This document discusses the importance of being business minded. It discusses this through 6 parts:
(1) It discusses how Uber operates as a taxi service without owning cars through a mobile app. This shows how assets are changing.
(2) It discusses how Blackberry changed the mobile industry model and how companies must adapt to changing times.
(3) It emphasizes that all industries will be disrupted and one must look for new opportunities.
(4) It draws parallels between how Uber and mobile money services like M-Pesa work through partnerships rather than assets.
(5) It provides an example of two young people who develop a rural transport solution inspired by Uber.
(
The document provides information about an upcoming briefing program managers association (ABPM) event. It includes an article discussing whether briefing programs should incorporate social media to increase visibility and customer feedback. It also previews the ABPM fall workshop in Dallas, highlighting networking opportunities, educational sessions, and facility tours. Members are encouraged to register before the early bird deadline of August 28th.
Presentation by Kojo Amanor (University of Ghana) at the China & Brazil in African Agriculture event in London, June 2015.
See http://www.future-agricultures.org/research/cbaa/8037-china-and-brazil-in-african-agriculture-co-operation-or-culture-clash
El documento contiene varios NOTAMs y AIP Supplements que anuncian cambios en las distancias declaradas de las pistas del aeropuerto de São Paulo/Congonhas (SBSP), así como nuevas rutas preferenciales de salida para vuelos con destino a varios aeropuertos desde SBSP. También se informa sobre la necesidad de obtener un slot de control de tráfico aéreo para operar en SBSP y se modifican algunas SIDs.
SafePeak - How to configure SQL Server agent in a safepeak deploymentVladi Vexler
The document provides instructions for configuring the SQL Server Agent and SQL Server Management Studio (SSMS) installed on a SQL Server host to connect to the database through Safepeak. This involves setting the database connection aliases to use the Safepeak IP address instead of the server hostname, and modifying the Windows registry to allow local authenticated connections from an external network source via Safepeak.
The document summarizes the editing process for four portrait photos to be used in a fashion magazine. It describes adjusting brightness, color balance, exposure and other settings for each photo to prepare them for specific pages. The photos will be used on the cover, a double page spread, an article page and the contents page. Minor retouching like cloning was also performed to prepare the high-quality images for publication.
This document provides information about AXTAL GmbH & Co. KG, a privately owned company founded in 2003 that focuses on developing, prototyping, testing, and manufacturing frequency control products, namely oscillators. The company was founded by Bernd Neubig, who has extensive experience in the frequency control industry. AXTAL operates facilities in Mosbach, Germany and provides consulting services through its AXTAL CONSULTING division. It serves markets like RF and microwave, military, avionics and offers products like oscillators, which it rigorously tests and qualifies.
The document provides information about an upcoming briefing program managers association (ABPM) event. It includes an article discussing whether briefing programs should incorporate social media to increase visibility and customer feedback. It also previews the ABPM fall workshop in Dallas, highlighting networking opportunities, educational sessions, and facility tours. Members are encouraged to register before the early bird deadline of August 28th.
Presentation by Kojo Amanor (University of Ghana) at the China & Brazil in African Agriculture event in London, June 2015.
See http://www.future-agricultures.org/research/cbaa/8037-china-and-brazil-in-african-agriculture-co-operation-or-culture-clash
El documento contiene varios NOTAMs y AIP Supplements que anuncian cambios en las distancias declaradas de las pistas del aeropuerto de São Paulo/Congonhas (SBSP), así como nuevas rutas preferenciales de salida para vuelos con destino a varios aeropuertos desde SBSP. También se informa sobre la necesidad de obtener un slot de control de tráfico aéreo para operar en SBSP y se modifican algunas SIDs.
SafePeak - How to configure SQL Server agent in a safepeak deploymentVladi Vexler
The document provides instructions for configuring the SQL Server Agent and SQL Server Management Studio (SSMS) installed on a SQL Server host to connect to the database through Safepeak. This involves setting the database connection aliases to use the Safepeak IP address instead of the server hostname, and modifying the Windows registry to allow local authenticated connections from an external network source via Safepeak.
The document summarizes the editing process for four portrait photos to be used in a fashion magazine. It describes adjusting brightness, color balance, exposure and other settings for each photo to prepare them for specific pages. The photos will be used on the cover, a double page spread, an article page and the contents page. Minor retouching like cloning was also performed to prepare the high-quality images for publication.
This document provides information about AXTAL GmbH & Co. KG, a privately owned company founded in 2003 that focuses on developing, prototyping, testing, and manufacturing frequency control products, namely oscillators. The company was founded by Bernd Neubig, who has extensive experience in the frequency control industry. AXTAL operates facilities in Mosbach, Germany and provides consulting services through its AXTAL CONSULTING division. It serves markets like RF and microwave, military, avionics and offers products like oscillators, which it rigorously tests and qualifies.
This document discusses lessons learned from running an e-commerce store. It includes statistics on tax day approaching and focuses on improving user experience. Specific topics mentioned are a post about user experience and promoting a conference club online using relevant hashtags.
Сервис последней мили: почему сейчас это особенно важноTOCHKA
Сервис последней мили: почему сейчас это особенно важно
• Объемы продаж (соответственно доставок) – падают. Грустно, но факт.
• Повышение тарифов – неизбежно, так как под влиянием внешних факторов рост операционных затрат происходит постоянно. Совсем не весело, но то же факт.
