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Private Mortgage Lending 101 … …  Secure, Hassle Free, High Yields - Ron Nawrocki - Jim Williams –  Joe Stachon Mortgage - Lynn Simonar –  DHI Title
WELCOME ,[object Object],[object Object],[object Object]
About Me ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Investment Disclaimer ,[object Object],[object Object]
Outline ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Introduction ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Bank Example … residential loan Banks make money on us! $ 8,000 $ 8,800 $  800 Annually $  667  $  733 $  67 Monthly 5.0% 5.5% 0.5% Interest rate $160,000 $160,000 Amount Profit Lend Borrow
Bank Example … investor loan Banks make more money on investors! $ 9,600 $10,400 $  800 Annually $  800 $  867 $  67 Monthly 6.0% 6.5% 0.5% Interest rate $160,000 $160,000 Amount Profit Lend Borrow
Example … loan using O.P.M. An opportunity to earn using O.P.M.? $ 1,600 $10,400 $ 8,800 Annually $  133 $  867 $  733 Monthly 1.0% 6.5% 5.5% Interest rate $160,000 $160,000 Amount Profit Lend Borrow
Conventional wisdom …   ,[object Object],[object Object],[object Object],MYTH
Reality on gurus with high returns … ,[object Object],[object Object],[object Object]
Google:
Who is Ron (The Ronald) Nawrocki? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Evaluating any Investment … 4 tests ,[object Object],[object Object],[object Object],[object Object],[object Object],Will Rogers: "I am more concerned about the return  of  my money, rather than the return  on  my money”
Outline ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
References … ,[object Object],[object Object],[object Object],[object Object]
What  is a Private Lender ,[object Object],[object Object],[object Object],[object Object],[object Object]
Carlos Slim ,[object Object]
Definition … ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
More examples … ,[object Object],[object Object],[object Object],[object Object],[object Object]
Outline ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Why  be a Private  Mortgage  Lender? ,[object Object],[object Object],[object Object],[object Object]
4 Tests for any Investment ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
But  Banks are in trouble … ,[object Object],[object Object],[object Object],[object Object]
But  Banks are in trouble … ,[object Object],[object Object],[object Object],[object Object]
4 Tests for any Investment ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Financial Headlines
‘The Ronald’ on Problems … ,[object Object]
More Headlines
‘The Ronald’ on Problems … ,[object Object],[object Object],[object Object],Private Mortgage Lenders !
4 Tests for any Investment ,[object Object],[object Object]
The Benefits … ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Private Lenders ! Electricians Plumbers Inspectors Appraisers Painters Landscapers Bank shareholders! Investors ! Phoenix Economy!
Outline ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
How?  … an overview ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Know the Documents ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Find Borrowers ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Check Borrowers ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Evaluate the Deals …  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Determining Value (ARV) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
MLS Comps
Determining Value (Cnt’d) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Appraiser
Appraiser
Recorder
Recorder
Mortgageable Equity ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
To do it on your own … ,[object Object],[object Object],[object Object],[object Object]
Outline ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Legal Aspects ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Legal Aspects ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Tax Aspects ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Tax Aspects ,[object Object],[object Object],[object Object],[object Object]
Tax: 1099-INT
Tax: 1099-INT
Tax: 1098
Tax: 1098
Risks ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Outline ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Do it Yourself Lending ,[object Object],[object Object],[object Object],[object Object]
Simplified Lending ,[object Object],[object Object],[object Object],[object Object]
Simplified Lending … B.I.Solutions Corp. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Simplified Lending … B.I.Solutions Corp. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Business ,[object Object],[object Object],[object Object],Banks aren’t lending – we have  backlog  of Clients
1. Fixed Rate*, guaranteed ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
2. Fixed Rate*, guaranteed ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Interest Payment
Some Trust Deed Loans ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Toll1: 9416 W. Williams St ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Some Trust Deed Loans ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
More Trust Deed Loans ,[object Object],[object Object],[object Object],[object Object],[object Object],* Interest Rate & payments guaranteed,  regardless of Client’s payments
Bribe to fill-out Questionnaire … ,[object Object],[object Object],[object Object],[object Object],[object Object]
Questions? ,[object Object]
BBB Website
Website
Contact ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],P roven,  P rofitable, and  P ositioned for Growth
Security – Private Mortgage Loan ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
4 Ways to Invest in Real Estate LOAN OWN ,[object Object],Lending ,[object Object],Mortgage ,[object Object],[object Object],[object Object]
B.I.Solutions’ Investments LOAN OWN ,[object Object],Lending ,[object Object],Mortgage ,[object Object],[object Object],[object Object]
Using IRA’s ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Bi Solutions Private Lending 101