Vida_01 2012_presentation_skillbasedvolunteeringVolunteer ID
Presentation by Sita Supomo, Chief Volunteer Architect of Volunteer-ID during WAVE Woman: Strengthening Women Economic Capacity through Skill-based Volunteering
Volunteer-ID, supported by BINUS Business School, celebrate International Women's Day by increasing public awareness about skill-based volunteering, women economic capacity strengthening
This presentation was shared during a half-day free event to plant seed of camaraderie, share ideas, form network, and strengthen knowledge.
Discussion theme:
a. Skill-based Volunteering, CSR & Stakeholders Engagement: Its potential contribution to strengthening women economic capacity.
b. Women Entrepreneur, Opportunities & Challenges
c. Implementation of SBV in higher education & banks
d. Woman entrepreneur's story. how do I start?
Drew Tulchin talks about how to finance green businesses in the U.S. in terms of capital options and sources in the 2010 November edition of Green Fire Times.
Vida_01 2012_presentation_skillbasedvolunteeringVolunteer ID
Presentation by Sita Supomo, Chief Volunteer Architect of Volunteer-ID during WAVE Woman: Strengthening Women Economic Capacity through Skill-based Volunteering
Volunteer-ID, supported by BINUS Business School, celebrate International Women's Day by increasing public awareness about skill-based volunteering, women economic capacity strengthening
This presentation was shared during a half-day free event to plant seed of camaraderie, share ideas, form network, and strengthen knowledge.
Discussion theme:
a. Skill-based Volunteering, CSR & Stakeholders Engagement: Its potential contribution to strengthening women economic capacity.
b. Women Entrepreneur, Opportunities & Challenges
c. Implementation of SBV in higher education & banks
d. Woman entrepreneur's story. how do I start?
Drew Tulchin talks about how to finance green businesses in the U.S. in terms of capital options and sources in the 2010 November edition of Green Fire Times.
Grassroots Corporate Philanthropy and the Employee ExperienceSarah Welstead
Grassroots corporate philanthropy - driven by employees and supported by employers - is on the rise. This paper discusses how corporate philanthropy is changing, how it affects employee engagement and loyalty, and how that in turn delivers a demonstrable ROI over the medium and long term.
The Social Innovation Generation program at MaRS (SiG@MaRS) has been offering programs and services for social innovators and social entrepreneurs for over a year now.
Find out what has been done; what programs and services are available to help you advance your social purpose efforts, and join SiG@MaRS in planning for the future of the program.
More information: http://www.marsdd.com/mars/About-MaRS/Partners/sig.html
Base Building for Direct Action Organizing GroupsKim McGill
The Youth Justice Coalition / FREE L.A. has uploaded this presentation to assist social justice organizations in strengthening their base building efforts. Please let us know what improvements and additions to make. And we have A LOT to learn, so please share your wisdom on this and other direct action organizing topics at action@youth4justice.org. People power!!!!
Thriving in Turbulent Times: Maximizing Your Success in the New Social Enviro...Wellesley Institute
This presentation looks at social innovation and social entrepreneurship models as opportunities for organizations to survive and thrive.
Rick Blickstead, CEO of the Wellesley Institute
Michael Shapcott, Director of Housing and Innovation
Aerin Guy
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
Gerard seijts leadership on trial carlisle insititute ceo breakfastpaulgreenberg
In addition to legislative and regulatory change now well underway, improved management education, better leadership development within organizations and better training and development of regulators and policy-makers is required.
Cynics say this will never happen. Skeptics say it's unlikely. Professor Gerard Seijts says there is no alternative that makes sense for our future economic
prosperity and social well-being.
Grassroots Corporate Philanthropy and the Employee ExperienceSarah Welstead
Grassroots corporate philanthropy - driven by employees and supported by employers - is on the rise. This paper discusses how corporate philanthropy is changing, how it affects employee engagement and loyalty, and how that in turn delivers a demonstrable ROI over the medium and long term.
The Social Innovation Generation program at MaRS (SiG@MaRS) has been offering programs and services for social innovators and social entrepreneurs for over a year now.
Find out what has been done; what programs and services are available to help you advance your social purpose efforts, and join SiG@MaRS in planning for the future of the program.