• Платить бОльшую сумму за те же услуги потребителю сложно, и часто проще отказаться от них, чем «принять».
• Выход - наполнять «последнюю милю» дополнительным сервисом. Давать потребителю возможность получать вместе с доставкой/выдачей комплексную услугу.
• Что это даст? Наполнение «смыслом» растущие цены, увеличение % выкупа, рост лояльности и удовлетворенности - и это только на первый взгляд!
Как, что, зачем и почему – в цифрах, графиках и с веселыми картинками – только на IForum 2015!
Big data refers to large, complex datasets that are difficult to process using traditional methods. This document discusses three examples of real-world big data challenges and their solutions. The challenges included storage, analysis, and processing capabilities given hardware and time constraints. Solutions involved switching databases, using Hadoop/MapReduce, and representing complex data structures to enable analysis of terabytes of ad serving data. Flexibility and understanding domain needs were key to feasible versus theoretical solutions.
Ports For Future Offshore Wind-Event Brochuregm330
This document advertises an upcoming conference on offshore wind port strategies and logistics for larger wind projects with bigger turbines. The conference will discuss port suitability, ground and portside transport needs, whether to use a single hub port or multiple ports, and how new turbine and foundation designs will affect port infrastructure. Experts from various offshore wind companies will discuss topics like assessing port facilities, mooring conditions, supply chain planning, component handling, and long-term operations and maintenance needs. The conference aims to provide insights on meeting the logistical challenges of installing and servicing larger, more complex offshore wind projects.
Many inventors have created unusual inventions to solve problems in unique ways. Some inventions include a bicycle helmet that holds an umbrella, a device that lets you charge your phone by spinning a crank, and a sleeping bag with an inflatable pillow and blanket. These inventions show human creativity in developing new ideas.
Experiences and Thoughts on Indigenous Business and Economic DevelopmentWayne Dunn
This paper was prepared as a background to a presentation on Indigenous economic development and indigenous business partnerships for an Indigenous economic development seminar in Ecuador. The primary focus of the paper is to provide case studies and examples of Indigenous businesses and to suggest some possible strategies and tactics that could be helpful as Indigenous Peoples in Ecuador work to become more productively involved in their local, national and regional economies. The paper is intended to stimulate discussion only, it is not designed to be an in depth analysis of the subject.
Rachel Hynes' senior project involved retraining a racehorse to be a well-rounded riding horse that is safe, versatile, and reliable. Through the process, Rachel learned patience, dedication, and had to overcome financial demands, time constraints, training obstacles, and challenges requiring selflessness. The project resulted in an overall healthier horse suitable for multiple riding disciplines.
History seeks to study and explain significant past events using currently existing evidence. Studying history allows us to understand what happened, develop a sense of identity, defend against propaganda, enrich our understanding of human nature, and understand the context of art and music to make meaning of the present. Historians use primary sources as the foundation of evidence and consider how context, cultural paradigms, language, and selection and confirmation biases may influence interpretations of the past. Different theories of history emphasize the role of great individuals, economic factors, social perspectives like feminism, material conditions according to Marxism, the environment, or psychological motivations.
The film tells the story of con artists Irving Rosenfeld and Sydney Prosser who are forced to work with an unpredictable FBI agent Richie DiMaso. Starring Jennifer Lawrence and Jeremy Renner, the 138-minute film was financially successful with a worldwide box office total of $248.9 million, though it received an age rating of 15 for violence and language.
Awards Ceremony: Top Awards, Romain Rolland FLS, 2014Tanya Madjarova
This document lists the names of 8 students along with their grades and classes. It appears to show the results of a group of students in grades 9 through 11, with some students earning an A or B grade in their respective classes.
The document discusses what is required to gain eternal life. It says that one must keep God's word and commandments to go to heaven and avoid hell. Following God's word will allow one to be loved by God, be truly free, stay in God's love, be healthy, and live longer. The document encourages praying to God and finding fellowship with other Christians to grow spiritually. It warns of false prophets and says that entering heaven requires going through the narrow gate of keeping God's word.
Varun Mittal, Partner of EY Asia Pacific Financial Services Strategy and Transaction Services, talks about all things FinTech. We begin by going over the tech foundation that has been built up over the past decade, which is now enabling a wave of innovation. Varun scans both the start-ups and big tech companies, and details his views on payments, wallets, remittance, regulation, WealthTech, e-currency, and digital banks. We discuss the role of FinTech in levelling the playing field between the wealthy and not-so-wealthy investors, and between those who have access to banking services and those who don’t. As the co-author of "Singapore – Fintech Nation of the World,” Varun is particularly passionate about Singapore’s model of strict compliance and risk mitigation, which he believes is particularly suited for success in the regulated world of FinTech.
012 How To Write An Introduction Paragraph For Essay Example ThatsnotusAndrea Arias
The document provides instructions for seeking writing help from HelpWriting.net. It outlines a 5-step process: 1) Create an account with a password and email. 2) Complete an order form with instructions, sources, and deadline. 3) Review bids from writers and choose one. 4) Receive the paper and authorize payment if pleased. 5) Request revisions until fully satisfied, with a refund option for plagiarism.
