Meeting the targets set by Millennium Development Goals:
Establishment of largest & transparent Social Safety Net .
Eradication of extreme & chronic poverty
Empowerment of women
The document discusses Pakistan's welfare state programs and policies. It begins by defining welfare state and outlining the social security guarantees in Pakistan's constitution. It then lists and describes several of Pakistan's major social welfare programs, including Bait-ul-Mal, the National Rural Support Program, Utility Stores Corporation, Rescue 1122 emergency services, the PM's health insurance program, workers welfare funds, and the Metro Bus Authority. The largest section discusses the Benazir Income Support Program (BISP) in detail, outlining its objectives, cash transfer mechanisms, and other initiatives like loans, training, health and life insurance. The document evaluates BISP's performance and impact, and discusses some challenges and criticisms of the program
IT Includes The Defects which our Member of Groups founded at That time(2011)
Our Member made a great effort to prepare this presentation,because it is hard to found any defects of program during the Era of Govt.who run it.
Team member included Ali Raza ,Hafiz Habib ur rehman, Muhammad Adnan
The document summarizes the Benazir Income Support Programme (BISP) in Pakistan. Key points:
1) BISP aims to reduce poverty and empower women by providing cash grants to 4 million families.
2) It conducts a nationwide poverty scorecard survey to scientifically target beneficiaries.
3) BISP is transitioning payment mechanisms from money orders to more transparent options like Benazir Smart Cards and mobile banking.
4) The program also provides emergency relief to internally displaced persons and natural disaster victims.
Pakistan's economy has experienced varying levels of growth and challenges across different decades since independence in 1947. The 1960s under Ayub Khan saw very high growth rates across all sectors exceeding 20% annually as the private sector played a large role. However, income inequality also increased. The 1970s under Bhutto experienced a downward trend in growth due to more protectionist policies. Zia ul-Haq in the 1980s saw some economic liberalization and growth aided by foreign aid and involvement in the Afghan war. The 1990s brought structural adjustment programs promoted by the IMF and World Bank that led to deindustrialization, high inflation, and increased poverty despite lowering fiscal deficits.
Pakistan's economy grew by 5.8% in 2007-08, below the target of 7.2% due to weak performance in the agriculture and manufacturing sectors. GDP per capita grew significantly over the past six years due to rising remittances and economic growth. However, inflation increased to 10.3% while the current account deficit widened sharply. Overall the economy showed resilience despite challenges but fell short of targets on several fronts such as GDP growth and tax revenue collection.
The document discusses the history and significance of the Green Revolution, particularly in Pakistan. It began in the 1940s with Norman Borlaug developing high-yield wheat varieties in Mexico. This led to increased food production worldwide. In Pakistan, the Green Revolution significantly increased wheat, rice, and maize production between 1965-1970 through the introduction of high-yielding varieties and increased fertilizer and irrigation. However, it also exacerbated economic and social inequalities by benefiting large landowners more than small farmers.
Agriculture is the backbone of Pakistan's economy, providing employment and contributing 24% to GDP. However, Pakistan's agricultural sector faces many problems including a feudal land ownership system, underutilization of land and labor, lack of irrigation infrastructure, illiterate farmers, inadequate research and supplies. The government is taking steps to address these issues through consolidating land holdings, increasing credit access, improving irrigation, promoting mechanization and education.
The document discusses Pakistan's welfare state programs and policies. It begins by defining welfare state and outlining the social security guarantees in Pakistan's constitution. It then lists and describes several of Pakistan's major social welfare programs, including Bait-ul-Mal, the National Rural Support Program, Utility Stores Corporation, Rescue 1122 emergency services, the PM's health insurance program, workers welfare funds, and the Metro Bus Authority. The largest section discusses the Benazir Income Support Program (BISP) in detail, outlining its objectives, cash transfer mechanisms, and other initiatives like loans, training, health and life insurance. The document evaluates BISP's performance and impact, and discusses some challenges and criticisms of the program
IT Includes The Defects which our Member of Groups founded at That time(2011)
Our Member made a great effort to prepare this presentation,because it is hard to found any defects of program during the Era of Govt.who run it.
Team member included Ali Raza ,Hafiz Habib ur rehman, Muhammad Adnan
The document summarizes the Benazir Income Support Programme (BISP) in Pakistan. Key points:
1) BISP aims to reduce poverty and empower women by providing cash grants to 4 million families.
2) It conducts a nationwide poverty scorecard survey to scientifically target beneficiaries.
3) BISP is transitioning payment mechanisms from money orders to more transparent options like Benazir Smart Cards and mobile banking.
4) The program also provides emergency relief to internally displaced persons and natural disaster victims.
Pakistan's economy has experienced varying levels of growth and challenges across different decades since independence in 1947. The 1960s under Ayub Khan saw very high growth rates across all sectors exceeding 20% annually as the private sector played a large role. However, income inequality also increased. The 1970s under Bhutto experienced a downward trend in growth due to more protectionist policies. Zia ul-Haq in the 1980s saw some economic liberalization and growth aided by foreign aid and involvement in the Afghan war. The 1990s brought structural adjustment programs promoted by the IMF and World Bank that led to deindustrialization, high inflation, and increased poverty despite lowering fiscal deficits.
Pakistan's economy grew by 5.8% in 2007-08, below the target of 7.2% due to weak performance in the agriculture and manufacturing sectors. GDP per capita grew significantly over the past six years due to rising remittances and economic growth. However, inflation increased to 10.3% while the current account deficit widened sharply. Overall the economy showed resilience despite challenges but fell short of targets on several fronts such as GDP growth and tax revenue collection.
The document discusses the history and significance of the Green Revolution, particularly in Pakistan. It began in the 1940s with Norman Borlaug developing high-yield wheat varieties in Mexico. This led to increased food production worldwide. In Pakistan, the Green Revolution significantly increased wheat, rice, and maize production between 1965-1970 through the introduction of high-yielding varieties and increased fertilizer and irrigation. However, it also exacerbated economic and social inequalities by benefiting large landowners more than small farmers.