More information: http://www.marsdd.com/mars/About-MaRS/Partners/sig.html
Base Building for Direct Action Organizing GroupsKim McGill
The Youth Justice Coalition / FREE L.A. has uploaded this presentation to assist social justice organizations in strengthening their base building efforts. Please let us know what improvements and additions to make. And we have A LOT to learn, so please share your wisdom on this and other direct action organizing topics at action@youth4justice.org. People power!!!!
Thriving in Turbulent Times: Maximizing Your Success in the New Social Enviro...Wellesley Institute
This presentation looks at social innovation and social entrepreneurship models as opportunities for organizations to survive and thrive.
Rick Blickstead, CEO of the Wellesley Institute
Michael Shapcott, Director of Housing and Innovation
Aerin Guy
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
Gerard seijts leadership on trial carlisle insititute ceo breakfastpaulgreenberg
In addition to legislative and regulatory change now well underway, improved management education, better leadership development within organizations and better training and development of regulators and policy-makers is required.
Cynics say this will never happen. Skeptics say it's unlikely. Professor Gerard Seijts says there is no alternative that makes sense for our future economic
prosperity and social well-being.
Building Across The Social Web - The Implications of Social Web Technologies ...Michael Lazerow
This is a first draft, preview copy of my presentation tomorrow at Web 2.0 titled "Building Across the Social Web: The Implications of Facebook Connect, Google OpenSocial and Other Social Web Technologies on Social Media Content Strategy."
Multi sector CSRpartnerships: Natural partnerships-unnatural partnersWayne Dunn
A CSR Thoughtpiece from the CSR Training Institute
-by Wayne Dunn
Multi-sector CSR partnerships can drive organizational successes.
Natural Partnerships – Unnatural Partners. Business, NGOs and development agencies might have natural partnership opportunities but organizational history and the often conflicting perspectives of internal and external stakeholders can make these partnerships hard to realize. Far too often they start and fail, or even fail to start
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter
CSIC research fellow Tracey Wright interviews 12 DC-area small businesses to explore how they use social media to communicate their socially responsible business practices to their stakeholders.
"Build Great Services" - Ergosign @ MCBW 2021Ergosign GmbH
Build great services – people-centric, economical and sustainable!
We wanted to share how we design services. Services, that are sustainable – for a company, its employees and the world around us.
Find out more about our services: https://bit.ly/30ynYbp
In this slideshare, David Armano of Edelman Digital and Mike Kuczkowski discuss Edelman’s approach and methodology for doing business in a connected age.
Slides from an Executive Masterclass I taught (with support from incredible guest lecturers) at Ta'atheer 2017, the Middle East, North Africa CSR and Social Impact Summit. The one-day program gave participants a quick dive into theory, practice and application of strategic CSR Impact Measurement and Management
.
Follow, engage, learn, perform
LinkedIn Profile http://bit.ly/Wayne-Profile
LinkedIn Author Page http://bit.ly/Wayne-LinkedIn
YouTube Channel http://bit.ly/CSR-YouTube
Strategic CSR Video Playlist: http://bit.ly/Strategic-CSR
SlideShare http://bit.ly/Wayne-SlideShare
CSR Training Institute on LinkedIn http://bit.ly/CSR-LinkedIn
Twitter @Zingmore / https://twitter.com/ZINGmore
Website http://www.csrtraininginstitute.com/
Newsletter - http://eepurl.com/XWCy5
Slides from an Executive Masterclass I taught at Ta'atheer 2017, the Middle East, North Africa CSR and Social Impact Summit. The one-day program gave participants a quick dive into theory, practice and application of strategic communications and reporting.
Follow, engage, learn, perform
LinkedIn Profile http://bit.ly/Wayne-Profile
LinkedIn Author Page http://bit.ly/Wayne-LinkedIn
YouTube Channel http://bit.ly/CSR-YouTube
Strategic CSR Video Playlist: http://bit.ly/Strategic-CSR
SlideShare http://bit.ly/Wayne-SlideShare
CSR Training Institute on LinkedIn http://bit.ly/CSR-LinkedIn
Twitter @Zingmore / https://twitter.com/ZINGmore
Website http://www.csrtraininginstitute.com/
Newsletter - http://eepurl.com/XWCy5
Free Zones, Social Responsibility & Strategic AdvantageWayne Dunn
Free Zones have been incredibly successful at promoting trade, investment and economic growth. Free Zones of the Future will require all of this, but will increasingly be required to produce more inclusive growth. These slides are from a workshop on the subject delivered at the World Free Zones Annual Summit 2017 in Cartagena, Colombia.
