds, and retirement accounts from multiple providers. The document discusses challenges to financial security like debt, college costs, retirement and health care savings shortfalls, and inflation. It promotes the benefits of a customized financial needs analysis from WFG to address these challenges through strategies like debt management, emergency savings, asset accumulation, and proper insurance protection.
The document discusses the need for a new solution in the changing financial world to help families achieve financial freedom and stability. It argues that the current financial services industry does not provide proper answers, protection, or understanding for consumers. The solution proposed is to work with World Financial Group to build solid financial foundations through education and long-term financial planning relationships. The goal is to revolutionize the industry and help one million associates and consumers worldwide plan better for their future.
Virtual Financial is committed to helping families achieve financial security and independence through disciplined money management. They offer a variety of insurance and investment products tailored to individual family needs, including blending term life insurance and indexed universal life insurance. This strategy provides death benefits, market protection of account values, tax advantages, and living benefits to protect families from critical illnesses. Virtual Financial also provides business opportunities for associates to build strong virtual businesses and earn commissions by helping clients achieve their financial goals from home.
Virtual Financial Group is most powerful virtual business & success system ever seen in the history of financial services. Mike Hinsvark & Chris Delfino are CEO & Founder of Virtual Financial Group (VFG), San Diego, CA. Virtual Financial Group Reviews are excellent in ratings for performance in Virtual Financial Services.
Virtual Financial is committed to helping families achieve financial security and independence through disciplined money management and successful careers. They offer personalized financial planning services and access to insurance and investment products. Their goal is to educate families on financial literacy and provide solutions to issues like debt, lack of savings, and financial stress. Virtual Financial also aims to help associates build successful virtual businesses through training, marketing support, and a commission structure that pays twice weekly.
Virtual Financial - Your Guide to Your FutureBetty Goodwin
Virtual Financial is committed to helping families achieve financial security and live the lifestyle they desire through disciplined money management and a successful career. They offer financial products and services to help families save, protect assets, and plan for the future. Their business model allows associates to build a virtual business from home providing financial solutions and a strong income. They aim to educate families and help them overcome financial challenges through personalized planning and a blend of insurance and investment products.
This document promotes attending a seminar on strategies for managing money and achieving financial goals. It discusses common struggles with finances and the importance of managing money to fulfill dreams. The seminar will provide education on growing savings through tax-advantaged accounts and investment vehicles. Attendees can learn about building residual income by joining the financial services industry and developing their own business in it. Success stories are shared of individuals earning $5,000-$40,000 monthly from the opportunity. The conclusion encourages asking questions at a follow-up meeting to gain clarity and potentially starting a business or proper savings habits.
1. The document promotes attending town hall forums and meetings to discuss topics related to accessing capital, financial planning, and business leadership.
2. It advertises over 100 job openings and opportunities for career development in fields like marketing, executive coordination, and insurance.
3. Private equity funding is available for startups and businesses with a minimum of two years in business and a credit score over 650, with maximum funding of $3 million.
The document discusses the need for a new solution in the changing financial world to help families reach their goals. It outlines problems with the current financial services industry like debt, lack of savings, and job insecurity. It introduces World System Builders as a company that wants to build financial relationships and businesses by teaching people about finances, creating plans, and providing ongoing support and checkups. The goal is to revolutionize the industry and help one million associates worldwide.
The document provides strategies for seniors to increase income, protect assets, minimize taxes, and provide for heirs. It outlines strategies such as using certificates of deposit or bonds to purchase an annuity and life insurance. This can increase income while protecting the principal from estate taxes. Similar strategies are presented for using IRA funds and funding goals like education, charity, or inheritance. The strategies aim to maximize financial benefits for seniors and their heirs.
World Financial Group helps families build and protect their wealth through savings, insurance, and investment products. They believe in creating trusting relationships and growing their business through referrals. Their financial advisors conduct needs analyses to understand clients' situations and recommend solutions to improve financial security, such as sufficient emergency savings, debt management, retirement planning, and insurance. Their goal is to help clients gain peace of mind regarding their financial futures.