This document discusses how technology and the rise of the "connection economy" has disrupted traditional industries like retail, hospitality, and transportation. It argues that real estate investing is ripe for similar disruption. The author has built a software platform that uses public and private data to identify motivated sellers and active cash buyers and efficiently connect them, allowing users to profit from real estate deals with minimal time investment or their own money at risk. A demonstration of the software's search and matching capabilities is offered to show users how they can systematically create cash flow through real estate deals in any market.
ME Bank aims to help all Australians get ahead by being a new kind of bank that is free from the constraints of traditional banks. It promises to see people as individuals rather than just account numbers, and to make lives better through excellent yet unconventional banking. Its values include not being afraid to fail, loving what you do, and continuously learning. The bank seeks to truly know its customers and go beyond transactions to understand their goals and ambitions.
The document discusses the state of startups and venture capital investing. It argues that the current environment is not a bubble for three main reasons: 1) Venture capital investment levels and fundraising have increased but are not at unsustainable, parabolic levels seen in past bubbles; 2) Valuations of technology companies relative to their fundamentals are reasonable and much lower than levels seen in true bubbles; and 3) Unlike past bubbles, most observers are not arguing "it's different this time" to justify high valuations. While some high-profile startup acquisitions and IPOs have received criticism, the document argues these deals are rational given the massive opportunity in technology and mobile. However, it caut
Keeping 2.0 Eyes on the Web (What's next for business?)Andy Hadfield
This is a highly optimised version of the SXSW trends presentation, also on SlideShare. Due to popular demand, I've included a large section on First World vs Third World divide, and mobile as a medium.
This presentation now covers the following trends: SA internet stats, mobile, location based services, real time Internet, social media & engagement and culture vs strategy.
1) Chinese e-commerce is dominated by large online marketplaces like Alibaba's Tmall and Taobao, which enable millions of individual merchants and sellers to reach customers.
2) Social media platforms like WeChat have become essential online communities and mobile platforms where users can access services, make payments, and participate in e-commerce from within the app.
3) Mobile payments using platforms like Alipay have become widespread in China and other developing markets, as have cash on delivery options, reflecting how e-commerce is integrated into daily life.
This document discusses lessons learned from running an e-commerce store. It includes statistics on tax day approaching and focuses on improving user experience. Specific topics mentioned are a post about user experience and promoting a conference club online using relevant hashtags.
Сервис последней мили: почему сейчас это особенно важноTOCHKA
Сервис последней мили: почему сейчас это особенно важно
• Объемы продаж (соответственно доставок) – падают. Грустно, но факт.
• Повышение тарифов – неизбежно, так как под влиянием внешних факторов рост операционных затрат происходит постоянно. Совсем не весело, но то же факт.
• Платить бОльшую сумму за те же услуги потребителю сложно, и часто проще отказаться от них, чем «принять».
• Выход - наполнять «последнюю милю» дополнительным сервисом. Давать потребителю возможность получать вместе с доставкой/выдачей комплексную услугу.
• Что это даст? Наполнение «смыслом» растущие цены, увеличение % выкупа, рост лояльности и удовлетворенности - и это только на первый взгляд!
Как, что, зачем и почему – в цифрах, графиках и с веселыми картинками – только на IForum 2015!
Big data refers to large, complex datasets that are difficult to process using traditional methods. This document discusses three examples of real-world big data challenges and their solutions. The challenges included storage, analysis, and processing capabilities given hardware and time constraints. Solutions involved switching databases, using Hadoop/MapReduce, and representing complex data structures to enable analysis of terabytes of ad serving data. Flexibility and understanding domain needs were key to feasible versus theoretical solutions.
Ports For Future Offshore Wind-Event Brochuregm330
This document advertises an upcoming conference on offshore wind port strategies and logistics for larger wind projects with bigger turbines. The conference will discuss port suitability, ground and portside transport needs, whether to use a single hub port or multiple ports, and how new turbine and foundation designs will affect port infrastructure. Experts from various offshore wind companies will discuss topics like assessing port facilities, mooring conditions, supply chain planning, component handling, and long-term operations and maintenance needs. The conference aims to provide insights on meeting the logistical challenges of installing and servicing larger, more complex offshore wind projects.
Many inventors have created unusual inventions to solve problems in unique ways. Some inventions include a bicycle helmet that holds an umbrella, a device that lets you charge your phone by spinning a crank, and a sleeping bag with an inflatable pillow and blanket. These inventions show human creativity in developing new ideas.
Experiences and Thoughts on Indigenous Business and Economic DevelopmentWayne Dunn
This paper was prepared as a background to a presentation on Indigenous economic development and indigenous business partnerships for an Indigenous economic development seminar in Ecuador. The primary focus of the paper is to provide case studies and examples of Indigenous businesses and to suggest some possible strategies and tactics that could be helpful as Indigenous Peoples in Ecuador work to become more productively involved in their local, national and regional economies. The paper is intended to stimulate discussion only, it is not designed to be an in depth analysis of the subject.
Rachel Hynes' senior project involved retraining a racehorse to be a well-rounded riding horse that is safe, versatile, and reliable. Through the process, Rachel learned patience, dedication, and had to overcome financial demands, time constraints, training obstacles, and challenges requiring selflessness. The project resulted in an overall healthier horse suitable for multiple riding disciplines.