The workshop outlined how this emerging requirement can create strategic competitive advantage for those free zones that are able to grasp the opportunity
Follow, engage, learn, perform
LinkedIn Profile http://bit.ly/Wayne-Profile
LinkedIn Author Page http://bit.ly/Wayne-LinkedIn
YouTube Channel http://bit.ly/CSR-YouTube
Strategic CSR Video Playlist: http://bit.ly/Strategic-CSR
SlideShare http://bit.ly/Wayne-SlideShare
CSR Training Institute on LinkedIn http://bit.ly/CSR-LinkedIn
Twitter @Zingmore / https://twitter.com/ZINGmore
Website http://www.csrtraininginstitute.com/
CSR-Zero Sum, Charity or Strategic OpportunityWayne Dunn
#CSR: #Strategic? or Zero Sum? Strategic aligns interests and creates value. Zero Sum distributes value. Which are you practicing? #SDGs # Globalgoals
Business is an engine that creates value. So, what does that have to do with CSR?
Traditional, philanthropic and charity-centric approaches to CSR focus on allocating some of that value to society and the rest to shareholders. A zero-sum game where for one party to get more the other party must get less.
An article written for Arab Environmental Towns Magazine.
Follow, engage, learn, perform
LinkedIn Profile http://bit.ly/Wayne-Profile
LinkedIn Author Page http://bit.ly/Wayne-LinkedIn
YouTube Channel http://bit.ly/CSR-YouTube
Strategic CSR Video Playlist: http://bit.ly/Strategic-CSR
SlideShare http://bit.ly/Wayne-SlideShare
CSR Training Institute on LinkedIn http://bit.ly/CSR-LinkedIn
Twitter @Zingmore / https://twitter.com/ZINGmore
Website http://www.csrtraininginstitute.com/
Integrating social and business value through the SDGsWayne Dunn
Plenary workshop slides from Wayne Dunn and Laurel Sabur at a Seminar on Investing for Impact hosted by the Jamaica Stock Exchange in partnership with the Development Foresight Institute and The Futures Forum. Jan 27, 2017, Kingston Jamaica
The SDGs: A framework for social and business valueWayne Dunn
Lecture slides from a seminar on Best Practices in CSR presented by Wayne Dunn and hosted by the Canadian High Commission to Jamaica. Jan 24, 2017 in Kingston, Jamaica
Wayne Dunn's speaking notes from a plenary panel on Investing for Impact at the Jamaica Stock Exchange's Investment and Capital Markets Conference. Jan 25-26, 2017, Kingston, Jamaica
Business is an engine that creates value. So, what does that have to do with CSR?
Business creates value: So should CSR
Business is an engine that creates value. So, what does that have to do with CSR?
Slides from a Presentation to the Canadian Business Council in Dubai and Northern Emirates / Swiss Business Council in United Arab Emirates joint meeting in Dubai.
Traditional, philanthropic and charity-centric approaches to CSR focus on allocating some of that value to society and the rest to shareholders. A zero-sum game where for one party to get more the other party must get less.
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
SDGs: A framework for multi-sector CSR partnerships and value creationWayne Dunn
The SDGs can provide a globally accepted framework for public private CSR partnerships and collaboration. This keynote, presented at the Arabia CSR Forum 2016 in Dubai, outlines the potential and how to begin the process.
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
Budget Crunch Sustainability: Effective CSR in economically challenging timesWayne Dunn
Keynote presentation to West Africa Mining and Power Conference: Accra, Ghana, June 1, 2016
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
Csr training: Seven strategies to make it work for participantsWayne Dunn
Making CSR training work. Training should produce meaningful value for participants, and those who pay for their participation.
Executive training programs can be boring, dull and virtually useless. Or they can be dynamic, career altering, fun and productive.
Here are some thoughts on how we can make CSR Training work better for participants.
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
Businesses today are increasingly expected to deliver some sort of social value in addition to shareholder value, or, at the very least, to not create harm to society.
