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Austin, TX




Prepared for:          Contact: Ivonne Kinser
                         Account Executive
                214.523.4008, ivonne.kinser@mni.com
Austin, TX
                                                Market Intelligence
                                                Banking/Financial Category

                Austin, TX                      Austin, TX represents a $57.9 billion banking/financial
                                                market, ranking 45th among all 210 DMAs.


             Market Profile                     Austin, TX residents

  DMA Rank:                              47
                                                    Averaged 8.0 investment transactions in the past year.
  Population:                      1,918,090        68% use any type of banking services.
  Pop. Growth: (2010-2015)             .12%         Spend an average of $725 on credit cards each month.
  Households:                       716,054

  Total Investments:         $57,865,841,252




Banking Service
Household Owns                                  Professional Services Used                             Banks/Credit Unions

401k plan                                25%    Accountant                                   12%        Wells Fargo                                  27%
529 plan/college savings plan             7%    Check cashing                                 9%        Bank of America                              26%
Auto loan                                28%    Discount stockbroker                          3%        Chase                                        20%
Certificates of Deposit (CDs)            15%    Financial planner                            14%        Wachovia                                       6%
Checking account                         82%    Full-service stockbroker                      8%        BBVA Compass                                   6%
Debit card                               66%    Online investing/stock trading                9%        Citibank                                       5%
Home Equity/Improvement Loan              5%                                                            Frost                                          3%
Home mortgage                            35%    Investments household                                   Prosperity Bank                                2%
IRA (Individual Retirement                      has (HHLD)                                              Guaranty Bank                                  2%
Account)                                 22%
                                                                                                        Internet bank (such as EtradeBank, etc.)       2%
Money market account                     22%    Any investment                               56%        Comerica                                       1%
Online banking                           40%    Bonds                                        14%        IBC Bank                                       1%
Online bill paying                       38%    Money market funds                           24%
Personal loan                             6%    Mutual funds                                 30%
Refinance home mortgage                   4%    Second home or
Savings account                          69%    real estate property                         11%
                                                Stocks or stock options                      32%
                                                Other security or investment                 14%




                                                                                 Sources: Scarborough, 2011; GfK MRI, Market-by-Market 2011; Claritas, 2011.




Prepared for:                                         Contact: Ivonne Kinser
                                                        Account Executive
                                               214.523.4008, ivonne.kinser@mni.com
Dallas-Ft. Worth, TX




Prepared for:              Contact: Ivonne Kinser
                             Account Executive
                    214.523.4008, ivonne.kinser@mni.com
Dallas-Ft. Worth, TX
                                                 Market Intelligence
                                                 Banking/Financial Category

                Dallas-Ft. Worth, TX             Dallas-Ft. Worth, TX represents a $240.3 billion banking/financial
                                                 market, ranking tenth among all 210 DMAs.


             Market Profile                      Dallas-Ft. Worth, TX residents

  DMA Rank:                                5
                                                     Averaged 13.0 investment transactions in the past year.
  Population:                       7,283,340        67% use any type of banking services.
  Pop. Growth: (2010-2015)              .09%         Spend an average of $662 on credit cards each month.
  Households:                       2,613,491

  Total Investments:         $240,276,791,344




Banking Service
Household Owns                                   Professional Services Used                             Banks/Credit Unions

401k plan                                 25%    Accountant                                   15%        Bank of America                              32%
529 plan/college savings plan              6%    Check cashing                                 9%        Chase                                        29%
Auto loan                                 27%    Discount stockbroker                          3%        Wells Fargo                                  19%
Certificates of Deposit (CDs)             15%    Financial planner                            13%        Citibank                                       7%
Checking account                          80%    Full-service stockbroker                      9%        BBVA Compass                                   5%
Debit card                                61%    Online investing/stock trading                7%        Capital One Bank                               5%
Home Equity/Improvement Loan               5%                                                            Wachovia                                       4%
Home mortgage                             35%    Investments household                                   Internet bank (such as EtradeBank, etc.)       1%
IRA (Individual Retirement                       has (HHLD)                                              Guaranty Bank                                  1%
Account)                                  20%
Money market account                      18%    Any investment                               52%
Online banking                            32%    Bonds                                        13%
Online bill paying                        33%    Money market funds                           21%
Personal loan                              7%    Mutual funds                                 28%
Refinance home mortgage                    4%    Second home or
Savings account                           64%    real estate property                         10%
                                                 Stocks or stock options                      32%
                                                 Other security or investment                 14%




                                                                                  Sources: Scarborough, 2011; GfK MRI, Market-by-Market 2011; Claritas, 2011.