History seeks to study and explain significant past events using currently existing evidence. Studying history allows us to understand what happened, develop a sense of identity, defend against propaganda, enrich our understanding of human nature, and understand the context of art and music to make meaning of the present. Historians use primary sources as the foundation of evidence and consider how context, cultural paradigms, language, and selection and confirmation biases may influence interpretations of the past. Different theories of history emphasize the role of great individuals, economic factors, social perspectives like feminism, material conditions according to Marxism, the environment, or psychological motivations.
The film tells the story of con artists Irving Rosenfeld and Sydney Prosser who are forced to work with an unpredictable FBI agent Richie DiMaso. Starring Jennifer Lawrence and Jeremy Renner, the 138-minute film was financially successful with a worldwide box office total of $248.9 million, though it received an age rating of 15 for violence and language.
Awards Ceremony: Top Awards, Romain Rolland FLS, 2014Tanya Madjarova
This document lists the names of 8 students along with their grades and classes. It appears to show the results of a group of students in grades 9 through 11, with some students earning an A or B grade in their respective classes.
The document discusses what is required to gain eternal life. It says that one must keep God's word and commandments to go to heaven and avoid hell. Following God's word will allow one to be loved by God, be truly free, stay in God's love, be healthy, and live longer. The document encourages praying to God and finding fellowship with other Christians to grow spiritually. It warns of false prophets and says that entering heaven requires going through the narrow gate of keeping God's word.
Varun Mittal, Partner of EY Asia Pacific Financial Services Strategy and Transaction Services, talks about all things FinTech. We begin by going over the tech foundation that has been built up over the past decade, which is now enabling a wave of innovation. Varun scans both the start-ups and big tech companies, and details his views on payments, wallets, remittance, regulation, WealthTech, e-currency, and digital banks. We discuss the role of FinTech in levelling the playing field between the wealthy and not-so-wealthy investors, and between those who have access to banking services and those who don’t. As the co-author of "Singapore – Fintech Nation of the World,” Varun is particularly passionate about Singapore’s model of strict compliance and risk mitigation, which he believes is particularly suited for success in the regulated world of FinTech.
012 How To Write An Introduction Paragraph For Essay Example ThatsnotusAndrea Arias
The document provides instructions for seeking writing help from HelpWriting.net. It outlines a 5-step process: 1) Create an account with a password and email. 2) Complete an order form with instructions, sources, and deadline. 3) Review bids from writers and choose one. 4) Receive the paper and authorize payment if pleased. 5) Request revisions until fully satisfied, with a refund option for plagiarism.
This document discusses how technology and the rise of the "connection economy" has disrupted traditional industries like retail, hospitality, and transportation. It argues that real estate investing is ripe for similar disruption. The author has built a software platform that uses public and private data to identify motivated sellers and active cash buyers and efficiently connect them, allowing users to profit from real estate deals with minimal time investment or their own money at risk. A demonstration of the software's search and matching capabilities is offered to show users how they can systematically create cash flow through real estate deals in any market.
ME Bank aims to help all Australians get ahead by being a new kind of bank that is free from the constraints of traditional banks. It promises to see people as individuals rather than just account numbers, and to make lives better through excellent yet unconventional banking. Its values include not being afraid to fail, loving what you do, and continuously learning. The bank seeks to truly know its customers and go beyond transactions to understand their goals and ambitions.
The document discusses the state of startups and venture capital investing. It argues that the current environment is not a bubble for three main reasons: 1) Venture capital investment levels and fundraising have increased but are not at unsustainable, parabolic levels seen in past bubbles; 2) Valuations of technology companies relative to their fundamentals are reasonable and much lower than levels seen in true bubbles; and 3) Unlike past bubbles, most observers are not arguing "it's different this time" to justify high valuations. While some high-profile startup acquisitions and IPOs have received criticism, the document argues these deals are rational given the massive opportunity in technology and mobile. However, it caut
Keeping 2.0 Eyes on the Web (What's next for business?)Andy Hadfield
This is a highly optimised version of the SXSW trends presentation, also on SlideShare. Due to popular demand, I've included a large section on First World vs Third World divide, and mobile as a medium.
This presentation now covers the following trends: SA internet stats, mobile, location based services, real time Internet, social media & engagement and culture vs strategy.
1) Chinese e-commerce is dominated by large online marketplaces like Alibaba's Tmall and Taobao, which enable millions of individual merchants and sellers to reach customers.
2) Social media platforms like WeChat have become essential online communities and mobile platforms where users can access services, make payments, and participate in e-commerce from within the app.
3) Mobile payments using platforms like Alipay have become widespread in China and other developing markets, as have cash on delivery options, reflecting how e-commerce is integrated into daily life.
Peter Kawalek - Talk Innovation and TransformationTALKWiki
Presentation from Professor Peter Kawalek of Manchester Business School at the TALK Innovation and Transformation event in London on October 14th, 2008.
Conclusion - How To Write An Essay - LibGuides At UniversSusan White
The document discusses how bomb disposal robots are used to safely defuse explosive devices. It notes that in the past, bomb squad personnel would have to directly handle live bombs, putting their lives at risk. Now, remote-controlled robots allow explosives technicians to defuse bombs from a safe distance. Modern bomb robots have high-quality cameras and can be operated with minimal training using a screen and joystick. They provide a safer alternative than exposing humans and allow explosives to be disabled without endangering lives.
Unbundling Banking & Innovation Partnerships by Daniel Hartwright v3Daniel Hartwright
A short presentation, with the speakers notes, on unbundling banking and innovation partnerships that I delivered in Johannesburg, South Africa in early July 2016.