Whether they realize it or not, whether they actively manage it or not, pretty much all companies with market, financial or human resource connections to Europe and North America have a Social Value Brand or SVB
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
CSR-friendly tax policy: Unlocking value and aligning interestsWayne Dunn
Alignment of tax policy and CSR can facilitate greater societal impacts from business investment and operations
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
A unique perspective on what skills are needed for people wanting to work in or make a career of CSR
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
Business Innovation& CSR Masterclass | Dubai, Jan 31-Feb 2Wayne Dunn
I will be running a 3-day Masterclass in Business Innovation & CSR from January 31 to February 2nd 2016 in Dubai, UAE. The program is produced by 360 International but they have given us permission to offer CSR Training Institute Alumni and network members a limited time discount.
You are personally invited to register at a discounted rate (http://goo.gl/forms/CBI2wj2aYx here to register). You may share this invitation with others in your organization.
The program will bring together a global group leaders and practitioners for an intense experiential learning session. The masterclass will feature a pragmatic integration of theory and practice using lectures, videos, groupwork, case studies, role-playing scenarios. Innovation, value-creation and strategy considerations permeate the program.
Participants will leave with a set of tools and content knowledge that will enable them to immediately be more effective in their organizations and activities. A brochure on the program is attached along with background information on the CSR Training Institute.
Please contact me directly (wayne@csrtraininginstitute) if you have any questions or wish any additional information
Business Innovation, CSR and Competitive Advantage: Strategic pathways to valueWayne Dunn
Presentation to Saudi Arabian business leaders at the Maple Leaf Club, Canadian Embassy, Riyadh, Saudi Arabia
November 29, 2015
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
Ethics, expectations and profits: Managing in complex environments Wayne Dunn
Presentation to the Canada Caribbean Emerging Leaders Dialogue. Ottawa, Canada, Sept 21, 2015
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
Hockey taught me this: NHL Alumni Breakaway SymposiumWayne Dunn
Professional hockey players have been giving back to support communities, youth, charities and causes throughout their hockey careers.
Can this create post-hockey career opportunities? This presentation to the NHL Alumni Association explores that question
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
Time for a more nuanced debate on child labourWayne Dunn
Child labour is a big issue. But, not all child labour is exploitive or wrong.
Children have been part of the economic structure of the family for millennia.
Working children have been both an economic necessity and an integral part of their own learning and education.
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
This time it is in my backyard! A major LNG project and I'm a Stakeholder ins...Wayne Dunn
Thoughts on being a stakeholder and not an international expert as a major LNG project is announced for my backyard.
To keep updated on postings and events go to www.csrtraininginstitute.com and sign up for the newsletter. If interested the CSR Knowledge Centre http://bit.ly/CSRknowledge contains a series of short, pragmatic articles on CSR Strategy, Management and related areas.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
This assessment plan proposal is to outline a structured approach to evaluati...
Beyond Beads 'n Trinkets: Wayne Dunn,
1. by Wayne Dunn & Associates
Wayne Dunn (left) with a group of children from Rama Caye,
a small island off the Miskito (Atlantic) coast of Nicaragua.
dislocation. Often, issues such as domestic
violence, HIV/AIDS and breakdown
of traditional governance structures follow
mining development closely. Take steps to
mitigate this; find partners to help.
DEVELOP NON-TRADITIONAL
PARTNERSHIPS
Think about other organizations and insti-
tutions (i.e. Development Agencies, World
Bank, United Nations, Development
NGOs) that share your interest in support-
ing community economic and social devel-
Far Beyond opment. Meet with them and find out if
they are active where you are working.
Beads& Trinkets
CREATING VALUE WITH SUSTAINABILITY INVESTMENTS
THE MINING INDUSTRY IS UNDER create both stakeholder and shareholder BE SYSTEMATIC IN YOUR APPROACH
growing pressure to demonstrate that it is value, it isn’t CSR. That doesn’t mean it Understand the development dynamics
creating local social and developmental val- shouldn’t be done, but recognize that it isn’t and priorities of the country and region be-
ue in addition to shareholder value. Many really CSR; it is likely just a handout. fore you begin exploring partnerships and
companies have responded with innovative collaboration. Know where your most
and successful Corporate Social Responsi- COMMUNITY TRANSFORMATION strategic intervention points are and devel-
bility (CSR) programs, helping communi- Effective CSR approaches use the devel- op a partnership, then you can begin mak-
ties and countries to address poverty allevi- opment and operation of a mine as a cata- ing a real difference.