Prepared for:                                          Contact: Ivonne Kinser
                                                         Account Executive
                                                214.523.4008, ivonne.kinser@mni.com
Houston, TX




Prepared for:          Contact: Ivonne Kinser
                         Account Executive
                214.523.4008, ivonne.kinser@mni.com
Houston, TX
                                                 Market Intelligence
                                                 Banking/Financial Category

                Houston, TX                      Houston, TX represents a $196.9 billion banking/financial
                                                 market, ranking eighth among all 210 DMAs.


             Market Profile                      Houston, TX residents

  DMA Rank:                               10
                                                     Averaged 14.0 investment transactions in the past year.
  Population:                       6,333,391        66% use any type of banking services.
  Pop. Growth: (2010-2015)              .09%         Spend an average of $576 on credit cards each month.
  Households:                       2,197,652

  Total Investments:         $196,859,929,579




Banking Service
Household Owns                                   Professional Services Used                             Banks/Credit Unions

401k plan                                 22%    Accountant                                   10%        Chase                                        35%
529 plan/college savings plan              5%    Check cashing                                 9%        Bank of America                              23%
Auto loan                                 21%    Discount stockbroker                          3%        Wells Fargo                                  19%
Certificates of Deposit (CDs)             15%    Financial planner                            13%        Capital One Bank                               7%
Checking account                          77%    Full-service stockbroker                      9%        Amegy Bank                                     6%
Debit card                                57%    Online investing/stock trading                6%        Wachovia                                       5%
Home Equity/Improvement Loan               5%                                                            BBVA Compass                                   5%
Home mortgage                             29%    Investments household                                   Citibank                                       3%
IRA (Individual Retirement                       has (HHLD)                                              Internet bank (such as EtradeBank, etc.)       3%
Account)                                  18%
                                                                                                         Comerica                                       1%
Money market account                      15%    Any investment                               49%        IBC Bank                                       1%
Online banking                            29%    Bonds                                        14%
Online bill paying                        28%    Money market funds                           19%
Personal loan                              5%    Mutual funds                                 24%
Refinance home mortgage                    2%    Second home or
Savings account                           63%    real estate property                         12%
                                                 Stocks or stock options                      29%
                                                 Other security or investment                 13%




                                                                                  Sources: Scarborough, 2011; GfK MRI, Market-by-Market 2011; Claritas, 2011.




Prepared for:                                          Contact: Ivonne Kinser
                                                         Account Executive
                                                214.523.4008, ivonne.kinser@mni.com
San Antonio, TX




Prepared for:            Contact: Ivonne Kinser
                           Account Executive
                  214.523.4008, ivonne.kinser@mni.com
San Antonio, TX
                                                Market Intelligence
                                                Banking/Financial Category

                San Antonio, TX                 San Antonio, TX represents a $59.4 billion banking/financial
                                                market, ranking 41st among all 210 DMAs.


             Market Profile                     San Antonio, TX residents

  DMA Rank:                              36
                                                    Averaged 7.0 investment transactions in the past year.
  Population:                      2,446,839        70% use any type of banking services.
  Pop. Growth: (2010-2015)             .08%         Spend an average of $555 on credit cards each month.
  Households:                       855,639

  Total Investments:         $59,423,474,783




Banking Service
Household Owns                                  Professional Services Used                             Banks/Credit Unions

401k plan                                17%    Accountant                                   10%        Bank of America                              20%
529 plan/college savings plan             4%    Check cashing                                10%        Wells Fargo                                  18%
Auto loan                                27%    Discount stockbroker                          2%        Chase                                        15%
Certificates of Deposit (CDs)            12%    Financial planner                            10%        Frost                                          6%
Checking account                         76%    Full-service stockbroker                      5%        IBC Bank                                       6%
Debit card                               58%    Online investing/stock trading                4%        Broadway National Bank                         4%
Home Equity/Improvement Loan              6%                                                            BBVA Compass                                   3%
Home mortgage                            27%    Investments household                                   Citibank                                       3%
IRA (Individual Retirement                      has (HHLD)                                              Jefferson Bank                                 2%
Account)                                 17%
Money market account                     15%    Any investment                               45%
Online banking                           28%    Bonds                                        11%
Online bill paying                       28%    Money market funds                           16%
Personal loan                            10%    Mutual funds                                 19%
Refinance home mortgage                   4%    Second home or
Savings account                          65%    real estate property                         10%
                                                Stocks or stock options                      21%
                                                Other security or investment                 15%