Agriculture is the backbone of Pakistan's economy, providing employment and contributing 24% to GDP. However, Pakistan's agricultural sector faces many problems including a feudal land ownership system, underutilization of land and labor, lack of irrigation infrastructure, illiterate farmers, inadequate research and supplies. The government is taking steps to address these issues through consolidating land holdings, increasing credit access, improving irrigation, promoting mechanization and education.
Rural to urban migration is a major driver of urbanization in Pakistan. Push factors like low agricultural productivity and pull factors like access to jobs and services encourage migration from rural to urban areas. This migration has wide-ranging social, economic, political, and environmental effects at individual, family, community, and national levels. Socially, it can cause isolation and stress for migrants while increasing ethnic tensions in cities. Economically, it grows GDP but also increases poverty as migrants struggle in cities. Politically, it shifts power dynamics and resources. Environmentally, it places stress on urban infrastructure and increases pollution.
The document discusses inequality in Pakistan across multiple dimensions such as income, assets, access to services, education and gender. It notes that the richest 18 million people in Pakistan consume 1.5 times as much as the poorest 72 million. Inequality traps exist that prevent upward mobility, with only 9% of those born to the bottom income quintile making it to the top quintile as adults, while 52% of those born rich remain rich. Reducing inequality will require policy reforms like improving tax collection, increasing public services spending, enforcing minimum wage and undertaking land reforms. However, tackling inequality in all its forms will be an ongoing challenge.
The document provides a summary of the performance of Andhra Pradesh during the first four years (2007-2008 to 2010-2011) of the 11th Five Year Plan in India. Some key points:
1) The state economy grew at an average of 7.93% during this period, close to the national GDP growth of 8.16%. Agriculture grew at 7.16%, industries at 6.82%, and services at 8.84%.
2) Major initiatives included the Jalayagnam irrigation program, Rajiv Arogyasri public health insurance, 108 emergency services, and housing construction under Indiramma.
3) 32.51 lakh houses were constructed, 65.13
The document summarizes the 7th National Finance Commission (NFC) Award in Pakistan. It discusses the constitutional basis for NFC Awards, the composition of the NFC commission, and the chronology of past NFC Awards. It outlines the salient features of the 7th NFC Award, including the criteria for distributing funds among provinces, and compares the allocations to provinces in the 6th and 7th Awards. It also discusses challenges in implementing NFC Awards and provides recommendations to address them.
The document contains information about a group project on conditioning on foreign debt. It lists the group members and provides an introduction to concepts like foreign debt, World Bank, IMF, objectives of IMF and IMF assistance to Pakistan. It discusses why Pakistan takes foreign loans, how loans are allocated, and economic impacts of IMF conditionalities like effect on health, education, privatization, inflation and fiscal deficit. It also outlines effects on sectors like utilities, poverty levels, education and privatization in Pakistan.
Comparison of regional disparities between 11th & 12th five year plan.Manas Dhibar
From 1947 to 2017, the Indian economy was premised on the concept of planning. This was carried through the Five-Year Plans, developed, executed, and monitored by the Planning Commission (1951-2014) and the NITI Aayog (2015-2017). With the prime minister as the ex-officio chairman, the commission has a nominated deputy chairman, who holds the rank of a cabinet minister.
National social assistance program (nsap) – in west BengalMINTU DEBNATH
The document describes India's National Social Assistance Programme (NSAP) which provides financial assistance to vulnerable groups. NSAP has four schemes:
1) Indira Gandhi National Old Age Pension Scheme provides Rs. 400-1000 per month to aged persons from BPL families.
2) Indira Gandhi National Widow Pension Scheme provides Rs. 600 per month to widows from BPL families aged 40-79.
3) Indira Gandhi National Disability Pension Scheme provides Rs. 600 per month to persons with disabilities from BPL families.
4) National Family Benefit Scheme provides Rs. 40,000 to BPL families that experience the death of their primary breadwinner aged
The Fourth Five-Year Plan from 1969-1974 in India aimed to achieve 5.5% annual growth, economic stability, self-reliance, and social justice. It introduced several programs like the Accelerated Rural Water Supply Programme to expand access to drinking water in rural areas, the Crash Scheme for Rural Employment to generate rural jobs, and the Special Nutrition Programme to provide supplementary feeding to children and mothers. However, the plan only achieved 3.3% annual growth due to challenges from recent famines and wars.
decade of development pakistan study Presentation, The era of Ayub Khan.
After this presentation students will be able to know about :
Personal Profile of Ayub Khan.
Reforms done by Ayub Khan.
Why did Ayub Khan fall from power?
Ayub Khan:
Born on May 14, 1907 in Rehana village, near Haripur, Hazara, Pakistan.
Studied at Aligarh Muslim University.
Joined the army of the British Colonial powers in 1926.
Fought in World War II as Commissioned Officer.
In 1950, became first Pakistani to lead army as its Commander-In-Chief.
Army took control of the country in 1958 & appointed General Ayub Khan as Chief Martial Law Administrator.
Soon after, Ayub Khan declared himself as President.
The document discusses Pakistan's economic planning process. It outlines objectives of economic planning such as increasing income and employment while ensuring price stability. It also discusses myths around economic planning and compares Pakistan's model to South Korea's. The planning machinery in Pakistan is described, including the functions of the Planning Commission and the project approval process. Challenges facing economic planning like a contracting public sector development program size are also analyzed.
The document discusses the proposal for creating a new province in southern Punjab. It notes that southern Punjab comprises 52% of Punjab's total area but only 32% of its population. It outlines several problems facing southern Punjab, including poor infrastructure, low education and healthcare access, lack of universities and investment. It argues that creating a separate southern Punjab province would allow the region to receive dedicated funding to address its issues, as the current system of governance and accountability has failed the region. Examples of other countries establishing autonomous states for equitable governance are provided. While acknowledging the complexity, it believes formation of a new province could help solve many of the problems faced in southern Punjab.
This document provides an introduction to the book "Global Pakistan: Pakistan's Role in the International System". It makes three main points:
1. Pakistan's economy is integrated into the global market and is influenced by international economic forces like commodity prices, currency values, and trade rules that it cannot control.
2. Pakistan faces serious environmental challenges from global issues like climate change and plastic pollution that impact the country despite its small contribution to causing them. Higher temperatures and more extreme weather will threaten lives and livelihoods.