World Financial Group helps families build and protect their wealth through savings, insurance, and investment products. They believe in developing trusting relationships and growing their business through referrals. Their financial advisors conduct needs analyses to understand clients' situations and recommend solutions to improve financial security, such as sufficient emergency savings, debt management, retirement planning, and insurance. Their goal is to help clients gain peace of mind regarding their financial futures.
The document provides an overview of core financial concepts for charting one's financial future, including building wealth, proper protection, debt management, emergency savings, cash flow management, and preserving wealth. It discusses strategies for retirement planning like the 3-legged stool model of pensions, Social Security, and personal savings. It also explains concepts like the Rule of 72 for calculating investment growth and outlines options for working with the company, including becoming a client or pursuing a part-time or full-time career.
The document provides an overview of core financial concepts for charting one's financial future, including building wealth, proper protection, debt management, emergency savings, cash flow management, and preserving wealth. It discusses strategies for retirement planning like the traditional three-legged stool model of pensions, Social Security, and personal savings being replaced by personal responsibility. Examples show how investment returns and starting early can significantly impact savings outcomes over time. The importance of protecting against losses through diversification is also covered. The document is produced by World Financial Group to help clients, potential clients, and associates understand fundamental financial principles.
This business presentation discusses Financial Education Services, a company that provides financial education and identity/credit protection services. It highlights how many people are struggling financially due to high debt, lack of savings, and economic challenges. The presentation then outlines FES's products and services that help people improve their credit, pay off debt, protect their identity, create wills/trusts, and gain financial literacy. It describes the compensation plan for becoming an FES agent, including commissions, bonuses and potential residual income. Agents receive training and support from FES University. The presentation concludes by outlining the 4 steps to becoming an FES agent.
The document discusses a company called FFS that provides financial services and products to help families achieve their financial goals. It promotes FFS's business building system as a proven way for leaders to build a successful business. FFS aims to improve families' saving habits through the latest financial concepts and products. The document then outlines several problems facing Americans today such as debt, lack of savings, and retirement issues. It suggests that through FFS's services, families can gain financial security and independence.
Primerica is the largest independent financial services marketing organization in North America. It was founded in 1977 and is listed on the New York Stock Exchange. Primerica offers a variety of financial products and services to help clients achieve their financial goals through a complimentary Financial Needs Analysis.
Cornerstone Wealth Management's July 2017 "Investment Insights" newsletter, focusing on the Dept. of Labor's Fiduciary Rule, which should reduce conflicts of interest and protect the interests of all investors.
Investment Advisors International (IAI) is an affiliate of AEGON N.V., one of the world's leading providers of investment and insurance products. IAI helps families grow and protect their wealth through active money management strategies. There are challenges facing retirees today like lack of pensions, rising costs, and lack of financial knowledge. IAI offers customized investment solutions to help clients achieve their financial goals in both up and down markets. Becoming an IAI representative provides training and support to build an advisory business and help address the growing need for financial guidance.
Explore the key differences between silicone sponge rubber and foam rubber in this comprehensive presentation. Learn about their unique properties, manufacturing processes, and applications across various industries. Discover how each material performs in terms of temperature resistance, chemical resistance, and cost-effectiveness. Gain insights from real-world case studies and make informed decisions for your projects.
3. Presentationoverview We will provide you
with an overview of:
What we believe at World
Financial Group (WFG).
How we help people have
better financial futures.
The way our business
opportunity works.
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there is no
expectation
for you to make
a decision today.
4. Three Perspectives
Who do you know that could
benefit from our message?
Could this information help
my family or me financially?
Am I intrigued by this opportunity?
What we expect in
our associates
People skills and desire to learn
Coachability
Willingness to follow a proven
business platform
worldfinancialgroup
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5. Provide our associates with
the support and systems
they need to build strong
WFG businesses and create
better lives for themselves.
Create generations of
people who know how
to better manage and
protect their money.
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wfg is committed
to helping:
Ourgoals
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7. thedramaticneed What happens to
the people who
do not get help?
Many financial services
companies focus on
only the wealthy few,
thus many individuals
and families are grossly
underserved.
There is an overwhelming
need to help middle-income
individuals and families
with their finances, but
there are an insufficient
number of companies who
are willing to help them.
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8. 8
wheremostfamiliesaretoday WHAT’s THE IMPACT?
Most families are:
Living with insufficient
protection and too much debt.