All content reflects my personal opinions.
1. The document discusses how social and technological changes could impact the banking industry. Major social changes mentioned include increasing social justice, women's rights, and connectivity through social networks.
2. Technological changes discussed include increasing data connectivity through mobile networks and falling data prices, as well as a generation growing up with internet access.
3. The document questions whether the banking model, which has remained largely unchanged for 100 years, will need to change given these social and technological shifts. It suggests new competitors like identity platforms and mobile operators could disrupt traditional banks.
'You are what you wear - is there a future in wearable tech?' Mobile Monday ...Great Marketing Works
'You are what you wear - is there a future in wearable tech?' on October 13th sponsored by UK Fast and Apadmi as part of MoMoMcr. Talk and slides by @dansodergren aka @ukmarketinghelp about his take on wearables and where we are now. Panel discussion afterwards included @MartinSFP from The Next Web
@PiersRidyard from Nifty
@MadewithGlove CEO Michelle Hua
@ImranYounis a UX expert working on wearables
The document provides advice on how entrepreneurs can use storytelling to promote their startups to key audiences like the press, team members, customers, and investors. It emphasizes focusing on crafting compelling narratives through techniques like using catchy sound bites, having a sexy product, explaining concepts simply, aiming for a billion dollar vision, and appealing to a mission bigger than the company. The overall message is that storytelling is more effective than direct selling, and successful entrepreneurs should stop selling and start storytelling to inspire others and spread their ideas.
The document provides advice on how entrepreneurs can use storytelling to promote their startups to key audiences like the press, team members, customers, and investors. It emphasizes focusing on crafting compelling narratives through techniques like using catchy sound bites, having a sexy product, explaining concepts simply enough that even grandparents can understand, and positioning the company's mission as bigger than itself. The goal is to inspire others to spread the startup's story organically rather than directly selling to audiences.
Digital entrepreneurship for independent financial agents.Bart De Waele
The document discusses 4 forces shaping the digital world:
1. Changed consumer behavior due to the availability of online information. Consumers now research products online rather than relying on branding.
2. The importance of owning the front-end experience with users. Winners are those who own the connection with the end user through their user experience.
3. The internet is disappearing as its own distinct space and becoming integrated into all objects and daily life.
4. The need for a user-centric and contextual approach. Understanding the user's context and needs is key rather than focusing on products alone. Companies should adapt to changing consumer behavior and channels while staying true to their core strengths.
The document discusses the history and patterns of technological innovation and adoption. It argues that new technologies are first adopted for safety and military purposes, then expanded by businesses for economic prosperity, and finally taken up socially. This follows Abraham Maslow's hierarchy of needs, where individuals prioritize survival and security before socialization. The document uses examples like the telegraph, radio, and internet to show how each was initially developed for defense or business before being widely adopted for social purposes. It advises businesses to understand these priorities and patterns in order to best serve customers.
This is my "digital thank you card" for taking the time to meet and speak with me. I enjoyed getting to know your team and thank you for your consideration.
I look forward to hearing from you!
Mr. StaianoS Freshman English Blog The Intro PaMary Burg
The document provides instructions for requesting paper writing assistance from a website. It outlines a 5-step process: 1) Create an account with valid email and password. 2) Complete a 10-minute order form providing instructions, sources, and deadline. 3) Review bids from writers and choose one based on qualifications. 4) Review the completed paper and authorize payment if satisfied. 5) Request revisions until fully satisfied, with a refund option for plagiarized work.
The document discusses how routine data is collected in health and social care and how it informs individual care planning. Routine measures like vital signs, visual observations, and standardized assessments are recorded to monitor a patient's health status. This data helps determine the appropriate treatment and care needed. Nurses frequently collect this data as they see patients more than other providers, allowing them to identify issues early. Care providers review the recorded measurements and observations to understand a patient's current condition and needs.
Rethink Mobile: Mobile Strategy for Product DesignersJonathan Stark
This document provides an overview of a talk on mobile strategy for product designers. The talk discusses how mobile is the most widely adopted technology ever, disrupting industries like entertainment, commerce, education and more through dematerialization. Mobile and the combination of connectivity, cloud computing and smartphones has transformed how people access information and services. Entire industries like newspapers have been disrupted by smaller mobile-focused companies targeting different parts of their business. The speaker argues that mobile disruption could also impact other industries like restaurants that have yet to fully embrace a mobile-first strategy.
GnuCash accounting software allows small businesses to track finances. It includes features to record income from sales, expenses from costs, assets owned, and equity from capital invested. The software provides customizable accounts to classify income by product or stream. It facilitates entering individual product codes, names, and descriptions. GnuCash also tracks company assets like bank balances and generates financial reports like cash flow, profit and loss, and balance sheets on a daily, monthly, or weekly basis.
TelOne is a state-owned telecommunications company in Zimbabwe that provides various internet, voice, and data products and services. It owns extensive telecommunications infrastructure including exchanges, fiber optic networks, and a satellite station. TelOne's subscriber base has declined for fixed landlines but grown for internet services like ADSL and fiber. It faces competition from other telecom providers and technologies. TelOne offers several broadband options and has upgraded its billing system to be more integrated and convenient for customers.
The document discusses focus and how to stay focused. It defines focus as directing one's attention or effort towards a specific object or goal. Some tips for staying focused included clearly defining goals and plans, eliminating distractions, prioritizing goals, and finding accountability partners. References on focus and motivation are also provided.