3. Cultural globalization is increasing the spread of Western cultural products, while Pakistani culture has less global influence. This imbalanced cultural exchange is driven by the market power of large Western corporations.
There is an urgent need for policy makers to adopt a cautious perspective when dealing with the recent revival of protectionism. The changing policy context of global competition requires that emphasis be placed on facilitating broad-based innovation. This is in sharp contrast to the current and past industrial policies that were based on import substitution and sector-picking. This paper briefly outlines Pakistan’s experience with industrial policy over the past 6 decades, and shows how protectionist industrial and trade policy regimes are ineffective with respect to equipping Pakistan to compete globally. The paper also outlines global best practices with reference to designing an enabling industrial policy and suggests policy reforms that are appropriate in the political and global context of Pakistan. There also exist contrary views about the scope and composition of industrial policy even within the government functionaries. There is a dire need for a shared vision and deeper consensus building. Thus this paper aims to highlight the radical contrast in perspectives that exists between the current policy of the ministry of industries and a policy conducive to a prosperous Pakistan.
The document provides an overview of Pakistan's economy, highlighting both its historical growth and recent challenges. It notes that while the economy has grown at an average of 5% annually over the past 65 years, growth slowed significantly in the last five years to around 3% due to issues like rising energy costs, political instability, and fiscal mismanagement. Key economic indicators like investment, exports, GDP growth, and foreign investment have all weakened substantially compared to earlier periods. Strong remedial action is needed to address structural problems and put the economy back on a sustainable growth path.
This document outlines the course objectives and topics for a course on Pakistan's economic issues. The course aims to provide students with an understanding of key sectors of Pakistan's economy including agriculture, industry, financial and social sectors as well as current policies. Topics to be covered include the development of Pakistan's economy over the past 50 years, the agriculture, manufacturing and banking sectors, fiscal and monetary policy, the budget, fiscal deficit, and social issues. Recommended textbooks and resources are also provided.
Development Planning & Five Years Plans of BangladeshAnasalmasudSabit
The document provides an overview of development planning and five-year plans in Bangladesh. It discusses key topics like the meaning and types of development planning, the importance and scope of planning, planning under different systems, and Bangladesh's experience with five-year plans from 1973-1978, 1980-1985, and 1985-1990. The five-year plans aimed to accelerate economic growth, reduce poverty, boost key sectors like agriculture and industry, and improve living standards, with varying degrees of success in achieving outlined targets.
The document discusses ways to improve Pakistan's agriculture sector and make it an engine of economic growth. It outlines several problems currently facing the sector, including limited cultivated land, low yields, lack of infrastructure and facilities, small farm sizes, outdated farming methods, insufficient research, and poor conditions for farmers. It then proposes solutions like using fertilizers and pesticides properly, establishing agro-based industries, increasing agricultural research, providing high-yielding seed varieties, setting reasonable crop prices, expanding mechanization, offering tax concessions for farm technology, and constructing dams and barrages for irrigation and flood control. The conclusion emphasizes that modernizing techniques, credit, infrastructure, and research are needed to address agriculture's problems and strengthen Pakistan's agrarian
The document summarizes a political economy analysis of gender and social protection in Pakistan, focusing on the Benazir Income Support Programme (BISP) and the Zakat Programme. It analyzes how gender has been integrated into the design and implementation of the programs, barriers facing women, and the quality of implementation regarding gender. The BISP represents a turning point in Pakistan's social protection landscape by using evidence-based identification and transparent monitoring. While the Zakat Programme has been assessed previously, this report provides a new gender perspective. It also examines the role of multilateral agencies in shaping Pakistan's social protection framework.
Pakistan has a large vulnerable population in need of social protection. Current social protection programs are inefficient and inadequately funded, spending less than 3% of GDP. This results in a lack of awareness, complex procedures that exclude many, and benefits that mainly go to men and the non-poor rather than those most in need. Options for reform include expanding coverage to more vulnerable groups, developing additional insurance programs targeted at informal workers, increasing funding and priority for labor market programs to address unemployment, and better integrating and coordinating programs between federal and provincial governments.
Rural to urban migration is a major driver of urbanization in Pakistan. Push factors like low agricultural productivity and pull factors like access to jobs and services encourage migration from rural to urban areas. This migration has wide-ranging social, economic, political, and environmental effects at individual, family, community, and national levels. Socially, it can cause isolation and stress for migrants while increasing ethnic tensions in cities. Economically, it grows GDP but also increases poverty as migrants struggle in cities. Politically, it shifts power dynamics and resources. Environmentally, it places stress on urban infrastructure and increases pollution.
The document discusses inequality in Pakistan across multiple dimensions such as income, assets, access to services, education and gender. It notes that the richest 18 million people in Pakistan consume 1.5 times as much as the poorest 72 million. Inequality traps exist that prevent upward mobility, with only 9% of those born to the bottom income quintile making it to the top quintile as adults, while 52% of those born rich remain rich. Reducing inequality will require policy reforms like improving tax collection, increasing public services spending, enforcing minimum wage and undertaking land reforms. However, tackling inequality in all its forms will be an ongoing challenge.
The document provides a summary of the performance of Andhra Pradesh during the first four years (2007-2008 to 2010-2011) of the 11th Five Year Plan in India. Some key points:
1) The state economy grew at an average of 7.93% during this period, close to the national GDP growth of 8.16%. Agriculture grew at 7.16%, industries at 6.82%, and services at 8.84%.
2) Major initiatives included the Jalayagnam irrigation program, Rajiv Arogyasri public health insurance, 108 emergency services, and housing construction under Indiramma.
3) 32.51 lakh houses were constructed, 65.13
The document summarizes the 7th National Finance Commission (NFC) Award in Pakistan. It discusses the constitutional basis for NFC Awards, the composition of the NFC commission, and the chronology of past NFC Awards. It outlines the salient features of the 7th NFC Award, including the criteria for distributing funds among provinces, and compares the allocations to provinces in the 6th and 7th Awards. It also discusses challenges in implementing NFC Awards and provides recommendations to address them.
