The document summarizes the Benazir Income Support Programme (BISP) in Pakistan. Key points:
1) BISP aims to reduce poverty and empower women by providing cash grants to 4 million families.
2) It conducts a nationwide poverty scorecard survey to scientifically target beneficiaries.
3) BISP is transitioning payment mechanisms from money orders to more transparent options like Benazir Smart Cards and mobile banking.
4) The program also provides emergency relief to internally displaced persons and natural disaster victims.
DDU-GKY is the Government of India's flagship placement-linked skill training program that aims to skill and place rural youth. It provides free skill training for durations of 3-12 months in various vocational trades along with mandatory placement assistance. Trades are chosen based on market demand. The program is implemented through Project Implementing Agencies following strict quality standards to ensure placement of at least 75% candidates.
PMGSY aims to provide good all-weather road connectivity to unconnected villages in India. It focuses on hill states, desert areas, and tribal areas. The total estimated cost is Rs. 79,000 crores for new connectivity targets and Rs. 53,000 crores for other purposes. JnNURM is a massive urban renewal mission launched in 2005 to focus on infrastructure and planned development of identified cities and urban areas through investments of over $20 billion across 67 cities. Both programs aim to promote sustainable development through rural connectivity under PMGSY and urban development under JnNURM.
IT Includes The Defects which our Member of Groups founded at That time(2011)
Our Member made a great effort to prepare this presentation,because it is hard to found any defects of program during the Era of Govt.who run it.
Team member included Ali Raza ,Hafiz Habib ur rehman, Muhammad Adnan
Land acquisition procedure in Gujarat Statepareshchavda
Land acquisition procedure in Gujarat State as per Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Act, 2013
Land Acquisition Rehabilitation and Resettlement Act, 2013Gopal Agarwal
The document discusses India's Land Acquisition, Rehabilitation and Resettlement Act of 2013 and proposed amendments. It provides background on the original 1894 land acquisition law and need for reform. Key points of LARR 2013 included exemptions from consent requirements, levels of consent needed for public-private partnerships and private projects, and compensation rules. Proposed amendments in 2014 and 2015 aimed to address implementation issues with social impact assessments and consent clauses slowing projects. The document outlines debate around the proposals and suggests the party effectively communicate the need for farmers' alternative livelihoods through infrastructure development.
The Shyama Prasad Mukherji Rurban Mission aims to develop rural growth clusters with a population of 25,000-50,000 people in plain areas and 5,000-15,000 people in desert, hilly or tribal areas. These clusters, consisting of geographically contiguous gram panchayats, will be developed by providing economic opportunities, skills training, entrepreneurship development and infrastructure amenities to create 300 clusters of "smart villages" across India by 2019-20. The government has allocated over Rs. 5,000 crore for this mission to drive rural development through economic, social and infrastructure growth in rural areas.
The document discusses the Swarnajayanti Gram Swarozgar Yojana (SGSY), a self-employment program launched by the Government of India in 1999. The key points are:
1) SGSY aims to provide sustainable income and employment to the rural poor living below the poverty line through self-employment opportunities and formation of self-help groups.
2) It focuses on identifying potential economic activities, imparting training and skills development, and providing credit and infrastructure support to establish micro-enterprises.
3) The program is implemented through district rural development agencies, local governments, banks, and NGOs with the goal of reducing poverty and empowering communities through self-employment.
DDU-GKY is the Government of India's flagship placement-linked skill training program that aims to skill and place rural youth. It provides free skill training for durations of 3-12 months in various vocational trades along with mandatory placement assistance. Trades are chosen based on market demand. The program is implemented through Project Implementing Agencies following strict quality standards to ensure placement of at least 75% candidates.
PMGSY aims to provide good all-weather road connectivity to unconnected villages in India. It focuses on hill states, desert areas, and tribal areas. The total estimated cost is Rs. 79,000 crores for new connectivity targets and Rs. 53,000 crores for other purposes. JnNURM is a massive urban renewal mission launched in 2005 to focus on infrastructure and planned development of identified cities and urban areas through investments of over $20 billion across 67 cities. Both programs aim to promote sustainable development through rural connectivity under PMGSY and urban development under JnNURM.
IT Includes The Defects which our Member of Groups founded at That time(2011)
Our Member made a great effort to prepare this presentation,because it is hard to found any defects of program during the Era of Govt.who run it.
Team member included Ali Raza ,Hafiz Habib ur rehman, Muhammad Adnan
Land acquisition procedure in Gujarat Statepareshchavda
Land acquisition procedure in Gujarat State as per Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Act, 2013
Land Acquisition Rehabilitation and Resettlement Act, 2013Gopal Agarwal
The document discusses India's Land Acquisition, Rehabilitation and Resettlement Act of 2013 and proposed amendments. It provides background on the original 1894 land acquisition law and need for reform. Key points of LARR 2013 included exemptions from consent requirements, levels of consent needed for public-private partnerships and private projects, and compensation rules. Proposed amendments in 2014 and 2015 aimed to address implementation issues with social impact assessments and consent clauses slowing projects. The document outlines debate around the proposals and suggests the party effectively communicate the need for farmers' alternative livelihoods through infrastructure development.
The Shyama Prasad Mukherji Rurban Mission aims to develop rural growth clusters with a population of 25,000-50,000 people in plain areas and 5,000-15,000 people in desert, hilly or tribal areas. These clusters, consisting of geographically contiguous gram panchayats, will be developed by providing economic opportunities, skills training, entrepreneurship development and infrastructure amenities to create 300 clusters of "smart villages" across India by 2019-20. The government has allocated over Rs. 5,000 crore for this mission to drive rural development through economic, social and infrastructure growth in rural areas.