ation, HIV/AIDS and other socio-economic lyst to help a community transform, so it’s
priorities. Many other companies have yet left better off after mine closure. The de- UNDERSTAND THE MARKET AND
to embrace CSR and, if they are doing any- velopment and operation of a mine creates LOCAL COMPETITIVE ADVANTAGE
thing, have more of a beads-and-trinkets ap- opportunities for local businesses and work- Before investing in local economic devel-
proach that throws money at social problems, ers. As early as possible in the development opment initiatives, understand the market
often destroying rather than creating value. cycle of a project, consideration should be and the natural advantages and disadvan-
given to how these opportunities can be tages (geographic, climatic, terrain, infra-
COMMUNITY CONSULTATION utilized to assist the community to move structure). You will be besieged by project
It is important. Do it and do it well. But along its chosen development path. ideas in agriculture, tourism and small
don’t stop there. Community consultation business development. You need to have
will not secure your social licence. Build on ACCEPT THAT THERE WILL BE information to be able to properly assess
it with the strategies below and you have a NEGATIVE IMPACTS them and systematically pick potential
good chance of succeeding. Developing and operating a mine will winners. Conduct a detailed analysis of the
cause families and communities some industry. Remember, without markets
FOCUS ON VALUE CREATION it isn’t sustainable. Work with partners who
CSR needs to focus on value creation. Sus- have technical knowledge and/or
tainable CSR creates value in two forms: financial capacity.
developmental value for local communi-
ties, and financial value for shareholders. Women were the top graduates of the electronics training
Every CSR activity should be vetted program at the award-winning Placer Dome Care Project in
against this value duality. If it does not South Africa.
50 MINING REVIEW | w i n t e r 2004 P h o t o g r a p h s : c o u r t e s y Wa y n e D u n n & A s s o c i a t e s
2. OWN THE INTERFACE WITH UNDERSTAND AND SUPPORT innovation. Before launching any effort ask
COMMUNITIES . . . LOCAL ORGANIZATIONAL CAPACITY yourself these questions:
. . . And don’t be overly dependent on Regardless of how good your CSR programs • If this is successful, what will have
consultants. As much as possible, engage in are, how much money you invest or how changed? How can we measure it?
community consultation and research us- committed your CSR team is, you will have • What else will have changed? How
ing your own staff. Advantages include: only a minimal impact at best on the com- can we measure it?
• Better visibility for the company munity’s sustainability if there isn’t Set targets for how much change will oc-
• The community interface doesn’t sufficient institutional/organizational capac- cur over time and measure progress against
belong to an external company or ity at the local government and civil society those targets. What is important is not that
consultant whose interests might not level. If you bring in an external organization you get the right indicator but that you go
always align with yours to assist with capacity development, make through the discipline of identifying indi-
• It will be much more cost effective sure that you are able to communicate your cators, using them, assessing them and
• You will get your information overall plan to them. then, when necessary, doing it all again.
directly rather than filtered through
a consultant BEGIN CLOSURE PLANNING NOW ENVIRONMENT
• You can communicate your own We suggest developing a rolling plan that Be a responsible environmental steward.
interests and priorities rather than have looks at what the community could realis- All of the above efforts will produce little
them filtered through a third party tically achieve by closure and how it could value if you don’t have a world-class envi-
economically sustain itself. ronmental program. Environmental issues
BRING THE INDUSTRY ALONG can quickly erode social licence and create
Poor CSR performance by others in the MANAGE TO QUANTIFY TARGETS a negative legacy that will follow your com-
national or regional industry will under- “If you can’t measure it, you can’t manage pany around the world for years.
mine your own activities. In many ways it.” Every CSR program should have quan- Contact Wayne Dunn & Associates at: 250-743-
the industry’s social licence to operate is tifiable targets and should be managed ac- 7619; fax 250-743-7659; wayne@wayne
only as strong as its weakest performers. cordingly. This will require discipline and dunn.com; www.waynedunn.com.
Placer Dome.
Excellence in Mining.
Placer Dome operates 17 mines in seven countries around
the world. We are one of the world’s largest and most
successful gold mining companies, and we are headquartered
here in Vancouver.
From the early prospectors and developers who discovered
the gold mines that formed Placer Dome’s foundation, to the
13,000 people around the world who work for us today, all
have contributed to building our reputation for excellence in
finding, building and operating mines.
Suite 1600, Bentall IV Tel: 604.682.7082
1055 Dunsmuir Street Fax: 604.682.7092
Vancouver, British Columbia www.placerdome.com
Canada V7X 1P1
winter 2004 | MINING REVIEW 51