Not saving at all, or not
knowing why or how much
money they should save to
reach their goals.
Without a strategy for their
futures, not making enough
money and not sure what to
do about either.
WHAT’s the price?
Without financial security there is:
No peace of mind
Stress and frustration
A negative impact on our families
Sleeplessness
Lost opportunities
Lack of confidence
Lack of hope
Lowered expectations
Lack of dreams
10. 10
adifferentkindofcompany There is a need for a different
kind of company in financial
services. WFG believes that we
are that company.
WFG is a company that:
Reaches out to middle-income
individuals and families instead
of just the wealthy few.
Helps clients establish goals and
gives them a clear strategy on how
to reach them.
Helps people build a stronger,
more sound financial foundation.
11. wealthdefined How is wealth defined?
Extravagant lifestyle – celebrities,
high-salaried sports stars, etc.
Exotic sports car, expensive home,
designer brands
But most people
who try to live a
“wealthy”lifestyle:
Spend the money they earn or more.
Don’t attain wealth but, instead,
accumulate large amounts of debt.
financial security
requires discipline
It’s necessary to develop discipline,
and the ability to determine wants
versus needs.
the discipline to
determine needs
versus wants
is necessary
to achieve
financial
security.
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truefinancialindependence Financial independence isn’t
about extravagance or
living in a mega-mansion.
True financial independence:
Saving more and spending less
Living within one’s means
Protecting loved ones should the
“worst-case scenario” occur
Reducing and eliminating debt
Saving sufficient funds to cover expenses
for six months to a year
Building long-term savings that protect
you and your family for life
Financial Independence = Peace of Mind
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howwfgconductsbusiness WFG believes in
a respectful,
no-pressure process.
On the first visit, the associate
discusses concepts, gathers data
and information, and makes a
follow-up appointment.
The associate performs a
financial needs analysis for
the client.
The associate returns to
present the analysis and
recommendations.
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To know and understand three basic financial concepts can
help people have and enjoy financial security. This is what
WFG associates teach.
The Power of Time
Time can be your greatest ally or your worst enemy.
If you haven’t started saving for your future, start now.
An example of saving $5,000 per year in a
tax-deferred account earning 10% per year.1
Time
Principal
Invested
Total
Accumulation
Person A 40 years $200K $2.2 million
Person B 38 years $190K $1.8 million
Difference 2 years $10K $400K
8 hours a day, 5 days a week: $96 per hour
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basicfinancialconcepts
15. 15
Taxable
Savings Accounts
Certificates of Deposit (CDs)
Tax Deferred
401(k)s, IRAs
Fixed Annuities
Savings Bonds
Tax Exempt
Roth IRAs
Cash Accumulation in a
Life Insurance policy
Managing Rate and Risk*
A one-time investment of $10,000 saved for 36 years
The Rule of 72 - If you divide 72 by
the interest rate being earned on
your savings, you will obtain the
approximate number of years required
for your initial savings
to double.
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3
Interest Rate
Percentage
Total
Accumulation
2% $20,000
6% $80,000
10% $320,000
Reduce the impact of taxes2
* The Rule of 72 is a mathematical concept that approximates the number of years it will take to double the principal at a constant rate of return. The performance of investments fluctuates over time and, as a result,
the actual time it will take an investment to double in value cannot be predicted with any certainty. Additionally, there are no guarantees that any investment or savings program can outpace inflation. All figures are for
illustrative purposes only and do not reflect an actual investment in any product.
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awfgfinancialneedsanalysis A financial analysis
provided by a WFG
associate can help
answer the questions:
How do I create a workable savings
plan that I can stick to?
What goals should I set, and how much
do I need to save to reach these goals?
Are there products available that can
provide guarantees against loss?
What products can allow my money to
grow but still allow me to have access
to it without a penalty or being taxed?2
How much insurance do I need? What
types of insurance should I consider?
Will a professional work with me even
if I don’t have a lot of money?
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thetraditionalindustry
The traditional
model inhibits
leadership
development
and growth.
$$$CORP
$$$CORP
In the traditional model,
there is an incentive to hold
back a representative so
they don’t surpass you.
In order for any representative
to advance, they usually have
to leave the brokerage/agency
for other employment, which
means that the brokerage/
agency is losing its best people.