Information has historically been a pathway to wealth and power, as those with specialized knowledge like metalworking or mathematics rose to leadership positions and only shared information for a cost. However, the digital revolution has eroded this relationship between information and power. Now, anyone can access information online through tools created by innovators like Turing, Gates, Jobs and others. No longer is information possession exclusively for the rich or a direct route to wealth, as even a teenage boy can quickly learn how to fly a stolen plane by searching online. The power of information remains strong but is no longer defined by who possesses it alone.
This document summarizes research on self-actualization. It begins with definitions of self-actualization as the fulfillment of one's potential and as a continual process of growth. It then lists characteristics of self-actualized people such as acceptance, problem-centering, spontaneity, and autonomy. Steps for self-actualization include assessing one's life and motives, being willing to change, taking responsibility, and cherishing one's uniqueness. Examples given are pursuing creativity, knowledge, spirituality and contributing to society. The document provides references for further reading.
This document is a research paper on integrity written by Denford Kambarami. It defines integrity as consistency in one's actions, values, and principles. It discusses implications of integrity such as incorruptibility. It also examines the relationship between integrity and character, ways to learn and maintain integrity, and examples of lost integrity. The paper provides an in-depth look at the concept of integrity from various perspectives.
This document defines integrity as consistency in moral and ethical principles and actions, as well as honesty. It discusses how integrity involves prioritizing principles over personal gain or convenience. The document also explores how integrity relates to character development and is learned through consistently demonstrating honesty and strong moral values. Examples of lost integrity are provided, such as pretending to support a view without believing it or agreeing with a boss while privately disagreeing.
Discover timeless style with the 2022 Vintage Roman Numerals Men's Ring. Crafted from premium stainless steel, this 6mm wide ring embodies elegance and durability. Perfect as a gift, it seamlessly blends classic Roman numeral detailing with modern sophistication, making it an ideal accessory for any occasion.
https://rb.gy/usj1a2
At Techbox Square, in Singapore, we're not just creative web designers and developers, we're the driving force behind your brand identity. Contact us today.
Best practices for project execution and deliveryCLIVE MINCHIN
A select set of project management best practices to keep your project on-track, on-cost and aligned to scope. Many firms have don't have the necessary skills, diligence, methods and oversight of their projects; this leads to slippage, higher costs and longer timeframes. Often firms have a history of projects that simply failed to move the needle. These best practices will help your firm avoid these pitfalls but they require fortitude to apply.
FIA officials brutally tortured innocent and snatched 200 Bitcoins of worth 4...jamalseoexpert1978
Farman Ayaz Khattak and Ehtesham Matloob are government officials in CTW Counter terrorism wing Islamabad, in Federal Investigation Agency FIA Headquarters. CTW and FIA kidnapped crypto currency owner from Islamabad and snatched 200 Bitcoins those worth of 4 billion rupees in Pakistan currency. There is not Cryptocurrency Regulations in Pakistan & CTW is official dacoit and stealing digital assets from the innocent crypto holders and making fake cases of terrorism to keep them silent.
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2. Contents
Being BusinessMinded (Part 1)....................................................................................................................................................2
Being BusinessMinded (Part 2)....................................................................................................................................................2
Being BusinessMinded (Part 3)... Change iscoming to your Business!................................................................................3
Being BusinessMinded (Part 4): Uber....EcoCash or M-PESA, are just the same!.............................................................4
Being BusinessMinded (Part 5). .. "Wittyinventions"................................................................................................................5
Being BusinessMinded: So who ismaking themoney? (Part 6). ...........................................................................................6
3. Being Business Minded (Part 1).
One of the fastest growing businesses in the world today is a company called Uber. For those who
do not know what Uber is; it is essentially a Mobile App (a computer program, using a cell phone),
which makes it possible for you to call a "taxi". Uber does not own any taxis or cars of its own. The
App sends a message (similar to an SMS), to the nearest registered but independent Uber driver,
within your vicinity. The car will usually arrive at your location, within 5 minutes.
Whilst using one of these services, the owner of the car, proudly told me that he was making a lot of
money, as the service brings him customers. Uber take a commission, and also do the billing. All he
has to do is turn up. Then the driver, added this:
"Uber has no assets, just some computer servers."
Seeing that he was a smart entrepreneur, Ithen engaged him in a wider conversation, about
business:
I asked him so many questions, that he finally asked me, "are you planning to set up a similar
business, in Africa?"
"Not really.... I'm just "BUSINESS MINDED"; I make it my business, to see the business side of any
business."
I then surprised him by telling him what I already knew about Uber. For instance I told him, that
Uber, is now valued at more than $40bn.
They are more valuable than Anglo American, which is one of the largest mining companies in the
world. Imagine, a taxi hailing service, is more valuable than Anglo which has been around for more
than 100 years, employs tens of thousands of people, and controls some of the largest deposits of
diamonds, platinum, iron ore, and coal; in the whole world.
"Do you think that is fair?" The Uber driver asked. "How can a company with no assets, be worth
more than a mining company that owns De Beers Diamonds, or Anglo Platinum?!"
Uber has no assets. They do not even own the cell phone network, on which their services operate.
"Who would have imagined that someone can come along, and change a service as simple as
getting a taxi?"
$40bn.
