L.R.E.I. Properties is a real estate investment company that offers a private money investor program. They buy distressed properties at discounts, rehabilitate them, and sell for profits. The program offers 10-12% annual returns on loans secured by real estate properties, with guaranteed principal and interest returned within 3-6 months. Investors benefit from high returns without fees or management responsibilities. The company aims to provide housing and invest capital while generating returns greater than traditional savings accounts.

1. L.R.E.I. Properties, llc Real Estate Solutions, Co. Private Money Investor Program

2. OVERVIEW L.R.E.I. PROPERTIES- Who are we? What is Private Mortgage Lending? WIIFY- What’s In It For You?

3. Who is L.R.E.I. Properties? Started in 2005 by Doug & Lona Leugers Market for and identify Investment opportunities Buy distressed residential and commercial properties at a deep discount Rehabilitate properties and solve financial problems to create value Lease and sell to 1 st time homebuyers and investors

4. L.R.E.I. Properties Product

5. L.R.E.I. Properties Product

6. L.R.E.I. Properties Product

7. L.R.E.I. Properties Product

8. Competitive Advantage KNOWLEDGE of creative real estate SPEED to act on opportunities FLEXIBILITY of exit strategies TEAM approach

9. People who sell us properties Banks Private individuals Other investors

10. People who buy our properties Retail buyers Investor buyers Landlord buyers

11. How is L.R.E.I. Properties different? Team approach Doug- Broker Owner, Marketing, Acquisitions Lona- Sales and Financial Management, Property Mangement Doug SR.- Renovation Management Team of professionals (attorneys, mortgage brokers, agents, employees, and support staff)

12. How is L.R.E.I. Properties different? Strategy Value through “out of the box” creative approach to real estate transactions Long term commitment to providing SOLUTIONS for our clients and finding VALUE for our investors. WE ARE HERE TO STAY Continuous Investment and Commitment to Improving Industry knowledge and Training

13. Company Vision To provide investment services for Real Estate Investors and Money Investors To grow the company by providing quality affordable housing to tenants and 1 st time homebuyers To be THE premier service in the Greater Cincinnati/ NKY AREA

14. What’s In It For You? Safer investment secured by Real Estate Guaranteed % on your money No management costs of fees No daily headaches with contractors or tenants

15. How can we afford to pay you 12%? Buy property at 40-70% below market value We create additional value by fixing ugly, vacant homes or negotiating directly with banks

16. How does your bank make money? Bank takes in deposits (from you) Bank loans the money out at a higher rate of interests to other people (ex. L.R.E.I. Properties, llc) WE CUT OUT THE MIDDLE MAN.

17. Program Overview 10-12% interest rate Secured by a property Principal and Interest at the sale Guaranteed 3-6 month return Simple plan with no costs to you

18. Benefits High Rate of Return 10-12% -vs. 2-4% with a savings account -vs. 6-8% with long term investments such as cd’s No penalties for early withdraw Predictable and guaranteed return Collateral and security Quarterly dividends

19. How it Works? We locate a property we want to buy We borrow from you to purchase the property We have a formal closing and you get a mortgage on the property with other important documents You get paid when we sell the property

20. Ex. 6 month $100,000 Loan L.R.E.I. Properties at 12% = $6,000 Bank at 2% = $1,000 600% return increase

21. Documents securing your Investment Promissory Note Mortgage Deed Hazard Insurance Policy NO CLOSING EXPENSES TO YOU!

22. Worse Case Scenario Your loan is secured by the property AND the company. The property will be sold and your principle and interest will be paid as agreed. You would likely benefit even more as properties bought are at a deep discount

23. Investing Retirement Money We can invest your IRA or pension plan (ex. 401K) Now your returns are tax deferred or tax free It’s simple, easy and we do the work

24. Your Options with L.R.E.I. Properties Refer friends and get referral at 1% ( ex. Help raise 100K, get $1,000 reward) Invest at 12% Purchase an Investment Property