The document discusses the Swarnajayanti Gram Swarozgar Yojana (SGSY), a self-employment program launched by the Government of India in 1999. The key points are:
1) SGSY aims to provide sustainable income and employment to the rural poor living below the poverty line through self-employment opportunities and formation of self-help groups.
2) It focuses on identifying potential economic activities, imparting training and skills development, and providing credit and infrastructure support to establish micro-enterprises.
3) The program is implemented through district rural development agencies, local governments, banks, and NGOs with the goal of reducing poverty and empowering communities through self-employment.
This ppt is regarding the rural development scheme/program for development rural roads or connectivity of rural villages with all types of road to main roads or district roads by the government of India
The National Rural Livelihoods Mission (NRLM) was launched in 2011 with the goal of alleviating poverty through self-managed self-help groups, financial inclusion, and sustainable livelihood opportunities. NRLM aims to cover 7 crore rural households across India. It focuses on social mobilization and building strong grassroots institutions through self-help groups. NRLM provides support structures at national, state, district and local levels to facilitate livelihood programs and access to financial services for rural communities.
Pradhan Mantri Awas Yojana (PMAY) is the Modi government's flagship housing scheme with the goal of providing housing for all by 2022. It aims to build 2 crore affordable homes across India for the urban poor, with amenities like water, electricity, and toilets. The scheme has two parts - PMAY Urban focuses on over 4,300 cities and towns, while PMAY Gramin targets rural areas excluding Delhi and Chandigarh. It will be implemented through four approaches - slum redevelopment, credit linkage, affordable housing partnerships, and individual home construction. The scheme will run from 2015-2022 in three phases, with 100 cities completed in phase 1, 200
Sanitation problems in india by navneetNavneet Singh
The document discusses sanitation problems in India. It notes that open defecation is still a major problem in rural areas, with an estimated 1 in 10 deaths in villages linked to poor sanitation. While urban areas have higher access to sanitation facilities, around 18% of the urban population still defecates in the open and 7% use unimproved toilets. To address these issues, the document recommends providing education to illiterate and poor communities, encouraging cleanliness initiatives, using media to promote behavior change, ensuring government accountability, and supporting entrepreneurs working in the sanitation sector.
Meeting the targets set by Millennium Development Goals:
Establishment of largest & transparent Social Safety Net .
Eradication of extreme & chronic poverty
Empowerment of women
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission launched in 2014 to ensure universal access to banking facilities. The scheme provides basic bank accounts with overdraft facilities, debit cards, accident and life insurance, and access to pension and savings plans. Over 17.74 crore accounts have been opened under PMJDY as of August 2015, with over 11 crore people enrolled in related insurance and pension plans. The percentage of zero-balance accounts under the scheme has declined from 76% to 24% since its launch.
The document discusses the declining child sex ratio in India from 1991 to 2011, defined as the number of girls per 1000 boys aged 0-6. This decline from 945 to 918 is alarming and indicates discrimination against girls. It is caused by both pre-birth sex selection and post-birth discrimination. The government has launched the Beti Bachao Beti Padhao initiative across 100 districts to ensure the survival, protection, and empowerment of the girl child through a multisectoral approach.
Government Programmes and Schemes For Rural DevelopmentDignesh Panchasara
The document discusses government programs and schemes for rural development in India. It outlines several key programs run by the Ministry of Rural Development, including the Mahatma Gandhi National Rural Employment Guarantee Act, Pradhan Mantri Gram Sadak Yojana rural roads program, and Aajeevika National Rural Livelihoods Mission. It also provides budget figures for the Ministry of Rural Development for 2014-2015 and 2015-2016, with most funds going to programs focused on employment, rural housing, and rural infrastructure development. The document concludes that the government is implementing many programs to reduce poverty, generate employment, and improve standards of living in rural areas through initiatives like building roads, housing, healthcare, and job programs.
Presentation tries to look at the villages in the Indian Context in terms of their strength, weaknesses, opportunities and threats and tries to define concepts to make them more productive , liveable and sustainable
Land Acquisition, Rehabilitation and Resettlement Act, 2013 (also Land Acquisition Act, 2013) is an Act of Indian Parliament that regulates land acquisition and lays down the procedure and rules for granting compensation, rehabilitation and resettlement to the affected
The objectives of rural development are to:
1. Provide farmers with access to the latest agricultural technologies and inputs to increase production and productivity.
2. Balance emphasis on all aspects of agricultural production including livestock, fisheries, poultry, dairy, forestry, and watershed management.
3. Develop land and water resources to sustain agricultural growth through both irrigated and non-irrigated agriculture in arid, semi-arid, and barren zones.
Idmst(infrastructure development scheme for small amd medium towns )Gurparvesh kaur
The document outlines the Infrastructure Development Scheme for Small and Medium Towns in India. The objectives of the scheme are to improve infrastructure facilities in small and medium towns to decentralize economic growth and promote resource generation. Components include roads, water and sanitation, drainage, and heritage development. Central and state governments provide most financing. Implementation challenges include land acquisition and release of state funds. The Jawaharlal Nehru National Urban Renewal Mission and Pradhan Mantri Gram Sadak Yojana are related national infrastructure programs.