As we neared the end of my journey, I suddenly asked my driver, who incidentally was an African
from Ethiopian:
"How does Facebook and Twitter make money?"
"Through advertising", he shot back.
"What does that mean?" I asked laughing.
"Not really sure, sir."
I laughed some more, and as I got out of his car, I was still laughing.
He looked bewildered, by my response. Sadly I did not have a chance, to explain to him, why I was
laughing. He rushed to his next Uber client, I went my way... Still laughing.
Being Business Minded (Part 2).
I will never forget the first time we had to deal with Blackberry, when they produced their phone for
the first time.
"Our business model is quite simple", the sales executive said, to us:
4. "We charge you, $20/customer, per month. And you can charge on top, whatever you want."
My Chief Marketing Officer, who was dealing with them, was livid:
"That is ridiculous! We have invested billions of dollars to build the network, and to get customers.
Now you waltz in here, and tell us, that you will get the lions share of the revenue on each
customer? How can anyone accept such an arrangement?"
The Blackberry guy, smiled, and said quietly, "its a take it or leave it."
The matter, was escalated up to me, as Chairman. I listened quietly to our senior executives,
express their frustrations,and indignation:
"That means, we will only get about $5, whilst they take $20; is that fair?!"
"Why, why can't they just sell us phones, like everyone else. Why do they want a revenue share, as
though they are the operator?!"
"Do it, and do it now." I said quietly.
Then I explained:
"They have the upper hand. They know that they have an iconic product, which our top customers
will want. If we do not sign, they can do serious damage to our business by handing this opportunity
to a competitor. This game is no longer about building networks, its the guys who can use our
networks, for their own businesses, that will be king from now on. We better learn to do the same, or
at least work with them."
The position of Blackberry, would remain unchallenged until someone came along with a better
product, and that was Apple. They were even more aggressive, about what they wanted. There was
no debate, we all understood, by then.
Today, Apple is worth more than $600bn, making it the most valuable company in history; yes more
valuable than any oil company, or mining conglomerate or cell phone company.
Being "business minded", requires you to understand, what I call "changing dispensations", when
they occur. If you do not understand why Alibaba, an "online flea market", is worth more than any
cell phone company, or any mining company, you will not be able to play the business game.
Now, think about Uber, and learn, to be business minded.
Being Business Minded (Part 3)... Change is coming to your Business!
In the last post, I made a comment, about what I called a "changing dispensation", and many of you
were quite intrigued by this, and asked me to explain:
Whenever I share a little story, my key objective is to help you extract one or two principles that you
can apply, when you find yourself in such a situation:
For instance, I gave the story of Blackberry:
Until they came along, our business model, as a Mobile Network Operator, was to buy phones in
bulk, as cheaply as possible, and sell them to our customers. Our business was not to sell phones,
but to get people to use them; our business was "airtime". Now here was a new manufacturer
(Blackberry) who did not want to just sell us phones, but wanted a share of the airtime
revenue...actually they wanted the majority of the airtime revenue!
5. I realised very quickly that they were not selling a phone, but a service. Blackberry is not a phone, it
is a phone used to access the Internet. It was the first real "smartphone":
The game had changed!!....newdispensation!
Companies like Nokia, and Motorola, who had dominated the game, until then were in big, big
trouble, if they did not see this "change in dispensation":
Nokia, failed to see this change, and were taken to the cleaners. Giant companies like Ericsson's of
Sweden , Siemens of Germany, shut down their cell phone manufacturing businesses, and fled at
the coming of the "smartphone", boys like Samsung and Apple! Others just became small time
players in an industry they had once dominated.
"Changing dispensation."
I also realised at that point that we would have to change quickly and turn our attention to things like
Mobile Money services. Now we would have to hire bankers, and insurance people, even doctors
(yes we have medical doctors developing products).
This was at a time when there was no Google, Twitter, Skype, Facebook, Alibaba, or WhatsApp. We
would have to reach out to these new players, and find ways to work with them, or get rolled over!
Extract a principle now:
It does not matter what industry you are in, or how well established it looks. Somewhere,
somewhere, there is someone working on something, that will completely turn it upside down!
Uber is changing the public transport industry of taxis. Amazon took on the distribution of books.
Netflix and similar services, will smash the traditional TV broadcasters, and Pay TV companies...
Being business minded, is accepting this reality. It is something that should actually "excite" you. I
get goose pimples...I love it!
Another principle:
In 1900, if a young man or woman, went to the most successful person around and said, "what
business should I be in, to really be successful?", the answer would not be the same, when asked in
2000. And it would not be the same, if asked in 2050. These are different dispensations:
You should not be dreaming of being a rural bus operator! ... It is not a business of your
dispensation.
There are new industries, being developed every day, at an ever increasing pace
Being Business Minded (Part 4): Uber....EcoCash or M-PESA, are just the
same!
One of my young daughters, intrigued by what I said in my first post on being business-minded
asked me, "so how does a Mobile Money service, like EcoCash or M-PESA, actually work?"
"It works just like Uber?" I replied.
"How?", she asked surprised.
"Like Uber, they use a very sophisticated software platform, to link up key partners in the transaction
process.
.... Uber relies on independent drivers, who own the cars, and actually carry the people. Our mobile
6. money service, Ecocash relies on thousands of independent small businesses, who handle the
actual transactions.
If you think about it, the principles used in these two systems, are exactly the same:
Uber works, as a unique partnership, with the drivers...
