This document provides information about a seminar presentation on the balance of payments. It defines the balance of payments as a systematic record of all economic transactions between residents of a country and the rest of the world. It discusses the key components of the balance of payments including the current account, capital account, and official reserve account. It also covers topics such as balance of payments equilibrium and disequilibrium, and causes of imbalance.
Balance of Payment Disequilibrium and CausesNeema Gladys
1.Balance of Payment
The balance of payment of a country is a systematic accounting record of all economic transactions during a given period of time between the residents of the country and residents of foreign countries.
2.Componets of BOP
Current Account
It includes imports and exports of goods and services and unilateral transfer of goods and services.
Capital Account
Under this are grouped transactions leading to changes in foreign assets and liabilities of the country.
3. Accounting Treatment of Items (Debit and Credit Items)
Any item which gives rise to a sale of foreign exchange (an inflow) is recorded as a credit item (+) in the accounts e.g. export of goods and services
Any item which gives rise to the purchase of foreign exchange (an outflow) is recorded as a debit item (-) in the accounts e.g imports of goods and services.
4. BOP Disequilibrium
BOP is a double entry accounting record, then apart from errors and omissions, it must always balance.
The BOP deficit or surplus indicate imbalance in the BOP.
This imbalance is interpreted as BOP Disequilibrium.
A country’s balance of payments is said to be in disequilibrium when its autonomous receipts (credits) are not equal to its autonomous payments (debits).
5.BOP Deficit
A deficit or an unfavorable balance exists when the value of autonomous debit items exceeds the value of autonomous credit items.
6. BOP Surplus
A surplus or a favourable balance exists when the value of autonomous credit items exceeds the value of autonomous debit items.
Balance of Payment Disequilibrium and CausesNeema Gladys
1.Balance of Payment
The balance of payment of a country is a systematic accounting record of all economic transactions during a given period of time between the residents of the country and residents of foreign countries.
2.Componets of BOP
Current Account
It includes imports and exports of goods and services and unilateral transfer of goods and services.
Capital Account
Under this are grouped transactions leading to changes in foreign assets and liabilities of the country.
3. Accounting Treatment of Items (Debit and Credit Items)
Any item which gives rise to a sale of foreign exchange (an inflow) is recorded as a credit item (+) in the accounts e.g. export of goods and services
Any item which gives rise to the purchase of foreign exchange (an outflow) is recorded as a debit item (-) in the accounts e.g imports of goods and services.
4. BOP Disequilibrium
BOP is a double entry accounting record, then apart from errors and omissions, it must always balance.
The BOP deficit or surplus indicate imbalance in the BOP.
This imbalance is interpreted as BOP Disequilibrium.
A country’s balance of payments is said to be in disequilibrium when its autonomous receipts (credits) are not equal to its autonomous payments (debits).
5.BOP Deficit
A deficit or an unfavorable balance exists when the value of autonomous debit items exceeds the value of autonomous credit items.
6. BOP Surplus
A surplus or a favourable balance exists when the value of autonomous credit items exceeds the value of autonomous debit items.
Balance of payments Presentation (complete)E Concepts
The presentation covers all important aspects of balance of payments majorly including;
Rules of Balance Of Payments
Balance of payments vs Balance of trade
Debit vs Credit transactions
Equilibrium vs disequilibrium in BOP
Measures to correct disequilibrium
BOP or Balance of International Payments is the systematic and summary record of a country’s economic and financial transactionswith the rest of the worldover a period of time. As per IMF, BOP is a statistical statement for a given period showing: (a) transactions in goods & services and income between an economy and the rest of the world; (b) changes of ownership and other changes in that country’s monetary gold, SDRs, and claims on and liabilities to the rest of the world; and (c) unrequited transfersand counterpart entries that are needed to balance, in the accounting sense any entries for the foregoing transactions and changes which are not mutually offsetting. – IMF, Balance of Payments Manual.