The document provides a report on a village study segment conducted in the Samaiya village of Mandla district in Madhya Pradesh, India. It includes sections on the village geography, demographics, infrastructure, economy, consumption patterns, political system, and status of women. Household surveys were conducted and focus group discussions held to collect both primary and secondary data on the village. Key findings include that providing the right information can empower villagers to make better decisions for their development, and that mere distribution of funds has degraded communities while skills training and entrepreneurship can promote economic empowerment.
Non agricultural khash land settlement policy bangladeshNur E Sowrove
This document outlines Bangladesh's policy for settling non-agricultural khash (uncultivated) land. Key points include:
1) Defining non-agricultural khash land as land within city areas and Thana headquarters, as well as agricultural land within cities.
2) Detailing various categories of eligible individuals and organizations that can be allotted non-agricultural khash land and the amounts, including religious organizations, educational institutions, calamity victims, expatriates, and industrial projects.
3) Establishing guidelines for the settlement process, including different approval levels based on land size, as well as terms for canceling settlements if conditions are violated.
This document summarizes a workshop on local area planning organized by Janwani. Janwani is a non-profit trust established to make Pune a better place to live and work. It focuses on environment, heritage, governance, transportation, energy, and urban planning. Janwani's local area planning project aims to introduce micro-level neighborhood planning, create citizen awareness, establish a shared vision, and feed citizen input back into Pune's development plan. As a pilot, Janwani conducted local area planning for the JM Road and Deccan area of Pune through citizen outreach and participation. The workshop discussed Janwani's objectives and methodology for local area planning as well as avenues for implementing citizen
- The document describes the Providing Urban Amenities in Rural Areas (PURA) program launched by former President of India Dr. A.P. Kalam to address lack of infrastructure and opportunities in rural areas.
- The objectives of PURA are to provide urban amenities and livelihood opportunities in rural areas through public-private partnerships to reduce rural-urban migration.
- However, the former Rural Development Minister criticized the original PURA scheme as a failure and launched a restructured version with a focus on infrastructure over knowledge connectivity.
- Case studies provide examples of proposed PURA clusters aiming to develop infrastructure, economic activities, and tourism to benefit rural populations but note the complex challenges of implementation.
The document discusses land acquisition processes and challenges. It covers differences between the Land Acquisition Act of 1894 and National Highways Act of 1956. It also discusses reasons for delays in land projects, including administration issues, capacity issues, and lengthy clearance processes. Specific issues are outlined for forest clearances and wildlife clearances. Lessons learned from land acquisition for the International Container Transshipment Terminal in Kerala and from the Delhi International Airport are presented, focusing on addressing social concerns and benefit sharing.
भारत सरकार की महत्वाकांक्षी योजना 'प्रधानमंत्री आवास योजना - 2019' स्कीम की पूरी अद्यतन जानकारी । Latest updated knowledge about Pradhan Mantri Awas Yojna of Government of India. Please like, share and comment the video. Subscribe the channel and click on bell icon for getting latest update of my video.
The document describes a new development initiative called Parivartan Kendra (PK) Model of Development in Rajapur constituency in India. Under this model, 105 Transformation Centers (Parivartan Kendras) have been set up, with each one covering approximately 10-12 villages. Reputed NGOs manage these centers and work to provide economic opportunities, sustainable livelihoods, and development in health and environment for all villagers. The initiative has created an organizational structure involving 105 NGOs to coordinate development work across the 1209 villages in the constituency.
Large parts of rural areas in India are not stand-alone settlements but part of a cluster of settlements, which are relatively proximate to each other. These clusters typically illustrate potential for growth, have economic drivers and derive locational and competitive advantages. Hence, making a case for concerted policy directives for such clusters. These clusters once developed can then be classified as 'Rurban'. Hence taking cognizance of this, the Government of India, has proposed the Shyama Prasad Mukherji Rurban Mission (SPMRM), aimed at developing such rural areas by provisioning of economic, social and physical infrastructure facilities.
The document summarizes a political economy analysis of gender and social protection in Pakistan, focusing on the Benazir Income Support Programme (BISP) and the Zakat Programme. It analyzes how gender has been integrated into the design and implementation of the programs, barriers facing women, and the quality of implementation regarding gender. The BISP represents a turning point in Pakistan's social protection landscape by using evidence-based identification and transparent monitoring. While the Zakat Programme has been assessed previously, this report provides a new gender perspective. It also examines the role of multilateral agencies in shaping Pakistan's social protection framework.
CH. Koteswara Rao is a Hadoop Developer with over 2.7 years of experience developing and supporting business applications using Hadoop on Windows and Linux platforms. He has extensive hands-on experience installing and configuring Hadoop ecosystem components like Pig, Hive, Sqoop, Zookeeper and Flume. He has worked on multi-cluster environments and setting up Cloudera Hadoop ecosystems. He also has experience loading data into Hive tables, analyzing data using HiveQL, Pig Latin and custom MapReduce programs, and extending HIVE and PIG functionality with custom UDFs.
This ppt is regarding the rural development scheme/program for development rural roads or connectivity of rural villages with all types of road to main roads or district roads by the government of India
The National Rural Livelihoods Mission (NRLM) was launched in 2011 with the goal of alleviating poverty through self-managed self-help groups, financial inclusion, and sustainable livelihood opportunities. NRLM aims to cover 7 crore rural households across India. It focuses on social mobilization and building strong grassroots institutions through self-help groups. NRLM provides support structures at national, state, district and local levels to facilitate livelihood programs and access to financial services for rural communities.