                                                                                 Sources: Scarborough, 2011; GfK MRI, Market-by-Market 2011; Claritas, 2011.




Prepared for:                                         Contact: Ivonne Kinser
                                                        Account Executive
                                               214.523.4008, ivonne.kinser@mni.com

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Banking MNI Omnipoint

  • 1. Austin, TX Prepared for: Contact: Ivonne Kinser Account Executive 214.523.4008, ivonne.kinser@mni.com
  • 2. Austin, TX Market Intelligence Banking/Financial Category Austin, TX Austin, TX represents a $57.9 billion banking/financial market, ranking 45th among all 210 DMAs. Market Profile Austin, TX residents DMA Rank: 47 Averaged 8.0 investment transactions in the past year. Population: 1,918,090 68% use any type of banking services. Pop. Growth: (2010-2015) .12% Spend an average of $725 on credit cards each month. Households: 716,054 Total Investments: $57,865,841,252 Banking Service Household Owns Professional Services Used Banks/Credit Unions 401k plan 25% Accountant 12% Wells Fargo 27% 529 plan/college savings plan 7% Check cashing 9% Bank of America 26% Auto loan 28% Discount stockbroker 3% Chase 20% Certificates of Deposit (CDs) 15% Financial planner 14% Wachovia 6% Checking account 82% Full-service stockbroker 8% BBVA Compass 6% Debit card 66% Online investing/stock trading 9% Citibank 5% Home Equity/Improvement Loan 5% Frost 3% Home mortgage 35% Investments household Prosperity Bank 2% IRA (Individual Retirement has (HHLD) Guaranty Bank 2% Account) 22% Internet bank (such as EtradeBank, etc.) 2% Money market account 22% Any investment 56% Comerica 1% Online banking 40% Bonds 14% IBC Bank 1% Online bill paying 38% Money market funds 24% Personal loan 6% Mutual funds 30% Refinance home mortgage 4% Second home or Savings account 69% real estate property 11% Stocks or stock options 32% Other security or investment 14% Sources: Scarborough, 2011; GfK MRI, Market-by-Market 2011; Claritas, 2011. Prepared for: Contact: Ivonne Kinser Account Executive 214.523.4008, ivonne.kinser@mni.com
  • 3. Dallas-Ft. Worth, TX Prepared for: Contact: Ivonne Kinser Account Executive 214.523.4008, ivonne.kinser@mni.com
  • 4. Dallas-Ft. Worth, TX Market Intelligence Banking/Financial Category Dallas-Ft. Worth, TX Dallas-Ft. Worth, TX represents a $240.3 billion banking/financial market, ranking tenth among all 210 DMAs. Market Profile Dallas-Ft. Worth, TX residents DMA Rank: 5 Averaged 13.0 investment transactions in the past year. Population: 7,283,340 67% use any type of banking services. Pop. Growth: (2010-2015) .09% Spend an average of $662 on credit cards each month. Households: 2,613,491 Total Investments: $240,276,791,344 Banking Service Household Owns Professional Services Used Banks/Credit Unions 401k plan 25% Accountant 15% Bank of America 32% 529 plan/college savings plan 6% Check cashing 9% Chase 29% Auto loan 27% Discount stockbroker 3% Wells Fargo 19% Certificates of Deposit (CDs) 15% Financial planner 13% Citibank 7% Checking account 80% Full-service stockbroker 9% BBVA Compass 5% Debit card 61% Online investing/stock trading 7% Capital One Bank 5% Home Equity/Improvement Loan 5% Wachovia 4% Home mortgage 35% Investments household Internet bank (such as EtradeBank, etc.) 1% IRA (Individual Retirement has (HHLD) Guaranty Bank 1% Account) 20% Money market account 18% Any investment 52% Online banking 32% Bonds 13% Online bill paying 33% Money market funds 21% Personal loan 7% Mutual funds 28% Refinance home mortgage 4% Second home or Savings account 64% real estate property 10% Stocks or stock options 32% Other security or investment 14% Sources: Scarborough, 2011; GfK MRI, Market-by-Market 2011; Claritas, 2011. Prepared for: Contact: Ivonne Kinser Account Executive 214.523.4008, ivonne.kinser@mni.com