Mobile Money transfer systems, works as a unique partnership with thousands of small businesses."
She stopped and reflected for a moment, then asked:
"Do you think there are other partnerships, out there, that can use, this "Uber/Ecocash" type
principle?"
"The opportunities, are actually limitless.... You just have to be business-minded, to find them. Why
don't you think of other services which could be developed using the same principle?"
Being business-minded, is not just about creating new products or services, but sometimes, it is
about bringing "disruptive" new ideas, to existing products and services.
......And if you come up with a great idea, be smart: don't go telling the whole world on Facebook,
just do it!"
In my next post, I will tell you a remarkable story about a smart young lady, called Chido.. Who
listened to me!
To be continued…
Being Business Minded (Part 5). .. "Witty inventions".
Proverbs 8:12
I wisdom dwell with prudence,
and find out knowledge of witty inventions.
Chido is one of my Facebook fans, she reads every post, and follows up with my "After thoughts",
taking copious notes, and extracting principles.
One day she decided to visit her grandmother, who lived in a village about 400km from the capital
city of her country, She would have to travel there by bus, or "catch a lift", from someone going to the
area. The challenge for her was that the bus could be very intermittent, and never really followed a
particular schedule, and as for the "guys with lifts", she was afraid, she might get someone who
could harm her.
Anyway she would have to brave it, because that is the way it had always been. Only this time, as
she sat in a rickety rural bus, she was thinking about something I had said in one of my posts:
She was thinking about Uber. In her own research she had discovered that the guy who set up Uber,
set it up because he could not get a taxi, when he needed it:
"Why can't we "Uber-ize" rural transport?" she asked herself?:
"Imagine, if I could get an SMS 30 minutes before the bus was getting close to my village, instead of
waiting all day?"
She had also read on the Internet, about the "Uber car pool system", and she thought to herself, "if
the guys who offer others a lift, were on an "Uber-like" system, I would have a better chance of
vetting who gives me a lift, and when they are available."
"Why doesn't some African entrepreneur come up with a system, similar to Uber to solve our own
7. transport problems? ... Surely, it must be possible to adapt the software they use for our challenges,
here in Africa?"
Returning from the visiting her grandmother, Chido had to wait almost the whole day, by the side of
the road, trying to get a lift back to town. As usual it was a harrowing experience for the young
woman. Finally, she managed to squeeze herself into the back of a truck driven by a drunkard, who
almost killed them.
The following day she called a young friend, whom she often met at the Internet cafe, and she asked
him a question:
"James, you know how to write in code, don't you?"
"I have Internet friends all over Africa, and even as far as India, who could help us develop
something like this. Its actually not that difficult." James declared, confidently.
The two of them reached out to some Internet friends, using Social Media, and began to develop
their idea. Very soon they had a company, with partners in Nigeria, Kenya, India and America.
....when their company listed on the New York Stock Exchange, a few years later, they were richer
than Aliko Dangote!
Principle:
Chido and James do not have to be imaginary characters. There are young people across the entire
world who have skills to solve this kind of problem, and many others like them. They do not need to
buy buses to get into business, but they will end up making more money than any bus operator in
history. They will be able to get into business with far less capital, than I needed.
Be "business conscious"; "be business minded"..... This is your dispensation
Being Business Minded: So who is making the money? (Part 6).
A friend of mine, in South Africa, wanted me to join him, in acquiring a business called a "Feeding
Lot". Something he said, intrigued me:
"They have 50,000 cattle on one farm..."
"Did you say, 50,000 cattle?! Wow! I have never seen that many cattle in one place. I have to see
this!" I exclaimed with excitement.
Having walked around the farm, and seeing all these cattle feeding in one place, was pretty cool, for
a city slicker like me:
"It would be great to have the bragging rights of saying, "I have 50,000 cattle! " I could just see how
they would react back in my village, in Zimbabwe!"
But before, I got carried away, I had to look at the numbers. And when I look at numbers, I look at
numbers.
How do they make money, and how much!
"Let me get this?" I asked the Managing Director, of the operation:
"You buy the cattle, from other farmers, and then you feed them. Then you sell them to the guy who
slaughters them; and he sells them to the supermarkets?"
"Yes".
"Interesting."
8. "So who makes the money?"
"Its an industry".
"Tell me about this industry, I want to know everything about it."
The management were professional and passionate about their business. It was clear they had been
in it, all their lives. Most of them had specialist agricultural degrees and MBAs. The more they spoke,
the more I realized how sophisticated it all was:
There is a science, to everything:
Now the guy was talking about the type of cattle they use; how they get the cattle to put on weight
quickly...disease control...competitors from Brazil.... "Wow, they do that?!"
"Yes, yes, yes."
"I see".
I wondered what the conversation with the professional farmer, would have sounded like. Or for that
matter the abattoir operator, or the buyer at the supermarket chain.
Respect. Respect.
Being business minded, requires you to always approach things with humility and respect. There is
nothing out there that is "simple". Only fools look at what someone else is doing, and say to
themselves, "that is simple".
The process of reviewing their Financial Statements, and Business operations took me several
months, working with industry consultants. It was harder than a telecommunications business.
I decided not to buy the business, although I would have gladly invested, for a minority stake, on
condition that they stayed to run it. Understanding this distinction will prepare you for the "senior
class", of business minded people.
To be continued...