Pradhan Mantri Awas Yojana (PMAY) is the Modi government's flagship housing scheme with the goal of providing housing for all by 2022. It aims to build 2 crore affordable homes across India for the urban poor, with amenities like water, electricity, and toilets. The scheme has two parts - PMAY Urban focuses on over 4,300 cities and towns, while PMAY Gramin targets rural areas excluding Delhi and Chandigarh. It will be implemented through four approaches - slum redevelopment, credit linkage, affordable housing partnerships, and individual home construction. The scheme will run from 2015-2022 in three phases, with 100 cities completed in phase 1, 200
Sanitation problems in india by navneetNavneet Singh
The document discusses sanitation problems in India. It notes that open defecation is still a major problem in rural areas, with an estimated 1 in 10 deaths in villages linked to poor sanitation. While urban areas have higher access to sanitation facilities, around 18% of the urban population still defecates in the open and 7% use unimproved toilets. To address these issues, the document recommends providing education to illiterate and poor communities, encouraging cleanliness initiatives, using media to promote behavior change, ensuring government accountability, and supporting entrepreneurs working in the sanitation sector.
Meeting the targets set by Millennium Development Goals:
Establishment of largest & transparent Social Safety Net .
Eradication of extreme & chronic poverty
Empowerment of women
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission launched in 2014 to ensure universal access to banking facilities. The scheme provides basic bank accounts with overdraft facilities, debit cards, accident and life insurance, and access to pension and savings plans. Over 17.74 crore accounts have been opened under PMJDY as of August 2015, with over 11 crore people enrolled in related insurance and pension plans. The percentage of zero-balance accounts under the scheme has declined from 76% to 24% since its launch.
The document discusses the declining child sex ratio in India from 1991 to 2011, defined as the number of girls per 1000 boys aged 0-6. This decline from 945 to 918 is alarming and indicates discrimination against girls. It is caused by both pre-birth sex selection and post-birth discrimination. The government has launched the Beti Bachao Beti Padhao initiative across 100 districts to ensure the survival, protection, and empowerment of the girl child through a multisectoral approach.
Government Programmes and Schemes For Rural DevelopmentDignesh Panchasara
The document discusses government programs and schemes for rural development in India. It outlines several key programs run by the Ministry of Rural Development, including the Mahatma Gandhi National Rural Employment Guarantee Act, Pradhan Mantri Gram Sadak Yojana rural roads program, and Aajeevika National Rural Livelihoods Mission. It also provides budget figures for the Ministry of Rural Development for 2014-2015 and 2015-2016, with most funds going to programs focused on employment, rural housing, and rural infrastructure development. The document concludes that the government is implementing many programs to reduce poverty, generate employment, and improve standards of living in rural areas through initiatives like building roads, housing, healthcare, and job programs.
Presentation tries to look at the villages in the Indian Context in terms of their strength, weaknesses, opportunities and threats and tries to define concepts to make them more productive , liveable and sustainable
Land Acquisition, Rehabilitation and Resettlement Act, 2013 (also Land Acquisition Act, 2013) is an Act of Indian Parliament that regulates land acquisition and lays down the procedure and rules for granting compensation, rehabilitation and resettlement to the affected
The objectives of rural development are to:
1. Provide farmers with access to the latest agricultural technologies and inputs to increase production and productivity.
2. Balance emphasis on all aspects of agricultural production including livestock, fisheries, poultry, dairy, forestry, and watershed management.
3. Develop land and water resources to sustain agricultural growth through both irrigated and non-irrigated agriculture in arid, semi-arid, and barren zones.
Idmst(infrastructure development scheme for small amd medium towns )Gurparvesh kaur
The document outlines the Infrastructure Development Scheme for Small and Medium Towns in India. The objectives of the scheme are to improve infrastructure facilities in small and medium towns to decentralize economic growth and promote resource generation. Components include roads, water and sanitation, drainage, and heritage development. Central and state governments provide most financing. Implementation challenges include land acquisition and release of state funds. The Jawaharlal Nehru National Urban Renewal Mission and Pradhan Mantri Gram Sadak Yojana are related national infrastructure programs.
The document provides a report on a village study segment conducted in the Samaiya village of Mandla district in Madhya Pradesh, India. It includes sections on the village geography, demographics, infrastructure, economy, consumption patterns, political system, and status of women. Household surveys were conducted and focus group discussions held to collect both primary and secondary data on the village. Key findings include that providing the right information can empower villagers to make better decisions for their development, and that mere distribution of funds has degraded communities while skills training and entrepreneurship can promote economic empowerment.
Non agricultural khash land settlement policy bangladeshNur E Sowrove
This document outlines Bangladesh's policy for settling non-agricultural khash (uncultivated) land. Key points include:
1) Defining non-agricultural khash land as land within city areas and Thana headquarters, as well as agricultural land within cities.
2) Detailing various categories of eligible individuals and organizations that can be allotted non-agricultural khash land and the amounts, including religious organizations, educational institutions, calamity victims, expatriates, and industrial projects.
3) Establishing guidelines for the settlement process, including different approval levels based on land size, as well as terms for canceling settlements if conditions are violated.