The document contains information about a group project on conditioning on foreign debt. It lists the group members and provides an introduction to concepts like foreign debt, World Bank, IMF, objectives of IMF and IMF assistance to Pakistan. It discusses why Pakistan takes foreign loans, how loans are allocated, and economic impacts of IMF conditionalities like effect on health, education, privatization, inflation and fiscal deficit. It also outlines effects on sectors like utilities, poverty levels, education and privatization in Pakistan.
Comparison of regional disparities between 11th & 12th five year plan.Manas Dhibar
From 1947 to 2017, the Indian economy was premised on the concept of planning. This was carried through the Five-Year Plans, developed, executed, and monitored by the Planning Commission (1951-2014) and the NITI Aayog (2015-2017). With the prime minister as the ex-officio chairman, the commission has a nominated deputy chairman, who holds the rank of a cabinet minister.
National social assistance program (nsap) – in west BengalMINTU DEBNATH
The document describes India's National Social Assistance Programme (NSAP) which provides financial assistance to vulnerable groups. NSAP has four schemes:
1) Indira Gandhi National Old Age Pension Scheme provides Rs. 400-1000 per month to aged persons from BPL families.
2) Indira Gandhi National Widow Pension Scheme provides Rs. 600 per month to widows from BPL families aged 40-79.
3) Indira Gandhi National Disability Pension Scheme provides Rs. 600 per month to persons with disabilities from BPL families.
4) National Family Benefit Scheme provides Rs. 40,000 to BPL families that experience the death of their primary breadwinner aged
The Fourth Five-Year Plan from 1969-1974 in India aimed to achieve 5.5% annual growth, economic stability, self-reliance, and social justice. It introduced several programs like the Accelerated Rural Water Supply Programme to expand access to drinking water in rural areas, the Crash Scheme for Rural Employment to generate rural jobs, and the Special Nutrition Programme to provide supplementary feeding to children and mothers. However, the plan only achieved 3.3% annual growth due to challenges from recent famines and wars.
decade of development pakistan study Presentation, The era of Ayub Khan.
After this presentation students will be able to know about :
Personal Profile of Ayub Khan.
Reforms done by Ayub Khan.
Why did Ayub Khan fall from power?
Ayub Khan:
Born on May 14, 1907 in Rehana village, near Haripur, Hazara, Pakistan.
Studied at Aligarh Muslim University.
Joined the army of the British Colonial powers in 1926.
Fought in World War II as Commissioned Officer.
In 1950, became first Pakistani to lead army as its Commander-In-Chief.
Army took control of the country in 1958 & appointed General Ayub Khan as Chief Martial Law Administrator.
Soon after, Ayub Khan declared himself as President.
The document discusses Pakistan's economic planning process. It outlines objectives of economic planning such as increasing income and employment while ensuring price stability. It also discusses myths around economic planning and compares Pakistan's model to South Korea's. The planning machinery in Pakistan is described, including the functions of the Planning Commission and the project approval process. Challenges facing economic planning like a contracting public sector development program size are also analyzed.
The document discusses the proposal for creating a new province in southern Punjab. It notes that southern Punjab comprises 52% of Punjab's total area but only 32% of its population. It outlines several problems facing southern Punjab, including poor infrastructure, low education and healthcare access, lack of universities and investment. It argues that creating a separate southern Punjab province would allow the region to receive dedicated funding to address its issues, as the current system of governance and accountability has failed the region. Examples of other countries establishing autonomous states for equitable governance are provided. While acknowledging the complexity, it believes formation of a new province could help solve many of the problems faced in southern Punjab.
This document provides an introduction to the book "Global Pakistan: Pakistan's Role in the International System". It makes three main points:
1. Pakistan's economy is integrated into the global market and is influenced by international economic forces like commodity prices, currency values, and trade rules that it cannot control.
2. Pakistan faces serious environmental challenges from global issues like climate change and plastic pollution that impact the country despite its small contribution to causing them. Higher temperatures and more extreme weather will threaten lives and livelihoods.
3. Cultural globalization is increasing the spread of Western cultural products, while Pakistani culture has less global influence. This imbalanced cultural exchange is driven by the market power of large Western corporations.
There is an urgent need for policy makers to adopt a cautious perspective when dealing with the recent revival of protectionism. The changing policy context of global competition requires that emphasis be placed on facilitating broad-based innovation. This is in sharp contrast to the current and past industrial policies that were based on import substitution and sector-picking. This paper briefly outlines Pakistan’s experience with industrial policy over the past 6 decades, and shows how protectionist industrial and trade policy regimes are ineffective with respect to equipping Pakistan to compete globally. The paper also outlines global best practices with reference to designing an enabling industrial policy and suggests policy reforms that are appropriate in the political and global context of Pakistan. There also exist contrary views about the scope and composition of industrial policy even within the government functionaries. There is a dire need for a shared vision and deeper consensus building. Thus this paper aims to highlight the radical contrast in perspectives that exists between the current policy of the ministry of industries and a policy conducive to a prosperous Pakistan.
The document provides an overview of Pakistan's economy, highlighting both its historical growth and recent challenges. It notes that while the economy has grown at an average of 5% annually over the past 65 years, growth slowed significantly in the last five years to around 3% due to issues like rising energy costs, political instability, and fiscal mismanagement. Key economic indicators like investment, exports, GDP growth, and foreign investment have all weakened substantially compared to earlier periods. Strong remedial action is needed to address structural problems and put the economy back on a sustainable growth path.
This document outlines the course objectives and topics for a course on Pakistan's economic issues. The course aims to provide students with an understanding of key sectors of Pakistan's economy including agriculture, industry, financial and social sectors as well as current policies. Topics to be covered include the development of Pakistan's economy over the past 50 years, the agriculture, manufacturing and banking sectors, fiscal and monetary policy, the budget, fiscal deficit, and social issues. Recommended textbooks and resources are also provided.
Development Planning & Five Years Plans of BangladeshAnasalmasudSabit
The document provides an overview of development planning and five-year plans in Bangladesh. It discusses key topics like the meaning and types of development planning, the importance and scope of planning, planning under different systems, and Bangladesh's experience with five-year plans from 1973-1978, 1980-1985, and 1985-1990. The five-year plans aimed to accelerate economic growth, reduce poverty, boost key sectors like agriculture and industry, and improve living standards, with varying degrees of success in achieving outlined targets.
