This document summarizes an investment program called B.I. Solutions that provides financing to help home buyers and real estate investors in Phoenix, Arizona. It offers passive investors opportunities to earn fixed rates between 6-7% by investing as little as $10,000 in real estate loans and mortgages backed by property deeds. The program seeks to expand through new portfolio loans and equity investors to meet growing demand and help more families achieve the American dream of homeownership.

1. Buying & Investing Solutions … Solutions … … to Live the American Dream

2. Survey Next door to you – do you prefer … Foreclosures or Families? Renters or Homeowners? Unemployed – or working? Solve housing crisis – prefer … Higher taxes or Earning money? You’ll love our program !

3. Summary … We help people make money in Real Estate … Who? Home buyers who can’t get a mortgage Fix & Flip Investors Cities & Towns Realtors Mortgage Brokers Title Companies Private Lenders ! Electricians Plumbers Inspectors Appraisers Painters Landscapers Bank shareholders! Investors ! Phoenix Economy!

4. 4 Ways to Invest in Real Estate LOAN OWN Do Nothing Lending Fix & Rent Mortgage Lease-to-Own Private Fix & Sell

5. B.I.Solutions’ Investments LOAN OWN Do Nothing Lending Fix & Rent Mortgage Lease-to-Own Private Fix & Sell

6. The Business B.I.Solutions Corp. - 2 Divisions … Buying Solutions – Home buyers – who can’t qualify for a mortgage Investing Solutions – active real estate Investors who need “Fix & Flip” loans Banks aren’t lending – we have backlog of Clients

7. History Buying Solutions started September 2007 Request for help from a couple leasing a home in foreclosure I saw an opportunity to help others & earn a fair return … my wife? B.I.Solutions: Earns a fair, low risk return helping Buyers Live the American Dream !

8. History Investing Solutions started December 2007 Request from a seasoned (active) real estate investor to finance a mobile home Fix & Flip Another opportunity to help others & earn a fair return This Client is a key partner and on B.I.Solutions Corp. Board of Directors B.I.Solutions: Earns a fair, low risk return helping Investors in the Phoenix housing market – to Live the American Dream !

9. Status Plenty of properties available at very attractive prices Clients calling us weekly – despite $0 spent on marketing Have $2.0 million in assets, positive cash flow, 100% occupancy, and fully invested Constrained by the mortgage lending environment B.I.Solutions: Great business model, acquired good assets, an effective team, and faces growing demand …

10. Status (cnt’d) B.I.Solutions’ expansion to meet a small fraction of market demand requires: Financial Partner: $1.6 - 1.7 million asset backed portfolio loan, growing by $0.5 - $1.0 million per month Additional equity investors More savers / private lenders B.I.Solutions: faces growing demand …

11. Investment Options Passive real estate Investors invest with B.I.Solutions … as little as $10,000 Fixed rate, guaranteed: 6 – 7% Equity: ~20% NOTE: This is not a public offering or invitation to sell Securities or make an investment. Securities may only be offered or sold in the State or States where they are registered or under an exempt offering. Passive Savers/Investors – also Live the American Dream !

12. Fixed Rate*, guaranteed Investment backed by a property Deed plus my personal guarantee 12 mo. – 6.5% 3 yr. – 7.0% Creative investing: Convert Bank CD, earn $00’s more Take mortgage on home and earn $000’s/yr. * Rate based on investor mortgage rates at time of investment

13. Interest Payment

14. Security – Private Mortgage Loan Any Private Mortgage Loan (should) have: NOTE DEED OF TRUST LENDER’S TITLE POLICY PROPERTY INSURANCE B.I.Solutions also provides: CLIENT INCOME B.I.SOLUTIONS CASH FLOW & ASSETS RON NAWROCKI’S PERSONAL GUARANTEE

15. Summary … We invest in people Investment backed by trust deed Clients get a great deal Investors earn a very good return Families not Foreclosures !

16. Contact Ron Nawrocki (The Ronald) B.I.Solutions Corp. Verrado Buckeye AZ 85396 1-623-249-4792 [email_address] www.TheRonald.us Investor Seminars Monthly B.I.Solutions: P roven, P rofitable, P ositioned for Growth