This document summarizes a workshop on local area planning organized by Janwani. Janwani is a non-profit trust established to make Pune a better place to live and work. It focuses on environment, heritage, governance, transportation, energy, and urban planning. Janwani's local area planning project aims to introduce micro-level neighborhood planning, create citizen awareness, establish a shared vision, and feed citizen input back into Pune's development plan. As a pilot, Janwani conducted local area planning for the JM Road and Deccan area of Pune through citizen outreach and participation. The workshop discussed Janwani's objectives and methodology for local area planning as well as avenues for implementing citizen
- The document describes the Providing Urban Amenities in Rural Areas (PURA) program launched by former President of India Dr. A.P. Kalam to address lack of infrastructure and opportunities in rural areas.
- The objectives of PURA are to provide urban amenities and livelihood opportunities in rural areas through public-private partnerships to reduce rural-urban migration.
- However, the former Rural Development Minister criticized the original PURA scheme as a failure and launched a restructured version with a focus on infrastructure over knowledge connectivity.
- Case studies provide examples of proposed PURA clusters aiming to develop infrastructure, economic activities, and tourism to benefit rural populations but note the complex challenges of implementation.
The document discusses land acquisition processes and challenges. It covers differences between the Land Acquisition Act of 1894 and National Highways Act of 1956. It also discusses reasons for delays in land projects, including administration issues, capacity issues, and lengthy clearance processes. Specific issues are outlined for forest clearances and wildlife clearances. Lessons learned from land acquisition for the International Container Transshipment Terminal in Kerala and from the Delhi International Airport are presented, focusing on addressing social concerns and benefit sharing.
भारत सरकार की महत्वाकांक्षी योजना 'प्रधानमंत्री आवास योजना - 2019' स्कीम की पूरी अद्यतन जानकारी । Latest updated knowledge about Pradhan Mantri Awas Yojna of Government of India. Please like, share and comment the video. Subscribe the channel and click on bell icon for getting latest update of my video.
The document describes a new development initiative called Parivartan Kendra (PK) Model of Development in Rajapur constituency in India. Under this model, 105 Transformation Centers (Parivartan Kendras) have been set up, with each one covering approximately 10-12 villages. Reputed NGOs manage these centers and work to provide economic opportunities, sustainable livelihoods, and development in health and environment for all villagers. The initiative has created an organizational structure involving 105 NGOs to coordinate development work across the 1209 villages in the constituency.
Large parts of rural areas in India are not stand-alone settlements but part of a cluster of settlements, which are relatively proximate to each other. These clusters typically illustrate potential for growth, have economic drivers and derive locational and competitive advantages. Hence, making a case for concerted policy directives for such clusters. These clusters once developed can then be classified as 'Rurban'. Hence taking cognizance of this, the Government of India, has proposed the Shyama Prasad Mukherji Rurban Mission (SPMRM), aimed at developing such rural areas by provisioning of economic, social and physical infrastructure facilities.
The document summarizes a political economy analysis of gender and social protection in Pakistan, focusing on the Benazir Income Support Programme (BISP) and the Zakat Programme. It analyzes how gender has been integrated into the design and implementation of the programs, barriers facing women, and the quality of implementation regarding gender. The BISP represents a turning point in Pakistan's social protection landscape by using evidence-based identification and transparent monitoring. While the Zakat Programme has been assessed previously, this report provides a new gender perspective. It also examines the role of multilateral agencies in shaping Pakistan's social protection framework.
CH. Koteswara Rao is a Hadoop Developer with over 2.7 years of experience developing and supporting business applications using Hadoop on Windows and Linux platforms. He has extensive hands-on experience installing and configuring Hadoop ecosystem components like Pig, Hive, Sqoop, Zookeeper and Flume. He has worked on multi-cluster environments and setting up Cloudera Hadoop ecosystems. He also has experience loading data into Hive tables, analyzing data using HiveQL, Pig Latin and custom MapReduce programs, and extending HIVE and PIG functionality with custom UDFs.
Pakistan has a large vulnerable population in need of social protection. Current social protection programs are inefficient and inadequately funded, spending less than 3% of GDP. This results in a lack of awareness, complex procedures that exclude many, and benefits that mainly go to men and the non-poor rather than those most in need. Options for reform include expanding coverage to more vulnerable groups, developing additional insurance programs targeted at informal workers, increasing funding and priority for labor market programs to address unemployment, and better integrating and coordinating programs between federal and provincial governments.
Zakat is a religious obligation in Islam where a fixed portion of wealth is paid yearly to benefit the poor. It is one of the five pillars of Islam. Every Muslim who owns a minimum amount of wealth (nisab) for over one year must pay zakat at fixed rates based on the type of wealth, such as 2.5% of money, 10% of agricultural output, and varying percentages for animals. Zakat purifies the soul and promotes social justice and prosperity by redistributing wealth from rich to poor and funding social services. It helps establish an Islamic economic system with equitable distribution of resources and minimal inequality and unemployment.
This document summarizes a meeting of the Pakistan Panel on Economy of Tomorrow held on February 23rd and 24th, 2014 in Islamabad. It included a second meeting of the Pakistan panel to discuss the country's world market strategy and current IMF program. This was followed by the first South Asian Regional Forum on Economy of Tomorrow from February 24-25th at the Marriott Hotel in Islamabad. The forum included panels on creating socially inclusive and sustainable economic models with experiences from the region, as well as industrial policies and the political economy of change. Key speakers included government officials and economic experts from Pakistan, Bangladesh, India, Germany and Thailand.
1) Social safety nets aim to prevent the poor or vulnerable from falling below a certain poverty level through non-contributory transfer programs provided by governments and private organizations.
2) In India, public expenditure on social safety nets is around 1.8% of GDP, lower than in countries like Sri Lanka and China. Developing countries on average spend 1.6% of GDP on safety nets.