The document discusses ways to improve Pakistan's agriculture sector and make it an engine of economic growth. It outlines several problems currently facing the sector, including limited cultivated land, low yields, lack of infrastructure and facilities, small farm sizes, outdated farming methods, insufficient research, and poor conditions for farmers. It then proposes solutions like using fertilizers and pesticides properly, establishing agro-based industries, increasing agricultural research, providing high-yielding seed varieties, setting reasonable crop prices, expanding mechanization, offering tax concessions for farm technology, and constructing dams and barrages for irrigation and flood control. The conclusion emphasizes that modernizing techniques, credit, infrastructure, and research are needed to address agriculture's problems and strengthen Pakistan's agrarian
The document summarizes a political economy analysis of gender and social protection in Pakistan, focusing on the Benazir Income Support Programme (BISP) and the Zakat Programme. It analyzes how gender has been integrated into the design and implementation of the programs, barriers facing women, and the quality of implementation regarding gender. The BISP represents a turning point in Pakistan's social protection landscape by using evidence-based identification and transparent monitoring. While the Zakat Programme has been assessed previously, this report provides a new gender perspective. It also examines the role of multilateral agencies in shaping Pakistan's social protection framework.
Pakistan has a large vulnerable population in need of social protection. Current social protection programs are inefficient and inadequately funded, spending less than 3% of GDP. This results in a lack of awareness, complex procedures that exclude many, and benefits that mainly go to men and the non-poor rather than those most in need. Options for reform include expanding coverage to more vulnerable groups, developing additional insurance programs targeted at informal workers, increasing funding and priority for labor market programs to address unemployment, and better integrating and coordinating programs between federal and provincial governments.
Zakat is a religious obligation in Islam where a fixed portion of wealth is paid yearly to benefit the poor. It is one of the five pillars of Islam. Every Muslim who owns a minimum amount of wealth (nisab) for over one year must pay zakat at fixed rates based on the type of wealth, such as 2.5% of money, 10% of agricultural output, and varying percentages for animals. Zakat purifies the soul and promotes social justice and prosperity by redistributing wealth from rich to poor and funding social services. It helps establish an Islamic economic system with equitable distribution of resources and minimal inequality and unemployment.
This document summarizes a meeting of the Pakistan Panel on Economy of Tomorrow held on February 23rd and 24th, 2014 in Islamabad. It included a second meeting of the Pakistan panel to discuss the country's world market strategy and current IMF program. This was followed by the first South Asian Regional Forum on Economy of Tomorrow from February 24-25th at the Marriott Hotel in Islamabad. The forum included panels on creating socially inclusive and sustainable economic models with experiences from the region, as well as industrial policies and the political economy of change. Key speakers included government officials and economic experts from Pakistan, Bangladesh, India, Germany and Thailand.
1) Social safety nets aim to prevent the poor or vulnerable from falling below a certain poverty level through non-contributory transfer programs provided by governments and private organizations.
2) In India, public expenditure on social safety nets is around 1.8% of GDP, lower than in countries like Sri Lanka and China. Developing countries on average spend 1.6% of GDP on safety nets.
3) Major social protection programs in India include those aimed at improving living standards like education and housing programs, targeted social security programs for the very poor like pensions and employment guarantees, and social security for formal/informal sector workers.
Zakat is a compulsory charitable tax in Islam that is levied on Muslims each year based on accumulated wealth. It is one of the five pillars of Islam. Zakat purifies wealth and reminds Muslims of their social responsibility to help the poor and needy. Failure to pay zakat is considered a major sin in Islamic law and can result in punishment on the Day of Judgment according to hadith.
The document provides an overview of zakat (obligatory alms-giving in Islam) in Malaysia, including the different types of zakat, how to calculate zakat on various assets, and a comparison between zakat and taxation. It discusses zakat fitrah (paid during Ramadan), zakat on wealth/earnings from assets like gold/silver, business income, employment income, savings, shares, crops, and livestock. Examples are given for calculating zakat amounts based on asset values and ownership periods. Benefits of zakat are noted as balancing socioeconomic conditions and encouraging wealth distribution.
This document discusses the importance and obligation of zakat in Islam. It explains that zakat means purification and is obligatory for Muslims who possess wealth above a minimum threshold. Zakat purifies one's wealth and soul, and is meant to help the poor and needy. The document covers various topics related to zakat such as the types of wealth it applies to, how it is calculated, who receives it, and virtues of paying zakat. It emphasizes that neglecting zakat is a major sin in Islam.
The document discusses the objectives and guidelines of Zakat. It defines Zakat as the purification and growth of wealth. The objectives of Zakat include establishing a welfare system, ensuring wealth circulation, promoting sharing, and generating community harmony. Zakat is seen as a fundamental form of worship alongside prayer. It connects humans to each other, while prayer connects humans to God. The document outlines who should pay Zakat, what items it applies to, exemptions, distribution criteria, and consequences of not paying Zakat according to Islamic teachings.
This document summarizes key concepts from Chapter 11 of a Principles of Marketing textbook. It defines retailing and wholesaling, lists the functions of retailers and wholesalers, and describes different types of retailers and wholesalers based on factors like sales volume, product mix offered, ownership structure, and operation method. The types of retailers discussed include general merchandise stores, department stores, variety stores, specialty stores, corporate chain stores, independent stores, and franchise stores. The types of wholesalers discussed include merchant wholesalers, sales offices/branches, agents, industrial wholesalers, and limited function wholesalers.
Zakat is the third pillar of Islam that requires Muslims to donate a portion of their wealth to charity. It is an obligatory annual donation of 2.5% paid by Muslims with wealth above a minimum threshold to help the poor and needy. Historically, zakat funds were used to build public services like schools, fountains, inns, hospitals, and orphanages to benefit the community. Today, zakat continues to support charities that provide food, shelter, healthcare and clothing to those in need.