The balance of a payment is a systematic record of all its monetary transections with other countries of the world in a given period of time. i.e 1 year
Balance of payments Presentation (complete)E Concepts
The presentation covers all important aspects of balance of payments majorly including;
Rules of Balance Of Payments
Balance of payments vs Balance of trade
Debit vs Credit transactions
Equilibrium vs disequilibrium in BOP
Measures to correct disequilibrium
BOP or Balance of International Payments is the systematic and summary record of a country’s economic and financial transactionswith the rest of the worldover a period of time. As per IMF, BOP is a statistical statement for a given period showing: (a) transactions in goods & services and income between an economy and the rest of the world; (b) changes of ownership and other changes in that country’s monetary gold, SDRs, and claims on and liabilities to the rest of the world; and (c) unrequited transfersand counterpart entries that are needed to balance, in the accounting sense any entries for the foregoing transactions and changes which are not mutually offsetting. – IMF, Balance of Payments Manual.
The balance of a payment is a systematic record of all its monetary transections with other countries of the world in a given period of time. i.e 1 year
A good slide on export vs import it will help you more to understand about export vs import. just look at this slide and you automatically see how worthy this slides are . Thank you
BOP Components: Current Account, Capital Account and Reserve Account; Disequilibrium of BOP; Factors Affecting BOP and Methods of Correcting BOP Disequilibrium
A fantastic PPT on balance of payments. The PPT includes a complete of the meaning and various concepts of balance of payments. It also discusses about the type of transactions recorded in BOP and various types of accounts.
CHANDHUBHAI VIRANI- Owner of Balaji WaferAjeesh Mk
A Short description of an epic life of Chandubhai Virani's Success story in building a Rs.100 crore business of sweets. Here I focused on describing his life in accordance with his biography.
Only Few of the Copy-writing styles being included in this presentation.
1. Descriptive Copy
2. Scientific Copy
3. Colloquial copy or Conversational Copy
4. Humorous Copy
5. Narrative Copy
Capital Market is divided into two division; Primary Market and Secondary Market. Primary Market and its components are briefly described in this presentation.
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when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
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Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
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Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
4. GROUP : 1
Group Members :
1. Ajeesh M.K
2. Nisham M
3. Sajeesh
4. Swathy Vasudevan
5. BALANCE OF PAYMENT
• BOP is a statement listing receipts and payments in international
transactions of a country.
• Based on Double entry book-keeping concept.
• Credit Balance Receipt of Foreign Exchange from abroad.
• Debit Balance Payment in Foreign Exchange to foreign
residents.
• Equal debit and credit balances if entries
are done properly.
6. B O P ….
The Balance of Payments of a country is a systematic record of all
economic transactions between the residents of a country and the rest of
the world.
Presents a classified record of all receipts on account of goods exported,
services rendered and capital received by residents and payments made
by them on account of goods imported and services received from the
capital transferred to non-residents or foreigners.
Economic Transactions – import and export (capital inflow &
outflow as FII & FDI)
• Residents - Individuals & fin. Institutions permanently residing in the country’s
border.
7. IMPORTANCE OF B.O.P
Records all the transactions that create demand for and supply
of a currency.
Indicates demand-supply equation of the currency.
Confirm trend in economy’s international trade and exchange
rate of the currency.
Indicate change or reversal in the trend.
Indicate policy shift of the monetary authority (RBI) of the
country.
9. B.O.PACCOUNTING
BOP follows the accounting system of double entry.
Balance of payments accounting system (BOP) is an accounting
system design to track buy and sell transactions between countries
by an individuals, businesses and government agencies.
A double entry system in which each transaction creates a credit
entry and a debit entry of equal value.
Buying goods and services creates debit entries and selling things
produces credits entries.
The two BOP entries are used to denote the giving and receiving
sides of external transactions.
10. ASPECTS OF B.O.PACCOUNTING
Each economic transactions have a debit and credit aspect.