  • 5. Houston, TX Prepared for: Contact: Ivonne Kinser Account Executive 214.523.4008, ivonne.kinser@mni.com
  • 6. Houston, TX Market Intelligence Banking/Financial Category Houston, TX Houston, TX represents a $196.9 billion banking/financial market, ranking eighth among all 210 DMAs. Market Profile Houston, TX residents DMA Rank: 10 Averaged 14.0 investment transactions in the past year. Population: 6,333,391 66% use any type of banking services. Pop. Growth: (2010-2015) .09% Spend an average of $576 on credit cards each month. Households: 2,197,652 Total Investments: $196,859,929,579 Banking Service Household Owns Professional Services Used Banks/Credit Unions 401k plan 22% Accountant 10% Chase 35% 529 plan/college savings plan 5% Check cashing 9% Bank of America 23% Auto loan 21% Discount stockbroker 3% Wells Fargo 19% Certificates of Deposit (CDs) 15% Financial planner 13% Capital One Bank 7% Checking account 77% Full-service stockbroker 9% Amegy Bank 6% Debit card 57% Online investing/stock trading 6% Wachovia 5% Home Equity/Improvement Loan 5% BBVA Compass 5% Home mortgage 29% Investments household Citibank 3% IRA (Individual Retirement has (HHLD) Internet bank (such as EtradeBank, etc.) 3% Account) 18% Comerica 1% Money market account 15% Any investment 49% IBC Bank 1% Online banking 29% Bonds 14% Online bill paying 28% Money market funds 19% Personal loan 5% Mutual funds 24% Refinance home mortgage 2% Second home or Savings account 63% real estate property 12% Stocks or stock options 29% Other security or investment 13% Sources: Scarborough, 2011; GfK MRI, Market-by-Market 2011; Claritas, 2011. Prepared for: Contact: Ivonne Kinser Account Executive 214.523.4008, ivonne.kinser@mni.com
  • 7. San Antonio, TX Prepared for: Contact: Ivonne Kinser Account Executive 214.523.4008, ivonne.kinser@mni.com
  • 8. San Antonio, TX Market Intelligence Banking/Financial Category San Antonio, TX San Antonio, TX represents a $59.4 billion banking/financial market, ranking 41st among all 210 DMAs. Market Profile San Antonio, TX residents DMA Rank: 36 Averaged 7.0 investment transactions in the past year. Population: 2,446,839 70% use any type of banking services. Pop. Growth: (2010-2015) .08% Spend an average of $555 on credit cards each month. Households: 855,639 Total Investments: $59,423,474,783 Banking Service Household Owns Professional Services Used Banks/Credit Unions 401k plan 17% Accountant 10% Bank of America 20% 529 plan/college savings plan 4% Check cashing 10% Wells Fargo 18% Auto loan 27% Discount stockbroker 2% Chase 15% Certificates of Deposit (CDs) 12% Financial planner 10% Frost 6% Checking account 76% Full-service stockbroker 5% IBC Bank 6% Debit card 58% Online investing/stock trading 4% Broadway National Bank 4% Home Equity/Improvement Loan 6% BBVA Compass 3% Home mortgage 27% Investments household Citibank 3% IRA (Individual Retirement has (HHLD) Jefferson Bank 2% Account) 17% Money market account 15% Any investment 45% Online banking 28% Bonds 11% Online bill paying 28% Money market funds 16% Personal loan 10% Mutual funds 19% Refinance home mortgage 4% Second home or Savings account 65% real estate property 10% Stocks or stock options 21% Other security or investment 15% Sources: Scarborough, 2011; GfK MRI, Market-by-Market 2011; Claritas, 2011. Prepared for: Contact: Ivonne Kinser Account Executive 214.523.4008, ivonne.kinser@mni.com