Benazir Income Support Programme (BISP) is Pakistan's largest social safety net. It provides unconditional cash transfers to vulnerable families and conditional cash transfers for children's education. BISP maintains a database of 27 million households and uses a poverty score to identify eligible beneficiaries. It has transitioned payment mechanisms to mobile banking, smart cards, and debit cards to disburse over 386 billion rupees. BISP also implements complementary programs for health insurance, life insurance, microfinance, and vocational training. Going forward, BISP aims to collaborate with other organizations to help beneficiaries graduate out of poverty through initiatives in health, education, skills training and insurance.
Acomplete survey of khushhali bank,the first microfinance bank in pakistan, its investment in different sectors for the development of the economic conditions of pakistan, credit lines and the product it offers for its customers
The document proposes a 4-phase plan for banks to improve access to banking services for rural residents in Bihar, India without significant new infrastructure investment. Phase 1 involves distributing ID cards and setting up a local headquarters. Phase 2 rolls out infrastructure like converting public call offices and ration centers into banking access points. Phase 3 integrates villages by promoting the services. Phase 4 focuses on expansion and making the system scalable by adding services like insurance and introducing mobile and internet banking.
Financial inclusion Jammu and Kashmir Suhail Qasim MirSuhail Qasim Mir
J&K Bank has made efforts to promote financial inclusion in Jammu and Kashmir through various initiatives like opening no-frills accounts, employing business correspondents, establishing financial literacy centers and rural skill training institutes. However, the study found that awareness about the bank's financial inclusion plan remains low, with only 36% of respondents aware of their village being covered. While most respondents were aware of no-frills accounts, usage remains infrequent and few have taken loans. The study suggests increasing awareness, designing products that better meet customer needs, and promoting financial literacy and access to credit to strengthen financial inclusion efforts.
The document discusses financial inclusion in India from the perspective of the Reserve Bank of India. It defines financial inclusion as providing access to basic banking services to the large segment of the population that remains excluded. It outlines various measures taken by RBI to promote financial inclusion, such as no-frills bank accounts, business correspondents, and the use of self-help groups and microfinance institutions. The results of these measures include a significant increase in the number of no-frills accounts opened and self-help groups linked to banks, expanding access to banking services for many households. Information technology solutions are seen as essential to enable doorstep banking and scale up financial inclusion efforts.
The document provides details on the PoP (Poorest of the Poor) Strategy being implemented by SERP (Society for Elimination of Rural Poverty) in Andhra Pradesh. Some key points:
1. The strategy aims to provide intensive support to identified PoP households over 5-10 years to help them increase their income and come out of poverty through livelihood interventions like sustainable agriculture, livestock, and wage employment.
2. PoP households will be identified in villages where NPM (Navajeevan Poorna Masthu) is being implemented, starting with 4000 villages in 2009-10. Community activists will provide close monitoring and support to 100 households each.
3. The core
Financial inclusion aims to provide banking services to disadvantaged and low-income groups through initiatives like simplified KYC norms, no-frills accounts, and business correspondents. UCO Bank has taken initiatives like allocating areas to banks, surveying villages to identify unbanked families, mass awareness campaigns, and opening no-frills accounts to work towards the goal of 100% financial inclusion. The bank has over 2000 branches and 370 ATMs across India and overseas to provide services like NRI banking and support development programs.
inance Minister Yubaraj Khatiwada presented a budget of Rs 1,474.64 billion for the Fiscal Year 2020/2021 in the joint session of the House of Representatives and National Assembly, with a major focus on reviving the economy following the effects of COVID-19 pandemic.
Fiscal Policy 2077/78
Fiscal Policy 2021/22
Nepal Budget 2077/78
Nepal Budget 2021/22
The document discusses financial inclusion in India from the perspective of the Reserve Bank of India. It notes that a large segment of the population remains excluded from the formal financial system. The RBI has taken various initiatives to promote financial inclusion through expanding access to banking services, simplified KYC norms, new credit products, and using business correspondents and information technology. However, regional disparities and exclusion of certain groups like small farmers and women remain challenges. The document advocates for further financial education initiatives to promote informed decision making among financially excluded populations.
Indiamicrofinance.com I Guide To Success I Biswa MicrofinanceIndia Microfinance
http://www.indiamicrofinance.com/
A training Manual of Biswa Microfinance which provides an introduction about the organisation and a weekly planner for the company's employees.
This presentation summarizes the operations of an NGO in Bangladesh called ASA that provides microfinance and other development programs. It has over 7 million clients across Bangladesh and nearly 3000 branches. In addition to microfinance loans, it offers various non-financial programs related to education, health, sanitation, agriculture and more. These programs provide services like primary education for children, health clinics, training on agriculture techniques, and loans to support small businesses. While ASA has achieved significant scale and impact, the presentation notes some ongoing challenges including targeting the poorest groups, political interference, and ensuring clients can repay loans within the repayment period.
Presentation given by A.V.V. Prasad, Additional commissioner (Admin, IT & Smart Cards), Govt. of Andhra Pradesh on August 3rd, 2011 at eWorld Forum (www.eworldforum.net) in the session ICT in Financial Inclusion, Taxation, Excise and Finance
Presentation given by A.V.V. Prasad, Additional commissioner (Admin, IT & Smart Cards), Govt. of Andhra Pradesh on August 3rd, 2011 at eWorld Forum (www.eworldforum.net) in the session ICT in Financial Inclusion, Taxation, Excise and Finance
COMPARATIVE STUDY OF AGRI FINANCEPROVIDED BY PRIVATE AND COOPERATIVE SECTOR BANKPriya priyadarshini
COMPARATIVE STUDY OF AGRI FINANCE SERVICES PROVIDED BY PRIVATE and cooperative sector bank, loans, deposit, insurance, the various scheme provided by both sector bank
This presentation gives an overview about how is India progressing into making UN's Vision 2020 goal (of financial inclusion) a reality.
It's a technology breakthrough India has been achieved in combat to score financial data security in 21st century and independence from reliance over other nations to provide multilateral system of payments in India.