CREDIT TRANSACTIONS DEBIT TRANSACTIONS
Exports of goods & services Import of goods & services
Income receivable from abroad Income payable abroad
Transfers from abroad Transfers to abroad
Increase in external liabilities Decrease in external liabilities
Decrease in external assets Increase in external assets
11. B.O.PACCOUNTING
The net sum of credit and debit entries is zero.
Data are collected from many sources - discrepancies
between the entries occur for various reasons.
Omissions and inaccurate measurements may occur.
Equality between the sum of credit and debit entries is
brought about by the inclusion of a balancing item which
reflects net errors and omissions.
13. CURRENT ACCOUNT
Represents the real income.
Includes :
1. Import of Goods
2. Balance of Merchandise Trade
3. Invisibles
Balance of Trade : Export – Import
Export > Import → Surplus BOT
Export < Import → Deficit BOT
Invisibles : Receipts & payments on :
1. Trade & services like tourism, transport etc
2. Interest, Dividend
3. Unilateral Transfers : Pension, Remittances, gifts
14. CURRENT ACCOUNT…
Movement of Gold : Monetary or Non- monetary
{ Monetary : sale or purchase that influence international
monetary reserves. }
15. CAPITALACCOUNT
Consists changes in financial position of country.
Comprise short term and long term inflow and outflow of funds.
Credit side records official & private borrowings from abroad net
of repayments, direct and portfolio investment and short term
investments into the county, bank balances of non residents held in
the country etc.
Debit side records dis-investment of capital invested into the
country, the country’s investment abroad, loans given to a foreign
government and bank balances held abroad.
16. OFFICIAL RESERVE ACCOUNT
The surplus of capital and current account are transffered to ORA.
ORA can be used where there occurs future deficit.
Only reserve assets are included.
Reserve assets are those assets which the monetary authority of a
country used to settle the trade , the surplus or deficit that arise on
the capital and current account.
Includes:
- The cash balance in Central Bank
- Gold
- Reserve in IMF
17. B.O.P EQUILIBRIUM
Balance of payments equilibrium occurs when induced balance
of payments transactions - those engineered by the government
to influence the nominal exchange rate - are zero.
Implies that autonomous receipts from exports and the sale of
securities abroad equal autonomous payments for imports and
the purchase of securities from foreign residents.
Since changes in the stock of official reserves of foreign
exchange are the method used by the authorities to fix or
manipulate the exchange rate, BOP equilibrium requires that the
stock of foreign exchange reserves be constant.
18. B.O.P EQUILIBRIUM…
If debit on current account is greater than the credit, funds flow into
the country that are recorded on the credit side of the capital
account and the excess of debit is wiped out.
Ex-post Concept - Describes what has actually happened
over a specific past period
CURRENT ACCOUNT + CAPITAL ACCOUNT = 0
20. B.O.P DISEQULIBRIUM - CAUSES
1. Development Schemes :
- Huge investment in development schemes in developing
countries Export ↓ Import ↑ → Structural changes in BOP
2. Price – Cost Structure :
- Change in PCS of export industries affect export volume
- Increase in price due to higher wages, high cost of raw material
3. Change in Foreign Exchange rate :
- ↑ External value of money Import ↑ Export ↓
- ↓ External value of money Import ↓ Export ↑
21. B.O.P DISEQULIBRIUM – CAUSES…
4. Fall in Export Demand :
- increase in domestic production in rich countries.
- loss of colonial markets.
- more persistent in underdeveloped countries.
5. Demonstration Effect :
- People in under developed countries tend to follow consumption pattern
of developed countries imports increase and creates dis-
equilibrium
6. International Borrowing & Lending :
- Borrowing country have unfavorable bop – lending country have
unfavorable bop
22. B.O.P DISEQULIBRIUM – CAUSES…
7. Cyclical Fluctuations :
During depression income of people in foreign countries
fall → exports decrease → bop disequilibrium
8. Natural Factors :
- Drought, floods etc adversely affect the country production.
- Exports falls, imports increase leading to bop deficit.
9. Population Explosion :
- Rapid growth of population → imports increase → decrease export
capacity