3) Major social protection programs in India include those aimed at improving living standards like education and housing programs, targeted social security programs for the very poor like pensions and employment guarantees, and social security for formal/informal sector workers.
Zakat is a compulsory charitable tax in Islam that is levied on Muslims each year based on accumulated wealth. It is one of the five pillars of Islam. Zakat purifies wealth and reminds Muslims of their social responsibility to help the poor and needy. Failure to pay zakat is considered a major sin in Islamic law and can result in punishment on the Day of Judgment according to hadith.
Informatica mdm Online Training in canadaBoundTechS
This document provides information about Informatica MDM online training offered by Bound Tech Solutions. It discusses what Master Data Management is and the components and architecture of Informatica MDM Hub. It also outlines the steps to define the data model, configure the stage, load, match and merge processes, and set up data access views and batch processes. Finally, it provides details on the trainer's experience and the benefits of the training program.
The document provides an overview of zakat (obligatory alms-giving in Islam) in Malaysia, including the different types of zakat, how to calculate zakat on various assets, and a comparison between zakat and taxation. It discusses zakat fitrah (paid during Ramadan), zakat on wealth/earnings from assets like gold/silver, business income, employment income, savings, shares, crops, and livestock. Examples are given for calculating zakat amounts based on asset values and ownership periods. Benefits of zakat are noted as balancing socioeconomic conditions and encouraging wealth distribution.
This document discusses the importance and obligation of zakat in Islam. It explains that zakat means purification and is obligatory for Muslims who possess wealth above a minimum threshold. Zakat purifies one's wealth and soul, and is meant to help the poor and needy. The document covers various topics related to zakat such as the types of wealth it applies to, how it is calculated, who receives it, and virtues of paying zakat. It emphasizes that neglecting zakat is a major sin in Islam.
The document discusses the objectives and guidelines of Zakat. It defines Zakat as the purification and growth of wealth. The objectives of Zakat include establishing a welfare system, ensuring wealth circulation, promoting sharing, and generating community harmony. Zakat is seen as a fundamental form of worship alongside prayer. It connects humans to each other, while prayer connects humans to God. The document outlines who should pay Zakat, what items it applies to, exemptions, distribution criteria, and consequences of not paying Zakat according to Islamic teachings.
The document describes the Rostow Model of economic growth proposed by American economist W.W. Rostow in 1960. The model suggests that all countries progress through 5 stages of growth: traditional society, preconditions for take-off, take-off, drive to maturity, and high mass consumption. It also shows how the employment structure shifts from primarily agricultural to industrialized to service-based at each stage.
This document summarizes key concepts from Chapter 11 of a Principles of Marketing textbook. It defines retailing and wholesaling, lists the functions of retailers and wholesalers, and describes different types of retailers and wholesalers based on factors like sales volume, product mix offered, ownership structure, and operation method. The types of retailers discussed include general merchandise stores, department stores, variety stores, specialty stores, corporate chain stores, independent stores, and franchise stores. The types of wholesalers discussed include merchant wholesalers, sales offices/branches, agents, industrial wholesalers, and limited function wholesalers.
Models of Development propose ways to understand how countries develop economically. One approach is Rostow's Stages of Growth model, which places countries into five categories of development: 1) Traditional Society, 2) Preconditions for Take-Off, 3) Take-Off, 4) Drive to Maturity, and 5) High Mass Consumption. The stages involve shifts from agriculture to industry and increasing technological advancement and investment. Understanding models of development can help identify strategies to promote economic growth in countries.
Zakat is the third pillar of Islam that requires Muslims to donate a portion of their wealth to charity. It is an obligatory annual donation of 2.5% paid by Muslims with wealth above a minimum threshold to help the poor and needy. Historically, zakat funds were used to build public services like schools, fountains, inns, hospitals, and orphanages to benefit the community. Today, zakat continues to support charities that provide food, shelter, healthcare and clothing to those in need.
1. Financial inclusion aims to provide banking services to disadvantaged groups at affordable costs. However, many people still lack access or have limited access to financial services due to issues like high costs, small transaction values, illiteracy and remote locations.
2. Strategies to promote financial inclusion include simplified KYC procedures, financial literacy programs, use of business correspondents and partnerships with organizations like MFIs and SHGs. The RBI has also introduced policies like no-frills accounts and general credit cards.
3. Business facilitators help create awareness and process loan applications while business correspondents can also conduct transactions on behalf of banks, within specified limits. Proper training, oversight and risk mitigation
Webinar > Managing Liquidity and Cash-Out for Social Payments during COVID-19Better Than Cash Alliance
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1. BISP
BENAZIR INCOME SUPPORT PROGRAMME
Government of Pakistan
www.bisp.gov.pk
1
2. BISP
Background
Commitment
• To realize the dream of making Pakistan a
welfare state.
• Poverty Alleviation and women empowerment.
Conviction
• War against terrorism and poverty which breeds
extremism.
2
3. BISP
Vision, Mission & Objectives
Meeting the targets set by
Millennium Development Goals:
Establishment of largest &
transparent Social Safety Net.
Eradication of extreme & chronic
poverty
Empowerment of women
3
4. LAUNCHING OF BISP
• BISP launched in July 2008.
• Remarkable progress in short time.
• Relief to 4 million families.
• Relief to Internally Displaced Persons (IDPs – Swat
& FATA).
• Relief to flood affectees.
• Relief to Bombs Blast/Terrorism Victims.