The document discusses financial inclusion in India. It defines financial inclusion and notes that it aims to provide access to appropriate financial services and products to vulnerable groups at affordable costs. It identifies groups that are commonly excluded from financial services like farmers and slum dwellers. It discusses various initiatives taken by the Reserve Bank of India and private companies to promote financial inclusion through expanding branch networks, increasing ATM availability, and issuing loans and credit cards to farmers and small businesses. Overall progress has been made in increasing access, but challenges remain in promoting awareness and usability of these services.
The document discusses rural banking in India and the need to address it for sustainable growth. It notes that over 500 million Indians still lack bank accounts and that rural areas represent about 50% of India's GDP. While banking networks have expanded, rural banking still faces challenges of regulation designed for urban areas and high staffing needs for distribution in rural contexts. Microfinance and self-help groups are discussed as approaches to expanding rural access to financial services.
This document provides an overview of a study on awareness and perceptions of rural people about microfinance services in the Block Israna region. It includes an introduction to microfinance concepts and the history and development of microfinance in India. The study was conducted by Sushila for her pre-PhD coursework under the supervision of Dr. Bhavna Sharma at Bhagat Phool Singh Mahilla Vishawavidayala. The document outlines the research methodology used in the study and provides tables of contents for the various sections to be included.
This document provides an overview of rural banking in India. It discusses the various products offered by rural banks, including agriculture credits, financial inclusion programs, and loans for MSMEs and deposits. It then covers the sources of rural finance such as nationalized banks, cooperative banks, and NABARD. NABARD plays an important role in facilitating credit flow for rural development through refinance functions, direct financing, developmental activities, and supervising rural financial institutions.
Six Sigma is a methodology that aims for near perfection by striving for no more than 3.4 defects per million opportunities. It was developed by Motorola in 1986 and focuses on eliminating defects through statistical analysis. The DMAIC methodology includes five steps: define, measure, analyze, improve, and control. Companies like Motorola, General Electric, and Honeywell have saved billions of dollars through Six Sigma projects that streamline processes and reduce defects.
Six Sigma and Lean Manufacturing are continuous improvement methods used to improve business processes and drive profitability. Lean focuses on eliminating waste and engages all organizational levels, while Six Sigma aims to eliminate defects through statistical process analysis. Both originated in the 1950s, with Lean developed by Toyota and Six Sigma focusing on reducing variation. Key aspects of Lean include identifying the seven wastes, pull systems, flow, and just-in-time production.
Geophysics is the study of the Earth, including its composition and structure, tectonic plates, earthquakes, and natural hazards. A geophysicist conducts seismic surveys using energy sources and geophones to collect and interpret data on subsurface structures. They use computer technology to process and visualize seismic data to find oil, gas, water, and other resources. Geophysics students gain experience through field trips and field schools. Geophysicists and technologists are employed by the petroleum industry, engineering companies, mining companies, universities, and governments.
The document provides an overview of water and sanitation programs in Pakistan. It notes that Pakistan has a population of 173 million people, with 36% living below the poverty line of $1.25 per day. Access to water is 92% overall, with urban access at 95% and rural access at 91%. Access to sanitation is 78% overall, with urban at 98% and rural at 67%. The Water and Sanitation Program (WSP) is working to improve access, particularly for rural and poor communities, through initiatives like community-led total sanitation.
The document outlines key concepts around conflict and negotiation management. It defines conflict and describes traditional, human relations, and interactionist views of conflict. It contrasts task, relationship, and process conflict and outlines the five stages of the conflict process: potential opposition, cognition and personalization, intentions, behavior, and outcomes. It also describes the five conflict handling intentions, distributive vs integrative bargaining, the negotiation process, and issues around cross-cultural negotiations and the roles of third parties.
The document outlines the Sindh Civil Servants (Efficiency and Discipline) Rules of 1973 which establish procedures for ensuring efficiency and discipline among civil servants in Sindh. The rules define key terms, outline grounds for penalties against civil servants, list possible penalties, and establish procedures for inquiries and appeals. It provides the authority structure and process for imposing penalties or exonerating civil servants depending on the outcome of inquiries into allegations of misconduct or lack of efficiency.
The document proposes an alternative model for public-private management of government schools in Pakistan based on models used in the UK. It discusses transferring more control of government schools to parents, communities, and alumni. This would involve policy changes giving stakeholders new rights and roles in areas like school development planning, monitoring, and financial assistance in order to improve education quality, monitoring, and sense of ownership. The document concludes that strong political will and new policies are needed to help implement this new community-based management system for government schools across Pakistan.
The document discusses biodiversity on Earth and in Pakistan. It defines biodiversity as the totality of genes, species, and ecosystems in a region. It notes that biodiversity provides important benefits like supporting agriculture, science/medicine, and materials. Pakistan has many protected areas that cover different ecoregions from mangrove forests to the Himalayas. Critical ecosystems in Pakistan include the Indus Delta mangroves, which cover over 600,000 hectares and support fishing communities, and the Tibetan Plateau and Western Himalayan forests.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
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Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
The Impact of Generative AI and 4th Industrial RevolutionPaolo Maresca
This infographic explores the transformative power of Generative AI, a key driver of the 4th Industrial Revolution. Discover how Generative AI is revolutionizing industries, accelerating innovation, and shaping the future of work.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Enhancing Asset Quality: Strategies for Financial Institutionsshruti1menon2
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
2. Vision, Mission & Objectives
Meeting the targets set by
Millennium Development Goals:
Establishment of largest &
transparent Social Safety Net .
Eradication of extreme & chronic
poverty
Empowerment of women
2
5. Cash Grants
5
To compensate marginalized and low income families.
Scientific Targeting based on POVERTY SCORECARD SURVEY.
Payment through Money Orders, Mobile Banking & Smart Card.
A cash grant of Rs.2,000/- every alternate month
Beneficiaries: 4 million families.
Total Cash Grant Disbursements: more than Rs.70 Billion
Target: 5 - 7 million families by June 2011.
6. Improved Targeting
Poverty Scorecard Survey
6
First time ever in Pakistan, a
Proxy Means Testing based
POVERTY SCORECARD SURVEY
is being conducted in the entire
country to improve targeting and
have an objective assessment of
the poverty.
7. Poverty Scorecard Survey
Pilot phase of this survey was done in 16 districts from all
over Pakistan.
