This document provides an overview of business and risk management in India. It discusses the key sectors of the Indian economy including agriculture, industry and services. The service sector has seen increasing growth and employment. Banking and insurance are also outlined as important industries. Banking topics covered include the nationalized banking system, reforms and regulations set by the Reserve Bank of India. Insurance topics covered include the need for insurance, different types of policies, and the regulatory role of the Insurance Regulatory and Development Authority. Risk management techniques for businesses are also summarized.

1. BOIRM
OveRvIew Of BOIRM

2. what Is BusIness?

3. BusIness Is a ……..


It is an economic activity which is involved
in exchange(Buying & Selling) of Goods &
Services with the intension of earning
profits
The primary motto of every business
concern is earning profits on their sales

4. tYPes Of BusIness
Two types of Business available
1) Trading concern business(Product
oriented)
Ex: Mfg. units
2) Non-trading concern business(Service
oriented)
Ex: Banking, Insurance, Transportation etc

5. IndIan economysectors
It is divided into three categories
1) Agricultural sector
2) Industrial sector
3) Service sector
Agriculture is the Backbone for
our Indian economy

6. servIce sector In IndIa
o Ours is developing country
o The growth rate (GDP) is increasing day
by day
o The revenue generated through service
sector is increasing day by day than rest of
the sector
o The employment opportunities are more
in the service industry

7. IntroductIon to
bankIng busIness
(unIt-1)
o It explains the information about Indian
banking sector and its operations
o Importance of Banking sector, history of
banking business in India
o Banking system, specializations and types
of Banks.
o Banking vs. Non-Banking

8. IntroductIon to
bankIng busIness
(unIt-1)
o
o
o
o
o
List of Nationalized banks in India
List of Public, Private and Foreign Banks
E-Banking system and its utility
Debit/Credit/Smart cards and utility
Types of loans and advances

9. banking REFORMS anD
REgULaTiOnS (UniT-2)
o It explains banking sector regulations and
reforms in India
o It explains about the Banking business,
Banking regulations act-1949
o It explains the history of RBI
o It explains the RBI regulations act-1934.

10. banking REFORMS anD
REgULaTiOnS (UniT-2)
o It explains clearly the important terms
under banking like CRR, SLR, Repo rate,
Reverse repo rate, Bank rate and Base rate
o It explain about the Inflation, methods for
calculating inflation rate in India
o It explains about the NPA and its impact
over the banks

11. inTRODUCTiOn TO
inSURanCE (UniT-3)
o It explains the Need and importance of
insurance industry in India
o It explains about the branches of Insurance
sector are like Life Insurance and General
Insurance in India
o It explains about the IRDA and its
activities in India
o List of public and private insurance
companies in India

12. inSURanCE bUSinESS
EnViROnMEnT(UniT-4)
o It explains the regulatory and legal frame
work governing the insurance Industry
o It explains various insurance policies
calculations like premium and assurance
amount
o It explain about the reinsurance and latest
trends in insurance

13. INTRODUCTION TO
RISK (UNIT-5)
o It explains about Risk and various types
risks involved in the business
o It explains about the Risk management
methods, Risk identification and
measurement
o It explains the Risk management
techniques and non-insurance methods

14. INSURANCE AS A RISK
MANAGEMENT (UNIT-6)
o It explains about the principles,
requirements and characteristics of
Insurance contracts
o It explains about principles of insurable
interest, subrogation and importance of an
insurance contract
o It explains the role of Agent and broker in
the insurance policy