• Rs. 7 billion disbursed so far to BISP beneficiaries.
4
5. RECOGNITION
• August 2010 – Both Houses of Parliament
unanimously approved the BISP Act 2010 due to
transparency, integrity and efficiency of BISP.
• BISP now leading Social Safety Net Authority.
• International recognition due to technology based &
transparent system.
• President WB, UN Secretary General, US
Government, UK Government, ADB have
appreciated and provided financial and technical
support to BISP.
5
6. ESTABLISHMENT-BISP
Regional Head Quarters 6
Divisional Directorates 35
Tehsil Offices 550
* Complaints redressing and monitoring offices, establishment under process .
6
8. CASH GRANTS
To compensate marginalized and low income
families.
A cash grant of Rs.2,000/- every alternate month.
Beneficiaries: 4 million families.
Total Cash Grant Disbursements: more than Rs.70
Billion.
Scientific Targeting based on POVERTY
SCORECARD SURVEY.
Payment through Money Orders, Mobile Banking &
Smart Card.
Target: 5 - 7 million families by June 2011. 8
9. IMPROVED TARGETING
POVERTY SCORECARD SURVEY
First time ever in Pakistan, a Proxy Means Testing based POVERTY
SCORECARD SURVEY is being conducted in the entire country to
improve targeting and have an objective assessment of the poverty.
Pilot phase of this survey was done in 16 districts from all over
Pakistan.
Nationwide Survey has also been completed in Baluchistan, AJK, and
Gilgit Baltistan. In total 60% of the country has been surveyed.
Data entry is simultaneously going on in NADRA.
Approximately 1 million families have already been identified in 38
districts whose data entry has been completed.
Nationwide Survey is planned to be completed by June 2011.
9
10. PAYMENT MECHANISMS
Transparency is the keystone of BISP’s functions. Initial mode of
payment was through money orders. Now BISP is planning to
modernize the payment mechanism by introducing technology
based solutions through BENAZIR SMART CARDS / BRANCHLESS
BANKING.
For cash grant payments, transition from manual payments (money
orders ) to BENAZIR SMART CARD has started in selected districts
(Mirpurkhas, Sanghar, Mianwali, and Multan).
Approximately 174,000 beneficiaries have already received BENAZIR
SMART CARDS.
Mobile Phone Banking has also been started in selected districts
(Larkana, Layyah, Barkhan, and Batagram).
More than 32,000 mobile phones have already been distributed in pilot
districts free of cost.
10
11. DISBURSEMENT THROUGH MONEY
ORDERS
1. Initially, Benazir Income Support Programme was distributing its
funds through Money Orders.
2. A large number of complaints:
• Non-payment
• Late payment
• Demand of bakhsheesh
• Delivery of Money Orders at the Post Office rather
than door-steps etc.
1. Pakistan Post could not put in place a viable mechanism to
address the complaints expeditiously.
2. The data not reconciled well in time. Results in outstanding
amounts with the Pakistan Post.
11
12. BENAZIR SMART CARD
• The mechanism will further strengthen the transparency
and speedy delivery to beneficiaries.
• The mechanism includes modern modes of branchless
banking systems e.g. Card to Phone, Card to Point of
sale and Phone to Phone.
• This payment mechanism (Card to Phone) has already
been implemented in the four districts (Mianwali, Multan,
Sanghar and Mirpurkhas), where the Poverty Scorecard
Survey has already been completed.
12
13. Continued…
• UBL, through a competitive bidding process, has
been selected as the Payment Agency.
• Main features of the system are as follow;
• The payments process handled by UBL is electronic
in its purest definition.
• Cards are sourced by and personalised by NADRA.
• Personalised cards are delivered to the appropriate
NADRA issuing office.
• Beneficiaries are authenticated - finger print match
to NADRA Automated Fingerprint Identification
System (AFIS) and cards are issued. 13
14. Continued…
• NADRA informs BISP when beneficiaries issued
cards. Cards are activated within 3 days.
• The card issuance information is sent by BISP to
UBL for accounts opening process.
• Beneficiary presents themselves in person to collect
cash at a UBL (OMNI) branch.
• The Smart Card is scanned using a QR infra-red bar
code scanner connected to a personal computer
(PC) that is online through an Internet connection.
14
15. Continued…
• First time a user presents himself to receive first
payment, the Cards PIN (printed on the PIN mailer
with the card) is changed as required by the
payment system.
• The franchisee then establishes how much money
is available.
• The franchisee then draws the full amount payable
to the beneficiary.
15
16. Continued…
• The beneficiary is paid in cash (normally either Rs
1000 or Rs 2000), required to sign a register of
payment with their fingerprint and is then handed
back their cards.
• After the successful pilot in 4 districts, payment
mechanism is being implemented in 12 districts
where the poverty survey was conducted during the
pilot phase.
16
17. Phone To Phone Delivery
System
• Another Alternate Payment System (Phone to
Phone) being launched is also a mode of branchless
banking system.
• 12 districts will be covered.
• The proposed methodology:
– BISP’s beneficiaries will be issued specially
formatted mobile phone set/SIMs.
– Payments to the beneficiaries will be made by
the payment agency, franchise or agents.
17
18. Continued…
– The system shall allow for payments to be made to
BISP beneficiaries that have a mobile phone and most
importantly those who do not have a mobile phone.
– BISP will create a payments schedule monthly that
lists each beneficiary’s CNIC and the amount that is to
be paid to the beneficiary by the nominated agents.