Nationwide Survey has also been completed in Baluchistan,
AJK, and Gilgit Baltistan. In total 60% of the country has been
surveyed.
Data entry is simultaneously going on in NADRA.
Approximately 1 million families have already been identified
in 38 districts whose data entry has been completed.
Nationwide Survey is planned to be completed by June 2011.
7
8. Payment Mechanisms
8
Transparency is the keystone of BISP’s functions. Initial mode of
payment was through money orders. Now BISP is planning to
modernize the payment mechanism by introducing technology
based solutions through BENAZIR SMART CARDS / BRANCHLESS
BANKING.
9. Payment Mechanisms
For cash grant payments, transition from manual payments
(money orders ) to BENAZIR SMART CARD has started in
selected districts (Mirpurkhas,Sanghar, Mianwali, and Multan).
9
10. Payment Mechanisms
Approximately 174,000 beneficiaries have
already received BENAZIR SMART CARDS
Mobile Phone Banking has also been started in
selected districts (Larkana, Layyah, Barkhan,
and Batagram).
More than 32,000 mobile phones have already
been distributed in pilot district free of cost.
10
13. Waseela-e-Haq
13
1- Identification
of business.
3- Necessary
training required
to execute the
identified
business.
2- Counseling
regarding choice
of business.
4- Monitoring and
evaluation of
business. *
* Against already determined
Objectively Verifiable Indicators (OVI’s)
Long-term interest-free financial assistance of Rs.300,000, along
with basic training & counseling, is given to randomly selected
beneficiaries for small businesses.
14. Waseela-e-Haq: Salient Features
14
Offers long term interest free returnable financial assistance
through computerized balloting to randomly selected
beneficiaries.
Based on the premise that marginalized families have skills,
which remain unutilized and untapped
Alternative to the conventional banking system, which rejects
the poor classifying them non-creditable.
. Based on personal trust instead of any collateral.
So far more than 14000 families have been pre-qualified in 17
draws.
16. Waseela-e-Rozgar: Salient
Features
16
Domestic as well as international markets’ demand has been
ascertained through Ministry of Labour & Manpower
Certificate-based skills as well as in-house or product-based
training
BISP, through partner organizations, is providing guidance &
counseling to the trainee; vocational training facilities; and
professional trainers
Duration of offered trainings is: 4 weeks, 3-6 months and one
year
Trainings have already been started in Bannu and Karak districts
17. Waseela-e-Sehet
17
Designed to Improve access to health services
and reducing income loss of the already
marginalized due to health related expenditure
PATIENT
WITH
BENAZIR
HEALTH
CARD
BISP DESK
IN EVERY
DESIGNATED
HOSPITAL
BISP
DESK
POS TERMINAL
REFERAL TO
CONCERENED
SECTION
DISCHARGE
INVOICE
COMPUTERIZED
DEDUCTION
FROM THE
ACCOUNT
OF USER
18. Waseela-e-Sehet: Salient
Features
18
First Phase
Life Insurance of Rs. 100,000 provided to the bread earner of the
beneficiary’s family
Approximately 1 million beneficiary families have been provided
life insurance
Second Phase
Health and Accident insurance cover will be provided to all
members of beneficiary's families
Maximum benefit cap of Rs.25000/- per family per year
Benazir Health Cards (Biometric cards ) will be issued to
enrolled families
20. Emergency Relief Package
BISP reached flood affectees immediately due to availability of
a current and extensive data base.
Financial assistance provided to:
Victims of 2010 Floods
IDPs of Swat, FATA and Bajur.
Civilian bomb blast victims.
Earthquake affected families in Baluchistan
20
21. Emergency Relief Package
Area Nature of
Emergency
No. of
Beneficiary
Families
Benefits
Disbursed
(in Rs)
Benefits
Disbursed
(in $)
All Over
Pakistan
Floods of 2010 978,888 4.6 B 54 M
Swat/Malakan
d
IDPs 318,126 3.82 B 45 M
FATA/Bajur IDPs 3965 28 M 0.3 M
All over
Pakistan
Bomb blasts 1500 17 M 0.2 M
Baluchistan Earthquake 3729 71 M 0.8 M
21
Following disbursements have been made to the
families affected by emergency.
23. 23
Following initiatives have been taken for the first time in the
history of Pakistan:
Technology Based Transparency
Targeting
Verification
Payments
Grievance
Redressal
PMT based Poverty Scorecard
Survey using GPS.
Through State of the Art NADRA
Database.
Smart Card/ Mobile Banking/
Branchless Banking.
Solutions based management
information system.
24. Donor’s Support
24
Due to the transparency, objectivity and efficacy of the
programme international financial institutions and donor
agencies have shown full trust in BISP.
Major donors of BISP are:
World Bank funded Social Safety Net Technical Assistance
worth (US$ 60 million)
USAID support for cash grants – US$ 160 million
Asian Development Bank support for cash grants – US$
150 million
25. Chairperson BISP Ms.
Farzana Raja on SAARC
Conference
• Chairperson BISP Ms. Farzana Raja on SAARC
Conference April 18, 2011
25
32. Chairperson BISP at National
Press Club Islamabad
• Chairperson BISP at National Press Club
Islamabad April 17, 2011
32
33. High Level Pakistan Post
Delegation at BISP
Secretariat
• High Level Pakistan Post Delegation Headed by
Sardar Muhammad Umer Gorgaje, Federal
Minister for Postal Services March 28, 2011
33
34. Visit to Kacha Garhi Camp
Visit to Kacha Garhi Camp near Peshawer and
launching of Benazir Smart Card
34
35. Launching of Benazir Income
Support Programme at Sindh
• Launching of Benazir Income Support
Programme at different locations of Sindh
35
36. Meeting with Ambassador of
Pakistan to UN
• Meeting with H.E. Mr. Hussain Haroon
Ambassador of Pakistan to UN June 24, 2009
36
43. Ceremony of Waseela-e-Haq
Programme
• Ceremony of Cheques distribution among BISP
beneficiaries under Waseela-e-Haq Programme
in Governor House Lahore March 24, 2011
43
44. Launching of Mobile Phone
Banking
• Launching of Mobile Phone Banking - December
26, 2010
44