The document summarizes a presentation on banking communication topics from a PwC treasury conference. It discusses: 1) An update on corporates using SWIFT, with over 700 corporates represented and growth in mid-market adoption in EMEA. 2) A bank certification program to increase banks' operational and commercial readiness for corporates by evaluating message standards, documentation and support. 3) Additional SWIFT services including matching treasury deals confirmations through Accord and facilitating letters of credit through standardized message flows. 4) The need for an electronic bank account management solution to standardize interactions that are currently paper-based, with different systems per bank. A potential central utility is