– BISP would transfer funds equal to the total of funds
to be paid to beneficiaries plus any fees to the service
provider.
18
19. Continued…
– The system would hold a balance due to the
beneficiary, such beneficiary being identified by
their CNIC number (and not necessarily a mobile
phone number).
– When the beneficiary presents themselves at the
payment agency’s agent, the agent must identify
the beneficiary against their CNIC card and/or
BISP card that would include a photo of the
beneficiary.
19
20. Continued…
– Satisfied as to the identity of the beneficiary, the
agent would make the applicable payment to the
beneficiary (per the balance held in the payment
system).
– The agent would be required to take a photo of
the beneficiary being paid and MMS such with the
beneficiary CNIC to a mobile network number
designated by BISP from time to time.
20
21. EMERGENCY RELIEF
PACKAGES
• BISP is also implementing an Emergency Relief
Package for Internally Displaced Persons (IDPs) of
FATA, Swat, Bajaur and South Waziristan and
earthquake affectees of Baluchistan.
– A total of Rs.28 million has been
paid to 3965 IDPs families.
– A total of Rs.34 million has been
paid to 3729 earthquake affected
families in Baluchistan.
21
22. Continued…
• An agreement with United Bank Limited (UBL) was signed
by BISP to pay benefits to 318,126 verified IDPs from
Swat/Malakand. A total of 120,000 cards were issued to the
IDPs. Rs. 12000 were disbursed to each IDP family from
April, 2009 to March, 2010 at the rate of Rs.1000/- per
month.
• Data on the bomb blast victims is obtained and benefits are
paid to the next of kin in case of a deceased person and the
victim in case of injury.
• A total of 720 victim families were registered and Rs.1.4
million paid up till now.
22
23. WASEELA-E-HAQ
Long-term interest-free financial assistance of Rs.300,000, along
with basic training & counseling, is given to randomly selected
beneficiaries for small businesses.
1- Identification 3- Necessary
of business. training required to
execute the
identified
business.
2- Counseling 4- Monitoring and
regarding choice evaluation of
of business. business. *
* Against already determined
Objectively Verifiable Indicators
(OVI’s) 23
24. WASEELA-E-HAQ: SALIENT FEATURES
Offers long term interest free returnable financial
assistance through computerized balloting to randomly
selected beneficiaries.
Based on the premise that marginalized families have
skills, which remain unutilized and untapped.
Alternative to the conventional banking system, which
rejects the poor classifying them non-creditable.
. Based on personal trust instead of any collateral.
So far more than 14000 families have been pre-
qualified in 17 draws.
24
25. WASEELA-E-ROZGAR
Demand driven, free of cost, Training
Facility &
technical & vocational training Trainers
is offered to one individual
per beneficiary family.
Choice Beneficiary
Training
of or her Expenses
Training Nominee
Boarding
and
Lodging
25
26. WASEELA-E-ROZGAR: SALIENT FEATURES
Domestic as well as international markets’ demand has
been ascertained through Ministry of Labour & Manpower.
Certificate-based skills as well as in-house or product-
based training.
BISP, through partner organizations, is providing guidance
& counseling to the trainees, training in vocational training
centres by professional trainers.
Duration of offered training is: 4 weeks, 3-6 months and
one year.
Training has already started in Bannu and Karak districts.
26
27. WASEELA-E-SEHET
• Designed to Improve access to health services
and reducing income loss of the already
marginalized due to health related expenditure.
PATIENT
WITH
BISP DESK
BENAZIR
IN EVERY
HEALTH
DESIGNATED BISP
CARD
HOSPITAL DESK
POS TERMINAL
REFERAL TO DISCHARGE
CONCERENED INVOICE
SECTION
COMPUTERIZED
DEDUCTION
FROM THE
ACCOUNT
OF USER
27
28. WASEELA-E-SEHET: SALIENT FEATURES
First Phase
Life Insurance of Rs. 100,000 provided to the bread
earner of the beneficiary’s family.
Approximately 1 million beneficiary families have been
provided life insurance.
Second Phase
Health and Accident insurance cover will be provided
to all members of beneficiary's families.
Maximum benefit of Rs.25000/- per family per year.
Benazir Health Cards (Biometric cards ) will be issued
to enrolled families. 28
29. EMERGENCY RELIEF PACKAGE
• Addresses the urgent financial needs of
the families affected by any emergency.
BISP reached flood affectees immediately due to
availability of a current and extensive data base.
Financial assistance provided to:
Victims of 2010 Floods.
IDPs of Swat, FATA and Bajur.
Civilian bomb blast victims.
Earthquake affected families in Baluchistan.
29
31. SEPARATION OF FUNCTIONS
To further ensure transparency BISP has
adopted following separation of functions:
31
32. TECHNOLOGY BASED TRANSPARENCY
Following initiatives have been taken for the first
time in the history of Pakistan:
PMT based Poverty Scorecard
Targeting Survey using GPS.
Through State of the Art NADRA
Verification Database.
Smart Card/ Mobile Banking/
Payments Branchless Banking.
Grievance Solutions based management
Redressal information system.
32
33. DONOR’S SUPPORT
• Due to the transparency, objectivity and efficacy
of the programme international financial
institutions and donor agencies have shown full
trust in BISP.
• Major donors of BISP are:
World Bank funded Social Safety Net Technical
Assistance worth (US$ 60 million).
USAID support for cash grants – US$ 160 million.
Asian Development Bank support for cash grants – US$
150 million.
33