Representatives
Brokerage/Agency
Company
19. traditionalVS.non-traditionalmodels Traditional Model
Production Oriented
Weaknesses
Incentive to hinder promotion(s)
Difficult to keep talented people
Can deter loyalty
Lower energy
Environment can be negative
Stressful
Little to no growth
Little recognition other than
your paycheck
Strengths
Good training
Professionalism
Strong products
Great earning potential
Non-Traditional Model
Recruiting Oriented
Weaknesses
Products often based on a fad
Products have small earnings potential
No standards for participation
Inadequate training
No loyalty or buy in
Possible lack of professionalism
Lacking financial discipline
Get-rich-quick mentality
Low entry-level earnings
Strengths
Positive and inspirational
High-energy environment
Business ownership
Potential for growth
Major recognition
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thewfghybridbusinessmodel WFG has taken the best of both the
production- and recruiting-focused
models and created a hybrid business
model that rewards both production
and leadership development.
The WFG Hybrid Model
Our model offers:
Excellent, high-quality training programs
A high-standard of professionalism
Top-rated products
Excellent earnings potential
An energetic and positive working environment
Inspiration and motivation
Exciting growth potential
Mentoring from top leadership
Business ownership
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howtoearnincomeatwfg
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3
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A WFG associate can
earn income in one
of three ways:
Personal production
Override the production of the
associates you help develop
Residual income from renewals
and/or trails
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promotions WFG associates can
develop their full potential
as leaders and business
owners while building
their organization.
The guidelines for an
associate’s next promotion
are clearly stated and
easily accessible from
his/her first moment with
the company.
An associate’s personal
production and hard
work, as well as that of
his/her organization, are
among the factors that
help determine when the
associate achieves his/her
next promotion.
powerful.
motivational.
inspirational.
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yourearningpotential
Many people have experienced different levels of success with World Financial Group. However, individual member experiences may vary. This is not intended to, nor does it, represent that any current
member’s individual results are representative of what all participants achieve when following the World Financial Group system.
WFG offers an excellent income opportunity. The following example shows
how helping a family results in a $2,808 commission paid to the field, with
the commission based on an average Life Insurance Policy sale to a 40-year-old
male who is contributing $185 per month to the policy.6,7
Per Month Per Year
Associate8,9
$4,044 $48,528
(Helps four families per month)
Senior Marketing Director8,9
$7,276 $87,312
(Helps four families per month)
Senior Marketing Director leading
a five-person organization8,9,10
Only Senior Marketing Director’s associates10
help four families each per month $16,174 $194,088
Senior Marketing Director and each member10
of the organization help four families per month $23,450 $281,400
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timingiseverything now is a perfect
time to consider
the wfg business
opportunity.
In difficult economic
times, there is:
A greater demand for financial
education and guidance
A heightened demand to earn
extra income
Increased motivation to
ensure security
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essentialvalues The Strength of a
Business Begins with
Strength of Character
In life and in business, especially financial
services, a person should have integrity,
honesty, dependability, and be worthy of
someone’s trust. These traits help to build
long-lasting relationships.
wfg believes in family
WFG wants our associates’ families to be
supported and involved in the business.
It’s important to have teamwork both at home
and at work.
WFG believes that involving family helps create
a more positive and effectual environment.
Our associates are encouraged to always remain
positive and to never give up on their dreams.
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thewfgopportunity Is the WFG business opportunity
for you? Typically, people who are
considering becoming an associate
with our company look to do so:
Part Time
Like their current jobs but would
like to earn extra income
Are frustrated or dissatisfied where
they are in their career/life, and
would like more control over their
time and income
Feel less secure or have recently
lost a job, and are looking for
options
Full Time
Are looking to change careers
or want to own a business
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considerwfg Let’s overview the
three questions
we asked you to
consider when
contemplating a
career with WFG.
Who do you know that
could benefit from our
message?
Could this information help
my family or me financially?
Am I intrigued by this
opportunity?
Next Steps
Consider the reasons why you
may want to become a WFG
associate and discuss them with
your spouse/family.
In the next one to two days, meet
with a WFG associate for a follow
up meeting.
If you set an appointment with
an associate, please keep it.